YORK WATER CO

YORW · Water Supply · 16.2M shares · +2%/yr ↑ shares · EDGAR filings ↗

Net buyback after stock comp: $1M (gross $1M)

Reference price $29.53 · est. market cap ~$479M — last insider purchase, 2026-06-19 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)

Grade

C68

Tiny durable water monopoly with top-decile margins but modest returns and flat growth.

Strengths

Top-decile net margin (26%, 91.7th pct) and strong operating/ocf margins (83rd/75th pct)
Durable regulated monopoly with pricing power

Risks

ROE just 8.3% (45.5th pct) and ROIC 50th pct — mid-pack returns
Revenue growth weak (3.4%, 33rd pct), net income down 1.3%; essentially no cash and D/E 0.92

Notable findings

Exec changeRecent 8-K item 5.02 8-K ↗
Weak liquidityCurrent ratio 0.67 (<1)
Insider buyingInsider buying — 20 open-market buy(s) by 8 insider(s) (cluster of 8 insiders, last 6mo) Form 4 ↗

Quarterly revenue

2025-06-30 · $19M2025-09-30 · $20M2025-12-31 · $19M2026-03-31 · $20M

Last 4 quarters · from SEC filings.

Key metrics

Operating margin

35.8%

Net margin

25.9%

Return on equity

8.3%

Return on assets

2.9%

ROIC

4.7%

Revenue growth (QoQ)

3.1%

Net-income growth

-1.3%

Debt / equity

0.9×

Net debt / EBITDA

5.3×

Current ratio

0.7×

EBITDA

$42M

Tangible book value

$240M

Cash & investments

$1K

Insider transactions · last 18 months

Date	Insider	Type	Shares	Price
2026-06-19	Hand Joseph Thomas	Buy	25	$29.53
2026-05-20	Yanavitch William T. II	Buy	256	$29.35
2026-05-08	Scarpato Matthew J	Buy	700	$29.30
2026-05-04	Scarpato Matthew J	Grant	796	—
2026-05-04	Chiaruttini Alexandra C	Grant	883	—
2026-05-04	Poff Matthew E	Grant	974	—
2026-05-04	Hand Joseph Thomas	Grant	1.5K	—
2026-05-04	Lambert Robert F	Grant	154	$29.14
2026-05-04	Brossman Douglas S	Grant	154	$29.14
2026-05-04	Yanavitch William T. II	Grant	51	$29.14
2026-05-04	Rasmussen Steven R	Grant	154	$29.14
2026-05-04	Wand Laura T	Grant	154	$29.14
2026-05-04	Bonney Paul R	Grant	154	$29.14
2026-05-04	Keller Jody L	Grant	154	$29.14
2026-05-04	McGlaughlin Erin C	Grant	154	$29.14
2026-05-04	Snyder Mark S	Grant	306	—
2026-05-04	Becker Suzanne M	Grant	208	—
2026-04-16	Hand Joseph Thomas	Buy	1.1K	$28.50
2026-04-16	Poff Matthew E	Buy	175	$28.50
2026-04-16	Snyder Mark S	Buy	10	$29.13
2026-04-16	Scarpato Matthew J	Buy	103	$29.13
2026-04-16	Poff Matthew E	Buy	4	$29.13
2026-04-16	Hand Joseph Thomas	Buy	103	$29.13
2026-04-16	Grimm Ashley M	Buy	12	$29.13
2026-04-16	Becker Suzanne M	Buy	41	$29.13
2026-04-16	Chiaruttini Alexandra C	Buy	41	$29.13
2026-03-16	Hand Joseph Thomas	Buy	15	$31.55
2026-01-16	Becker Suzanne M	Buy	46	$30.45
2026-01-16	Snyder Mark S	Buy	11	$30.45
2026-01-16	Scarpato Matthew J	Buy	92	$30.45
2026-01-16	Poff Matthew E	Buy	5	$30.45
2026-01-16	Hand Joseph Thomas	Buy	279	$30.45
2026-01-16	Grimm Ashley M	Buy	14	$30.45
2026-01-16	Chiaruttini Alexandra C	Buy	46	$30.45
2025-12-22	Yanavitch William T. II	Buy	44	$33.72
2025-12-08	Hand Joseph Thomas	Grant	297	$30.42
2025-11-13	Hand Joseph Thomas	Buy	30	$32.11
2025-10-16	Grimm Ashley M	Buy	14	$28.83
2025-10-16	Snyder Mark S	Buy	11	$28.83
2025-10-16	Scarpato Matthew J	Buy	34	$28.83
2025-10-16	Poff Matthew E	Buy	5	$28.83
2025-10-16	Hand Joseph Thomas	Buy	338	$28.83
2025-10-16	Chiaruttini Alexandra C	Buy	45	$28.83
2025-10-16	Becker Suzanne M	Buy	31	$28.83
2025-10-03	Hand Joseph Thomas	Buy	15	$30.07
2025-09-09	Hand Joseph Thomas	Buy	200	$30.68
2025-07-16	Scarpato Matthew J	Buy	33	$29.89
2025-07-16	Poff Matthew E	Buy	4	$29.89
2025-07-16	Hand Joseph Thomas	Buy	326	$29.89
2025-07-16	Grimm Ashley M	Buy	13	$29.89
2025-07-16	Chiaruttini Alexandra C	Buy	43	$29.89
2025-07-16	Snyder Mark S	Buy	11	$29.89
2025-06-18	Hand Joseph Thomas	Buy	25	$32.07
2025-05-05	Lambert Robert F	Grant	59	$34.58
2025-05-05	Snyder Mark S	Grant	365	—
2025-05-05	Scarpato Matthew J	Grant	360	—
2025-05-05	Grimm Ashley M	Grant	254	—
2025-05-05	Chiaruttini Alexandra C	Grant	1.1K	—
2025-05-05	Poff Matthew E	Grant	1.2K	—
2025-05-05	Hand Joseph Thomas	Grant	1.7K	—
2025-05-05	Wand Laura T	Grant	179	$34.58
2025-05-05	Bonney Paul R	Grant	179	$34.58
2025-05-05	HINES JEFFREY R	Grant	179	$34.58
2025-05-05	McGlaughlin Erin C	Grant	179	$34.58
2025-05-05	Keller Jody L	Grant	179	$34.58
2025-05-05	Rasmussen Steven R	Grant	179	$34.58
2025-05-05	HODGES GEORGE W	Grant	179	$34.58
2025-05-05	GANG MICHAEL W	Grant	179	$34.58
2025-05-05	Brossman Douglas S	Grant	179	$34.58
2025-04-16	Scarpato Matthew J	Buy	29	$33.11
2025-04-16	Snyder Mark S	Buy	10	$33.11
2025-04-16	Hand Joseph Thomas	Buy	294	$33.11
2025-04-16	Poff Matthew E	Buy	4	$33.11
2025-04-16	Chiaruttini Alexandra C	Buy	39	$33.11
2025-04-16	Grimm Ashley M	Buy	12	$33.11
2025-03-28	Hand Joseph Thomas	Buy	20	$34.66
2025-02-20	Lambert Robert F	Buy	15	$32.73
2025-01-16	Chiaruttini Alexandra C	Buy	42	$31.25
2025-01-16	Snyder Mark S	Buy	10	$31.25
2025-01-16	Scarpato Matthew J	Buy	24	$31.25
2025-01-16	Poff Matthew E	Buy	4	$31.25
2025-01-16	Hand Joseph Thomas	Buy	312	$31.25
2025-01-16	Grimm Ashley M	Buy	12	$31.25
2025-01-01	Hand Joseph Thomas	Grant	983	$32.72

All non-derivative Form 4 activity (SEC), newest first.

Notable events (8-K)

Date	Items
2026-05-05	Shareholder vote	filing ↗
2026-05-05	ResultsExhibits	filing ↗
2026-04-22	OtherExhibits	filing ↗
2026-04-17	Material agreementOtherExhibits	filing ↗
2026-04-16	OtherExhibits	filing ↗
2026-04-15	OtherExhibits	filing ↗
2026-04-14	Exec/director change	filing ↗
2026-03-03	ResultsExhibits	filing ↗

Recent filings

Form	Filed	Period	Accession
8-K	2026-05-05	2026-05-05	0000108985-26-000040 ↗
10-Q	2026-05-05	2026-03-31	0000108985-26-000036 ↗
8-K	2026-05-05	2026-05-04	0000108985-26-000038 ↗
8-K	2026-04-22	2026-04-22	0001140361-26-016137 ↗
8-K	2026-04-17	2026-04-16	0001140361-26-015308 ↗
8-K	2026-04-16	2026-04-16	0001140361-26-014989 ↗
8-K	2026-04-15	2026-04-15	0001140361-26-014830 ↗
8-K	2026-04-14	2026-04-10	0001140361-26-014542 ↗
8-K	2026-03-03	2026-03-03	0000108985-26-000013 ↗
10-K	2026-03-03	2025-12-31	0000108985-26-000015 ↗
8-K	2026-02-19	2026-02-19	0000108985-26-000011 ↗
8-K	2026-02-10	2026-02-09	0000108985-26-000009 ↗