Axos Financial, Inc.
AX · Savings Institution, Federally Chartered · 56.9M shares · -1%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $23M (gross $49M, SBC $26M)
Reference price $88.55 · est. market cap ~$5.0B — last insider sale, 2026-06-08 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B81Axos Financial — high-return branchless digital bank.
Strengths
- ROE 16.1% (98th pct), ROA (98th), huge liquidity (cash 100th)
- Efficient, scalable digital-banking model
Risks
- CRE/specialty-lending and deposit-mix exposure
- Rate sensitivity
Notable findings
- Strong balance sheetStrong balance sheet — $1.9B cash & investments
- Revenue declineRevenue -93.2% YoY
- Insider sellingInsider selling — 9 open-market sale(s) by 7 insider(s) (cluster of 7 insiders, ~$7M, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
658.0%
Return on equity
16.1%
Return on assets
1.7%
Revenue growth (QoQ)
-93.2%
Net-income growth
-3.8%
Debt / equity
0.1×
Tangible book value
$2.5B
Cash & investments
$1.9B
Stock comp / revenue
63.8%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-08 | Constantine Thomas M | Sell | 2.0K | $88.55 |
| 2026-05-19 | Watson Michael James | Sell | 1.7K | $83.77 |
| 2026-05-12 | Argalas James S | Gift | 2.1K | $84.66 |
| 2026-05-08 | Santi Roque A | Sell | 500 | $87.77 |
| 2026-03-20 | Bar-Adon Eshel | Option exercise | 1.1K | $82.93 |
| 2026-03-20 | Bar-Adon Eshel | Disposition | 592 | $82.93 |
| 2026-03-20 | Swanson Brian D | Option exercise | 2.9K | $82.93 |
| 2026-03-20 | Swanson Brian D | Option exercise | 1.2K | $82.93 |
| 2026-03-20 | Swanson Brian D | Disposition | 1.6K | $82.93 |
| 2026-03-20 | Swanson Brian D | Disposition | 634 | $82.93 |
| 2026-03-20 | Tolla John Charles | Option exercise | 2.9K | $82.93 |
| 2026-03-20 | Tolla John Charles | Option exercise | 1.2K | $82.93 |
| 2026-03-20 | Tolla John Charles | Disposition | 1.6K | $82.93 |
| 2026-03-20 | Tolla John Charles | Disposition | 634 | $82.93 |
| 2026-03-20 | Walsh Derrick | Option exercise | 1.4K | $82.93 |
| 2026-03-20 | Walsh Derrick | Disposition | 733 | $82.93 |
| 2026-03-20 | MATSUMOTO RAYMOND D | Option exercise | 1.6K | $82.93 |
| 2026-03-20 | MATSUMOTO RAYMOND D | Disposition | 874 | $82.93 |
| 2026-03-20 | Watson Michael James | Option exercise | 983 | $82.93 |
| 2026-03-20 | Watson Michael James | Disposition | 491 | $82.93 |
| 2026-03-20 | THIELE CANDACE L | Option exercise | 444 | $82.93 |
| 2026-03-20 | THIELE CANDACE L | Disposition | 217 | $82.93 |
| 2026-03-20 | GILL ANN | Option exercise | 601 | $82.93 |
| 2026-03-20 | GILL ANN | Disposition | 323 | $82.93 |
| 2026-03-20 | Crow David M | Option exercise | 583 | $82.93 |
| 2026-03-20 | Crow David M | Disposition | 200 | $82.93 |
| 2026-03-20 | Constantine Thomas M | Option exercise | 1.1K | $82.93 |
| 2026-03-20 | Constantine Thomas M | Disposition | 606 | $82.93 |
| 2026-03-15 | Tolla John Charles | Option exercise | 1.5K | $84.68 |
| 2026-03-15 | Tolla John Charles | Option exercise | 1.4K | $84.68 |
| 2026-03-15 | Tolla John Charles | Disposition | 848 | $84.68 |
| 2026-03-15 | Tolla John Charles | Disposition | 763 | $84.68 |
| 2026-03-15 | Walsh Derrick | Option exercise | 2.0K | $84.68 |
| 2026-03-15 | Walsh Derrick | Option exercise | 1.6K | $84.68 |
| 2026-03-15 | Walsh Derrick | Disposition | 1.1K | $84.68 |
| 2026-03-15 | MATSUMOTO RAYMOND D | Option exercise | 2.5K | $84.68 |
| 2026-03-15 | MATSUMOTO RAYMOND D | Option exercise | 2.0K | $84.68 |
| 2026-03-15 | MATSUMOTO RAYMOND D | Disposition | 1.1K | $84.68 |
| 2026-03-15 | MATSUMOTO RAYMOND D | Disposition | 1.4K | $84.68 |
| 2026-03-15 | Walsh Derrick | Disposition | 873 | $84.68 |
| 2026-03-15 | Bar-Adon Eshel | Disposition | 952 | $84.68 |
| 2026-03-15 | Constantine Thomas M | Option exercise | 2.0K | $84.68 |
| 2026-03-15 | Constantine Thomas M | Option exercise | 1.6K | $84.68 |
| 2026-03-15 | Watson Michael James | Option exercise | 1.1K | $84.68 |
| 2026-03-15 | Watson Michael James | Option exercise | 1.3K | $84.68 |
| 2026-03-15 | Watson Michael James | Disposition | 610 | $84.68 |
| 2026-03-15 | Watson Michael James | Disposition | 685 | $84.68 |
| 2026-03-15 | THIELE CANDACE L | Option exercise | 398 | $84.68 |
| 2026-03-15 | THIELE CANDACE L | Option exercise | 405 | $84.68 |
| 2026-03-15 | THIELE CANDACE L | Disposition | 215 | $84.68 |
| 2026-03-15 | THIELE CANDACE L | Disposition | 219 | $84.68 |
| 2026-03-15 | GILL ANN | Option exercise | 773 | $84.68 |
| 2026-03-15 | GILL ANN | Option exercise | 675 | $84.68 |
| 2026-03-15 | GILL ANN | Disposition | 458 | $84.68 |
| 2026-03-15 | GILL ANN | Disposition | 399 | $84.68 |
| 2026-03-15 | Crow David M | Option exercise | 738 | $84.68 |
| 2026-03-15 | Crow David M | Disposition | 292 | $84.68 |
| 2026-03-15 | Constantine Thomas M | Disposition | 1.2K | $84.68 |
| 2026-03-15 | Constantine Thomas M | Disposition | 855 | $84.68 |
| 2026-03-15 | Bar-Adon Eshel | Option exercise | 1.6K | $84.68 |
| 2026-03-15 | Bar-Adon Eshel | Option exercise | 1.4K | $84.68 |
| 2026-03-15 | Bar-Adon Eshel | Disposition | 952 | $94.68 |
| 2026-03-15 | Bar-Adon Eshel | Disposition | 763 | $84.68 |
| 2026-03-15 | Swanson Brian D | Option exercise | 1.4K | $84.68 |
| 2026-03-15 | Swanson Brian D | Option exercise | 1.2K | $84.68 |
| 2026-03-15 | Swanson Brian D | Disposition | 796 | $84.68 |
| 2026-03-15 | Swanson Brian D | Disposition | 654 | $84.68 |
| 2026-02-17 | Nick Mosich | Sell | 1.3K | $98.00 |
| 2026-02-11 | Nick Mosich | Sell | 1.0K | $97.00 |
| 2026-02-06 | COURT JAMES JOHN | Sell | 11K | $101.01 |
| 2026-02-06 | Walsh Derrick | Sell | 4.8K | $101.21 |
| 2026-02-06 | Constantine Thomas M | Sell | 3.3K | $100.00 |
| 2026-02-05 | Garrabrants Gregory | Gift | 1.5K | $98.97 |
| 2026-02-05 | Garrabrants Gregory | Gift | 1.0K | $98.97 |
| 2026-02-04 | Garrabrants Gregory | Sell | 43K | $99.10 |
| 2025-12-09 | Walsh Derrick | Gift | 150 | $84.63 |
| 2025-12-08 | Bohlig Tamara N | Sell | 2.1K | $86.23 |
| 2025-12-05 | Ratinoff Edward James | Sell | 2.1K | $84.59 |
| 2025-11-15 | GILL ANN | Option exercise | 1.0K | $79.12 |
| 2025-11-15 | GILL ANN | Disposition | 538 | $79.12 |
| 2025-11-14 | Ratinoff Edward James | Disposition | 2.1K | $79.12 |
| 2025-11-14 | Nick Mosich | Option exercise | 5.4K | $79.12 |
| 2025-11-14 | Nick Mosich | Disposition | 2.7K | $79.12 |
| 2025-11-14 | Santi Roque A | Option exercise | 4.3K | $79.12 |
| 2025-11-14 | Santi Roque A | Disposition | 2.1K | $79.12 |
| 2025-11-14 | Grinberg Paul | Option exercise | 13K | $79.12 |
| 2025-11-14 | Grinberg Paul | Disposition | 6.4K | $79.12 |
| 2025-11-14 | Dada Uzair | Option exercise | 4.3K | $79.12 |
| 2025-11-14 | Wardell-Smith Sara | Option exercise | 4.3K | $79.12 |
| 2025-11-14 | Wardell-Smith Sara | Disposition | 2.1K | $79.12 |
| 2025-11-14 | Bohlig Tamara N | Option exercise | 4.3K | $79.12 |
| 2025-11-14 | Bohlig Tamara N | Disposition | 2.1K | $79.12 |
| 2025-11-14 | Dada Uzair | Disposition | 2.1K | $79.12 |
| 2025-11-14 | Carter Stefani D | Option exercise | 4.3K | $79.12 |
| 2025-11-14 | Carter Stefani D | Disposition | 2.1K | $79.12 |
| 2025-11-14 | Argalas James S | Option exercise | 4.3K | $79.12 |
| 2025-11-14 | Argalas James S | Disposition | 2.1K | $79.12 |
| 2025-11-14 | COURT JAMES JOHN | Option exercise | 4.7K | $79.12 |
| 2025-11-14 | COURT JAMES JOHN | Disposition | 2.4K | $79.12 |
| 2025-11-14 | Ratinoff Edward James | Option exercise | 4.3K | $79.12 |
| 2025-11-05 | Tolla John Charles | Gift | 4.5K | — |
| 2025-09-23 | Tolla John Charles | Option exercise | 1.4K | $88.46 |
| 2025-09-23 | Watson Michael James | Option exercise | 952 | $88.46 |
| 2025-09-23 | Watson Michael James | Disposition | 512 | $88.46 |
| 2025-09-23 | GILL ANN | Option exercise | 906 | $88.46 |
| 2025-09-23 | GILL ANN | Disposition | 487 | $88.46 |
| 2025-09-23 | PARK DAVID X | Option exercise | 1.7K | $88.46 |
| 2025-09-23 | PARK DAVID X | Disposition | 859 | $88.46 |
| 2025-09-23 | Constantine Thomas M | Option exercise | 2.0K | $88.46 |
| 2025-09-23 | Constantine Thomas M | Disposition | 1.1K | $88.46 |
| 2025-09-23 | Bar-Adon Eshel | Option exercise | 1.7K | $88.46 |
| 2025-09-23 | Bar-Adon Eshel | Disposition | 927 | $88.46 |
| 2025-09-23 | Swanson Brian D | Option exercise | 1.7K | $88.46 |
| 2025-09-23 | Swanson Brian D | Disposition | 609 | $88.46 |
| 2025-09-23 | Tolla John Charles | Disposition | 731 | $88.46 |
| 2025-09-23 | Walsh Derrick | Option exercise | 2.0K | $88.46 |
| 2025-09-23 | Walsh Derrick | Disposition | 1.1K | $88.46 |
| 2025-09-23 | MATSUMOTO RAYMOND D | Option exercise | 2.5K | $88.46 |
| 2025-09-23 | MATSUMOTO RAYMOND D | Disposition | 891 | $88.46 |
| 2025-09-15 | Crow David M | Option exercise | 520 | $90.29 |
| 2025-09-15 | Watson Michael James | Option exercise | 1.6K | $90.29 |
| 2025-09-15 | Watson Michael James | Disposition | 846 | $90.29 |
| 2025-09-15 | Watson Michael James | Disposition | 568 | $90.29 |
| 2025-09-15 | THIELE CANDACE L | Option exercise | 393 | $90.29 |
| 2025-09-15 | THIELE CANDACE L | Option exercise | 395 | $90.29 |
| 2025-09-15 | THIELE CANDACE L | Disposition | 200 | $90.29 |
| 2025-09-15 | THIELE CANDACE L | Disposition | 199 | $90.29 |
| 2025-09-15 | GILL ANN | Option exercise | 727 | $90.29 |
| 2025-09-15 | GILL ANN | Option exercise | 527 | $90.29 |
| 2025-09-15 | GILL ANN | Disposition | 283 | $90.29 |
| 2025-09-15 | GILL ANN | Disposition | 391 | $90.29 |
| 2025-09-15 | Watson Michael James | Option exercise | 1.1K | $90.29 |
| 2025-09-15 | Crow David M | Disposition | 152 | $90.29 |
| 2025-09-15 | PARK DAVID X | Option exercise | 1.8K | $90.29 |
| 2025-09-15 | PARK DAVID X | Option exercise | 1.5K | $90.29 |
| 2025-09-15 | PARK DAVID X | Disposition | 750 | $90.29 |
| 2025-09-15 | PARK DAVID X | Disposition | 910 | $90.29 |
| 2025-09-15 | Constantine Thomas M | Option exercise | 1.1K | $90.29 |
| 2025-09-15 | Constantine Thomas M | Option exercise | 1.9K | $90.29 |
| 2025-09-15 | Constantine Thomas M | Disposition | 1.0K | $90.29 |
| 2025-09-15 | Constantine Thomas M | Disposition | 568 | $90.29 |
| 2025-09-15 | Bar-Adon Eshel | Option exercise | 1.1K | $90.29 |
| 2025-09-15 | Bar-Adon Eshel | Option exercise | 1.7K | $90.29 |
| 2025-09-15 | Bar-Adon Eshel | Disposition | 889 | $90.29 |
| 2025-09-15 | Bar-Adon Eshel | Disposition | 568 | $90.29 |
| 2025-09-15 | Swanson Brian D | Option exercise | 1.4K | $90.29 |
| 2025-09-15 | Swanson Brian D | Option exercise | 896 | $90.29 |
| 2025-09-15 | Swanson Brian D | Disposition | 500 | $90.29 |
| 2025-09-15 | Swanson Brian D | Disposition | 320 | $90.29 |
| 2025-09-15 | Tolla John Charles | Option exercise | 1.6K | $90.29 |
| 2025-09-15 | Tolla John Charles | Option exercise | 1.1K | $90.29 |
| 2025-09-15 | Tolla John Charles | Disposition | 846 | $90.29 |
| 2025-09-15 | Tolla John Charles | Disposition | 596 | $90.29 |
| 2025-09-15 | Walsh Derrick | Option exercise | 1.3K | $90.29 |
| 2025-09-15 | Walsh Derrick | Option exercise | 1.8K | $90.29 |
| 2025-09-15 | Walsh Derrick | Disposition | 995 | $90.29 |
| 2025-09-15 | Walsh Derrick | Disposition | 709 | $90.29 |
| 2025-09-15 | MATSUMOTO RAYMOND D | Option exercise | 2.2K | $90.29 |
| 2025-09-15 | MATSUMOTO RAYMOND D | Option exercise | 1.6K | $90.29 |
| 2025-09-15 | MATSUMOTO RAYMOND D | Disposition | 585 | $90.29 |
| 2025-09-15 | MATSUMOTO RAYMOND D | Disposition | 801 | $90.29 |
| 2025-09-10 | Constantine Thomas M | Sell | 1.5K | $92.00 |
| 2025-09-03 | THIELE CANDACE L | Sell | 700 | $90.14 |
| 2025-09-03 | Nick Mosich | Sell | 620 | $90.50 |
| 2025-09-02 | Nick Mosich | Sell | 4.4K | $90.01 |
| 2025-08-12 | Argalas James S | Gift | 1.1K | $88.05 |
| 2025-08-04 | Micheletti Andrew J | Sell | 14K | $85.38 |
| 2025-06-30 | Garrabrants Gregory | Option exercise | 273K | $76.04 |
| 2025-06-30 | Garrabrants Gregory | Tax withheld | 147K | $76.04 |
| 2025-05-27 | Micheletti Andrew J | Gift | 173K | — |
| 2025-05-14 | Constantine Thomas M | Sell | 1.7K | $72.81 |
| 2025-05-05 | Grinberg Paul | Sell | 30K | $68.09 |
| 2025-03-24 | GILL ANN | Disposition | 383 | $66.97 |
| 2025-03-24 | GILL ANN | Option exercise | 712 | $66.97 |
| 2025-03-23 | Walsh Derrick | Option exercise | 1.4K | $64.21 |
| 2025-03-23 | Walsh Derrick | Disposition | 771 | $64.21 |
| 2025-03-23 | Tolla John Charles | Option exercise | 1.0K | $64.21 |
| 2025-03-23 | Tolla John Charles | Disposition | 559 | $64.21 |
| 2025-03-23 | Swanson Brian D | Option exercise | 1.4K | $64.21 |
| 2025-03-23 | Swanson Brian D | Disposition | 764 | $64.21 |
| 2025-03-23 | PARK DAVID X | Option exercise | 1.1K | $64.21 |
| 2025-03-23 | PARK DAVID X | Disposition | 576 | $64.21 |
| 2025-03-23 | MATSUMOTO RAYMOND D | Option exercise | 1.9K | $64.21 |
| 2025-03-23 | MATSUMOTO RAYMOND D | Disposition | 1.0K | $64.21 |
| 2025-03-23 | Constantine Thomas M | Option exercise | 1.5K | $64.21 |
| 2025-03-23 | Constantine Thomas M | Disposition | 810 | $64.21 |
| 2025-03-23 | Bar-Adon Eshel | Option exercise | 1.3K | $64.21 |
| 2025-03-23 | Bar-Adon Eshel | Disposition | 694 | $64.21 |
| 2025-03-15 | Walsh Derrick | Option exercise | 2.0K | $63.94 |
| 2025-03-15 | Walsh Derrick | Option exercise | 1.6K | $63.94 |
| 2025-03-15 | Walsh Derrick | Disposition | 1.2K | $63.94 |
| 2025-03-15 | Walsh Derrick | Disposition | 870 | $63.94 |
| 2025-03-15 | Tolla John Charles | Option exercise | 1.5K | $63.94 |
| 2025-03-15 | Tolla John Charles | Option exercise | 1.4K | $63.94 |
| 2025-03-15 | Tolla John Charles | Disposition | 862 | $63.94 |
| 2025-03-15 | Tolla John Charles | Disposition | 773 | $63.94 |
| 2025-03-15 | THIELE CANDACE L | Option exercise | 398 | $63.94 |
| 2025-03-15 | THIELE CANDACE L | Option exercise | 404 | $63.94 |
| 2025-03-15 | THIELE CANDACE L | Disposition | 223 | $63.94 |
| 2025-03-15 | THIELE CANDACE L | Disposition | 226 | $63.94 |
| 2025-03-15 | Swanson Brian D | Option exercise | 1.4K | $63.94 |
| 2025-03-15 | Swanson Brian D | Option exercise | 1.2K | $63.94 |
| 2025-03-15 | Swanson Brian D | Disposition | 820 | $63.94 |
| 2025-03-15 | Swanson Brian D | Disposition | 668 | $63.94 |
| 2025-03-15 | PARK DAVID X | Option exercise | 1.8K | $63.94 |
| 2025-03-15 | PARK DAVID X | Option exercise | 1.8K | $63.94 |
| 2025-03-15 | PARK DAVID X | Disposition | 937 | $63.94 |
| 2025-03-15 | PARK DAVID X | Disposition | 992 | $63.94 |
| 2025-03-15 | MATSUMOTO RAYMOND D | Option exercise | 2.0K | $63.94 |
| 2025-03-15 | MATSUMOTO RAYMOND D | Option exercise | 2.5K | $63.94 |
| 2025-03-15 | MATSUMOTO RAYMOND D | Disposition | 1.1K | $63.94 |
| 2025-03-15 | MATSUMOTO RAYMOND D | Disposition | 1.4K | $63.94 |
| 2025-03-15 | GILL ANN | Option exercise | 674 | $63.94 |
| 2025-03-15 | GILL ANN | Option exercise | 773 | $63.94 |
| 2025-03-15 | GILL ANN | Disposition | 457 | $63.94 |
| 2025-03-15 | GILL ANN | Disposition | 398 | $63.94 |
| 2025-03-15 | Crow David M | Option exercise | 737 | $63.94 |
| 2025-03-15 | Crow David M | Disposition | 218 | $63.94 |
| 2025-03-15 | Constantine Thomas M | Option exercise | 1.6K | $63.94 |
| 2025-03-15 | Constantine Thomas M | Option exercise | 2.0K | $63.94 |
| 2025-03-15 | Constantine Thomas M | Disposition | 853 | $63.94 |
| 2025-03-15 | Constantine Thomas M | Disposition | 1.2K | $63.94 |
| 2025-03-15 | Bar-Adon Eshel | Option exercise | 1.6K | $63.94 |
| 2025-03-15 | Bar-Adon Eshel | Option exercise | 1.4K | $63.94 |
| 2025-03-15 | Bar-Adon Eshel | Disposition | 966 | $63.94 |
| 2025-03-15 | Bar-Adon Eshel | Disposition | 764 | $63.94 |
| 2025-03-04 | Wardell-Smith Sara | Buy | 3.0K | $64.73 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-09 | OtherExhibits | filing ↗ |
| 2026-05-04 | Acquisition/dispositionExhibits | filing ↗ |
| 2026-05-04 | Reg FDExhibits | filing ↗ |
| 2026-04-30 | ResultsExhibits | filing ↗ |
| 2026-04-23 | Material agreementExhibits | filing ↗ |
| 2026-03-23 | OtherExhibits | filing ↗ |
| 2026-02-12 | Material agreementExhibits | filing ↗ |
| 2026-02-02 | Reg FDExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-09 | 2026-06-08 | 0001299709-26-000044 ↗ |
| 8-K | 2026-05-04 | 2026-05-04 | 0001299709-26-000040 ↗ |
| 8-K | 2026-05-04 | 2026-05-02 | 0001299709-26-000038 ↗ |
| 10-Q | 2026-04-30 | 2026-03-31 | 0001299709-26-000035 ↗ |
| 8-K | 2026-04-30 | 2026-04-30 | 0001299709-26-000034 ↗ |
| 8-K | 2026-04-23 | 2026-04-22 | 0001299709-26-000027 ↗ |
| 8-K | 2026-03-23 | 2026-03-19 | 0001299709-26-000024 ↗ |
| 8-K | 2026-02-12 | 2026-02-12 | 0001299709-26-000018 ↗ |
| 8-K | 2026-02-02 | 2026-02-02 | 0001299709-26-000015 ↗ |
| 10-Q | 2026-01-29 | 2025-12-31 | 0001299709-26-000012 ↗ |
| 8-K | 2026-01-29 | 2026-01-29 | 0001299709-26-000011 ↗ |
| 8-K | 2026-01-06 | 2025-12-31 | 0001299709-26-000003 ↗ |