PEOPLES BANCORP OF NORTH CAROLINA INC
PEBK · State Commercial Banks · 5.5M shares · -2%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $2M (gross $2M, SBC $270K)
Reference price $42.10 · est. market cap ~$230M — last insider sale, 2026-06-01 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B71Peoples Bancorp of North Carolina — high-ROE community bank.
Strengths
- ROE 12.6% (83rd pct), ROA (65th)
Risks
- Weak free cash flow (23rd); low cash (20th)
- Regional concentration
Notable findings
- Buying back stockNet buyback — share count -2%/yr over 4y
- Insider sellingInsider selling — 12 open-market sale(s) by 3 insider(s) (cluster of 3 insiders, ~$328,478, last 6mo) Form 4 ↗
Key metrics
Return on equity
12.6%
Return on assets
1.2%
Net-income growth
21.3%
Free cash flow
$20M
Tangible book value
$157M
Cash & investments
$58M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-01 | ABERNETHY JAMES S | Sell | 500 | $42.10 |
| 2026-06-01 | Abernethy Robert C. JR | Sell | 1.2K | $41.61 |
| 2026-05-26 | Abernethy Ashton V. | Sell | 950 | $42.26 |
| 2026-05-14 | ABERNETHY JAMES S | Sell | 600 | $40.20 |
| 2026-04-30 | ABERNETHY JAMES S | Sell | 600 | $39.35 |
| 2026-04-24 | ABERNETHY JAMES S | Sell | 600 | $39.50 |
| 2026-04-23 | ABERNETHY JAMES S | Sell | 600 | $40.06 |
| 2026-03-03 | ABERNETHY JAMES S | Sell | 477 | $37.60 |
| 2026-02-27 | ABERNETHY JAMES S | Sell | 523 | $38.91 |
| 2026-02-27 | ABERNETHY JAMES S | Gift | 500 | $38.91 |
| 2026-02-24 | ABERNETHY JAMES S | Sell | 600 | $38.16 |
| 2026-02-09 | ABERNETHY JAMES S | Sell | 1.0K | $38.34 |
| 2026-02-04 | ABERNETHY JAMES S | Sell | 600 | $37.27 |
| 2026-01-20 | Shinn Carol S. | Conversion | 526 | $36.05 |
| 2026-01-20 | Turner Timothy Paul | Conversion | 397 | $36.05 |
| 2025-12-22 | Shinn Carol S. | Grant | 15 | $34.14 |
| 2025-12-22 | ZACHARY BENJAMIN I | Grant | 121 | $34.14 |
| 2025-12-22 | Turner Timothy Paul | Grant | 30 | $34.14 |
| 2025-12-22 | Hooper Jeffrey N. | Grant | 7 | $34.14 |
| 2025-12-22 | CABLE WILLIAM D | Grant | 121 | $34.14 |
| 2025-12-02 | ABERNETHY JAMES S | Sell | 300 | $32.35 |
| 2025-11-26 | ABERNETHY JAMES S | Sell | 598 | $32.03 |
| 2025-11-25 | ABERNETHY JAMES S | Sell | 2 | $33.00 |
| 2025-11-03 | ABERNETHY JAMES S | Sell | 800 | $29.05 |
| 2025-10-28 | ABERNETHY JAMES S | Sell | 281 | $30.90 |
| 2025-10-28 | ABERNETHY JAMES S | Sell | 319 | $31.00 |
| 2025-09-03 | ABERNETHY JAMES S | Sell | 600 | $31.01 |
| 2025-08-25 | ABERNETHY JAMES S | Sell | 600 | $31.15 |
| 2025-08-20 | ABERNETHY JAMES S | Gift | 600 | $29.76 |
| 2025-08-20 | ABERNETHY JAMES S | Gift | 1.2K | $29.76 |
| 2025-08-20 | ABERNETHY JAMES S | Gift | 600 | $29.76 |
| 2025-08-20 | ABERNETHY JAMES S | Gift | 600 | $29.76 |
| 2025-08-08 | ABERNETHY ROBERT C | Inherited | 6.6K | — |
| 2025-08-08 | ABERNETHY JAMES S | Inherited | 6.6K | — |
| 2025-08-04 | ABERNETHY JAMES S | Sell | 600 | $28.01 |
| 2025-07-31 | ABERNETHY JAMES S | Sell | 600 | $28.58 |
| 2025-05-23 | ABERNETHY JAMES S | Sell | 500 | $29.25 |
| 2025-05-12 | ABERNETHY JAMES S | Sell | 500 | $29.15 |
| 2025-03-28 | ABERNETHY JAMES S | Sell | 500 | $28.12 |
| 2025-02-03 | Street Jody G. | Grant | 770 | — |
| 2025-02-03 | CABLE WILLIAM D | Grant | 1.0K | — |
All non-derivative Form 4 activity (SEC), newest first.
Supply chain
Customers (0)
Suppliers (1)
Named in the 10-K; linked when we track them.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-08 | 2026-05-07 | 0001654954-26-004580 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001654954-26-004543 ↗ |
| 8-K | 2026-04-20 | 2026-04-20 | 0001654954-26-003709 ↗ |
| 10-K | 2026-03-11 | 2025-12-31 | 0001654954-26-002154 ↗ |
| 8-K | 2026-01-26 | 2026-01-26 | 0001654954-26-000585 ↗ |
| 10-Q | 2025-11-04 | 2025-09-30 | 0001654954-25-012570 ↗ |
| 8-K | 2025-10-20 | 2025-10-20 | 0001654954-25-011957 ↗ |
| 10-Q | 2025-08-05 | 2025-06-30 | 0001654954-25-008982 ↗ |
| 8-K | 2025-07-21 | 2025-07-21 | 0001654954-25-008238 ↗ |
| 8-K/A | 2025-06-18 | 2025-06-17 | 0001654954-25-007164 ↗ |
| 10-Q | 2025-05-06 | 2025-03-31 | 0001654954-25-005121 ↗ |
| 8-K | 2025-05-02 | 2025-05-01 | 0001654954-25-005014 ↗ |