KB Financial Group Inc.
KB · Commercial Banks, NEC · EDGAR filings ↗
Grade
D47Major Korean banking franchise, but the recorded FY2010 metrics show a loss year and the data is badly stale.
Strengths
- One of Korea's largest financial holding companies with an extensive branch network and stable deposit funding
- Large cash/investment base (90th pct) and growing loan book
Risks
- Recorded ROE -3.5% and ROA -0.2% (4th pct) reflect a loss/charge year
- FY2010 data is over a decade stale; retail and SME credit exposure to Korean consumer-debt cycles
Notable findings
- No interest coverageInterest coverage 0.46 (cannot cover interest)
- Strong balance sheetStrong balance sheet — $16.7B cash & investments
Key metrics
Return on equity
8.4%
Return on assets
0.7%
Net-income growth
-2.3%
Interest coverage
0.5×
Free cash flow
$2.5B
Tangible book value
$39.9B
Cash & investments
$16.7B
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 20-F | 2026-04-28 | 2025-12-31 | 0001193125-26-183398 ↗ |
| 20-F | 2025-04-25 | 2024-12-31 | 0001193125-25-094961 ↗ |
| 20-F | 2024-04-26 | 2023-12-31 | 0001193125-24-115465 ↗ |
| 20-F | 2023-04-26 | 2022-12-31 | 0001193125-23-116496 ↗ |
| 20-F | 2022-04-27 | 2021-12-31 | 0001193125-22-121490 ↗ |
| 20-F | 2021-04-27 | 2020-12-31 | 0001193125-21-132803 ↗ |
| 20-F | 2020-04-24 | 2019-12-31 | 0001193125-20-118233 ↗ |
| 20-F | 2019-04-30 | 2018-12-31 | 0001193125-19-127722 ↗ |
| 20-F | 2018-04-27 | 2017-12-31 | 0001193125-18-136720 ↗ |
| 20-F | 2017-04-24 | 2016-12-31 | 0001193125-17-133855 ↗ |
| 20-F | 2016-04-28 | 2015-12-31 | 0001193125-16-561071 ↗ |
| 20-F | 2015-04-29 | 2014-12-31 | 0001193125-15-154632 ↗ |