UBS AG
AMUB, BDCX, BDCZ, CEFD, HDLB, IFED, IWDL, IWFL, IWML, MLPB, MLPR, MTUL, MVRL, PFFL, QULL, SCDL, SMHB, UCIB, USML · National Commercial Banks · EDGAR filings ↗
Grade
C56Global wealth-management franchise whose current-year returns are depressed by the Credit Suisse integration.
Strengths
- Dominant global wealth-management franchise with large balance sheet and liquidity (cash 94.6 pct)
- Net income rebounding sharply (+133%, 95.3 pct) as integration progresses
Risks
- ROE 4.0% (9.4 pct) and ROA 0.22% (5.7 pct) — bottom-decile returns this year
- Heavy regulatory/capital uncertainty (Swiss Basel III, higher capital proposals) and ongoing CS integration costs
Notable findings
- Strong balance sheetStrong balance sheet — $231.0B cash & investments
Key metrics
Return on equity
4.0%
Return on assets
0.2%
Net-income growth
132.6%
Tangible book value
$82.6B
Cash & investments
$231.0B
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 20-F | 2026-03-09 | 2025-12-31 | 0001610520-26-000026 ↗ |