VISA INC.
V · Services-Business Services, NEC · 469.3M shares · EDGAR filings ↗
Net buyback after stock comp: $11.3B (gross $12.1B, SBC $765M)
Reference price $343.88 · est. market cap ~$161.4B — last insider sale, 2026-07-01 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
A86gen composite 83pct→86
Notable findings
- Fund exitedNotable fund(s) exited this quarter: VANGUARD GROUP INC, BERKSHIRE HATHAWAY INC
- Strong balance sheetStrong balance sheet — $18.2B cash & investments
- Insider sellingInsider selling — 6 open-market sale(s) by 3 insider(s) (cluster of 3 insiders, ~$25M, last 6mo) Form 4 ↗
- Notable holderHeld by 7 notable fund(s): STATE STREET CORP, FMR LLC, GOLDMAN SACHS GROUP INC +4 more (as of 2026-03-31)
Congressional trades
| Date | Member | Type | Owner | Amount |
|---|---|---|---|---|
| 2026-04-27 | Taylor, David J. · OH02 | buy | self | $1K–$15K |
| 2026-04-24 | Jackson, Jonathan · IL01 | sell | joint | $50K+ |
| 2026-02-26 | Taylor, David J. · OH02 | buy | self | $1K–$15K |
| 2026-02-18 | Gottheimer, Josh · NJ05 | sell (partial) | joint | $1K–$15K |
| 2026-02-09 | Taylor, David J. · OH02 | buy | self | $1K–$15K |
| 2026-01-16 | Taylor, David J. · OH02 | buy | self | $1K–$15K |
| 2025-07-24 | Letlow, Julia · LA05 | buy | self | $1K–$15K |
| 2024-10-23 | Letlow, Julia · LA05 | buy | self | $1K–$15K |
STOCK Act Periodic Transaction Reports (U.S. House Clerk). Amounts are disclosed ranges, not exact figures.
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Operating margin
60.0%
Net margin
50.1%
Return on equity
52.9%
Return on assets
20.1%
ROIC
30.0%
Revenue growth (QoQ)
17.1%
Net-income growth
1.6%
Debt / equity
0.7×
Net debt / EBITDA
0.3×
Current ratio
1.1×
EBITDA
$25.2B
Tangible book value
-$9.6B
Cash & investments
$18.2B
Stock comp / revenue
2.2%
Leadership & compensation
| Name | Role | Latest total comp |
|---|---|---|
| MCINERNEY RYAN | Chief Executive Officer | — |
| ANDRESKI PETER M | GBL CORP CONTROLLER, CAO | — |
| Chris SuhChief Financial Officer | Officer | $11M FY2025 |
| Fabara Paul D | CHIEF RISK & CLIENT SVCS OFC | — |
| Kelly Mahon TullierVice | Chief People and Corporate Affairs Officer | $15M FY2025 |
| MAHON TULLIER KELLY | VICE CHAIR, CHF PPL & CORP AFF | — |
| Paul FabaraChief Risk and Client Services Officer | Officer | $10M FY2025 |
| Rajat TanejaPresident | Technology | $23M FY2025 |
| ROTTENBERG JULIE B | GENERAL COUNSEL | — |
| Ryan MclnerneyChief Executive Officer | Officer | $32M FY2025 |
| Suh Chris | CHIEF FINANCIAL OFFICER | — |
| Taneja Rajat | PRESIDENT, TECHNOLOGY | — |
| Denise M. Morrison | Director | $437K FY2025 |
| Fernandez-Carbajal Francisco Javier | Director | — |
| Francisco Javier Fernández-Carbajal | Director | $405K FY2025 |
| John F. Lundgren | Director | $642K FY2025 |
| Kermit R. Crawford | Director | $427K FY2025 |
| Linda J. Rendle | Director | $425K FY2025 |
| Lloyd A. Carney | Director | $452K FY2025 |
| Maynard G. Webb | Director | $455K FY2025 |
| Murphy Pam | Director | — |
| Pamela Murphy | Director | $410K FY2025 |
| Ramon Laguarta | Director | $405K FY2025 |
| Ready William J | Director | — |
| Teri L. List | Director | $440K FY2025 |
Officers & directors from SEC filings (Form 4 + DEF 14A proxy); compensation is the latest reported fiscal year.
Insider transactions · last 6 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-07-01 | MCINERNEY RYAN | Option exercise | 10K | $109.82 |
| 2026-07-01 | MCINERNEY RYAN | Sell | 8.9K | $343.88 |
| 2026-07-01 | MCINERNEY RYAN | Sell | 1.6K | $344.55 |
| 2026-06-29 | MCINERNEY RYAN | Option exercise | 21K | $109.82 |
| 2026-06-29 | MCINERNEY RYAN | Sell | 21K | $340.25 |
| 2026-05-12 | Suh Chris | Sell | 11K | $324.81 |
| 2026-04-29 | MCINERNEY RYAN | Option exercise | 31K | $109.82 |
| 2026-04-29 | MCINERNEY RYAN | Sell | 31K | $340.14 |
| 2026-03-11 | CARNEY LLOYD | Sell | 650 | $309.62 |
| 2026-02-15 | Taneja Rajat | Option exercise | 36K | — |
| 2026-02-15 | Taneja Rajat | Tax withheld | 18K | $314.08 |
| 2026-02-15 | MAHON TULLIER KELLY | Option exercise | 36K | — |
| 2026-02-15 | MAHON TULLIER KELLY | Tax withheld | 18K | $314.08 |
| 2026-02-15 | Fabara Paul D | Option exercise | 21K | — |
| 2026-02-15 | Fabara Paul D | Tax withheld | 10K | $314.08 |
| 2026-02-15 | MCINERNEY RYAN | Option exercise | 1.1K | — |
| 2026-02-15 | MCINERNEY RYAN | Option exercise | 11K | — |
| 2026-02-15 | MCINERNEY RYAN | Tax withheld | 6.0K | $314.08 |
| 2026-01-27 | Fernandez-Carbajal Francisco Javier | Grant | 861 | — |
| 2026-01-27 | CARNEY LLOYD | Grant | 861 | — |
| 2026-01-27 | MORRISON DENISE M | Grant | 861 | — |
| 2026-01-27 | List Teri | Grant | 861 | — |
| 2026-01-27 | LUNDGREN JOHN F | Grant | 861 | — |
| 2026-01-27 | Murphy Pam | Grant | 861 | — |
| 2026-01-27 | Ready William J | Grant | 861 | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-26 | 2026-06-24 | 0001403161-26-000086 ↗ |
| 8-K | 2026-05-12 | 2026-05-11 | 0001193125-26-219432 ↗ |
| 8-K | 2026-05-11 | 2026-05-11 | 0001193125-26-215875 ↗ |
| 10-Q | 2026-04-29 | 2026-03-31 | 0001403161-26-000079 ↗ |
| 8-K | 2026-04-28 | 2026-04-28 | 0001403161-26-000077 ↗ |
| 8-K | 2026-02-27 | 2026-02-25 | 0001403161-26-000063 ↗ |
| 8-K | 2026-02-13 | 2026-02-13 | 0001403161-26-000049 ↗ |
| 8-K | 2026-02-12 | 2026-02-03 | 0001628280-26-007709 ↗ |
| 10-Q | 2026-01-30 | 2025-12-31 | 0001403161-26-000045 ↗ |
| 8-K | 2026-01-29 | 2026-01-27 | 0001403161-26-000044 ↗ |
| 8-K | 2026-01-28 | 2026-01-27 | 0001403161-26-000029 ↗ |
| 8-K | 2025-12-30 | 2025-12-30 | 0001403161-25-000137 ↗ |