CITIZENS HOLDING CO /MS/
CIZN · State Commercial Banks · 5.6M shares · +3%/yr ↑ dilution · EDGAR filings ↗
Net buyback after stock comp: $229K (gross $390K, SBC $161K)
Grade
D52Citizens Holding (MS) — small bank on stale (FY2023) data with weak returns.
Strengths
- Deposit-funded model
Risks
- Net income down 81%; ROE 4.3% (11th)
- Higher leverage (82nd); stale data
Key metrics
Return on equity
4.3%
Return on assets
0.1%
Net-income growth
-80.7%
Debt / equity
0.4×
Free cash flow
$5M
Tangible book value
$29M
Cash & investments
$94M
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2023-12-07 | Delisting noticeReg FDExhibits | filing ↗ |
| 2023-12-05 | Reg FDExhibits | filing ↗ |
| 2023-12-05 | Reg FDExhibits | filing ↗ |
| 2023-11-01 | ResultsReg FDExhibits | filing ↗ |
| 2023-09-14 | Reg FDExhibits | filing ↗ |
| 2023-07-31 | ResultsReg FDExhibits | filing ↗ |
| 2023-06-07 | Reg FDExhibits | filing ↗ |
| 2023-04-27 | Shareholder voteOther | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 10-K | 2024-03-29 | 2023-12-31 | 0001437749-24-009993 ↗ |
| 8-K/A | 2023-12-07 | 2023-12-01 | 0001437749-23-033792 ↗ |
| 8-K | 2023-12-05 | 2023-12-01 | 0001437749-23-033539 ↗ |
| 8-K | 2023-12-05 | 2023-11-30 | 0001437749-23-033537 ↗ |
| 10-Q | 2023-11-14 | 2023-09-30 | 0001437749-23-031896 ↗ |
| 8-K | 2023-11-01 | 2023-10-27 | 0001437749-23-029569 ↗ |
| 8-K | 2023-09-14 | 2023-09-12 | 0001437749-23-025814 ↗ |
| 10-Q | 2023-08-14 | 2023-06-30 | 0001437749-23-023714 ↗ |
| 8-K | 2023-07-31 | 2023-07-27 | 0001437749-23-021142 ↗ |
| 8-K | 2023-06-07 | 2023-06-02 | 0001437749-23-016795 ↗ |
| 10-Q | 2023-05-15 | 2023-03-31 | 0001437749-23-014421 ↗ |
| 8-K | 2023-04-27 | 2023-04-25 | 0001437749-23-011337 ↗ |