Employers Holdings, Inc.
EIG · Fire, Marine & Casualty Insurance · 18.2M shares · -5%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $70M (gross $76M, SBC $6M)
Reference price $39.88 · est. market cap ~$728M — last insider sale, 2026-03-10 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C56Employers Holdings — small-business workers'-comp insurer with weak returns.
Strengths
- Very low leverage (12th pct); conservative reserves
Risks
- ROE 1.1% (8th), net margin (11th) weak
- Workers'-comp pricing-cycle and reserve risk
Notable findings
- Strong balance sheetStrong balance sheet — $170M cash & investments
- Buying back stockNet buyback — share count -5%/yr over 4y
- Insider sellingInsider selling — 2 open-market sale(s) by 2 insider(s) (cluster of 2 insiders, ~$375,910, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
1.3%
Return on equity
1.1%
Return on assets
0.3%
Revenue growth (QoQ)
21.8%
Net-income growth
-90.9%
Debt / equity
0.0×
Free cash flow
$45M
Tangible book value
$906M
Cash & investments
$170M
Stock comp / revenue
0.6%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-28 | MOCKARD JEANNE L | Grant | 2.2K | — |
| 2026-05-28 | Higgins Barbara A | Grant | 2.2K | — |
| 2026-05-28 | Pestcoe Marvin | Grant | 2.2K | — |
| 2026-05-28 | Sorenson Steven P | Grant | 2.2K | — |
| 2026-05-28 | de Figueiredo Joao M | Grant | 2.2K | — |
| 2026-05-28 | McColgan Michael J | Grant | 2.2K | — |
| 2026-05-28 | Perez-Tenessa Alejandro | Grant | 2.2K | — |
| 2026-03-18 | Champlin Christopher Craig | Tax withheld | 306 | $39.04 |
| 2026-03-18 | Pedraja Michael | Tax withheld | 314 | $39.04 |
| 2026-03-18 | Kage Kelley F. | Tax withheld | 179 | $39.04 |
| 2026-03-18 | Ozuna Christina M. | Tax withheld | 319 | $39.04 |
| 2026-03-18 | Smith Ann Marie | Tax withheld | 484 | $39.04 |
| 2026-03-18 | Mutschink John M. | Tax withheld | 635 | $39.04 |
| 2026-03-18 | Antonello Katherine H. | Tax withheld | 5.3K | $39.04 |
| 2026-03-10 | Ozuna Christina M. | Sell | 4.5K | $39.88 |
| 2026-03-09 | Champlin Christopher Craig | Grant | 2.9K | — |
| 2026-03-09 | Pedraja Michael | Grant | 5.8K | — |
| 2026-03-09 | Kage Kelley F. | Grant | 4.1K | — |
| 2026-03-09 | Ozuna Christina M. | Grant | 2.9K | — |
| 2026-03-09 | Pollak Matthew Robert | Grant | 2.0K | — |
| 2026-03-09 | Smith Ann Marie | Grant | 3.3K | — |
| 2026-03-09 | Smith Ann Marie | Sell | 5.0K | $39.29 |
| 2026-03-09 | Mutschink John M. | Grant | 4.1K | — |
| 2026-03-09 | Antonello Katherine H. | Grant | 20K | — |
| 2026-03-09 | Pollak Matthew Robert | Grant | 1.5K | — |
| 2026-02-24 | Pedraja Michael | Buy | 2.0K | $39.73 |
| 2026-02-23 | Champlin Christopher Craig | Tax withheld | 153 | $39.21 |
| 2026-02-23 | Champlin Christopher Craig | Grant | 516 | — |
| 2026-02-23 | Ozuna Christina M. | Grant | 1.6K | — |
| 2026-02-23 | Ozuna Christina M. | Tax withheld | 475 | $39.21 |
| 2026-02-23 | Smith Ann Marie | Grant | 2.9K | — |
| 2026-02-23 | Smith Ann Marie | Tax withheld | 857 | $39.21 |
| 2026-02-23 | Mutschink John M. | Grant | 4.2K | — |
| 2026-02-23 | Mutschink John M. | Tax withheld | 1.2K | $39.21 |
| 2026-02-23 | Antonello Katherine H. | Grant | 23K | — |
| 2026-02-23 | Antonello Katherine H. | Tax withheld | 5.7K | $39.21 |
| 2025-11-04 | Pedraja Michael | Buy | 5.5K | $37.09 |
| 2025-08-05 | Pedraja Michael | Buy | 5.0K | $40.04 |
| 2025-05-27 | Mutschink John M. | Sell | 2.0K | $49.12 |
| 2025-05-22 | Higgins Barbara A | Grant | 2.0K | — |
| 2025-05-22 | de Figueiredo Joao M | Grant | 2.0K | — |
| 2025-05-22 | Perez-Tenessa Alejandro | Grant | 2.0K | — |
| 2025-05-22 | Sorenson Steven P | Grant | 2.0K | — |
| 2025-05-22 | McColgan Michael J | Grant | 2.0K | — |
| 2025-05-22 | MOCKARD JEANNE L | Grant | 2.0K | — |
| 2025-05-22 | Pestcoe Marvin | Grant | 2.4K | — |
| 2025-05-06 | Pedraja Michael | Buy | 3.0K | $48.59 |
| 2025-03-17 | Paquette Michael Scott | Tax withheld | 1.3K | $50.14 |
| 2025-03-17 | Antonello Katherine H. | Tax withheld | 4.7K | $50.14 |
| 2025-03-17 | Brown Lori A. | Tax withheld | 840 | $50.14 |
| 2025-03-17 | Kage Kelley F. | Tax withheld | 75 | $50.14 |
| 2025-03-17 | Rynard Lindsey M. | Tax withheld | 436 | $50.14 |
| 2025-03-17 | Ozuna Christina M. | Tax withheld | 305 | $50.14 |
| 2025-03-17 | Smith Ann Marie | Tax withheld | 449 | $50.14 |
| 2025-03-17 | Mutschink John M. | Tax withheld | 628 | $50.14 |
| 2025-03-03 | KRONER JAMES R | Sell | 1.0K | $52.00 |
| 2025-02-28 | KRONER JAMES R | Sell | 1.0K | $51.50 |
| 2025-02-28 | Smith Ann Marie | Sell | 1.4K | $51.24 |
| 2025-02-26 | KRONER JAMES R | Sell | 1.0K | $50.50 |
| 2025-02-25 | KRONER JAMES R | Sell | 2.0K | $50.90 |
| 2025-02-24 | Rynard Lindsey M. | Grant | 1.7K | — |
| 2025-02-24 | Smith Ann Marie | Grant | 2.1K | — |
| 2025-02-24 | Brown Lori A. | Grant | 3.0K | — |
| 2025-02-24 | Mutschink John M. | Grant | 2.4K | — |
| 2025-02-24 | Kage Kelley F. | Grant | 1.6K | — |
| 2025-02-24 | Ozuna Christina M. | Grant | 1.4K | — |
| 2025-02-24 | Pedraja Michael | Grant | 4.3K | — |
| 2025-02-24 | Antonello Katherine H. | Grant | 14K | — |
| 2025-01-28 | Paquette Michael Scott | Grant | 5.7K | — |
| 2025-01-28 | Paquette Michael Scott | Tax withheld | 1.5K | $49.71 |
| 2025-01-28 | Antonello Katherine H. | Grant | 11K | — |
| 2025-01-28 | Antonello Katherine H. | Tax withheld | 2.8K | $49.71 |
| 2025-01-28 | Brown Lori A. | Grant | 3.7K | — |
| 2025-01-28 | Brown Lori A. | Tax withheld | 1.1K | $49.71 |
| 2025-01-28 | Mutschink John M. | Grant | 3.0K | — |
| 2025-01-28 | Mutschink John M. | Tax withheld | 875 | $49.71 |
| 2025-01-28 | Smith Ann Marie | Grant | 2.0K | — |
| 2025-01-28 | Smith Ann Marie | Tax withheld | 585 | $49.71 |
| 2025-01-28 | Rynard Lindsey M. | Grant | 507 | — |
| 2025-01-28 | Rynard Lindsey M. | Tax withheld | 180 | $49.71 |
| 2025-01-28 | Ozuna Christina M. | Grant | 389 | — |
| 2025-01-28 | Ozuna Christina M. | Tax withheld | 116 | $49.71 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-29 | Shareholder vote | filing ↗ |
| 2026-04-29 | ResultsOtherExhibits | filing ↗ |
| 2026-02-19 | ResultsOtherExhibits | filing ↗ |
| 2025-10-30 | ResultsOtherExhibits | filing ↗ |
| 2025-08-04 | Exec/director change | filing ↗ |
| 2025-07-30 | ResultsOtherExhibits | filing ↗ |
| 2025-06-13 | Exec/director change | filing ↗ |
| 2025-05-23 | Shareholder vote | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-29 | 2026-05-28 | 0001379041-26-000040 ↗ |
| 10-Q | 2026-05-01 | 2026-03-31 | 0001379041-26-000023 ↗ |
| 8-K | 2026-04-29 | 2026-04-29 | 0001379041-26-000020 ↗ |
| 10-K | 2026-02-26 | 2025-12-31 | 0001379041-26-000011 ↗ |
| 8-K | 2026-02-19 | 2026-02-19 | 0001379041-26-000007 ↗ |
| 10-Q | 2025-10-31 | 2025-09-30 | 0001379041-25-000146 ↗ |
| 8-K | 2025-10-30 | 2025-10-30 | 0001379041-25-000144 ↗ |
| 8-K | 2025-08-04 | 2025-07-30 | 0001379041-25-000139 ↗ |
| 10-Q | 2025-08-01 | 2025-06-30 | 0001379041-25-000137 ↗ |
| 8-K | 2025-07-30 | 2025-07-30 | 0001379041-25-000135 ↗ |
| 8-K | 2025-06-13 | 2025-06-11 | 0001379041-25-000131 ↗ |
| 8-K | 2025-05-23 | 2025-05-22 | 0001379041-25-000104 ↗ |