ENB Financial Corp
ENBP · National Commercial Banks · 5.7M shares · EDGAR filings ↗
Net buyback after stock comp: $1M (gross $1M, SBC $61K)
Reference price $23.21 · est. market cap ~$132M — last insider sale, 2025-12-23 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70ENB Financial — Pennsylvania community bank with strong ROE.
Strengths
- ROE 13.4% (85th pct); net income +41%
Risks
- Low ROA (36th); weak FCF (19th)
- Regional concentration
Key metrics
Return on equity
13.4%
Return on assets
1.0%
Net-income growth
40.8%
Free cash flow
$19M
Tangible book value
$161M
Cash & investments
$61M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-04 | Strohm Joselyn D | Option exercise | 479 | — |
| 2025-12-23 | Cake Cindy L. | Sell | 323 | $23.21 |
| 2025-12-23 | Cake Cindy L. | Sell | 495 | $22.92 |
| 2025-12-23 | Cake Cindy L. | Sell | 828 | $22.55 |
| 2025-11-14 | Zimmerman Roger L | Buy | 400 | $22.32 |
| 2025-10-31 | Klein Nicholas D | Option exercise | 349 | $23.00 |
| 2025-10-31 | Stauffer Jeffrey | Option exercise | 859 | $23.00 |
| 2025-10-31 | Cake Cindy L. | Option exercise | 403 | $23.00 |
| 2025-10-31 | Miller Adrienne Lea | Option exercise | 253 | $23.00 |
| 2025-10-31 | Bitner Rachel G | Option exercise | 402 | $23.00 |
| 2025-10-30 | Klein Nicholas D | Sell | 348 | $22.45 |
| 2025-06-05 | Strohm Joselyn D | Option exercise | 480 | $16.50 |
| 2025-01-31 | Klein Nicholas D | Sell | 500 | $17.54 |
| 2024-12-31 | Stauffer Jeffrey | I | 18 | $17.45 |
| 2024-12-31 | Stauffer Jeffrey | I | 108 | $14.24 |
| 2024-12-31 | Miller Adrienne Lea | I | 46 | $14.24 |
| 2024-12-31 | Miller Adrienne Lea | I | 13 | $14.24 |
| 2024-12-31 | Nicholas Susan Y | I | 114 | $17.20 |
| 2024-12-31 | Reed Brian K | I | 106 | $17.20 |
| 2024-12-31 | Reed Brian K | I | 101 | $17.20 |
| 2024-12-31 | Stoltzfus J Daniel | I | 29 | $17.20 |
| 2024-12-31 | Strohm Joselyn D | I | 4 | $17.45 |
| 2024-12-31 | Wagner Mark C | I | 102 | $17.20 |
| 2024-12-31 | Weaver Judith A | I | 68 | $17.20 |
| 2024-12-31 | Klein Nicholas D | I | 26 | $14.24 |
| 2024-12-31 | Klein Nicholas D | I | 127 | $14.24 |
| 2024-12-31 | Klein Nicholas D | I | 46 | $14.24 |
| 2024-12-31 | Klein Nicholas D | I | 7 | $17.45 |
| 2024-12-31 | Martin Jay S | I | 2 | $17.20 |
| 2024-12-31 | Martin Jay S | I | 14 | $17.20 |
| 2024-12-31 | Kitsch William J IV | I | 24 | $14.24 |
| 2024-12-31 | Kitsch William J IV | I | 29 | $14.24 |
| 2024-12-31 | Kitsch William J IV | I | 235 | $14.24 |
| 2024-12-31 | Halligan Jennifer | I | 2 | $14.24 |
| 2024-12-31 | Halligan Jennifer | I | 7 | $14.24 |
| 2024-12-31 | Halligan Jennifer | I | 46 | $14.24 |
| 2024-12-31 | Cake Cindy L. | I | 4 | $14.24 |
| 2024-12-31 | Cake Cindy L. | I | 7 | $14.24 |
| 2024-12-31 | Bitner Rachel G | I | 25 | $14.24 |
| 2024-12-31 | Bitner Rachel G | I | 42 | $14.24 |
| 2024-12-31 | Bitner Rachel G | I | 289 | $14.24 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 10-Q | 2026-05-15 | 2026-03-31 | 0001174947-26-000608 ↗ |
| 8-K | 2026-05-06 | 2026-05-05 | 0001174947-26-000551 ↗ |
| 8-K | 2026-04-27 | 2026-04-24 | 0001174947-26-000514 ↗ |
| 8-K/A | 2026-04-17 | 2026-02-01 | 0001174947-26-000488 ↗ |
| 8-K | 2026-04-16 | 2026-04-15 | 0001174947-26-000486 ↗ |
| 10-K | 2026-03-20 | 2025-12-31 | 0001174947-26-000410 ↗ |
| 8-K | 2026-02-02 | 2026-02-01 | 0001174947-26-000123 ↗ |
| 8-K | 2026-01-22 | 2026-01-21 | 0001174947-26-000070 ↗ |
| 8-K | 2026-01-22 | 2026-01-21 | 0001174947-26-000068 ↗ |
| 8-K | 2026-01-12 | 2026-01-12 | 0001174947-26-000030 ↗ |
| 8-K | 2025-12-23 | 2025-12-22 | 0001174947-25-001473 ↗ |
| 8-K | 2025-12-18 | 2025-12-17 | 0001174947-25-001454 ↗ |