Western New England Bancorp, Inc.
WNEB · Savings Institution, Federally Chartered · 20.1M shares · -5%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $4M (gross $5M, SBC $1M)
Reference price $13.42 · est. market cap ~$270M — last insider sale, 2026-05-20 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C60Western New England Bancorp — small Massachusetts thrift with low ROE.
Strengths
- Net income up sharply (100th pct) off a low base
Risks
- ROE 6.2% (62nd… ROA 50th) modest
- Small scale; rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Customer concentration~85% of revenue from one customer/distributor — Net interest income is the most significant component of our net income, accounting for approximately 84
- Buying back stockNet buyback — share count -5%/yr over 4y
- Insider sellingInsider selling — 2 open-market sale(s) by 2 insider(s) (cluster of 2 insiders, last 6mo) Form 4 ↗
Key metrics
Return on equity
6.2%
Return on assets
0.6%
Net-income growth
30.9%
Free cash flow
$17M
Tangible book value
$234M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-20 | Libiszewski Darlene M | Sell | 3.7K | $13.42 |
| 2026-05-06 | Richter Steven G. | Grant | 443 | $14.30 |
| 2026-05-06 | PICKNELLY PAUL C | Grant | 537 | $14.30 |
| 2026-05-06 | McMahon Lisa G | Grant | 259 | $14.30 |
| 2026-05-06 | MASSE WILLIAM D | Grant | 323 | $14.30 |
| 2026-05-06 | Fitzgerald Gary G | Grant | 353 | $14.30 |
| 2026-05-06 | Damon Donna J. | Grant | 296 | $14.30 |
| 2026-03-06 | SAGAN LEO R JR | Grant | 2.8K | — |
| 2026-03-06 | PICKNELLY PAUL C | Grant | 1.6K | — |
| 2026-03-06 | Phillips Christine | Grant | 2.7K | — |
| 2026-03-06 | O'Connor Kevin C | Grant | 3.4K | — |
| 2026-03-06 | Smith Philip R | Grant | 1.6K | — |
| 2026-03-06 | Miles Allen J III | Grant | 4.2K | — |
| 2026-03-06 | McMahon Lisa G | Grant | 1.6K | — |
| 2026-03-06 | MASSE WILLIAM D | Grant | 1.6K | — |
| 2026-03-06 | Libiszewski Darlene M | Grant | 2.7K | — |
| 2026-03-06 | HAGAN JAMES C | Grant | 12K | — |
| 2026-03-06 | Goncalves Filipe B | Grant | 3.0K | — |
| 2026-03-06 | Fitzgerald Gary G | Grant | 1.6K | — |
| 2026-03-06 | Damon Donna J. | Grant | 1.6K | — |
| 2026-03-06 | Bonini John E | Grant | 2.8K | — |
| 2026-03-06 | Sajdak Guida R | Grant | 3.8K | — |
| 2026-03-06 | Benoit Laura | Grant | 1.6K | — |
| 2026-03-06 | Richter Steven G. | Grant | 1.6K | — |
| 2026-02-27 | Smith Philip R | Sell | 3.0K | $13.17 |
| 2026-02-04 | Richter Steven G. | Grant | 467 | $14.23 |
| 2026-02-04 | PICKNELLY PAUL C | Grant | 514 | $14.23 |
| 2026-02-04 | McMahon Lisa G | Grant | 267 | $14.23 |
| 2026-02-04 | MASSE WILLIAM D | Grant | 305 | $14.23 |
| 2026-02-04 | Fitzgerald Gary G | Grant | 325 | $14.23 |
| 2026-02-04 | Damon Donna J. | Grant | 320 | $14.23 |
| 2026-02-04 | Benoit Laura | Grant | 29 | $14.23 |
| 2025-12-31 | O'Connor Kevin C | Tax withheld | 1.3K | — |
| 2025-12-31 | Phillips Christine | Tax withheld | 994 | — |
| 2025-12-31 | SAGAN LEO R JR | Tax withheld | 1.1K | — |
| 2025-12-31 | Sajdak Guida R | Tax withheld | 1.4K | — |
| 2025-12-31 | Miles Allen J III | Tax withheld | 1.6K | — |
| 2025-12-31 | HAGAN JAMES C | Tax withheld | 4.3K | — |
| 2025-12-31 | Libiszewski Darlene M | Tax withheld | 1.0K | — |
| 2025-12-31 | Bonini John E | Tax withheld | 1.0K | — |
| 2025-12-31 | Goncalves Filipe B | Tax withheld | 1.1K | — |
| 2025-11-05 | Richter Steven G. | Grant | 539 | $11.84 |
| 2025-11-05 | PICKNELLY PAUL C | Grant | 574 | $11.84 |
| 2025-11-05 | McMahon Lisa G | Grant | 302 | $11.84 |
| 2025-11-05 | MASSE WILLIAM D | Grant | 366 | $11.84 |
| 2025-11-05 | Fitzgerald Gary G | Grant | 288 | $11.84 |
| 2025-11-05 | Damon Donna J. | Grant | 342 | $11.84 |
| 2025-11-05 | Benoit Laura | Grant | 154 | $11.84 |
| 2025-09-03 | Libiszewski Darlene M | Sell | 3.6K | $12.39 |
| 2025-08-06 | McMahon Lisa G | Grant | 321 | $11.12 |
| 2025-08-06 | Richter Steven G. | Grant | 546 | $11.12 |
| 2025-08-06 | Benoit Laura | Grant | 172 | $11.12 |
| 2025-08-06 | Damon Donna J. | Grant | 358 | $11.12 |
| 2025-08-06 | Fitzgerald Gary G | Grant | 260 | $11.12 |
| 2025-08-06 | MASSE WILLIAM D | Grant | 384 | $11.12 |
| 2025-08-06 | PICKNELLY PAUL C | Grant | 690 | $11.12 |
| 2025-07-31 | Smith Philip R | Sell | 4.0K | $10.79 |
| 2025-05-20 | Smith Philip R | Grant | 2.1K | — |
| 2025-05-20 | Richter Steven G. | Grant | 2.1K | — |
| 2025-05-20 | PICKNELLY PAUL C | Grant | 2.1K | — |
| 2025-05-20 | McMahon Lisa G | Grant | 2.1K | — |
| 2025-05-20 | MASSE WILLIAM D | Grant | 2.1K | — |
| 2025-05-20 | Fitzgerald Gary G | Grant | 2.1K | — |
| 2025-05-20 | Damon Donna J. | Grant | 2.1K | — |
| 2025-05-20 | Benoit Laura | Grant | 2.1K | — |
| 2025-05-02 | Richter Steven G. | Grant | 659 | $9.60 |
| 2025-05-02 | PICKNELLY PAUL C | Grant | 871 | $9.60 |
| 2025-05-02 | McMahon Lisa G | Grant | 386 | $9.60 |
| 2025-05-02 | Fitzgerald Gary G | Grant | 420 | $9.60 |
| 2025-05-02 | Damon Donna J. | Grant | 441 | $9.60 |
| 2025-05-02 | Benoit Laura | Grant | 218 | $9.60 |
| 2025-05-02 | MASSE WILLIAM D | Grant | 481 | $9.60 |
| 2025-03-07 | Goncalves Filipe B | Grant | 4.0K | — |
| 2025-03-07 | HAGAN JAMES C | Grant | 16K | — |
| 2025-03-07 | Bonini John E | Grant | 3.7K | — |
| 2025-03-07 | Libiszewski Darlene M | Grant | 3.6K | — |
| 2025-03-07 | Marini Daniel A | Grant | 2.7K | — |
| 2025-03-07 | Miles Allen J III | Grant | 5.6K | — |
| 2025-03-07 | O'Connor Kevin C | Grant | 4.5K | — |
| 2025-03-07 | Phillips Christine | Grant | 3.6K | — |
| 2025-03-07 | Sajdak Guida R | Grant | 5.0K | — |
| 2025-03-07 | SAGAN LEO R JR | Grant | 3.8K | — |
| 2025-03-05 | Sajdak Guida R | Grant | 1.9K | $9.37 |
| 2025-03-05 | Sajdak Guida R | Tax withheld | 678 | $9.37 |
| 2025-03-05 | O'Connor Kevin C | Grant | 1.7K | $9.37 |
| 2025-03-05 | O'Connor Kevin C | Tax withheld | 613 | $9.37 |
| 2025-03-05 | Marini Daniel A | Grant | 998 | $9.37 |
| 2025-03-05 | Marini Daniel A | Tax withheld | 350 | $9.37 |
| 2025-03-05 | Miles Allen J III | Grant | 2.2K | $9.37 |
| 2025-03-05 | Miles Allen J III | Tax withheld | 651 | $9.37 |
| 2025-03-05 | Libiszewski Darlene M | Grant | 1.4K | $9.37 |
| 2025-03-05 | Libiszewski Darlene M | Tax withheld | 500 | $9.37 |
| 2025-03-05 | HAGAN JAMES C | Grant | 7.3K | $9.37 |
| 2025-03-05 | HAGAN JAMES C | Tax withheld | 2.1K | $9.37 |
| 2025-03-05 | Goncalves Filipe B | Grant | 1.5K | $9.37 |
| 2025-03-05 | Goncalves Filipe B | Tax withheld | 539 | $9.37 |
| 2025-03-05 | Bonini John E | Grant | 1.4K | $9.37 |
| 2025-03-05 | Bonini John E | Tax withheld | 498 | $9.37 |
| 2025-03-05 | Phillips Christine | Grant | 1.4K | $9.37 |
| 2025-03-05 | Phillips Christine | Tax withheld | 480 | $9.37 |
| 2025-03-05 | SAGAN LEO R JR | Grant | 1.5K | $9.37 |
| 2025-03-05 | SAGAN LEO R JR | Tax withheld | 533 | $9.37 |
| 2025-02-05 | Fitzgerald Gary G | Grant | 414 | $9.41 |
| 2025-02-05 | Damon Donna J. | Grant | 488 | $9.41 |
| 2025-02-05 | Benoit Laura | Grant | 228 | $9.41 |
| 2025-02-05 | Richter Steven G. | Grant | 713 | $9.41 |
| 2025-02-05 | PICKNELLY PAUL C | Grant | 913 | $9.41 |
| 2025-02-05 | McMahon Lisa G | Grant | 422 | $9.41 |
| 2025-02-05 | MASSE WILLIAM D | Grant | 504 | $9.41 |
| 2024-12-31 | Marini Daniel A | Tax withheld | 664 | $9.20 |
| 2024-12-31 | Libiszewski Darlene M | Tax withheld | 889 | $9.20 |
| 2024-12-31 | HAGAN JAMES C | Tax withheld | 4.0K | $9.20 |
| 2024-12-31 | Goncalves Filipe B | Tax withheld | 983 | $9.20 |
| 2024-12-31 | Bonini John E | Tax withheld | 904 | $9.20 |
| 2024-12-31 | Sajdak Guida R | Tax withheld | 1.2K | $9.20 |
| 2024-12-31 | SAGAN LEO R JR | Tax withheld | 941 | $9.20 |
| 2024-12-31 | O'Connor Kevin C | Tax withheld | 1.1K | $9.20 |
| 2024-12-31 | Miles Allen J III | Tax withheld | 1.4K | $9.20 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-14 | Reg FDExhibits | filing ↗ |
| 2026-05-14 | Shareholder vote | filing ↗ |
| 2026-04-28 | ResultsReg FDExhibits | filing ↗ |
| 2026-02-27 | Exec/director change | filing ↗ |
| 2026-01-27 | ResultsReg FDExhibits | filing ↗ |
| 2025-10-28 | ResultsReg FDExhibits | filing ↗ |
| 2025-07-22 | ResultsReg FDExhibits | filing ↗ |
| 2025-06-03 | OtherExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-14 | 2026-05-14 | 0001999371-26-010681 ↗ |
| 8-K | 2026-05-14 | 2026-05-14 | 0001999371-26-010740 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0001999371-26-010347 ↗ |
| 8-K | 2026-04-28 | 2026-04-28 | 0001999371-26-009255 ↗ |
| 10-K/A | 2026-03-16 | 2025-12-31 | 0001999371-26-006029 ↗ |
| 10-K | 2026-03-10 | 2025-12-31 | 0001999371-26-005514 ↗ |
| 8-K | 2026-02-27 | 2026-02-24 | 0001999371-26-004635 ↗ |
| 8-K | 2026-01-27 | 2026-01-27 | 0001999371-26-001799 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001999371-25-017260 ↗ |
| 8-K | 2025-10-28 | 2025-10-28 | 0001999371-25-016295 ↗ |
| 10-Q | 2025-08-08 | 2025-06-30 | 0001999371-25-010984 ↗ |
| 8-K | 2025-07-22 | 2025-07-22 | 0001999371-25-009570 ↗ |