MVB FINANCIAL CORP
MVBF · State Commercial Banks · 12.8M shares · +2%/yr ↑ shares · EDGAR filings ↗
Reference price $27.70 · est. market cap ~$356M — last insider purchase, 2025-12-05 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
D52MVB Financial — fintech-focused bank with a sharp earnings drop.
Strengths
- Fintech/banking-as-a-service relationships
Risks
- Net income down 75%; ROE 1.3% (7th pct)
- BaaS/compliance and credit exposure
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Strong balance sheetStrong balance sheet — $244M cash & investments
- Pending mergerl success in gaining regulatory approvals, when required, including for proposed mergers or acquisitions; l changes in consumer spending and savings habits, including demand for loan products and de
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Return on equity
8.1%
Return on assets
0.8%
Revenue growth (QoQ)
12.4%
Net-income growth
33.0%
Free cash flow
$2M
Tangible book value
$333M
Cash & investments
$244M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-23 | Cordella Richard James JR | Option exercise | 3.8K | — |
| 2026-06-12 | Famularo Adam Francis | Buy | 1.8K | — |
| 2026-06-01 | Spielman Cheryl | Option exercise | 4.0K | — |
| 2026-06-01 | Ebert John W | Option exercise | 4.0K | — |
| 2026-06-01 | Nelson Kelly R | Option exercise | 4.0K | — |
| 2026-06-01 | Owen Jan Lynn | Option exercise | 4.0K | — |
| 2026-06-01 | Maculaitis Victor Ray | Option exercise | 4.0K | — |
| 2026-05-01 | Giorgio Michael Louis | Tax withheld | 947 | $25.68 |
| 2026-05-01 | Greathouse Craig Bradley | Option exercise | 305 | — |
| 2026-05-01 | Greathouse Craig Bradley | Option exercise | 1.5K | — |
| 2026-05-01 | Greathouse Craig Bradley | Option exercise | 1.3K | — |
| 2026-05-01 | Greathouse Craig Bradley | Option exercise | 1.4K | — |
| 2026-05-01 | Greathouse Craig Bradley | Tax withheld | 2.1K | $25.68 |
| 2026-05-01 | Mazza Larry F | Option exercise | 1.5K | — |
| 2026-05-01 | Mazza Larry F | Option exercise | 5.3K | — |
| 2026-05-01 | Mazza Larry F | Option exercise | 6.3K | — |
| 2026-05-01 | Mazza Larry F | Option exercise | 5.7K | — |
| 2026-05-01 | Mazza Larry F | Grant | 11K | — |
| 2026-05-01 | Mazza Larry F | Tax withheld | 11K | $25.68 |
| 2026-05-01 | Greathouse Craig Bradley | Grant | 2.8K | — |
| 2026-05-01 | Rodriguez Joseph Ryan | Option exercise | 1.7K | — |
| 2026-05-01 | Rodriguez Joseph Ryan | Tax withheld | 469 | $25.68 |
| 2026-05-01 | Rodriguez Joseph Ryan | Option exercise | 1.7K | — |
| 2026-05-01 | Rodriguez Joseph Ryan | Tax withheld | 469 | $25.68 |
| 2026-05-01 | Giorgio Michael Louis | Option exercise | 1.3K | — |
| 2026-05-01 | Giorgio Michael Louis | Option exercise | 1.4K | — |
| 2026-01-29 | Mazza Larry F | Option exercise | 100K | $12.50 |
| 2026-01-29 | Mazza Larry F | Tax withheld | 17K | $28.26 |
| 2026-01-02 | Rodriguez Joseph Ryan | Option exercise | 5.1K | — |
| 2026-01-02 | Rodriguez Joseph Ryan | Tax withheld | 1.7K | $25.46 |
| 2025-12-30 | Nelson Kelly R | Option exercise | 1.0K | $19.65 |
| 2025-12-30 | Nelson Kelly R | Option exercise | 1.0K | $12.85 |
| 2025-12-30 | Nelson Kelly R | Option exercise | 1.0K | $12.50 |
| 2025-12-12 | Ebert John W | Option exercise | 1.0K | $12.50 |
| 2025-12-05 | Cordella Richard James JR | Buy | 500 | $27.70 |
| 2025-11-03 | Sumbs Michael Robert | Buy | 2.0K | $26.00 |
| 2025-10-01 | Owen Jan Lynn | Option exercise | 390 | — |
| 2025-10-01 | Spielman Cheryl | Option exercise | 390 | — |
| 2025-10-01 | Nelson Kelly R | Option exercise | 390 | — |
| 2025-06-01 | Ebert John W | Option exercise | 4.1K | — |
| 2025-06-01 | Nelson Kelly R | Option exercise | 4.1K | — |
| 2025-06-01 | Spielman Cheryl | Option exercise | 4.1K | — |
| 2025-06-01 | Owen Jan Lynn | Option exercise | 4.1K | — |
| 2025-06-01 | BECKER W MARSTON | Option exercise | 4.1K | — |
| 2025-05-12 | Rodriguez Joseph Ryan | Buy | 1.1K | $19.15 |
| 2025-05-12 | Rodriguez Joseph Ryan | Buy | 1.1K | $19.20 |
| 2025-05-08 | Rodriguez Joseph Ryan | Buy | 4.1K | $18.00 |
| 2025-05-01 | Greathouse Craig Bradley | Option exercise | 800 | — |
| 2025-05-01 | Greathouse Craig Bradley | Option exercise | 296 | — |
| 2025-05-01 | Greathouse Craig Bradley | Option exercise | 612 | — |
| 2025-05-01 | Greathouse Craig Bradley | Option exercise | 1.5K | — |
| 2025-05-01 | Greathouse Craig Bradley | Option exercise | 1.2K | — |
| 2025-05-01 | Greathouse Craig Bradley | Sell | 1.3K | $17.49 |
| 2025-05-01 | Robinson Donald T | Option exercise | 1.2K | — |
| 2025-05-01 | Robinson Donald T | Option exercise | 423 | — |
| 2025-05-01 | Robinson Donald T | Option exercise | 1.2K | — |
| 2025-05-01 | Robinson Donald T | Option exercise | 2.9K | — |
| 2025-05-01 | Robinson Donald T | Option exercise | 2.5K | — |
| 2025-05-01 | Robinson Donald T | Tax withheld | 3.6K | $17.49 |
| 2025-05-01 | Mazza Larry F | Option exercise | 4.4K | — |
| 2025-05-01 | Mazza Larry F | Option exercise | 2.6K | — |
| 2025-05-01 | Mazza Larry F | Option exercise | 6.1K | — |
| 2025-05-01 | Mazza Larry F | Option exercise | 5.2K | — |
| 2025-05-01 | Mazza Larry F | Sell | 7.0K | $17.49 |
| 2025-05-01 | Mazza Larry F | Option exercise | 1.4K | — |
| 2025-05-01 | Giorgio Michael Louis | Option exercise | 1.2K | — |
| 2025-05-01 | Giorgio Michael Louis | Tax withheld | 446 | $17.49 |
| 2025-03-14 | Robinson Donald T | Buy | 1.4K | $17.23 |
| 2025-03-14 | Robinson Donald T | Inherited | 750 | — |
| 2025-03-14 | Robinson Donald T | Inherited | 417 | — |
| 2025-03-14 | Robinson Donald T | Inherited | 833 | — |
| 2025-03-14 | Robinson Donald T | Inherited | 750 | — |
| 2025-03-14 | Robinson Donald T | Inherited | 417 | — |
| 2025-03-12 | BECKER W MARSTON | Buy | 5.8K | — |
| 2025-03-12 | Giorgio Michael Louis | Buy | 5.7K | $17.60 |
| 2025-03-11 | Robinson Donald T | Buy | 1.4K | — |
| 2025-03-11 | Mazza Larry F | Buy | 5.8K | — |
| 2025-03-11 | Herrick Glen William | Buy | 3.0K | — |
| 2025-03-11 | Maculaitis Victor Ray | Buy | 250 | $17.08 |
| 2025-01-02 | Ebert John W | Option exercise | 1.0K | $14.90 |
| 2025-01-02 | Nelson Kelly R | Option exercise | 1.0K | $14.90 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-20 | Shareholder voteReg FDExhibits | filing ↗ |
| 2026-04-29 | Reg FDExhibits | filing ↗ |
| 2026-04-29 | ResultsExhibits | filing ↗ |
| 2026-04-08 | Reg FD | filing ↗ |
| 2026-04-08 | Exec/director changeExhibits | filing ↗ |
| 2026-04-01 | Reg FDExhibits | filing ↗ |
| 2026-03-25 | Reg FDExhibits | filing ↗ |
| 2026-03-04 | Exec/director changeExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-19 | 0001277902-26-000069 ↗ |
| 10-Q | 2026-05-06 | 2026-03-31 | 0001277902-26-000065 ↗ |
| 8-K | 2026-04-29 | 2026-04-29 | 0001277902-26-000061 ↗ |
| 8-K | 2026-04-29 | 2026-04-29 | 0001277902-26-000060 ↗ |
| 8-K | 2026-04-08 | 2026-04-01 | 0001277902-26-000053 ↗ |
| 8-K | 2026-04-08 | 2026-04-08 | 0001277902-26-000056 ↗ |
| 8-K | 2026-04-01 | 2026-04-01 | 0001277902-26-000039 ↗ |
| 10-K/A | 2026-03-31 | 2025-12-31 | 0001277902-26-000036 ↗ |
| 8-K | 2026-03-25 | 2026-03-25 | 0001277902-26-000033 ↗ |
| 10-K | 2026-03-12 | 2025-12-31 | 0001277902-26-000030 ↗ |
| 8-K | 2026-03-04 | 2026-02-26 | 0001193125-26-091793 ↗ |
| 8-K | 2026-03-03 | 2026-03-02 | 0001277902-26-000027 ↗ |