TFS Financial CORP
TFSL · Savings Institution, Federally Chartered · 280.4M shares · +0%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: -$4M (gross $6M, SBC $10M)
Reference price $16.80 · est. market cap ~$4.7B — last insider sale, 2026-06-11 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C64TFS Financial — over-capitalized Ohio thrift with low ROE.
Strengths
- Very strong cash (96th pct) and free cash flow (94th)
Risks
- ROE 4.8% (52nd) — excess capital drag
- Mortgage concentration; rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Strong balance sheetStrong balance sheet — $429M cash & investments
- Insider buyingInsider buying — 4 open-market buy(s) by 2 insider(s) (cluster of 2 insiders, ~$596,050, last 6mo) Form 4 ↗
- Insider sellingInsider selling — 14 open-market sale(s) by 6 insider(s) (cluster of 6 insiders, ~$2M, last 6mo) Form 4 ↗
Quarterly revenue
Last 2 quarters · from SEC filings.
Key metrics
Return on equity
4.8%
Return on assets
0.5%
Revenue growth (QoQ)
80.9%
Net-income growth
14.3%
Free cash flow
$71M
Tangible book value
$1.9B
Cash & investments
$429M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-15 | Zbanek Cathy W | Option exercise | 68K | $14.74 |
| 2026-06-15 | Zbanek Cathy W | Tax withheld | 61K | $16.92 |
| 2026-06-11 | WEIL MEREDITH S | Sell | 4.3K | $16.80 |
| 2026-06-11 | WEIL MEREDITH S | Option exercise | 50K | $14.74 |
| 2026-06-11 | WEIL MEREDITH S | Tax withheld | 46K | $16.80 |
| 2026-06-09 | Zbanek Cathy W | Option exercise | 60K | $14.74 |
| 2026-06-09 | Zbanek Cathy W | Tax withheld | 56K | $16.49 |
| 2026-06-05 | Miller Susanne N. | Option exercise | 11K | $14.74 |
| 2026-06-05 | Miller Susanne N. | Tax withheld | 10K | $16.33 |
| 2026-06-05 | Long Sandra M | Option exercise | 5.0K | $14.74 |
| 2026-06-05 | Long Sandra M | Tax withheld | 4.7K | $16.33 |
| 2026-06-02 | WEIL MEREDITH S | Option exercise | 80K | $14.74 |
| 2026-06-02 | WEIL MEREDITH S | Tax withheld | 76K | $15.90 |
| 2026-06-02 | WEIL MEREDITH S | Sell | 4.1K | $15.91 |
| 2026-05-29 | Weir Daniel F | Buy | 7.0K | $15.85 |
| 2026-05-26 | Rubino Andrew J | Sell | 594 | $16.09 |
| 2026-05-26 | Zbanek Cathy W | Option exercise | 60K | $14.74 |
| 2026-05-26 | Zbanek Cathy W | Tax withheld | 57K | $15.97 |
| 2026-05-26 | Rubino Andrew J | Tax withheld | 10K | $15.97 |
| 2026-05-26 | Rubino Andrew J | Option exercise | 11K | $14.74 |
| 2026-05-18 | Zbanek Cathy W | Sell | 10K | $15.26 |
| 2026-05-14 | Weir Daniel F | Buy | 7.0K | $15.02 |
| 2026-05-12 | Weir Daniel F | Buy | 21K | $14.91 |
| 2026-05-11 | WEIL MEREDITH S | Sell | 14K | $14.91 |
| 2026-05-06 | Rubino Andrew J | Sell | 6.6K | $15.18 |
| 2026-05-05 | Stefanski Marc A | Gift | 1.5K | — |
| 2026-05-05 | Stefanski Marc A | Gift | 1.5K | — |
| 2026-03-12 | Asher Anthony J | Buy | 5.0K | $13.37 |
| 2026-02-20 | Stefanski Gavin B | Sell | 7.0K | $14.97 |
| 2026-02-17 | Stefanski Marc A | Sell | 37K | $15.12 |
| 2026-02-13 | Stefanski Marc A | Sell | 1.0K | $15.00 |
| 2026-02-12 | Stefanski Marc A | Sell | 7.1K | $15.03 |
| 2026-02-11 | WEIL MEREDITH S | Sell | 2.1K | $14.95 |
| 2026-02-11 | Stefanski Marc A | Sell | 7 | $15.00 |
| 2026-02-11 | WEIL MEREDITH S | Sell | 13K | $14.95 |
| 2026-02-03 | Anderson Barbara J. | Sell | 11K | $14.21 |
| 2026-01-08 | Asher Anthony J | Other | 39K | — |
| 2026-01-08 | Asher Anthony J | Other | 5.2K | — |
| 2026-01-08 | Asher Anthony J | Other | 44K | — |
| 2025-12-15 | Asher Anthony J | Buy | 1.4K | $13.89 |
| 2025-12-15 | Stefanski Marc A | Gift | 3.5K | — |
| 2025-12-15 | Stefanski Marc A | Gift | 20K | — |
| 2025-12-15 | Stefanski Marc A | Gift | 3.5K | — |
| 2025-12-12 | Asher Anthony J | Gift | 5.1K | — |
| 2025-12-12 | Asher Anthony J | Gift | 5.1K | — |
| 2025-12-12 | Williams Ashley H | Sell | 7.6K | $13.66 |
| 2025-12-10 | Stefanski Marc A | Option exercise | 36K | — |
| 2025-12-10 | Weir Daniel F | Option exercise | 10K | — |
| 2025-12-10 | Weir Daniel F | Option exercise | 5.1K | — |
| 2025-12-10 | Stefanski Gavin B | Option exercise | 1.4K | — |
| 2025-12-10 | Stefanski Gavin B | Tax withheld | 658 | $13.91 |
| 2025-12-10 | Stefanski Bradley T | Option exercise | 1.4K | — |
| 2025-12-10 | Stefanski Bradley T | Tax withheld | 672 | $13.91 |
| 2025-12-10 | Mulhern Timothy W | Option exercise | 8.7K | — |
| 2025-12-10 | Mulhern Timothy W | Option exercise | 2.2K | — |
| 2025-12-10 | Mulhern Timothy W | Option exercise | 2.1K | — |
| 2025-12-10 | Mulhern Timothy W | Tax withheld | 8.9K | $13.91 |
| 2025-12-10 | Anderson Barbara J. | Option exercise | 10K | — |
| 2025-12-10 | Anderson Barbara J. | Option exercise | 5.1K | — |
| 2025-12-10 | Rubino Andrew J | Option exercise | 8.7K | — |
| 2025-12-10 | Rubino Andrew J | Option exercise | 2.1K | — |
| 2025-12-10 | Rubino Andrew J | Option exercise | 2.2K | — |
| 2025-12-10 | Rubino Andrew J | Option exercise | 2.9K | — |
| 2025-12-10 | Rubino Andrew J | Tax withheld | 7.1K | $13.91 |
| 2025-12-10 | Williams Ashley H | Option exercise | 7.6K | — |
| 2025-12-10 | Zbanek Cathy W | Option exercise | 19K | — |
| 2025-12-10 | Zbanek Cathy W | Option exercise | 4.7K | — |
| 2025-12-10 | Zbanek Cathy W | Option exercise | 4.7K | — |
| 2025-12-10 | Zbanek Cathy W | Option exercise | 5.3K | — |
| 2025-12-10 | Zbanek Cathy W | Tax withheld | 16K | $13.91 |
| 2025-12-10 | WEIL MEREDITH S | Option exercise | 19K | — |
| 2025-12-10 | WEIL MEREDITH S | Option exercise | 4.7K | — |
| 2025-12-10 | WEIL MEREDITH S | Option exercise | 4.8K | — |
| 2025-12-10 | WEIL MEREDITH S | Option exercise | 5.5K | — |
| 2025-12-10 | WEIL MEREDITH S | Option exercise | 16K | $13.91 |
| 2025-12-10 | Asher Anthony J | Option exercise | 5.1K | — |
| 2025-12-10 | Cohen Martin J | Option exercise | 5.1K | — |
| 2025-12-10 | Stefanski Marc A | Option exercise | 13K | — |
| 2025-12-10 | Stefanski Marc A | Option exercise | 14K | — |
| 2025-12-10 | Stefanski Marc A | Option exercise | 13K | — |
| 2025-12-10 | Stefanski Marc A | Tax withheld | 30K | $13.91 |
| 2025-12-10 | Ringenbach John | Option exercise | 5.1K | — |
| 2025-12-10 | Fiala Robert A | Option exercise | 5.1K | — |
| 2025-12-10 | Ozan Terrence R | Option exercise | 5.1K | — |
| 2025-12-10 | Bauer Terrence L. | Option exercise | 7.2K | — |
| 2025-12-10 | MULLIGAN WILLIAM C | Option exercise | 5.1K | — |
| 2025-12-03 | Zbanek Cathy W | Sell | 20K | $14.13 |
| 2025-11-24 | Rubino Andrew J | Sell | 5.0K | $14.23 |
| 2025-11-12 | WEIL MEREDITH S | Sell | 15K | $13.85 |
| 2025-09-11 | Weir Daniel F | Sell | 3.9K | $13.37 |
| 2025-09-02 | WEIL MEREDITH S | Sell | 15K | $13.70 |
| 2025-08-29 | Stefanski Marc A | Sell | 7.2K | $14.17 |
| 2025-08-21 | Asher Anthony J | Buy | 38K | $13.26 |
| 2025-08-15 | Anderson Barbara J. | Sell | 12K | $13.05 |
| 2025-05-13 | Stefanski Gavin B | Sell | 3.5K | $13.47 |
| 2025-05-08 | Asher Anthony J | Sell | 60K | $13.40 |
| 2025-05-07 | Zbanek Cathy W | Sell | 15K | $13.46 |
| 2025-05-06 | Stefanski Marc A | Gift | 1.5K | — |
| 2025-05-06 | Stefanski Marc A | Gift | 1.5K | — |
| 2025-05-06 | WEIL MEREDITH S | Sell | 15K | $13.48 |
| 2025-05-05 | Rubino Andrew J | Sell | 6.0K | $13.61 |
| 2025-03-11 | Asher Anthony J | Sell | 14K | $12.15 |
| 2025-03-03 | Stefanski Marc A | Sell | 18K | $13.27 |
| 2025-02-28 | Asher Anthony J | Gift | 3.9K | — |
| 2025-02-28 | Asher Anthony J | Gift | 3.9K | — |
| 2025-02-28 | Stefanski Marc A | Sell | 35K | $13.12 |
| 2025-02-27 | Stefanski Marc A | Sell | 35K | $13.00 |
| 2025-02-26 | Weir Daniel F | Sell | 10K | $13.11 |
| 2025-02-26 | Stefanski Marc A | Sell | 22K | $13.13 |
| 2025-02-25 | Stefanski Marc A | Sell | 19K | $13.28 |
| 2025-02-24 | Stefanski Marc A | Sell | 21K | $13.22 |
| 2025-02-21 | Fiala Robert A | Option exercise | 3.9K | — |
| 2025-02-21 | Asher Anthony J | Option exercise | 3.9K | — |
| 2025-02-21 | Ozan Terrence R | Option exercise | 3.9K | — |
| 2025-02-21 | Cohen Martin J | Option exercise | 3.9K | — |
| 2025-02-21 | Weir Daniel F | Option exercise | 3.9K | — |
| 2025-02-21 | MULLIGAN WILLIAM C | Option exercise | 3.9K | — |
| 2025-02-21 | Williams Ashley H | Option exercise | 5.8K | — |
| 2025-02-21 | Anderson Barbara J. | Option exercise | 3.9K | — |
| 2025-02-21 | Ringenbach John | Option exercise | 3.9K | — |
| 2025-02-18 | WEIL MEREDITH S | Sell | 12K | $13.59 |
| 2025-02-07 | Stefanski Gavin B | Sell | 7.0K | $13.72 |
| 2025-02-06 | Zbanek Cathy W | Sell | 20K | $13.72 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-28 | 2026-05-28 | 0001381668-26-000029 ↗ |
| 8-K | 2026-05-26 | 2026-05-26 | 0001381668-26-000026 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001381668-26-000024 ↗ |
| 8-K | 2026-04-30 | 2026-04-30 | 0001381668-26-000021 ↗ |
| 8-K | 2026-04-02 | 2026-04-02 | 0001381668-26-000018 ↗ |
| 8-K | 2026-02-26 | 2026-02-26 | 0001381668-26-000014 ↗ |
| 8-K | 2026-02-26 | 2026-02-26 | 0001381668-26-000016 ↗ |
| 10-Q | 2026-02-05 | 2025-12-31 | 0001381668-26-000012 ↗ |
| 8-K/A | 2026-02-05 | 2026-01-29 | 0001381668-26-000010 ↗ |
| 8-K | 2026-01-29 | 2026-01-29 | 0001381668-26-000006 ↗ |
| 8-K | 2025-12-22 | 2025-12-22 | 0001381668-25-000109 ↗ |
| 10-K | 2025-11-25 | 2025-09-30 | 0001381668-25-000106 ↗ |