PEOPLES FINANCIAL SERVICES CORP.
PFIS · National Commercial Banks · 10.0M shares · -1%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: -$818K (gross $70K, SBC $888K)
Reference price $50.10 · est. market cap ~$502M — last insider purchase, 2025-08-15 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70Peoples Financial Services — Pennsylvania bank with solid returns.
Strengths
- ROE 11.4% (69th pct), ROA (57th)
Risks
- Weak free cash flow (37th)
- Integration; rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
Key metrics
Return on equity
11.4%
Return on assets
1.1%
Net-income growth
596.5%
Free cash flow
$43M
Tangible book value
$416M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-15 | Cummings Mary Griffin | Tax withheld | 60 | $56.35 |
| 2026-05-15 | Westington Stephanie A. | Tax withheld | 47 | $56.35 |
| 2026-04-03 | TULANEY THOMAS P | Option exercise | 709 | — |
| 2026-04-03 | TULANEY THOMAS P | Tax withheld | 315 | $54.62 |
| 2026-03-11 | KOPLIN NEAL D | Option exercise | 323 | — |
| 2026-03-11 | KOPLIN NEAL D | Tax withheld | 233 | $51.80 |
| 2026-03-11 | ANDERSON JOHN R III | Option exercise | 295 | — |
| 2026-03-11 | ANDERSON JOHN R III | Tax withheld | 189 | $51.80 |
| 2026-03-11 | Cummings Mary Griffin | Option exercise | 246 | — |
| 2026-03-11 | Cummings Mary Griffin | Tax withheld | 83 | $51.80 |
| 2026-03-11 | Hubble Susan L | Option exercise | 279 | — |
| 2026-03-11 | Hubble Susan L | Tax withheld | 164 | $51.80 |
| 2026-03-11 | BONE JAMES M JR | Option exercise | 317 | — |
| 2026-03-11 | Champi Gerard A | Option exercise | 689 | — |
| 2026-03-11 | Kirtley Timothy | Option exercise | 281 | — |
| 2026-03-11 | Kirtley Timothy | Tax withheld | 168 | $51.80 |
| 2026-03-11 | Drobins Jeffrey A | Option exercise | 274 | — |
| 2026-03-11 | Drobins Jeffrey A | Tax withheld | 236 | $51.80 |
| 2026-03-11 | Westington Stephanie A. | Option exercise | 90 | — |
| 2026-03-11 | VIENEY AMY | Option exercise | 95 | — |
| 2026-03-11 | Westington Stephanie A. | Tax withheld | 30 | $51.80 |
| 2026-03-11 | VIENEY AMY | Tax withheld | 66 | $51.80 |
| 2026-03-11 | TULANEY THOMAS P | Option exercise | 366 | — |
| 2026-03-11 | TULANEY THOMAS P | Tax withheld | 264 | $51.80 |
| 2026-02-27 | Kirtley Timothy | Grant | 2.1K | — |
| 2026-02-27 | Kirtley Timothy | Tax withheld | 725 | $53.60 |
| 2026-02-27 | Drobins Jeffrey A | Grant | 2.0K | — |
| 2026-02-27 | Drobins Jeffrey A | Tax withheld | 950 | $53.60 |
| 2026-02-27 | TULANEY THOMAS P | Grant | 2.8K | — |
| 2026-02-27 | Kirtley Timothy | Grant | 1.4K | — |
| 2026-02-27 | Kirtley Timothy | Tax withheld | 395 | $53.60 |
| 2026-02-27 | Hubble Susan L | Grant | 1.4K | — |
| 2026-02-27 | Hubble Susan L | Tax withheld | 379 | $53.60 |
| 2026-02-27 | KOPLIN NEAL D | Grant | 1.7K | — |
| 2026-02-27 | KOPLIN NEAL D | Tax withheld | 558 | $53.60 |
| 2026-02-27 | VIENEY AMY | Grant | 471 | — |
| 2026-02-27 | VIENEY AMY | Tax withheld | 152 | $53.60 |
| 2026-02-27 | Drobins Jeffrey A | Grant | 1.3K | — |
| 2026-02-27 | Drobins Jeffrey A | Tax withheld | 551 | $53.60 |
| 2026-02-27 | ANDERSON JOHN R III | Grant | 1.5K | — |
| 2026-02-27 | ANDERSON JOHN R III | Tax withheld | 438 | $53.60 |
| 2026-02-27 | TULANEY THOMAS P | Grant | 1.9K | — |
| 2026-02-27 | TULANEY THOMAS P | Tax withheld | 633 | $53.60 |
| 2026-02-27 | VIENEY AMY | Grant | 706 | — |
| 2026-02-27 | VIENEY AMY | Tax withheld | 238 | $53.60 |
| 2026-02-27 | TULANEY THOMAS P | Tax withheld | 1.1K | $53.60 |
| 2026-02-27 | KOPLIN NEAL D | Grant | 2.5K | — |
| 2026-02-27 | KOPLIN NEAL D | Tax withheld | 989 | $53.60 |
| 2026-02-27 | Hubble Susan L | Grant | 2.1K | — |
| 2026-02-27 | Hubble Susan L | Tax withheld | 695 | $53.60 |
| 2026-02-27 | ANDERSON JOHN R III | Grant | 2.2K | — |
| 2026-02-27 | ANDERSON JOHN R III | Tax withheld | 791 | $53.60 |
| 2026-02-04 | LOCHEN RICHARD S JR | Gift | 100 | — |
| 2026-01-30 | Ramirez Elisa Z | Grant | 297 | — |
| 2026-01-30 | DENAPLES LOUIS A | Grant | 297 | — |
| 2026-01-30 | WRIGHT JOSEPH T JR | Grant | 297 | — |
| 2026-01-30 | NICHOLAS JAMES B | Grant | 297 | — |
| 2026-01-30 | LOCHEN RICHARD S JR | Grant | 297 | — |
| 2026-01-30 | Lambert Kathleen McCarthy | Grant | 297 | — |
| 2026-01-30 | CONABOY WILLIAM P | Grant | 297 | — |
| 2026-01-30 | Coccia Joseph A | Grant | 297 | — |
| 2026-01-30 | Eckel Keith W. | Grant | 297 | — |
| 2026-01-30 | Bracey William G. | Grant | 297 | — |
| 2026-01-30 | Aubrey William E II | Grant | 297 | — |
| 2026-01-30 | Melone Thomas J. | Grant | 297 | — |
| 2026-01-30 | KUKUCHKA RONALD G | Grant | 297 | — |
| 2026-01-30 | DeNaples Joseph L | Grant | 297 | — |
| 2026-01-30 | Bodnyk Sandra | Grant | 297 | — |
| 2025-08-29 | DENAPLES LOUIS A | Grant | 1.7K | $53.00 |
| 2025-08-15 | LOCHEN RICHARD S JR | Buy | 100 | $50.10 |
| 2025-08-07 | BONE JAMES M JR | Gift | 100 | — |
| 2025-08-06 | LOCHEN RICHARD S JR | Buy | 1.0K | $47.67 |
| 2025-05-15 | Westington Stephanie A. | Tax withheld | 47 | $50.55 |
| 2025-05-15 | Cummings Mary Griffin | Tax withheld | 74 | $50.55 |
| 2025-03-28 | BONE JAMES M JR | Grant | 1 | $44.13 |
| 2025-03-28 | VIENEY AMY | Grant | 0 | $46.49 |
| 2025-03-28 | Hubble Susan L | Grant | 16 | $46.49 |
| 2025-03-28 | ANDERSON JOHN R III | Grant | 57 | $46.49 |
| 2025-03-28 | KOPLIN NEAL D | Grant | 104 | $46.49 |
| 2025-03-28 | Hubble Susan L | Grant | 16 | $46.49 |
| 2025-03-28 | ANDERSON JOHN R III | Grant | 57 | $46.49 |
| 2025-03-28 | VIENEY AMY | Grant | 0 | $46.49 |
| 2025-03-28 | BONE JAMES M JR | Grant | 1 | $44.13 |
| 2025-03-28 | KOPLIN NEAL D | Grant | 104 | $46.49 |
| 2025-03-11 | TULANEY THOMAS P | Tax withheld | 158 | $44.97 |
| 2025-03-11 | ANDERSON JOHN R III | Tax withheld | 163 | $44.97 |
| 2025-03-11 | Kirtley Timothy | Tax withheld | 151 | $44.97 |
| 2025-03-11 | Hubble Susan L | Tax withheld | 139 | $44.97 |
| 2025-03-11 | Drobins Jeffrey A | Tax withheld | 193 | $44.97 |
| 2025-03-11 | KOPLIN NEAL D | Tax withheld | 153 | $44.97 |
| 2025-03-11 | VIENEY AMY | Tax withheld | 35 | $44.97 |
| 2025-03-05 | LOCHEN RICHARD S JR | Buy | 700 | $47.11 |
| 2025-03-05 | LOCHEN RICHARD S JR | Buy | 300 | $47.14 |
| 2025-02-28 | Kirtley Timothy | Grant | 458 | — |
| 2025-02-28 | Kirtley Timothy | Tax withheld | 154 | $48.83 |
| 2025-02-28 | TULANEY THOMAS P | Grant | 594 | — |
| 2025-02-28 | TULANEY THOMAS P | Tax withheld | 200 | $48.83 |
| 2025-02-28 | KOPLIN NEAL D | Grant | 530 | — |
| 2025-02-28 | KOPLIN NEAL D | Tax withheld | 179 | $48.83 |
| 2025-02-28 | Hubble Susan L | Grant | 374 | — |
| 2025-02-28 | Hubble Susan L | Tax withheld | 126 | $48.83 |
| 2025-02-28 | ANDERSON JOHN R III | Grant | 458 | — |
| 2025-02-28 | ANDERSON JOHN R III | Tax withheld | 165 | $48.83 |
| 2025-02-28 | Drobins Jeffrey A | Grant | 388 | — |
| 2025-02-28 | Drobins Jeffrey A | Tax withheld | 182 | $48.83 |
| 2025-01-31 | WRIGHT JOSEPH T JR | Grant | 280 | — |
| 2025-01-31 | Ramirez Elisa Z | Grant | 280 | — |
| 2025-01-31 | NICHOLAS JAMES B | Grant | 280 | — |
| 2025-01-31 | LOCHEN RICHARD S JR | Grant | 280 | — |
| 2025-01-31 | DENAPLES LOUIS A | Grant | 140 | — |
| 2025-01-31 | Bracey William G. | Grant | 140 | — |
| 2025-01-31 | Melone Thomas J. | Grant | 140 | — |
| 2025-01-31 | Lambert Kathleen McCarthy | Grant | 140 | — |
| 2025-01-31 | KUKUCHKA RONALD G | Grant | 280 | — |
| 2025-01-31 | Eckel Keith W. | Grant | 140 | — |
| 2025-01-31 | DeNaples Joseph L | Grant | 140 | — |
| 2025-01-31 | CONABOY WILLIAM P | Grant | 140 | — |
| 2025-01-31 | Coccia Joseph A | Grant | 140 | — |
| 2025-01-31 | Bodnyk Sandra | Grant | 280 | — |
| 2025-01-31 | Aubrey William E II | Grant | 280 | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-27 | Exec/director changeShareholder voteExhibits | filing ↗ |
| 2026-05-15 | Reg FDExhibits | filing ↗ |
| 2026-04-30 | ResultsExhibits | filing ↗ |
| 2026-04-02 | Exec/director changeExhibits | filing ↗ |
| 2026-03-16 | Reg FDExhibits | filing ↗ |
| 2026-01-30 | ResultsExhibits | filing ↗ |
| 2026-01-30 | Exec/director changeReg FDExhibits | filing ↗ |
| 2025-12-29 | Other | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-27 | 2026-05-22 | 0001104659-26-066622 ↗ |
| 8-K | 2026-05-15 | 2026-05-15 | 0001104659-26-062531 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0001104659-26-057903 ↗ |
| 8-K | 2026-04-30 | 2026-04-30 | 0001104659-26-052951 ↗ |
| 8-K | 2026-04-02 | 2026-03-27 | 0001104659-26-039162 ↗ |
| 10-K | 2026-03-16 | 2025-12-31 | 0001104659-26-028106 ↗ |
| 8-K | 2026-03-16 | 2026-03-16 | 0001104659-26-028580 ↗ |
| 8-K | 2026-01-30 | 2026-01-30 | 0001104659-26-008637 ↗ |
| 8-K | 2026-01-30 | 2026-01-30 | 0001104659-26-008627 ↗ |
| 8-K | 2025-12-29 | 2025-12-23 | 0001104659-25-124540 ↗ |
| 10-Q | 2025-11-10 | 2025-09-30 | 0001104659-25-108874 ↗ |
| 8-K | 2025-11-06 | 2025-11-06 | 0001104659-25-107446 ↗ |