ENTERPRISE FINANCIAL SERVICES CORP
EFSC, EFSCP · State Commercial Banks · 36.6M shares · +9%/yr ↑ dilution · EDGAR filings ↗
Reference price $60.20 · est. market cap ~$2.2B — last insider sale, 2026-04-28 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C68Enterprise Financial Services — Midwest/Southwest commercial bank.
Strengths
- Strong free cash flow (77th pct); specialty deposit niches
Risks
- ROE 9.9% (53rd), ROA (64th) average
- CRE/rate sensitivity
Notable findings
- Chronic dilutionShare count +9%/yr over 4y (dilution, book value/share -7%)
Key metrics
Return on equity
9.9%
Return on assets
1.2%
Net-income growth
8.7%
Free cash flow
$182M
Tangible book value
$1.6B
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-28 | PONDER MARK G | Sell | 625 | $60.20 |
| 2026-04-28 | PONDER MARK G | Sell | 625 | $60.90 |
| 2026-04-27 | PONDER MARK G | Gift | 200 | — |
| 2026-04-27 | PONDER MARK G | Gift | 1.2K | — |
| 2026-04-27 | PONDER MARK G | Gift | 1.2K | — |
| 2026-04-14 | DUMLAO TROY | Tax withheld | 168 | $58.30 |
| 2026-04-14 | Handley Kevin L | Option exercise | 380 | — |
| 2026-04-14 | Handley Kevin L | Tax withheld | 160 | $58.30 |
| 2026-04-14 | Huffman Bridget | Option exercise | 380 | — |
| 2026-04-14 | Huffman Bridget | Tax withheld | 168 | $58.30 |
| 2026-04-14 | DUMLAO TROY | Option exercise | 380 | — |
| 2026-02-24 | KEENE S TURNER | Option exercise | 5.0K | — |
| 2026-02-24 | IANNACONE NICOLE M | Tax withheld | 1.5K | $57.57 |
| 2026-02-24 | KEENE S TURNER | Tax withheld | 2.2K | $57.57 |
| 2026-02-24 | PONDER MARK G | Tax withheld | 1.5K | $57.57 |
| 2026-02-24 | PONDER MARK G | Option exercise | 3.3K | — |
| 2026-02-24 | LALLY JAMES BRIAN | Option exercise | 8.0K | — |
| 2026-02-24 | LALLY JAMES BRIAN | Tax withheld | 3.5K | $57.57 |
| 2026-02-24 | BAUCHE DOUGLAS | Option exercise | 3.3K | — |
| 2026-02-24 | BAUCHE DOUGLAS | Tax withheld | 1.5K | $57.57 |
| 2026-02-24 | IANNACONE NICOLE M | Option exercise | 3.3K | — |
| 2026-02-10 | Handley Kevin L | Grant | 565 | — |
| 2026-02-10 | Handley Kevin L | Tax withheld | 268 | $59.22 |
| 2026-02-10 | Handley Kevin L | Grant | 455 | — |
| 2026-02-10 | Handley Kevin L | Tax withheld | 215 | $59.22 |
| 2026-02-10 | KEENE S TURNER | Option exercise | 2.0K | — |
| 2026-02-10 | KEENE S TURNER | Tax withheld | 854 | $59.22 |
| 2026-02-10 | KEENE S TURNER | Grant | 3.2K | — |
| 2026-02-10 | KEENE S TURNER | Tax withheld | 1.5K | $59.22 |
| 2026-02-10 | KEENE S TURNER | Grant | 2.6K | — |
| 2026-02-10 | KEENE S TURNER | Tax withheld | 1.1K | $59.22 |
| 2026-02-10 | LALLY JAMES BRIAN | Option exercise | 4.2K | — |
| 2026-02-10 | LALLY JAMES BRIAN | Tax withheld | 1.7K | $59.22 |
| 2026-02-10 | LALLY JAMES BRIAN | Grant | 6.8K | — |
| 2026-02-10 | DUMLAO TROY | Option exercise | 361 | — |
| 2026-02-10 | DUMLAO TROY | Tax withheld | 179 | $59.22 |
| 2026-02-10 | DUMLAO TROY | Grant | 593 | — |
| 2026-02-10 | DUMLAO TROY | Tax withheld | 293 | $59.22 |
| 2026-02-10 | DUMLAO TROY | Grant | 478 | — |
| 2026-02-10 | DUMLAO TROY | Tax withheld | 236 | $59.22 |
| 2026-02-10 | IANNACONE NICOLE M | Option exercise | 1.0K | — |
| 2026-02-10 | IANNACONE NICOLE M | Tax withheld | 449 | $59.22 |
| 2026-02-10 | IANNACONE NICOLE M | Grant | 1.7K | — |
| 2026-02-10 | IANNACONE NICOLE M | Tax withheld | 825 | $59.22 |
| 2026-02-10 | IANNACONE NICOLE M | Grant | 1.3K | — |
| 2026-02-10 | IANNACONE NICOLE M | Tax withheld | 605 | $59.22 |
| 2026-02-10 | PONDER MARK G | Option exercise | 1.0K | — |
| 2026-02-10 | PONDER MARK G | Tax withheld | 444 | $59.22 |
| 2026-02-10 | PONDER MARK G | Grant | 1.7K | — |
| 2026-02-10 | PONDER MARK G | Tax withheld | 815 | $59.22 |
| 2026-02-10 | PONDER MARK G | Grant | 1.3K | — |
| 2026-02-10 | PONDER MARK G | Tax withheld | 600 | $59.22 |
| 2026-02-10 | Handley Kevin L | Option exercise | 344 | — |
| 2026-02-10 | Handley Kevin L | Tax withheld | 163 | $59.22 |
| 2026-02-10 | Huffman Bridget | Grant | 451 | — |
| 2026-02-10 | Huffman Bridget | Tax withheld | 222 | $59.22 |
| 2026-02-10 | LALLY JAMES BRIAN | Tax withheld | 2.8K | $59.22 |
| 2026-02-10 | LALLY JAMES BRIAN | Grant | 5.5K | — |
| 2026-02-10 | LALLY JAMES BRIAN | Tax withheld | 2.2K | $59.22 |
| 2026-02-10 | BAUCHE DOUGLAS | Option exercise | 1.0K | — |
| 2026-02-10 | BAUCHE DOUGLAS | Tax withheld | 460 | $59.22 |
| 2026-02-10 | BAUCHE DOUGLAS | Grant | 1.7K | — |
| 2026-02-10 | BAUCHE DOUGLAS | Tax withheld | 845 | $59.22 |
| 2026-02-10 | BAUCHE DOUGLAS | Grant | 1.4K | — |
| 2026-02-10 | BAUCHE DOUGLAS | Tax withheld | 609 | $59.22 |
| 2026-02-10 | Huffman Bridget | Option exercise | 341 | — |
| 2026-02-10 | Huffman Bridget | Tax withheld | 169 | $59.22 |
| 2026-02-10 | Huffman Bridget | Grant | 560 | — |
| 2026-02-10 | Huffman Bridget | Tax withheld | 277 | $59.22 |
| 2025-12-31 | Huffman Bridget | Other | 123 | $45.90 |
| 2025-12-31 | BAUCHE DOUGLAS | Other | 19 | $45.90 |
| 2025-08-22 | Young Lina A | Grant | 1.0K | — |
| 2025-08-22 | SANBORN RICHARD | Grant | 1.0K | — |
| 2025-08-22 | Manjarrez Marcela | Grant | 1.0K | — |
| 2025-08-22 | KENT NEVADA A | Grant | 1.0K | — |
| 2025-08-22 | Holmes Michael | Grant | 2.3K | — |
| 2025-08-22 | Finn Michael E | Grant | 2.1K | — |
| 2025-08-22 | DECOLA MICHAEL A | Grant | 3.2K | — |
| 2025-08-22 | Andrich Lyne | Grant | 1.0K | — |
| 2025-08-04 | Finn Michael E | Buy | 1.5K | $54.11 |
| 2025-06-30 | KEENE S TURNER | Other | 450 | $46.84 |
| 2025-06-30 | PONDER MARK G | Other | 450 | $46.84 |
| 2025-06-30 | LALLY JAMES BRIAN | Other | 450 | $46.84 |
| 2025-06-30 | IANNACONE NICOLE M | Other | 450 | $46.84 |
| 2025-06-30 | Huffman Bridget | Other | 243 | $46.84 |
| 2025-06-30 | DUMLAO TROY | Other | 450 | $46.84 |
| 2025-06-30 | BAUCHE DOUGLAS | Other | 431 | $46.84 |
| 2025-06-26 | LALLY JAMES BRIAN | Sell | 1.8K | $55.16 |
| 2025-06-24 | LALLY JAMES BRIAN | Sell | 1.7K | $55.04 |
| 2025-06-06 | Finn Michael E | Buy | 8 | $52.25 |
| 2025-06-06 | Finn Michael E | Buy | 1.5K | $52.50 |
| 2025-05-15 | LALLY JAMES BRIAN | Sell | 400 | $55.01 |
| 2025-05-13 | LALLY JAMES BRIAN | Sell | 2.2K | $55.04 |
| 2025-05-12 | LALLY JAMES BRIAN | Sell | 4.7K | $55.18 |
| 2025-04-14 | Huffman Bridget | Option exercise | 381 | — |
| 2025-04-14 | Huffman Bridget | Tax withheld | 161 | $46.89 |
| 2025-04-14 | DUMLAO TROY | Option exercise | 381 | — |
| 2025-04-14 | DUMLAO TROY | Tax withheld | 149 | $46.89 |
| 2025-02-28 | HAVEL JAMES M | Sell | 5.5K | $58.47 |
| 2025-02-24 | DUMLAO TROY | Option exercise | 244 | — |
| 2025-02-24 | DUMLAO TROY | Tax withheld | 96 | $58.12 |
| 2025-02-24 | Huffman Bridget | Option exercise | 213 | — |
| 2025-02-24 | Huffman Bridget | Tax withheld | 90 | $58.12 |
| 2025-02-03 | IANNACONE NICOLE M | Tax withheld | 1.2K | $58.87 |
| 2025-02-03 | DUMLAO TROY | Grant | 734 | — |
| 2025-02-03 | KEENE S TURNER | Option exercise | 1.8K | — |
| 2025-02-03 | KEENE S TURNER | Tax withheld | 776 | $58.87 |
| 2025-02-03 | KEENE S TURNER | Grant | 7.0K | — |
| 2025-02-03 | KEENE S TURNER | Tax withheld | 3.2K | $58.87 |
| 2025-02-03 | KEENE S TURNER | Grant | 5.7K | — |
| 2025-02-03 | KEENE S TURNER | Tax withheld | 2.5K | $58.87 |
| 2025-02-03 | PONDER MARK G | Option exercise | 862 | — |
| 2025-02-03 | PONDER MARK G | Tax withheld | 380 | $58.87 |
| 2025-02-03 | PONDER MARK G | Grant | 3.4K | — |
| 2025-02-03 | PONDER MARK G | Tax withheld | 1.6K | $58.87 |
| 2025-02-03 | PONDER MARK G | Grant | 2.8K | — |
| 2025-02-03 | PONDER MARK G | Tax withheld | 1.2K | $58.87 |
| 2025-02-03 | LALLY JAMES BRIAN | Option exercise | 3.6K | — |
| 2025-02-03 | LALLY JAMES BRIAN | Tax withheld | 1.6K | $58.87 |
| 2025-02-03 | LALLY JAMES BRIAN | Grant | 14K | — |
| 2025-02-03 | LALLY JAMES BRIAN | Tax withheld | 5.8K | $58.87 |
| 2025-02-03 | LALLY JAMES BRIAN | Grant | 12K | — |
| 2025-02-03 | LALLY JAMES BRIAN | Tax withheld | 5.0K | $58.87 |
| 2025-02-03 | IANNACONE NICOLE M | Option exercise | 874 | — |
| 2025-02-03 | IANNACONE NICOLE M | Tax withheld | 385 | $58.87 |
| 2025-02-03 | IANNACONE NICOLE M | Grant | 3.5K | — |
| 2025-02-03 | IANNACONE NICOLE M | Tax withheld | 1.6K | $58.87 |
| 2025-02-03 | IANNACONE NICOLE M | Grant | 2.8K | — |
| 2025-02-03 | BAUCHE DOUGLAS | Grant | 3.6K | — |
| 2025-02-03 | BAUCHE DOUGLAS | Tax withheld | 1.5K | $58.87 |
| 2025-02-03 | BAUCHE DOUGLAS | Grant | 2.9K | — |
| 2025-02-03 | BAUCHE DOUGLAS | Tax withheld | 1.1K | $58.87 |
| 2025-02-03 | DUMLAO TROY | Tax withheld | 326 | $58.87 |
| 2025-02-03 | Goodman Scott Richard | Option exercise | 1.2K | — |
| 2025-02-03 | Goodman Scott Richard | Tax withheld | 458 | $58.87 |
| 2025-02-03 | Goodman Scott Richard | Grant | 4.7K | — |
| 2025-02-03 | Goodman Scott Richard | Tax withheld | 1.9K | $58.87 |
| 2025-02-03 | Goodman Scott Richard | Grant | 3.8K | — |
| 2025-02-03 | Goodman Scott Richard | Tax withheld | 1.5K | $58.87 |
| 2025-02-03 | BAUCHE DOUGLAS | Option exercise | 898 | — |
| 2025-02-03 | BAUCHE DOUGLAS | Tax withheld | 351 | $58.87 |
| 2025-01-02 | VAN TREASE SANDRA | Option exercise | 3.6K | — |
| 2025-01-02 | VAN TREASE SANDRA | Other | 124 | — |
| 2025-01-02 | VAN TREASE SANDRA | Option exercise | 3.6K | — |
| 2025-01-02 | VAN TREASE SANDRA | Other | 125 | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-17 | 2026-06-12 | 0001104659-26-075113 ↗ |
| 8-K | 2026-06-09 | 2026-06-09 | 0001025835-26-000119 ↗ |
| 8-K | 2026-05-15 | 2026-05-13 | 0001025835-26-000116 ↗ |
| 10-Q | 2026-05-01 | 2026-03-31 | 0001025835-26-000108 ↗ |
| 8-K | 2026-04-28 | 2026-04-28 | 0001025835-26-000102 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0001025835-26-000092 ↗ |
| 8-K | 2026-03-09 | 2026-03-09 | 0001025835-26-000076 ↗ |
| 10-K | 2026-02-27 | 2025-12-31 | 0001025835-26-000058 ↗ |
| 8-K | 2026-01-29 | 2026-01-29 | 0001025835-26-000026 ↗ |
| 8-K | 2026-01-26 | 2026-01-26 | 0001025835-26-000023 ↗ |
| 10-Q | 2025-10-31 | 2025-09-30 | 0001025835-25-000210 ↗ |
| 8-K | 2025-10-29 | 2025-10-29 | 0001025835-25-000208 ↗ |