FIDELITY D & D BANCORP INC
FDBC · National Commercial Banks · 5.8M shares · +11%/yr ↑ dilution · EDGAR filings ↗
Net buyback after stock comp: -$188K (gross $1M, SBC $1M)
Reference price $48.01 · est. market cap ~$279M — last insider purchase, 2026-02-05 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70Fidelity D&D Bancorp — Pennsylvania bank with solid ROE.
Strengths
- ROE 11.8% (74th pct), net income +36% (66th)
Risks
- Weak free cash flow (28th); low ROA (46th)
- Regional concentration
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Chronic dilutionShare count +11%/yr over 4y (dilution, book value/share -25%)
- Strong balance sheetStrong balance sheet — $148M cash & investments
- Insider buyingInsider buying — 3 open-market buy(s) by 2 insider(s) (cluster of 2 insiders, ~$500,000, last 6mo) Form 4 ↗
Key metrics
Return on equity
11.8%
Return on assets
1.0%
Net-income growth
35.6%
Free cash flow
$25M
Tangible book value
$219M
Cash & investments
$148M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-12 | CALI BRIAN J | Buy | 273 | — |
| 2026-03-18 | Bonanno Adam D. | Grant | 1.0K | $43.64 |
| 2026-03-11 | CALI BRIAN J | Buy | 308 | — |
| 2026-02-20 | DEFRANCESCO SALVATORE R JR | Tax withheld | 593 | $45.45 |
| 2026-02-20 | SANTANIELLO DANIEL J | Gift | 100 | — |
| 2026-02-18 | Turkington Ruth G. | Grant | 1.5K | $45.11 |
| 2026-02-18 | Gray Peter A | Grant | 1.0K | $45.11 |
| 2026-02-18 | Silverman Alan | Grant | 2.5K | $45.11 |
| 2026-02-18 | MCDONALD MICHAEL J | Grant | 2.5K | $45.11 |
| 2026-02-18 | Clemente James | Grant | 500 | $45.11 |
| 2026-02-18 | Vilcek HelenBeth Garofalo | Grant | 2.5K | $45.11 |
| 2026-02-18 | COGNETTI JOHN T | Grant | 2.5K | $45.11 |
| 2026-02-18 | CALI BRIAN J | Grant | 2.5K | $45.11 |
| 2026-02-18 | DEFRANCESCO SALVATORE R JR | Grant | 1.6K | $45.11 |
| 2026-02-18 | DelVecchio Rocco | Grant | 500 | $45.11 |
| 2026-02-18 | Joyce William J. Sr. | Grant | 2.5K | $45.11 |
| 2026-02-18 | Woelkers Paul C. | Grant | 2.5K | $45.11 |
| 2026-02-18 | SANTANIELLO DANIEL J | Grant | 3.3K | $45.11 |
| 2026-02-05 | MCDONALD MICHAEL J | Buy | 10K | $48.01 |
| 2025-12-18 | Pacyna Michael J Jr | Disposition | 3.1K | — |
| 2025-12-12 | DEFRANCESCO SALVATORE R JR | Tax withheld | 686 | $48.72 |
| 2025-12-12 | DEFRANCESCO SALVATORE R JR | Conversion | 1.7K | $48.72 |
| 2025-12-11 | CALI BRIAN J | Buy | 300 | — |
| 2025-11-10 | Joyce William J. Sr. | Buy | 1.0K | $44.50 |
| 2025-11-10 | SANTANIELLO DANIEL J | Buy | 1.0K | $44.50 |
| 2025-11-10 | CALI BRIAN J | Buy | 2.0K | $44.50 |
| 2025-09-12 | Silverman Alan | Gift | 450 | — |
| 2025-09-10 | CALI BRIAN J | Buy | 276 | $42.25 |
| 2025-07-25 | WALSH EUGENE J | Disposition | 3.8K | — |
| 2025-07-04 | Hinton Theresa M | Disposition | 1.1K | — |
| 2025-07-03 | CALI BRIAN J | Buy | 281 | $44.19 |
| 2025-07-03 | CALI BRIAN J | Buy | 292 | $42.57 |
| 2025-06-02 | WALSH EUGENE J | Sell | 1.0K | $39.39 |
| 2025-03-27 | CALI BRIAN J | Buy | 279 | $44.20 |
| 2025-03-13 | Joyce William J. Sr. | Buy | 1.0K | $42.39 |
| 2025-02-20 | MCDONALD MICHAEL J | Buy | 1.0K | $45.00 |
| 2025-02-18 | Turkington Ruth G. | Grant | 1.7K | $45.09 |
| 2025-02-18 | Hinton Theresa M | Grant | 566 | $45.09 |
| 2025-02-18 | DEFRANCESCO SALVATORE R JR | Grant | 1.8K | $45.09 |
| 2025-02-18 | Pacyna Michael J Jr | Grant | 1.1K | $45.09 |
| 2025-02-18 | WALSH EUGENE J | Grant | 1.3K | $45.09 |
| 2025-02-18 | Woelkers Paul C. | Grant | 1.9K | $45.09 |
| 2025-02-18 | SANTANIELLO DANIEL J | Grant | 3.5K | $45.09 |
| 2025-02-18 | Hotchkiss Richard M. | Grant | 1.9K | $45.09 |
| 2025-02-18 | Silverman Alan | Grant | 1.9K | $45.09 |
| 2025-02-18 | DEFRANCESCO SALVATORE R JR | Tax withheld | 548 | $44.51 |
| 2025-02-18 | WALSH EUGENE J | Tax withheld | 546 | $44.51 |
| 2025-02-18 | Pacyna Michael J Jr | Tax withheld | 422 | $44.51 |
| 2025-02-18 | Vilcek HelenBeth Garofalo | Grant | 1.9K | $45.09 |
| 2025-02-18 | MCDONALD MICHAEL J | Grant | 1.9K | $45.09 |
| 2025-02-18 | Joyce William J. Sr. | Grant | 1.9K | $45.09 |
| 2025-02-18 | COGNETTI JOHN T | Grant | 1.9K | $45.09 |
| 2025-02-18 | CALI BRIAN J | Grant | 1.9K | $45.09 |
| 2025-02-03 | Vilcek HelenBeth Garofalo | Buy | 4.5K | — |
| 2025-02-03 | CALI BRIAN J | Buy | 880 | $44.00 |
| 2025-01-09 | CALI BRIAN J | Buy | 225 | $54.25 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-06 | Shareholder voteReg FDExhibits | filing ↗ |
| 2026-04-27 | 5.03Exhibits | filing ↗ |
| 2026-04-22 | ResultsExhibits | filing ↗ |
| 2026-02-05 | OtherExhibits | filing ↗ |
| 2026-01-28 | ResultsExhibits | filing ↗ |
| 2026-01-06 | Exec/director changeExhibits | filing ↗ |
| 2025-12-29 | Exec/director changeExhibits | filing ↗ |
| 2025-12-18 | Exec/director changeExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 10-Q | 2026-05-08 | 2026-03-31 | 0001437749-26-015900 ↗ |
| 8-K | 2026-05-06 | 2026-05-05 | 0001437749-26-015193 ↗ |
| 8-K | 2026-04-27 | 2026-04-21 | 0001437749-26-013488 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0001437749-26-012999 ↗ |
| 10-K | 2026-03-13 | 2025-12-31 | 0001437749-26-008215 ↗ |
| 8-K | 2026-02-05 | 2026-02-05 | 0001437749-26-003109 ↗ |
| 8-K | 2026-01-28 | 2026-01-28 | 0001437749-26-002312 ↗ |
| 8-K | 2026-01-06 | 2026-01-02 | 0001437749-26-000408 ↗ |
| 8-K/A | 2025-12-29 | 2025-12-12 | 0001437749-25-038783 ↗ |
| 8-K | 2025-12-18 | 2025-12-12 | 0001437749-25-038321 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001437749-25-033855 ↗ |
| 8-K | 2025-11-04 | 2025-11-03 | 0001437749-25-032964 ↗ |