GREEN DOT CORP
GDOT · Finance Services · 56.7M shares · -0%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $62M (gross $96M, SBC $34M)
Reference price $12.61 · est. market cap ~$715M — last insider sale, 2025-11-28 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C58Green Dot — prepaid/fintech bank with a net loss but strong cash flow.
Strengths
- Free cash flow 76th pct; large cash/investments (92nd); BaaS platform
Risks
- Net loss; weak liquidity ratio (current 0.53)
- BaaS/partner-concentration and compliance exposure
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Net lossNet loss (net margin -4.8%)
- Weak liquidityCurrent ratio 0.52 (<1)
- Strong balance sheetStrong balance sheet — $1.4B cash & investments
- Pending mergerRISKS RELATED TO THE GREEN DOT MERGER AND THE PAYMENTS SALE Failure to complete the transactions contemplated by each of the Merger Agreement and the Separation Agreement could negatively affect our
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Operating margin
0.7%
Net margin
-4.8%
Return on equity
-11.1%
Return on assets
-1.7%
Revenue growth (QoQ)
25.6%
Current ratio
0.5×
Free cash flow
$66M
EBITDA
$78M
Tangible book value
$516M
Cash & investments
$1.4B
Stock comp / revenue
0.9%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-21 | Brewster J Chris | Grant | 17K | — |
| 2026-05-21 | Millard Robert C. | Grant | 17K | — |
| 2026-05-21 | SHAHEEN GEORGE T | Grant | 17K | — |
| 2026-05-21 | RICHEY ELLEN | Grant | 17K | — |
| 2026-05-21 | Razon Michelleta | Grant | 17K | — |
| 2026-05-21 | Fanlo Saturnino Sixto | Grant | 17K | — |
| 2026-03-24 | Ruppel Christian Devin | Tax withheld | 6.4K | $11.17 |
| 2026-03-23 | Pugh Amy Myers | Tax withheld | 3.9K | $11.27 |
| 2026-03-23 | Watkins Teresa Elaine | Tax withheld | 3.1K | $11.27 |
| 2026-03-23 | Unruh Jess | Tax withheld | 8.1K | $11.27 |
| 2026-03-23 | Ruppel Christian Devin | Tax withheld | 8.6K | $11.27 |
| 2026-03-21 | Unruh Jess | Tax withheld | 8.6K | $11.04 |
| 2026-03-21 | Ruppel Christian Devin | Tax withheld | 6.7K | $11.04 |
| 2026-03-21 | Watkins Teresa Elaine | Tax withheld | 3.8K | $11.04 |
| 2026-03-21 | Pugh Amy Myers | Tax withheld | 4.7K | $11.04 |
| 2026-03-07 | Ruppel Christian Devin | Tax withheld | 1.9K | $11.60 |
| 2026-03-07 | Watkins Teresa Elaine | Tax withheld | 1.2K | $11.60 |
| 2026-03-07 | Pugh Amy Myers | Tax withheld | 1.4K | $11.60 |
| 2026-03-07 | Unruh Jess | Tax withheld | 2.8K | $11.60 |
| 2025-12-15 | Ruppel Christian Devin | Tax withheld | 169 | $12.99 |
| 2025-12-15 | Unruh Jess | Tax withheld | 312 | $12.99 |
| 2025-11-28 | Fanlo Saturnino Sixto | Sell | 13K | $12.61 |
| 2025-11-28 | Brewster J Chris | Sell | 8.0K | $12.37 |
| 2025-11-13 | Unruh Jess | Grant | 9.0K | — |
| 2025-09-12 | Pugh Amy Myers | Tax withheld | 1.2K | $13.55 |
| 2025-08-12 | Ruppel Christian Devin | Sell | 17K | $12.00 |
| 2025-08-12 | Ruppel Christian Devin | Sell | 11K | $13.00 |
| 2025-07-22 | Watkins Teresa Elaine | Tax withheld | 656 | $10.27 |
| 2025-06-19 | JACOBS WILLIAM I | Grant | 132K | — |
| 2025-05-22 | Millard Robert C. | Grant | 24K | — |
| 2025-05-22 | Fanlo Saturnino Sixto | Grant | 24K | — |
| 2025-05-22 | SHAHEEN GEORGE T | Grant | 24K | — |
| 2025-05-22 | RICHEY ELLEN | Grant | 24K | — |
| 2025-05-22 | Brewster J Chris | Grant | 24K | — |
| 2025-05-22 | Razon Michelleta | Grant | 24K | — |
| 2025-05-09 | Ruppel Christian Devin | Sell | 10K | $11.00 |
| 2025-03-25 | Ruppel Christian Devin | Tax withheld | 1.5K | $8.17 |
| 2025-03-24 | Ruppel Christian Devin | Grant | 26K | — |
| 2025-03-23 | Unruh Jess | Tax withheld | 7.2K | $7.83 |
| 2025-03-23 | Ruppel Christian Devin | Tax withheld | 5.3K | $7.83 |
| 2025-03-23 | Pugh Amy Myers | Tax withheld | 3.9K | $7.83 |
| 2025-03-23 | Watkins Teresa Elaine | Tax withheld | 3.1K | $7.83 |
| 2025-03-21 | Pugh Amy Myers | Grant | 50K | — |
| 2025-03-21 | Watkins Teresa Elaine | Grant | 46K | — |
| 2025-03-21 | Unruh Jess | Grant | 74K | — |
| 2025-03-21 | Ruppel Christian Devin | Grant | 79K | — |
| 2025-03-18 | JACOBS WILLIAM I | Grant | 117K | — |
| 2025-03-07 | Watkins Teresa Elaine | Tax withheld | 1.5K | $7.46 |
| 2025-03-07 | Gresham George W | Tax withheld | 9.1K | $7.46 |
| 2025-03-07 | Ruppel Christian Devin | Tax withheld | 2.3K | $7.46 |
| 2025-03-07 | Pugh Amy Myers | Tax withheld | 1.7K | $7.46 |
| 2025-03-07 | Unruh Jess | Tax withheld | 3.2K | $7.46 |
| 2025-02-08 | Watkins Teresa Elaine | Tax withheld | 427 | $9.05 |
| 2025-01-29 | Unruh Jess | Tax withheld | 292 | $9.04 |
| 2025-01-29 | Ruppel Christian Devin | Tax withheld | 164 | $9.04 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-24 | 2026-06-23 | 0001140361-26-026125 ↗ |
| 8-K | 2026-06-16 | 2026-06-16 | 0001140361-26-025335 ↗ |
| 8-K | 2026-05-11 | 2026-05-11 | 0001386278-26-000033 ↗ |
| 10-Q | 2026-05-11 | 2026-03-31 | 0001386278-26-000035 ↗ |
| 10-K/A | 2026-04-30 | 2025-12-31 | 0001386278-26-000023 ↗ |
| 8-K | 2026-04-07 | 2026-04-06 | 0001386278-26-000018 ↗ |
| 10-K | 2026-03-16 | 2025-12-31 | 0001386278-26-000015 ↗ |
| 8-K | 2026-03-16 | 2026-03-16 | 0001386278-26-000011 ↗ |
| 8-K | 2026-01-07 | 2026-01-06 | 0001386278-26-000002 ↗ |
| 8-K | 2025-11-26 | 2025-11-23 | 0001140361-25-043544 ↗ |
| 8-K | 2025-11-24 | 2025-11-23 | 0001140361-25-043028 ↗ |
| 10-Q | 2025-11-10 | 2025-09-30 | 0001386278-25-000076 ↗ |