HCI Group, Inc.
HCI, HCIIP · Fire, Marine & Casualty Insurance · 12.8M shares · +2%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: -$9M (gross $784K, SBC $9M)
Grade
B76HCI Group — Florida property insurer with a fast-growing insurtech arm.
Strengths
- ROE 28.7% (84th pct), ROA (100th); revenue up sharply
- TypTap technology and reciprocal-exchange model
Risks
- Heavy Florida hurricane/catastrophe concentration
- Reinsurance-cost and reserve sensitivity
Notable findings
- Strong balance sheetStrong balance sheet — $1.2B cash & investments
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
33.2%
Return on equity
28.7%
Return on assets
11.8%
Revenue growth (QoQ)
-1.4%
Net-income growth
171.9%
Free cash flow
$441M
Tangible book value
$1.0B
Cash & investments
$1.2B
Stock comp / revenue
1.2%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-11 | Madhu Sanjay | Grant | 750 | — |
| 2026-06-11 | Politis Gregory | Grant | 750 | — |
| 2026-06-11 | Politis Peter | Grant | 750 | — |
| 2026-06-11 | Watts Susan | Grant | 750 | — |
| 2026-06-11 | Burks Robert Wayne | Grant | 750 | — |
| 2026-05-22 | Harmsworth James Mark | Tax withheld | 13K | $157.79 |
| 2026-05-22 | Saravanos Anthony | Tax withheld | 13K | $157.79 |
| 2026-05-22 | Graham Andrew L. | Tax withheld | 13K | $157.79 |
| 2026-05-22 | Coleman Karin Sue | Tax withheld | 13K | $157.79 |
| 2026-02-23 | Patel Paresh | Option exercise | 20K | $40.00 |
| 2025-12-19 | Graham Andrew L. | Grant | 1.3K | — |
| 2025-12-19 | Saravanos Anthony | Grant | 621 | — |
| 2025-12-19 | Harmsworth James Mark | Grant | 1.3K | — |
| 2025-12-19 | Coleman Karin Sue | Grant | 1.3K | — |
| 2025-07-21 | Burks Robert Wayne | Grant | 750 | — |
| 2025-07-21 | Watts Susan | Grant | 750 | — |
| 2025-07-21 | Politis Peter | Grant | 750 | — |
| 2025-07-21 | Politis Gregory | Grant | 750 | — |
| 2025-07-21 | Madhu Sanjay | Grant | 750 | — |
| 2025-02-26 | Saravanos Anthony | Tax withheld | 223 | $121.33 |
| 2025-02-26 | Harmsworth James Mark | Tax withheld | 223 | $121.33 |
| 2025-02-26 | Coleman Karin Sue | Tax withheld | 223 | $121.33 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-15 | Material agreement | filing ↗ |
| 2026-06-12 | Shareholder vote | filing ↗ |
| 2026-06-01 | Material agreement | filing ↗ |
| 2026-05-06 | ResultsExhibits | filing ↗ |
| 2026-02-25 | ResultsExhibits | filing ↗ |
| 2025-12-23 | Material agreementExec/director changeReg FDExhibits | filing ↗ |
| 2025-12-19 | Exec/director change | filing ↗ |
| 2025-11-06 | ResultsExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-15 | 2026-06-11 | 0001193125-26-271159 ↗ |
| 8-K | 2026-06-12 | 2026-06-10 | 0001193125-26-268579 ↗ |
| 8-K | 2026-06-01 | 2026-06-01 | 0001193125-26-249754 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001193125-26-211993 ↗ |
| 8-K | 2026-05-06 | 2026-05-06 | 0001193125-26-209071 ↗ |
| 10-K | 2026-02-26 | 2025-12-31 | 0001193125-26-076743 ↗ |
| 8-K | 2026-02-25 | 2026-02-25 | 0001193125-26-071719 ↗ |
| 8-K | 2025-12-23 | 2025-12-09 | 0001193125-25-330946 ↗ |
| 8-K | 2025-12-19 | 2025-12-11 | 0001193125-25-326799 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001193125-25-272275 ↗ |
| 8-K | 2025-11-06 | 2025-11-06 | 0001193125-25-269720 ↗ |
| 8-K | 2025-10-16 | 2025-10-16 | 0001193125-25-240903 ↗ |