PROVIDENT FINANCIAL HOLDINGS INC
PROV · Savings Institution, Federally Chartered · 6.3M shares · -2%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $2M (gross $3M, SBC $240K)
Reference price $17.12 · est. market cap ~$107M — last insider sale, 2026-06-10 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C60Provident Financial Holdings — California thrift with low returns.
Strengths
- Conservative, deposit-funded model
Risks
- ROE 4.9% (55th… ROA 45th) weak
- Mortgage concentration; rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Buying back stockNet buyback — share count -2%/yr over 4y
Key metrics
Return on equity
4.9%
Return on assets
0.5%
Net-income growth
-14.9%
Free cash flow
$8M
Tangible book value
$129M
Cash & investments
$53M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-10 | Weiant David | Sell | 2.7K | $17.12 |
| 2026-06-08 | Weiant David | Sell | 1.0K | $17.00 |
| 2026-06-04 | Weiant David | Sell | 1.0K | $17.10 |
| 2026-06-01 | Weiant David | Sell | 3.0K | $16.92 |
| 2025-11-12 | Wertz Gwendolyn | Sell | 4.8K | $15.64 |
| 2025-06-10 | Wertz Gwendolyn | Sell | 1.9K | $15.40 |
| 2025-05-22 | Fan Peter Chai | Grant | 7.5K | — |
| 2025-05-07 | Weiant David | Disposition | 6.1K | $14.90 |
| 2025-05-06 | Weiant David | Disposition | 3.9K | $15.07 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-28 | 2026-05-21 | 0000939057-26-000120 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001010470-26-000007 ↗ |
| 8-K | 2026-04-28 | 2026-04-28 | 0000939057-26-000092 ↗ |
| 8-K | 2026-04-24 | 2026-04-23 | 0000939057-26-000087 ↗ |
| 8-K | 2026-04-17 | 2026-04-13 | 0000939057-26-000085 ↗ |
| 10-Q | 2026-02-06 | 2025-12-31 | 0001010470-26-000003 ↗ |
| 8-K | 2026-01-27 | 2026-01-27 | 0000939057-26-000018 ↗ |
| 8-K | 2026-01-23 | 2026-01-22 | 0000939057-26-000016 ↗ |
| 8-K | 2026-01-23 | 2026-01-22 | 0000939057-26-000014 ↗ |
| 8-K | 2025-11-21 | 2025-11-20 | 0000939057-25-000310 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001010470-25-000005 ↗ |
| 8-K | 2025-10-28 | 2025-10-28 | 0000939057-25-000279 ↗ |