ING GROEP NV
ING, INGVF · Commercial Banks, NEC · EDGAR filings ↗
Grade
B79bank composite 71pct→79
Notable findings
- No interest coverageInterest coverage 0.71 (cannot cover interest)
- Cash burnNegative free cash flow (-7899.5M)
- Strong balance sheetStrong balance sheet — $63.5B cash & investments, ~32 quarters of runway
- Notable holderHeld by 4 notable fund(s): GOLDMAN SACHS GROUP INC, FMR LLC, CITADEL ADVISORS LLC +1 more (as of 2026-03-31)
Key metrics
Operating margin
100.0%
Net margin
33.5%
Return on equity
15.5%
Return on assets
0.8%
ROIC
36.7%
Revenue growth (QoQ)
38.1%
Net-income growth
74.3%
Interest coverage
0.7×
Free cash flow
-$7.9B
Tangible book value
$64.9B
Cash & investments
$63.5B
Cash runway
32q
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 20-F | 2026-02-26 | 2025-12-31 | 0001628280-26-011979 ↗ |
| 20-F | 2025-03-06 | 2024-12-31 | 0001628280-25-010764 ↗ |
| 20-F | 2024-03-08 | 2023-12-31 | 0001628280-24-009782 ↗ |
| 20-F | 2023-03-10 | 2022-12-31 | 0001628280-23-007425 ↗ |
| 20-F | 2022-03-11 | 2021-12-31 | 0001562762-22-000122 ↗ |
| 20-F | 2021-03-12 | 2020-12-31 | 0001562762-21-000116 ↗ |
| 20-F | 2020-03-06 | 2019-12-31 | 0001562762-20-000105 ↗ |
| 20-F | 2019-03-08 | 2018-12-31 | 0001562762-19-000074 ↗ |
| 20-F | 2018-03-08 | 2017-12-31 | 0001193125-18-074422 ↗ |
| 20-F | 2017-03-16 | 2016-12-31 | 0001193125-17-085015 ↗ |
| 20-F | 2016-03-02 | 2015-12-31 | 0001193125-16-489323 ↗ |
| 20-F | 2015-03-19 | 2014-12-31 | 0001193125-15-097885 ↗ |