LCNB CORP
LCNB · National Commercial Banks · 14.2M shares · -3%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $8M (gross $8M, SBC $41K)
Reference price $16.95 · est. market cap ~$241M — last insider purchase, 2026-05-28 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C62LCNB Corp — small Ohio bank with average returns.
Strengths
- Stable deposit franchise
Risks
- ROE 8.4% (31st), ROA (47th) average
- Very low cash (6th pct)
Notable findings
- Insider buyingInsider buying — 2 open-market buy(s) by 2 insider(s) (cluster of 2 insiders, last 6mo) Form 4 ↗
- Buying back stockNet buyback — share count -3%/yr over 4y
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Return on equity
8.4%
Return on assets
1.0%
Revenue growth (QoQ)
31.7%
Net-income growth
71.4%
Debt / equity
0.4×
Free cash flow
$33M
Tangible book value
$174M
Cash & investments
$22M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-28 | Meilstrup Eric J | Buy | 400 | $16.95 |
| 2026-05-15 | Haines Robert C II | Buy | 500 | $15.78 |
| 2026-02-23 | Krehbiel Anne E | Grant | 974 | $17.46 |
| 2026-02-23 | KAUFMAN WILLIAM H | Grant | 974 | $17.46 |
| 2026-02-23 | Johrendt Michael J | Grant | 974 | $17.46 |
| 2026-02-23 | Johnson Craig Millis | Grant | 974 | $17.46 |
| 2026-02-23 | Huddle William G | Grant | 974 | $17.46 |
| 2026-02-23 | Bradford Mary E | Grant | 974 | $17.46 |
| 2026-02-23 | WILSON STEPHEN P | Grant | 974 | $17.46 |
| 2026-02-23 | Haines Robert C II | Grant | 4.1K | $17.46 |
| 2026-02-23 | Cropper Spencer S | Grant | 974 | $17.46 |
| 2026-02-23 | Wallace Andrew Michael | Grant | 1.9K | $17.46 |
| 2026-02-23 | Walter Patricia L. | Grant | 2.1K | $17.46 |
| 2026-02-23 | Ruppert Bradley Austin | Grant | 2.5K | $17.46 |
| 2026-02-23 | Meeker Jeffrey D | Grant | 2.1K | $17.46 |
| 2026-02-23 | Mulligan Lawrence P Jr. | Grant | 2.4K | $17.46 |
| 2026-02-23 | Miller Michael Robert | Grant | 2.7K | $17.46 |
| 2026-02-23 | Meilstrup Eric J | Grant | 6.9K | $17.46 |
| 2026-02-23 | FOSTER STEVE P | Grant | 974 | $17.46 |
| 2026-02-23 | Lawson Takeitha W | Grant | 974 | $17.46 |
| 2026-02-04 | Miller Michael Robert | Sell | 2.8K | $17.75 |
| 2025-11-19 | Meilstrup Eric J | Buy | 500 | $15.31 |
| 2025-11-12 | Huddle William G | Sell | 3.0K | $15.51 |
| 2025-08-20 | Mulligan Lawrence P Jr. | Buy | 100 | $15.19 |
| 2025-05-28 | Meilstrup Eric J | Buy | 200 | $14.51 |
| 2025-05-23 | Mulligan Lawrence P Jr. | Buy | 1.0K | $14.37 |
| 2025-04-29 | Lawson Takeitha W | Buy | 60 | $14.90 |
| 2025-02-26 | FOSTER STEVE P | Buy | 1.0K | $14.70 |
| 2025-02-24 | Meilstrup Eric J | Grant | 5.8K | $14.60 |
| 2025-02-24 | Walter Patricia L. | Grant | 1.3K | $14.60 |
| 2025-02-24 | WILSON STEPHEN P | Grant | 1.2K | $14.60 |
| 2025-02-24 | Krehbiel Anne E | Grant | 1.2K | $14.60 |
| 2025-02-24 | KAUFMAN WILLIAM H | Grant | 1.2K | $14.60 |
| 2025-02-24 | Cropper Spencer S | Grant | 1.2K | $14.60 |
| 2025-02-24 | Lawson Takeitha W | Grant | 1.2K | $14.60 |
| 2025-02-24 | Bradford Mary E | Grant | 1.2K | $14.60 |
| 2025-02-24 | Bedinghaus Robert A. | Grant | 1.2K | $14.60 |
| 2025-02-24 | Huddle William G | Grant | 1.2K | $14.60 |
| 2025-02-24 | Johnson Craig Millis | Grant | 1.2K | $14.60 |
| 2025-02-24 | FOSTER STEVE P | Grant | 1.2K | $14.60 |
| 2025-02-24 | Johrendt Michael J | Grant | 1.2K | $14.60 |
| 2025-02-24 | Mulligan Lawrence P Jr. | Grant | 2.1K | $14.60 |
| 2025-02-24 | Ruppert Bradley Austin | Grant | 2.2K | $14.60 |
| 2025-02-24 | Haines Robert C II | Grant | 2.3K | $14.60 |
| 2025-02-24 | Miller Michael Robert | Grant | 2.3K | $14.60 |
| 2025-02-17 | Meilstrup Eric J | Buy | 500 | $17.43 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-04-30 | Shareholder vote | filing ↗ |
| 2026-04-22 | ResultsReg FDExhibits | filing ↗ |
| 2026-02-02 | Reg FDExhibits | filing ↗ |
| 2026-01-29 | ResultsReg FDExhibits | filing ↗ |
| 2025-11-03 | Reg FDExhibits | filing ↗ |
| 2025-10-22 | ResultsReg FDExhibits | filing ↗ |
| 2025-10-15 | Exec/director changeExhibits | filing ↗ |
| 2025-10-08 | Exec/director changeExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 10-Q | 2026-05-06 | 2026-03-31 | 0001437749-26-015192 ↗ |
| 8-K | 2026-04-30 | 2026-04-27 | 0001437749-26-013999 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0001437749-26-013032 ↗ |
| 10-K | 2026-03-11 | 2025-12-31 | 0001437749-26-007758 ↗ |
| 8-K | 2026-02-02 | 2026-02-02 | 0001437749-26-002667 ↗ |
| 8-K | 2026-01-29 | 2026-01-29 | 0001437749-26-002406 ↗ |
| 10-Q | 2025-11-05 | 2025-09-30 | 0001437749-25-033333 ↗ |
| 8-K | 2025-11-03 | 2025-11-03 | 0001437749-25-032797 ↗ |
| 8-K | 2025-10-22 | 2025-10-22 | 0001437749-25-031522 ↗ |
| 8-K | 2025-10-15 | 2025-10-15 | 0001437749-25-031034 ↗ |
| 8-K | 2025-10-08 | 2025-10-08 | 0001437749-25-030691 ↗ |
| 10-Q | 2025-08-06 | 2025-06-30 | 0001437749-25-025068 ↗ |