NORTHPOINTE BANCSHARES INC
NPB · State Commercial Banks · 34.6M shares · +0%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: $770K (gross $770K)
Reference price $17.70 · est. market cap ~$612M — last insider sale, 2026-06-09 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B73Northpointe Bancshares — high-ROE mortgage-focused bank.
Strengths
- ROE 14.7% (94th pct); strong cash position (83rd)
Risks
- Mortgage-origination and warehouse-lending cyclicality
- Rate sensitivity
Notable findings
- RestatementIf our ability to sell or securitize mortgage loans is impaired, whether as a result of regulatory action or otherwise, the volume of mortgage loans that we are able to originate will be reduced 22 8-K ↗
- Exec changeRecent 8-K item 5.02 8-K ↗
- Strong balance sheetStrong balance sheet — $496M cash & investments
- Insider buyingInsider buying — 5 open-market buy(s) by 2 insider(s) (cluster of 2 insiders, ~$2M, last 6mo) Form 4 ↗
- Insider sellingInsider selling — 14 open-market sale(s) by 3 insider(s) (cluster of 3 insiders, ~$2M, last 6mo) Form 4 ↗
Key metrics
Return on equity
14.7%
Return on assets
1.2%
Net-income growth
51.2%
Free cash flow
$42M
Tangible book value
$568M
Cash & investments
$496M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-09 | Hooker David Stevens | Sell | 2.2K | $17.70 |
| 2026-06-09 | Hooker David Stevens | Sell | 157 | $17.70 |
| 2026-06-08 | Hooker David Stevens | Sell | 722 | $17.52 |
| 2026-06-08 | Hooker David Stevens | Sell | 17 | $17.53 |
| 2026-06-05 | Hooker David Stevens | Sell | 234 | $17.52 |
| 2026-06-05 | Hooker David Stevens | Sell | 51 | $17.52 |
| 2026-06-02 | Hooker David Stevens | Sell | 3.9K | $17.50 |
| 2026-06-02 | Hooker David Stevens | Sell | 275 | $17.51 |
| 2026-05-13 | Williams Charles Alan | Buy | 25K | $17.08 |
| 2026-05-12 | Williams Charles Alan | Buy | 25K | $17.21 |
| 2026-05-01 | Hooker David Stevens | Sell | 7.0K | $17.82 |
| 2026-05-01 | Hooker David Stevens | Sell | 500 | $17.82 |
| 2026-04-01 | Howes Brad T | Option exercise | 7.0K | — |
| 2026-04-01 | Howes Brad T | Tax withheld | 2.9K | $17.26 |
| 2026-04-01 | Comps Kevin J | Option exercise | 9.3K | — |
| 2026-04-01 | Comps Kevin J | Tax withheld | 4.0K | $17.26 |
| 2026-04-01 | Christel David J | Option exercise | 9.3K | — |
| 2026-04-01 | Christel David J | Tax withheld | 3.7K | $17.26 |
| 2026-04-01 | Butler Amy M | Option exercise | 7.0K | — |
| 2026-04-01 | Butler Amy M | Tax withheld | 2.2K | $17.26 |
| 2026-04-01 | Williams Charles Alan | Option exercise | 50K | — |
| 2026-04-01 | Williams Charles Alan | Option exercise | 9.3K | — |
| 2026-03-09 | Dean Richard Jeffery | Sell | 58K | $17.55 |
| 2026-03-03 | Lawrence David F. | Buy | 500 | $18.18 |
| 2026-02-12 | Williams Charles Alan | Buy | 23K | $16.88 |
| 2026-02-11 | Williams Charles Alan | Buy | 14K | $16.90 |
| 2026-01-29 | Butler Amy M | Sell | 6.4K | $17.50 |
| 2026-01-27 | Butler Amy M | Sell | 6.8K | $18.05 |
| 2026-01-27 | Butler Amy M | Sell | 3.1K | $17.95 |
| 2025-12-19 | Butler Amy M | Option exercise | 23K | — |
| 2025-12-19 | Butler Amy M | Tax withheld | 6.8K | $17.67 |
| 2025-12-19 | Christel David J | Option exercise | 86K | — |
| 2025-12-19 | Christel David J | Tax withheld | 34K | $17.67 |
| 2025-12-19 | Comps Kevin J | Option exercise | 80K | — |
| 2025-12-19 | Comps Kevin J | Tax withheld | 35K | $17.67 |
| 2025-12-19 | Howes Brad T | Option exercise | 8.6K | — |
| 2025-12-19 | Howes Brad T | Tax withheld | 2.5K | $17.67 |
| 2025-12-11 | Williams Charles Alan | Gift | 140K | — |
| 2025-11-17 | Edger Bruce L | Gift | 3.0K | — |
| 2025-10-24 | Lawrence David F. | Buy | 500 | $16.58 |
| 2025-09-12 | Hooker David Stevens | Sell | 65K | $18.21 |
| 2025-04-01 | Williams Charles Alan | Gift | 50K | — |
| 2025-04-01 | Williams Charles Alan | Gift | 50K | — |
| 2025-04-01 | Williams Charles Alan | Option exercise | 50K | — |
| 2025-03-04 | De Vlieger Robert W II | Sell | 51K | $13.56 |
| 2025-02-18 | Williams Charles Alan | Buy | 17K | $14.50 |
| 2025-02-18 | Second Rewrittwen Trust Indenture of the John S Simoni Living Trust | Sell | 67K | $14.50 |
| 2025-02-18 | De Vlieger Robert W II | Sell | 98K | $14.50 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-13 | Shareholder vote | filing ↗ |
| 2026-04-21 | ResultsReg FD | filing ↗ |
| 2026-03-13 | Material agreementDebt obligation | filing ↗ |
| 2026-03-03 | Exec/director change | filing ↗ |
| 2026-02-27 | Exec/director changeExhibits | filing ↗ |
| 2026-01-20 | ResultsReg FD | filing ↗ |
| 2025-12-31 | Other | filing ↗ |
| 2025-12-18 | Exec/director changeExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 10-Q | 2026-05-14 | 2026-03-31 | 0001336706-26-000044 ↗ |
| 8-K | 2026-05-13 | 2026-05-13 | 0001336706-26-000039 ↗ |
| 8-K | 2026-04-21 | 2026-04-21 | 0001336706-26-000035 ↗ |
| 10-K | 2026-03-27 | 2025-12-31 | 0001336706-26-000020 ↗ |
| 8-K | 2026-03-13 | 2026-03-12 | 0001336706-26-000017 ↗ |
| 8-K | 2026-03-03 | 2026-02-27 | 0001336706-26-000010 ↗ |
| 8-K | 2026-02-27 | 2026-02-27 | 0001336706-26-000007 ↗ |
| 8-K | 2026-01-20 | 2026-01-20 | 0001336706-26-000003 ↗ |
| 8-K | 2025-12-31 | 2025-12-31 | 0001336706-25-000039 ↗ |
| 8-K | 2025-12-18 | 2025-12-18 | 0001336706-25-000023 ↗ |
| 8-K | 2025-12-09 | 2025-12-09 | 0001336706-25-000012 ↗ |
| 10-Q | 2025-11-12 | 2025-09-30 | 0001336706-25-000008 ↗ |