PROVIDENT FINANCIAL SERVICES INC
PFS · Savings Institution, Federally Chartered · 130.3M shares · +4%/yr ↑ shares · EDGAR filings ↗
Reference price $23.41 · est. market cap ~$3.1B — last insider sale, 2026-06-12 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B74Provident Financial Services — New Jersey bank with high ROE and strong cash flow.
Strengths
- ROE 10.3% (90th pct), ROA (85th), free cash flow 100th
Risks
- CRE exposure; integration (Lakeland) overhang
- Rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Strong balance sheetStrong balance sheet — $209M cash & investments
- Pending mergerUnder the merger agreement, each share of Lakeland common stock was converted into the right to receive 0
- Insider sellingInsider selling — 4 open-market sale(s) by 3 insider(s) (cluster of 3 insiders, ~$301,164, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
398.3%
Return on equity
10.3%
Return on assets
1.2%
Revenue growth (QoQ)
14.5%
Net-income growth
152.0%
Free cash flow
$431M
Tangible book value
$2.2B
Cash & investments
$209M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-12 | LISTA GEORGE | Sell | 3.5K | $23.41 |
| 2026-05-26 | LEPPERT EDWARD J | Grant | 4.0K | — |
| 2026-05-26 | SHARA THOMAS | Grant | 4.0K | — |
| 2026-05-26 | MCCRACKEN ROBERT E | Grant | 4.0K | — |
| 2026-05-26 | Flynn Brian | Grant | 4.0K | — |
| 2026-05-26 | Duchemin-Leslie Nadine | Grant | 4.0K | — |
| 2026-05-26 | Harding Matthew K. | Grant | 4.0K | — |
| 2026-05-26 | Gragnolati Brian | Grant | 4.0K | — |
| 2026-05-26 | Foley Ursuline F | Grant | 4.0K | — |
| 2026-05-26 | Hanson James E. II | Grant | 4.0K | — |
| 2026-05-26 | Pugliese John | Grant | 4.0K | — |
| 2026-05-20 | Christy James A. | Tax withheld | 1.1K | $22.15 |
| 2026-05-20 | LYONS THOMAS M | Grant | 11K | — |
| 2026-05-20 | Vakacherla Ravi | Grant | 8.8K | — |
| 2026-05-20 | Vakacherla Ravi | Tax withheld | 2.8K | $22.15 |
| 2026-05-20 | Powell Carolyn | Grant | 6.9K | — |
| 2026-05-20 | Powell Carolyn | Tax withheld | 2.2K | $22.15 |
| 2026-05-20 | Duarte Adriano M. | Grant | 6.1K | — |
| 2026-05-20 | Duarte Adriano M. | Tax withheld | 2.1K | $22.15 |
| 2026-05-20 | Giannola Vito | Grant | 4.5K | — |
| 2026-05-20 | Giannola Vito | Tax withheld | 1.6K | $22.15 |
| 2026-05-20 | MacDougall Bennett | Grant | 7.5K | — |
| 2026-05-20 | MacDougall Bennett | Tax withheld | 2.7K | $22.15 |
| 2026-05-20 | Christy James A. | Grant | 3.6K | — |
| 2026-05-20 | LABOZZETTA ANTHONY J | Grant | 30K | — |
| 2026-05-20 | LABOZZETTA ANTHONY J | Tax withheld | 10K | $22.15 |
| 2026-05-08 | LISTA GEORGE | Sell | 2.6K | $22.40 |
| 2026-03-04 | MacDougall Bennett | Tax withheld | 472 | $21.55 |
| 2026-03-04 | Powell Carolyn | Tax withheld | 389 | $21.55 |
| 2026-03-04 | Murray Valerie O | Tax withheld | 562 | $21.55 |
| 2026-03-04 | Giannola Vito | Tax withheld | 484 | $21.55 |
| 2026-03-04 | Duarte Adriano M. | Tax withheld | 239 | $21.55 |
| 2026-03-04 | LABOZZETTA ANTHONY J | Tax withheld | 1.9K | $21.55 |
| 2026-03-04 | Vakacherla Ravi | Tax withheld | 590 | $21.55 |
| 2026-03-04 | Christy James A. | Tax withheld | 410 | $21.55 |
| 2026-03-03 | LYONS THOMAS M | Grant | 3.4K | — |
| 2026-03-03 | LYONS THOMAS M | Grant | 4.9K | — |
| 2026-03-03 | LABOZZETTA ANTHONY J | Tax withheld | 2.9K | $21.42 |
| 2026-03-03 | LABOZZETTA ANTHONY J | Tax withheld | 2.9K | $21.42 |
| 2026-03-03 | LABOZZETTA ANTHONY J | Grant | 15K | — |
| 2026-03-03 | SHARA THOMAS | Tax withheld | 1.1K | $21.42 |
| 2026-03-03 | SHARA THOMAS | Grant | 9.1K | — |
| 2026-03-03 | LABOZZETTA ANTHONY J | Grant | 8.4K | — |
| 2026-03-03 | Fink William Joseph | Grant | 4.1K | — |
| 2026-03-03 | Vakacherla Ravi | Tax withheld | 849 | $21.42 |
| 2026-03-03 | Vakacherla Ravi | Grant | 2.7K | — |
| 2026-03-03 | Vakacherla Ravi | Tax withheld | 1.0K | $21.42 |
| 2026-03-03 | Vakacherla Ravi | Grant | 4.2K | — |
| 2026-03-03 | Powell Carolyn | Tax withheld | 563 | $21.42 |
| 2026-03-03 | Powell Carolyn | Grant | 2.1K | — |
| 2026-03-03 | Powell Carolyn | Tax withheld | 672 | $21.42 |
| 2026-03-03 | Powell Carolyn | Grant | 3.3K | — |
| 2026-03-03 | Duarte Adriano M. | Tax withheld | 461 | $21.42 |
| 2026-03-03 | Duarte Adriano M. | Grant | 1.2K | — |
| 2026-03-03 | Duarte Adriano M. | Tax withheld | 405 | $21.42 |
| 2026-03-03 | Duarte Adriano M. | Grant | 3.0K | — |
| 2026-03-03 | Giannola Vito | Tax withheld | 693 | $21.42 |
| 2026-03-03 | Giannola Vito | Grant | 2.3K | — |
| 2026-03-03 | Giannola Vito | Tax withheld | 817 | $21.42 |
| 2026-03-03 | Giannola Vito | Grant | 3.5K | — |
| 2026-03-03 | Murray Valerie O | Tax withheld | 774 | $21.42 |
| 2026-03-03 | Murray Valerie O | Grant | 3.4K | — |
| 2026-03-03 | Murray Valerie O | Tax withheld | 1.1K | $21.42 |
| 2026-03-03 | MacDougall Bennett | Tax withheld | 578 | $21.42 |
| 2026-03-03 | MacDougall Bennett | Grant | 1.5K | — |
| 2026-03-03 | MacDougall Bennett | Tax withheld | 519 | $21.42 |
| 2026-03-03 | MacDougall Bennett | Grant | 3.6K | — |
| 2026-03-03 | Christy James A. | Tax withheld | 593 | $21.42 |
| 2026-03-03 | Christy James A. | Grant | 2.3K | — |
| 2026-03-03 | Christy James A. | Tax withheld | 708 | $21.42 |
| 2026-03-03 | Christy James A. | Grant | 3.4K | — |
| 2026-03-03 | Nigro James M. | Tax withheld | 371 | $21.42 |
| 2026-03-03 | Nigro James M. | Grant | 3.7K | — |
| 2026-03-03 | LISTA GEORGE | Tax withheld | 302 | $21.42 |
| 2026-03-03 | LISTA GEORGE | Grant | 1.3K | — |
| 2026-03-03 | LISTA GEORGE | Tax withheld | 477 | $21.42 |
| 2026-03-03 | LISTA GEORGE | Grant | 2.6K | — |
| 2026-02-27 | Nigro James M. | Tax withheld | 3.8K | $21.04 |
| 2026-02-27 | SHARA THOMAS | Tax withheld | 12K | $21.04 |
| 2026-02-26 | MCCRACKEN ROBERT E | Sell | 6.2K | $22.13 |
| 2026-02-05 | MARTIN CHRISTOPHER P | Sell | 1.1K | $23.45 |
| 2025-11-06 | LISTA GEORGE | Sell | 8.3K | $18.35 |
| 2025-09-30 | SHARA THOMAS | Gift | 439K | — |
| 2025-09-30 | SHARA THOMAS | Gift | 439K | — |
| 2025-09-12 | Christy James A. | Sell | 3.0K | $19.90 |
| 2025-09-11 | Pugliese John | Sell | 25K | $19.91 |
| 2025-08-21 | Giannola Vito | Sell | 7.5K | $18.77 |
| 2025-08-21 | Giannola Vito | Disposition | 7.5K | $18.77 |
| 2025-08-03 | Vakacherla Ravi | Tax withheld | 787 | $18.02 |
| 2025-06-11 | MARTIN CHRISTOPHER P | Sell | 56K | $17.07 |
| 2025-05-15 | Matteson Timothy J | Tax withheld | 6.9K | $17.86 |
| 2025-05-15 | SHARA THOMAS | Tax withheld | 15K | $17.86 |
| 2025-05-15 | Nigro James M. | Tax withheld | 6.9K | $17.86 |
| 2025-05-01 | Dunigan James P | Grant | 5.4K | — |
| 2025-05-01 | Pugliese John | Grant | 5.4K | — |
| 2025-05-01 | MCCRACKEN ROBERT E | Grant | 5.4K | — |
| 2025-05-01 | Duchemin-Leslie Nadine | Grant | 5.4K | — |
| 2025-05-01 | LEPPERT EDWARD J | Grant | 5.4K | — |
| 2025-05-01 | Harding Matthew K. | Grant | 5.4K | — |
| 2025-05-01 | Foley Ursuline F | Grant | 5.4K | — |
| 2025-05-01 | Hanson James E. II | Grant | 5.4K | — |
| 2025-05-01 | Gragnolati Brian | Grant | 5.4K | — |
| 2025-05-01 | Flynn Brian | Grant | 5.4K | — |
| 2025-03-13 | LISTA GEORGE | Buy | 1.0K | $16.73 |
| 2025-03-04 | Powell Carolyn | Tax withheld | 389 | $17.76 |
| 2025-03-04 | Murray Valerie O | Tax withheld | 562 | $17.76 |
| 2025-03-04 | Vakacherla Ravi | Tax withheld | 590 | $17.76 |
| 2025-03-04 | Sierotko Walter | Tax withheld | 430 | $17.76 |
| 2025-03-04 | MacDougall Bennett | Tax withheld | 479 | $17.76 |
| 2025-03-04 | Giannola Vito | Tax withheld | 483 | $17.76 |
| 2025-03-04 | LABOZZETTA ANTHONY J | Tax withheld | 1.9K | $17.76 |
| 2025-03-04 | Duarte Adriano M. | Tax withheld | 239 | $17.76 |
| 2025-03-04 | Christy James A. | Tax withheld | 410 | $17.76 |
| 2025-03-03 | Sierotko Walter | Grant | 3.4K | — |
| 2025-03-03 | MARTIN CHRISTOPHER P | Tax withheld | 685 | $18.21 |
| 2025-03-03 | SHARA THOMAS | Grant | 10K | — |
| 2025-03-03 | Fink William Joseph | Grant | 4.0K | — |
| 2025-03-03 | Nigro James M. | Grant | 3.5K | — |
| 2025-03-03 | Matteson Timothy J | Grant | 2.6K | — |
| 2025-03-03 | MARTIN CHRISTOPHER P | Grant | 2.0K | — |
| 2025-03-03 | LISTA GEORGE | Grant | 2.5K | — |
| 2025-03-03 | Christy James A. | Tax withheld | 249 | $18.21 |
| 2025-03-03 | Christy James A. | Grant | 3.3K | — |
| 2025-03-03 | Duarte Adriano M. | Tax withheld | 142 | $18.21 |
| 2025-03-03 | Duarte Adriano M. | Grant | 2.9K | — |
| 2025-03-03 | LABOZZETTA ANTHONY J | Tax withheld | 1.0K | $18.21 |
| 2025-03-03 | LABOZZETTA ANTHONY J | Grant | 16K | — |
| 2025-03-03 | Giannola Vito | Tax withheld | 286 | $18.21 |
| 2025-03-03 | Giannola Vito | Grant | 3.4K | — |
| 2025-03-03 | LYONS THOMAS M | Grant | 4.8K | — |
| 2025-03-03 | MacDougall Bennett | Tax withheld | 182 | $18.21 |
| 2025-03-03 | MacDougall Bennett | Grant | 3.4K | — |
| 2025-03-03 | Murray Valerie O | Tax withheld | 398 | $18.21 |
| 2025-03-03 | Murray Valerie O | Grant | 3.4K | — |
| 2025-03-03 | Powell Carolyn | Tax withheld | 236 | $18.21 |
| 2025-03-03 | Powell Carolyn | Grant | 3.1K | — |
| 2025-03-03 | Sierotko Walter | Tax withheld | 262 | $18.21 |
| 2025-03-03 | Vakacherla Ravi | Tax withheld | 358 | $18.21 |
| 2025-03-03 | Vakacherla Ravi | Grant | 3.9K | — |
| 2025-03-02 | MARTIN CHRISTOPHER P | Grant | 34K | — |
| 2025-03-02 | MacDougall Bennett | Tax withheld | 173 | $18.25 |
| 2025-03-02 | MacDougall Bennett | Grant | 3.9K | — |
| 2025-03-02 | LYONS THOMAS M | Grant | 14K | — |
| 2025-03-02 | Christy James A. | Tax withheld | 222 | $18.25 |
| 2025-03-02 | Christy James A. | Grant | 6.0K | — |
| 2025-03-02 | Duarte Adriano M. | Tax withheld | 79 | $18.25 |
| 2025-03-02 | Duarte Adriano M. | Grant | 1.9K | — |
| 2025-03-02 | LABOZZETTA ANTHONY J | Grant | 25K | — |
| 2025-03-02 | Murray Valerie O | Tax withheld | 326 | $18.25 |
| 2025-03-02 | Murray Valerie O | Grant | 7.9K | — |
| 2025-03-02 | Powell Carolyn | Tax withheld | 225 | $18.25 |
| 2025-03-02 | Powell Carolyn | Grant | 6.1K | — |
| 2025-03-02 | Sierotko Walter | Tax withheld | 253 | $18.25 |
| 2025-03-02 | Sierotko Walter | Grant | 6.8K | — |
| 2025-03-02 | Giannola Vito | Tax withheld | 258 | $18.25 |
| 2025-03-02 | Giannola Vito | Grant | 5.6K | — |
| 2025-03-02 | LISTA GEORGE | Grant | 2.1K | — |
| 2025-02-27 | Nigro James M. | Tax withheld | 725 | $17.92 |
| 2025-02-27 | Nigro James M. | Tax withheld | 1.2K | $17.92 |
| 2025-02-27 | SHARA THOMAS | Tax withheld | 2.1K | $17.92 |
| 2025-02-27 | SHARA THOMAS | Tax withheld | 3.5K | $17.92 |
| 2025-02-27 | Matteson Timothy J | Tax withheld | 725 | $17.92 |
| 2025-02-27 | Matteson Timothy J | Tax withheld | 1.2K | $17.92 |
| 2025-02-13 | MARTIN CHRISTOPHER P | Option exercise | 66K | $18.34 |
| 2025-02-13 | MARTIN CHRISTOPHER P | Tax withheld | 65K | $18.93 |
| 2025-02-06 | Fink William Joseph | Grant | 10K | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-23 | Exec/director changeReg FDExhibits | filing ↗ |
| 2026-06-04 | OtherExhibits | filing ↗ |
| 2026-05-26 | Exec/director changeExhibits | filing ↗ |
| 2026-05-22 | Shareholder voteExhibits | filing ↗ |
| 2026-04-30 | ResultsReg FDExhibits | filing ↗ |
| 2026-04-30 | Reg FDExhibits | filing ↗ |
| 2026-04-30 | Reg FDExhibits | filing ↗ |
| 2026-03-05 | Exec/director changeExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-23 | 2026-06-18 | 0001628280-26-044966 ↗ |
| 8-K | 2026-06-04 | 2026-06-01 | 0001628280-26-040647 ↗ |
| 8-K | 2026-05-26 | 2026-05-21 | 0000943374-26-000211 ↗ |
| 8-K | 2026-05-22 | 2026-05-21 | 0001628280-26-037560 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0001628280-26-032754 ↗ |
| 8-K | 2026-04-30 | 2026-04-29 | 0001628280-26-028665 ↗ |
| 8-K | 2026-04-30 | 2026-04-30 | 0001628280-26-028933 ↗ |
| 8-K | 2026-04-30 | 2026-04-29 | 0001628280-26-028648 ↗ |
| 8-K | 2026-03-05 | 2026-02-27 | 0000943374-26-000116 ↗ |
| 10-K | 2026-02-27 | 2025-12-31 | 0001628280-26-012814 ↗ |
| 8-K | 2026-01-28 | 2026-01-27 | 0001628280-26-003770 ↗ |
| 8-K | 2026-01-28 | 2026-01-28 | 0001628280-26-003896 ↗ |