BANK OF THE JAMES FINANCIAL GROUP INC
BOTJ · State Commercial Banks · 4.5M shares · -1%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $891K (gross $997K, SBC $106K)
Reference price $23.40 · est. market cap ~$106M — last insider purchase, 2026-05-07 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C66Bank of the James — small Virginia community bank with solid ROE.
Strengths
- ROE 11.3% (68th pct)
Risks
- Low ROA (36th), weak FCF (12th)
- Very small scale
Notable findings
Key metrics
Return on equity
11.3%
Return on assets
0.9%
Net-income growth
13.6%
Free cash flow
$10M
Tangible book value
$72M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-07 | JAMERSON PHILLIP C | Buy | 1.0K | $23.40 |
| 2026-05-07 | ADDISON LEWIS C | Buy | 82 | $23.18 |
| 2026-05-06 | BRYANT WILLIAM C III | Buy | 1.0K | $23.11 |
| 2026-02-20 | CHAPMAN ROBERT R | Buy | 1.2K | $20.89 |
| 2026-02-19 | BRYANT WILLIAM C III | Buy | 600 | $20.82 |
| 2026-02-12 | BRYANT WILLIAM C III | Buy | 396 | $20.00 |
| 2026-02-10 | ADDISON LEWIS C | Buy | 93 | $20.50 |
| 2025-11-25 | JAMERSON PHILLIP C | Buy | 100 | $17.59 |
| 2025-11-24 | JAMERSON PHILLIP C | Buy | 1.0K | $16.65 |
| 2025-11-18 | JAMERSON PHILLIP C | Buy | 589 | $16.75 |
| 2025-11-17 | BRYANT WILLIAM C III | Buy | 59 | $16.75 |
| 2025-11-17 | ADDISON LEWIS C | Buy | 113 | $16.75 |
| 2025-08-25 | BRYANT WILLIAM C III | Buy | 2.5K | $15.43 |
| 2025-08-14 | SCRUGGS J TODD | Buy | 356 | $14.30 |
| 2025-08-13 | ADDISON LEWIS C | Buy | 134 | $14.00 |
| 2025-08-12 | UMBERGER HARRY P JR | Buy | 138 | $13.88 |
| 2025-08-11 | SYREK MICHAEL A | Buy | 7 | $14.00 |
| 2025-08-11 | SYREK MICHAEL A | Buy | 243 | $13.97 |
| 2025-05-22 | BRYANT WILLIAM C III | Buy | 207 | $14.25 |
| 2025-05-22 | BRYANT WILLIAM C III | Buy | 6.4K | $14.49 |
| 2025-05-21 | BRYANT WILLIAM C III | Buy | 223 | $14.25 |
| 2025-05-20 | BRYANT WILLIAM C III | Buy | 394 | $14.25 |
| 2025-05-20 | BRYANT WILLIAM C III | Buy | 394 | $14.25 |
| 2025-05-12 | ADDISON LEWIS C | Buy | 303 | $14.25 |
| 2025-05-09 | ADDISON LEWIS C | Buy | 349 | $14.25 |
| 2025-05-05 | CHAPMAN ROBERT R | Buy | 2.8K | $14.11 |
| 2025-05-05 | SYREK MICHAEL A | Buy | 350 | $14.00 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-20 | Shareholder voteExhibits | filing ↗ |
| 2026-04-30 | ResultsOtherExhibits | filing ↗ |
| 2026-02-04 | ResultsExhibits | filing ↗ |
| 2026-01-28 | OtherExhibits | filing ↗ |
| 2026-01-09 | Exec/director changeExhibits | filing ↗ |
| 2025-10-30 | Exec/director changeExhibits | filing ↗ |
| 2025-10-30 | ResultsOtherExhibits | filing ↗ |
| 2025-08-20 | Material agreementDebt obligationExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-19 | 0001275101-26-000021 ↗ |
| 10-Q | 2026-05-12 | 2026-03-31 | 0001275101-26-000019 ↗ |
| 8-K | 2026-04-30 | 2026-04-28 | 0001275101-26-000017 ↗ |
| 10-K | 2026-03-27 | 2025-12-31 | 0001275101-26-000010 ↗ |
| 8-K | 2026-02-04 | 2026-02-04 | 0001275101-26-000008 ↗ |
| 8-K | 2026-01-28 | 2026-01-27 | 0001275101-26-000005 ↗ |
| 8-K | 2026-01-09 | 2026-01-05 | 0001275101-26-000002 ↗ |
| 10-Q | 2025-11-14 | 2025-09-30 | 0001275101-25-000007 ↗ |
| 8-K | 2025-10-30 | 2025-10-28 | 0001275101-25-000005 ↗ |
| 8-K | 2025-10-30 | 2025-10-28 | 0001275101-25-000003 ↗ |
| 8-K | 2025-08-20 | 2025-08-18 | 0001562762-25-000214 ↗ |
| 10-Q | 2025-08-13 | 2025-06-30 | 0001562762-25-000212 ↗ |