PCB BANCORP
PCB · State Commercial Banks · 14.2M shares · -3%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $8M (gross $9M, SBC $488K)
Reference price $21.75 · est. market cap ~$310M — last insider purchase, 2026-03-06 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70PCB Bancorp — Korean-American-focused California bank with strong cash flow.
Strengths
- High net margin (100th pct), free cash flow (91st); net income +45%
Risks
- ROE 9.6% (48th) average; CRE/SBA concentration
- Rate sensitivity
Notable findings
- Strong balance sheetStrong balance sheet — $207M cash & investments
- Insider buyingInsider buying — 10 open-market buy(s) by 1 insider(s) (~$418,398, last 6mo) Form 4 ↗
- Buying back stockNet buyback — share count -3%/yr over 4y
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
1291.9%
Return on equity
9.6%
Return on assets
1.1%
Revenue growth (QoQ)
-0.5%
Net-income growth
45.1%
Free cash flow
$24M
Tangible book value
$390M
Cash & investments
$207M
Stock comp / revenue
33.6%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-06 | LEE SANG YOUNG | Buy | 1.1K | $21.75 |
| 2026-03-05 | LEE SANG YOUNG | Buy | 7.5K | $22.25 |
| 2026-03-04 | LEE SANG YOUNG | Buy | 2.0K | $22.75 |
| 2026-03-03 | LEE SANG YOUNG | Buy | 92 | $22.00 |
| 2026-02-27 | LEE SANG YOUNG | Buy | 1.0K | $22.44 |
| 2026-02-27 | LEE SANG YOUNG | Buy | 1.0K | $22.40 |
| 2026-02-27 | LEE SANG YOUNG | Buy | 1.0K | $22.45 |
| 2026-02-27 | LEE SANG YOUNG | Buy | 27 | $22.35 |
| 2026-02-23 | LEE SANG YOUNG | Buy | 2.0K | $22.45 |
| 2026-02-23 | LEE SANG YOUNG | Buy | 3.0K | $22.50 |
| 2025-10-16 | BANG BRIAN | Option exercise | 15K | $10.33 |
| 2025-10-16 | CHANG TIMOTHY | Option exercise | 4.7K | $10.33 |
| 2025-08-21 | LEE SANG YOUNG | Buy | 8.4K | $21.55 |
| 2025-08-21 | LEE SANG YOUNG | Buy | 5.0K | $21.55 |
| 2025-08-20 | LEE SANG YOUNG | Buy | 232 | $21.60 |
| 2025-08-01 | RHEE DON | Buy | 3.0K | $19.98 |
| 2025-08-01 | RHEE DON | Buy | 2.0K | $20.03 |
| 2025-08-01 | RHEE DON | Buy | 2.0K | $20.17 |
| 2025-08-01 | RHEE DON | Buy | 3.0K | $20.33 |
| 2025-07-29 | LEE SANG YOUNG | Buy | 5.0K | $21.40 |
| 2025-07-29 | LEE SANG YOUNG | Buy | 200 | $21.45 |
| 2025-07-29 | LEE SANG YOUNG | Buy | 6.0K | $21.45 |
| 2025-07-29 | LEE SANG YOUNG | Buy | 2.0K | $21.46 |
| 2025-07-29 | LEE SANG YOUNG | Buy | 5.0K | $21.49 |
| 2025-07-24 | CHANG TIMOTHY | Option exercise | 13K | $10.33 |
| 2025-06-04 | KIM HENRY | Option exercise | 8.0K | $10.33 |
| 2025-06-03 | CHO HAEYOUNG | Option exercise | 7.9K | $15.04 |
| 2025-04-03 | KIM HENRY | Option exercise | 1.7K | $10.33 |
| 2025-04-03 | CHANG TIMOTHY | Option exercise | 1.5K | $10.33 |
| 2025-03-28 | KIM HENRY | Option exercise | 5.0K | $10.33 |
| 2025-03-27 | RHEE DON | Option exercise | 9.9K | $15.04 |
| 2025-03-26 | LEE SANG YOUNG | Option exercise | 9.9K | $15.04 |
| 2025-03-06 | KIM HENRY | Option exercise | 10K | $10.33 |
| 2025-02-27 | LEE SANG YOUNG | Buy | 5 | $19.31 |
| 2025-02-27 | LEE SANG YOUNG | Buy | 1.0K | $19.43 |
| 2025-02-27 | LEE SANG YOUNG | Buy | 1.0K | $19.50 |
| 2025-02-27 | LEE SANG YOUNG | Buy | 2.0K | $19.32 |
| 2025-02-27 | LEE SANG YOUNG | Buy | 1.0K | $19.44 |
| 2025-02-27 | LEE SANG YOUNG | Buy | 1.0K | $19.49 |
| 2025-02-27 | LEE SANG YOUNG | Buy | 4.0K | $19.49 |
| 2025-02-27 | LEE SANG YOUNG | Buy | 300 | $19.50 |
| 2025-02-21 | LEE SANG YOUNG | Buy | 4.4K | $19.50 |
| 2025-02-20 | LEE SANG YOUNG | Buy | 2.5K | $19.80 |
| 2025-02-19 | LEE SANG YOUNG | Buy | 401 | $19.85 |
| 2025-02-19 | LEE SANG YOUNG | Buy | 100 | $19.77 |
| 2025-02-19 | LEE SANG YOUNG | Buy | 4 | $19.83 |
| 2025-02-19 | LEE SANG YOUNG | Buy | 2.0K | $19.90 |
| 2025-02-19 | LEE SANG YOUNG | Buy | 500 | $19.93 |
| 2025-02-19 | LEE SANG YOUNG | Buy | 100 | $19.94 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 2.0K | $19.68 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 105 | $19.69 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 211 | $19.71 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 32 | $19.73 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 5 | $19.75 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 963 | $19.85 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 188 | $19.90 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 988 | $19.93 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 7 | $19.94 |
| 2025-02-13 | LEE SANG YOUNG | Buy | 5 | $19.95 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-27 | Shareholder vote | filing ↗ |
| 2026-04-23 | ResultsReg FDOtherExhibits | filing ↗ |
| 2026-01-29 | ResultsReg FDOtherExhibits | filing ↗ |
| 2025-10-23 | ResultsReg FDOtherExhibits | filing ↗ |
| 2025-07-24 | ResultsReg FDOtherExhibits | filing ↗ |
| 2025-07-24 | Non-reliance/restatementExhibits | filing ↗ |
| 2025-05-29 | Shareholder vote | filing ↗ |
| 2025-05-23 | Delisting noticeReg FDExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-27 | 2026-05-27 | 0001423869-26-000020 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001423869-26-000018 ↗ |
| 8-K | 2026-04-23 | 2026-04-22 | 0001423869-26-000015 ↗ |
| 10-K | 2026-03-16 | 2025-12-31 | 0001423869-26-000006 ↗ |
| 8-K | 2026-01-29 | 2026-01-28 | 0001423869-26-000003 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001423869-25-000050 ↗ |
| 8-K | 2025-10-23 | 2025-10-22 | 0001423869-25-000047 ↗ |
| 10-Q | 2025-08-08 | 2025-06-30 | 0001423869-25-000043 ↗ |
| 8-K | 2025-07-24 | 2025-07-23 | 0001423869-25-000040 ↗ |
| 8-K | 2025-07-24 | 2025-07-22 | 0001423869-25-000036 ↗ |
| 10-Q/A | 2025-07-24 | 2025-03-31 | 0001423869-25-000038 ↗ |
| 10-Q | 2025-06-09 | 2025-03-31 | 0001423869-25-000031 ↗ |