CF BANKSHARES INC.
CFBK · National Commercial Banks · 5.3M shares · +9%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: -$995K (gross $177K, SBC $1M)
Reference price $24.07 · est. market cap ~$128M — last insider purchase, 2025-12-16 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C62CF Bankshares — small Ohio bank with below-median asset returns.
Strengths
- Net income +31% (60th pct)
Risks
- ROA 23rd, weak FCF (18th)
- Mortgage/rate sensitivity; small scale
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Strong balance sheetStrong balance sheet — $259M cash & investments
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Return on equity
9.5%
Return on assets
0.8%
Revenue growth (QoQ)
5.8%
Net-income growth
31.0%
Free cash flow
$18M
Tangible book value
$184M
Cash & investments
$259M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-11 | O'Dell Timothy T | Tax withheld | 1.9K | $30.25 |
| 2026-05-21 | HOEWELER ROBERT E | Gift | 1.4K | — |
| 2026-04-11 | McKinney Marianne | Tax withheld | 247 | $29.49 |
| 2026-04-11 | Ringwald Bradley J | Tax withheld | 592 | $29.49 |
| 2026-04-11 | Meder Timothy | Tax withheld | 267 | $29.49 |
| 2026-04-11 | O'Dell Timothy T | Tax withheld | 5.0K | $29.49 |
| 2026-03-24 | Meder Timothy | Tax withheld | 594 | $28.22 |
| 2026-03-24 | Ringwald Bradley J | Tax withheld | 987 | $28.22 |
| 2026-03-24 | McKinney Marianne | Tax withheld | 568 | $28.22 |
| 2026-02-23 | Cochran Edward W | Grant | 3.5K | — |
| 2026-02-23 | O'Dell Timothy T | Grant | 18K | — |
| 2026-02-23 | Ringwald Bradley J | Grant | 10K | — |
| 2026-02-23 | O'Dell Timothy T | Grant | 13K | — |
| 2026-02-23 | ASH THOMAS P | Grant | 5.0K | — |
| 2026-02-23 | Meder Timothy | Grant | 4.5K | — |
| 2026-02-23 | McKinney Marianne | Grant | 5.5K | — |
| 2026-02-23 | Beerman Kevin J | Grant | 8.5K | — |
| 2026-02-23 | Royer David L | Grant | 4.5K | — |
| 2026-02-23 | HOEWELER ROBERT E | Grant | 5.5K | — |
| 2026-02-23 | Frauenberg James H II | Grant | 3.5K | — |
| 2026-01-23 | Ringwald Bradley J | Tax withheld | 640 | $28.66 |
| 2026-01-23 | Meder Timothy | Tax withheld | 291 | $28.66 |
| 2026-01-23 | McKinney Marianne | Tax withheld | 349 | $28.66 |
| 2025-12-16 | Ringwald Bradley J | Buy | 1.0K | $24.07 |
| 2025-12-15 | HOEWELER ROBERT E | Buy | 1.0K | $23.87 |
| 2025-12-12 | Beerman Kevin J | Buy | 217 | $23.84 |
| 2025-12-11 | Frauenberg James H II | Buy | 210 | $23.78 |
| 2025-12-04 | ASH THOMAS P | Buy | 200 | $23.91 |
| 2025-08-20 | O'Dell Timothy T | Sell | 11K | $25.50 |
| 2025-08-18 | McKinney Marianne | Sell | 1.7K | $24.54 |
| 2025-08-14 | O'Dell Timothy T | Sell | 210 | $25.02 |
| 2025-08-14 | O'Dell Timothy T | Sell | 210 | $25.02 |
| 2025-08-13 | O'Dell Timothy T | Sell | 9.0K | $25.37 |
| 2025-08-13 | O'Dell Timothy T | Sell | 9.0K | $25.37 |
| 2025-03-24 | HOEWELER ROBERT E | Grant | 5.0K | — |
| 2025-03-24 | O'Dell Timothy T | Grant | 18K | — |
| 2025-03-24 | Beerman Kevin J | Grant | 8.0K | — |
| 2025-03-24 | Rana Sundeep | Grant | 2.7K | — |
| 2025-03-24 | Frauenberg James H II | Grant | 3.0K | — |
| 2025-03-24 | Cochran Edward W | Grant | 3.0K | — |
| 2025-03-24 | ASH THOMAS P | Grant | 4.0K | — |
| 2025-03-24 | Royer David L | Grant | 4.0K | — |
| 2025-03-24 | Meder Timothy | Grant | 5.0K | — |
| 2025-03-24 | Ringwald Bradley J | Grant | 10K | — |
| 2025-03-24 | McKinney Marianne | Grant | 5.0K | — |
| 2025-03-17 | ASH THOMAS P | Buy | 100 | $22.87 |
| 2025-03-11 | HOEWELER ROBERT E | Buy | 1.0K | $21.80 |
| 2025-03-05 | HOEWELER ROBERT E | Gift | 200 | — |
| 2025-02-15 | McKinney Marianne | Tax withheld | 261 | $24.99 |
| 2025-02-15 | Ringwald Bradley J | Tax withheld | 732 | $24.99 |
| 2025-02-15 | Meder Timothy | Tax withheld | 96 | $24.99 |
| 2025-01-25 | Meder Timothy | Tax withheld | 291 | $23.98 |
| 2025-01-25 | McKinney Marianne | Tax withheld | 422 | $23.98 |
| 2025-01-25 | Ringwald Bradley J | Tax withheld | 812 | $23.98 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-28 | 2026-05-27 | 0001193125-26-243166 ↗ |
| 8-K | 2026-05-27 | 2026-05-27 | 0001193125-26-240626 ↗ |
| 10-Q | 2026-05-11 | 2026-03-31 | 0001193125-26-215923 ↗ |
| 8-K | 2026-05-05 | 2026-05-05 | 0001193125-26-205631 ↗ |
| 8-K | 2026-04-24 | 2026-04-24 | 0001193125-26-175963 ↗ |
| 8-K | 2026-03-26 | 2026-03-25 | 0001193125-26-125864 ↗ |
| 10-K | 2026-03-12 | 2025-12-31 | 0001193125-26-103638 ↗ |
| 8-K | 2026-02-05 | 2026-02-05 | 0001193125-26-038599 ↗ |
| 8-K | 2025-12-18 | 2025-12-17 | 0001193125-25-323818 ↗ |
| 8-K | 2025-12-17 | 2025-12-15 | 0001193125-25-322165 ↗ |
| 8-K | 2025-12-01 | 2025-12-01 | 0001193125-25-303575 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001193125-25-271208 ↗ |