HSBC HOLDINGS PLC
HSBC, HBCYF · Savings Institution, Federally Chartered · EDGAR filings ↗
Reference price $18.11 — last insider sale, 2026-05-07 (estimated from the dated SEC Form 4 price — not a live quote)
Grade
B80Global money-center bank with top-decile sector ROE and an unmatched scale/funding franchise.
Strengths
- ROE 11.25% sits at the 92.7th sector percentile with above-median ROA (58.5th)
- Dominant deposit/funding base — cash and FCF at the 100th percentile
Risks
- Net income down 7.5% and low interest coverage reflect rate/credit cyclicality
- Heavy China/Hong Kong real-estate and geopolitical exposure
Notable findings
- No interest coverageInterest coverage 0.44 (cannot cover interest)
- Strong balance sheetStrong balance sheet — $432.9B cash & investments
- Insider sellingInsider selling — 1 open-market sale(s) by 1 insider(s) (~$418,667, last 6mo) Form 4 ↗
Key metrics
Return on equity
11.2%
Return on assets
0.7%
Net-income growth
-7.5%
Interest coverage
0.4×
Free cash flow
$28.3B
Tangible book value
$205.7B
Cash & investments
$432.9B
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-07 | Palomaki Daniel Scott | Sell | 23K | $18.11 |
| 2026-03-27 | Bingham Jonathan | Buy | 13 | $15.81 |
All non-derivative Form 4 activity (SEC), newest first.
Supply chain
Customers (2)
Suppliers (1)
Named in the 10-K; linked when we track them.
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 20-F | 2026-02-26 | 2025-12-31 | 0001089113-26-000010 ↗ |
| 20-F | 2025-02-20 | 2024-12-31 | 0001089113-25-000040 ↗ |
| 20-F | 2024-02-22 | 2023-12-31 | 0001089113-24-000004 ↗ |