Essent Group Ltd.
ESNT · Surety Insurance · 92.2M shares · +2%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: $52M (gross $71M, SBC $18M)
Reference price $65.01 · est. market cap ~$6.0B — last insider sale, 2026-04-28 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B76Essent Group — leading mortgage insurer with strong margins and cash flow.
Strengths
- Net margin 54.7% (93rd pct), ROA (75th), free cash flow (95th)
- Disciplined risk-based pricing; strong capital
Risks
- Housing/credit-cycle and counter-cyclical loss exposure
- Mortgage-origination-volume sensitivity
Notable findings
- Insider sellingInsider selling — 4 open-market sale(s) by 2 insider(s) (cluster of 2 insiders, ~$2M, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
54.7%
Return on equity
12.0%
Return on assets
9.3%
Revenue growth (QoQ)
7.6%
Net-income growth
-5.4%
Free cash flow
$849M
Tangible book value
$5.7B
Stock comp / revenue
1.7%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-07 | Galda April Joyce | Option exercise | 56 | — |
| 2026-05-07 | Heise Angela L | Option exercise | 2.6K | — |
| 2026-05-07 | Heise Angela L | Option exercise | 56 | — |
| 2026-05-07 | Dutt Aditya | Option exercise | 2.6K | — |
| 2026-05-07 | Dutt Aditya | Option exercise | 56 | — |
| 2026-05-07 | Karna Anu | Option exercise | 2.6K | — |
| 2026-05-07 | Karna Anu | Option exercise | 56 | — |
| 2026-05-07 | Benson David C | Option exercise | 2.6K | — |
| 2026-05-07 | Benson David C | Option exercise | 56 | — |
| 2026-05-07 | PAULS DOUGLAS J | Option exercise | 2.6K | — |
| 2026-05-07 | PAULS DOUGLAS J | Option exercise | 56 | — |
| 2026-05-07 | SPIEGEL WILLIAM | Option exercise | 2.6K | — |
| 2026-05-07 | SPIEGEL WILLIAM | Option exercise | 56 | — |
| 2026-05-07 | Galda April Joyce | Option exercise | 2.6K | — |
| 2026-05-07 | KASMAR ROY JAMES | Option exercise | 2.6K | — |
| 2026-05-07 | KASMAR ROY JAMES | Option exercise | 56 | — |
| 2026-04-28 | Gibbons Mary Lourdes | Sell | 4.2K | $65.01 |
| 2026-04-28 | CASALE MARK | Sell | 13K | $65.05 |
| 2026-04-20 | Gibbons Mary Lourdes | Sell | 7.6K | $63.01 |
| 2026-04-17 | Gibbons Mary Lourdes | Sell | 872 | $63.00 |
| 2026-04-01 | WEINSTOCK DAVID B | Option exercise | 8.3K | — |
| 2026-04-01 | WEINSTOCK DAVID B | Option exercise | 527 | — |
| 2026-04-01 | WEINSTOCK DAVID B | Tax withheld | 3.8K | $58.25 |
| 2026-03-01 | WEINSTOCK DAVID B | Option exercise | 815 | — |
| 2026-03-01 | Curran Christopher G | Option exercise | 2.4K | — |
| 2026-03-01 | Curran Christopher G | Tax withheld | 19K | $60.84 |
| 2026-03-01 | Gibbons Mary Lourdes | Option exercise | 3.1K | — |
| 2026-03-01 | Gibbons Mary Lourdes | Option exercise | 2.9K | — |
| 2026-03-01 | Gibbons Mary Lourdes | Option exercise | 1.9K | — |
| 2026-03-01 | Gibbons Mary Lourdes | Tax withheld | 14K | $60.84 |
| 2026-03-01 | Bhasin Vijay | Option exercise | 1.7K | — |
| 2026-03-01 | Bhasin Vijay | Tax withheld | 13K | $60.84 |
| 2026-03-01 | WEINSTOCK DAVID B | Option exercise | 1.0K | — |
| 2026-03-01 | WEINSTOCK DAVID B | Option exercise | 1.6K | — |
| 2026-03-01 | WEINSTOCK DAVID B | Option exercise | 9.4K | — |
| 2026-03-01 | WEINSTOCK DAVID B | Option exercise | 1.9K | — |
| 2026-03-01 | WEINSTOCK DAVID B | Option exercise | 1.8K | — |
| 2026-03-01 | WEINSTOCK DAVID B | Tax withheld | 6.2K | $60.84 |
| 2026-03-01 | CASALE MARK | Option exercise | 14K | — |
| 2026-03-01 | CASALE MARK | Tax withheld | 103K | $60.84 |
| 2026-02-11 | Curran Christopher G | Grant | 20K | $65.51 |
| 2026-02-11 | Curran Christopher G | Disposition | 1.0K | — |
| 2026-02-11 | Gibbons Mary Lourdes | Grant | 15K | $65.51 |
| 2026-02-11 | Gibbons Mary Lourdes | Disposition | 804 | — |
| 2026-02-11 | Bhasin Vijay | Grant | 14K | $65.51 |
| 2026-02-11 | Bhasin Vijay | Disposition | 724 | — |
| 2026-02-11 | CASALE MARK | Grant | 137K | $65.51 |
| 2026-02-11 | CASALE MARK | Disposition | 7.2K | — |
| 2026-01-08 | WEINSTOCK DAVID B | Option exercise | 1.0K | — |
| 2026-01-08 | WEINSTOCK DAVID B | Option exercise | 64 | — |
| 2026-01-08 | WEINSTOCK DAVID B | Tax withheld | 351 | $64.67 |
| 2025-12-18 | Gibbons Mary Lourdes | Sell | 4.4K | $67.00 |
| 2025-12-15 | Gibbons Mary Lourdes | Gift | 775 | — |
| 2025-11-26 | CASALE MARK | Gift | 15K | — |
| 2025-11-14 | KASMAR ROY JAMES | Sell | 3.2K | $61.44 |
| 2025-11-11 | Dutt Aditya | Sell | 3.2K | $61.49 |
| 2025-09-18 | Gibbons Mary Lourdes | Sell | 4.0K | $65.00 |
| 2025-09-18 | Bhasin Vijay | Sell | 11K | $65.00 |
| 2025-09-15 | WEINSTOCK DAVID B | Sell | 2.5K | $63.33 |
| 2025-08-13 | SPIEGEL WILLIAM | Sell | 6.5K | $62.74 |
| 2025-08-12 | Gibbons Mary Lourdes | Sell | 3.8K | $62.00 |
| 2025-07-01 | Gibbons Mary Lourdes | Sell | 240 | $62.00 |
| 2025-06-23 | Gibbons Mary Lourdes | Sell | 2.0K | $60.00 |
| 2025-06-16 | WEINSTOCK DAVID B | Sell | 2.5K | $58.79 |
| 2025-06-10 | PAULS DOUGLAS J | Gift | 2.9K | — |
| 2025-06-10 | PAULS DOUGLAS J | Gift | 2.9K | — |
| 2025-06-10 | KASMAR ROY JAMES | Gift | 2.9K | — |
| 2025-06-10 | KASMAR ROY JAMES | Gift | 2.9K | — |
| 2025-05-15 | KASMAR ROY JAMES | Sell | 3.2K | $58.82 |
| 2025-05-13 | PAULS DOUGLAS J | Sell | 3.0K | $59.80 |
| 2025-05-12 | Gibbons Mary Lourdes | Sell | 1.8K | $60.07 |
| 2025-05-09 | Gibbons Mary Lourdes | Sell | 224 | $60.03 |
| 2025-05-01 | SPIEGEL WILLIAM | Option exercise | 2.8K | — |
| 2025-05-01 | SPIEGEL WILLIAM | Option exercise | 57 | — |
| 2025-05-01 | PAULS DOUGLAS J | Option exercise | 2.8K | — |
| 2025-05-01 | PAULS DOUGLAS J | Option exercise | 57 | — |
| 2025-05-01 | Heise Angela L | Option exercise | 2.8K | — |
| 2025-05-01 | Heise Angela L | Option exercise | 57 | — |
| 2025-05-01 | Dutt Aditya | Option exercise | 2.8K | — |
| 2025-05-01 | Dutt Aditya | Option exercise | 57 | — |
| 2025-05-01 | KASMAR ROY JAMES | Option exercise | 2.8K | — |
| 2025-05-01 | KASMAR ROY JAMES | Option exercise | 57 | — |
| 2025-05-01 | Karna Anu | Option exercise | 2.8K | — |
| 2025-05-01 | Karna Anu | Option exercise | 57 | — |
| 2025-05-01 | Levine Allan | Option exercise | 2.8K | — |
| 2025-05-01 | Levine Allan | Option exercise | 57 | — |
| 2025-05-01 | GLANVILLE ROBERT | Option exercise | 2.8K | — |
| 2025-05-01 | GLANVILLE ROBERT | Option exercise | 57 | — |
| 2025-03-01 | WEINSTOCK DAVID B | Option exercise | 1.0K | — |
| 2025-03-01 | Gibbons Mary Lourdes | Option exercise | 3.1K | — |
| 2025-03-01 | Gibbons Mary Lourdes | Option exercise | 1.6K | — |
| 2025-03-01 | Gibbons Mary Lourdes | Tax withheld | 13K | $57.62 |
| 2025-03-01 | Curran Christopher G | Option exercise | 2.1K | — |
| 2025-03-01 | Curran Christopher G | Tax withheld | 17K | $57.62 |
| 2025-03-01 | WEINSTOCK DAVID B | Option exercise | 168 | — |
| 2025-03-01 | WEINSTOCK DAVID B | Option exercise | 479 | — |
| 2025-03-01 | WEINSTOCK DAVID B | Option exercise | 1.6K | — |
| 2025-03-01 | WEINSTOCK DAVID B | Option exercise | 1.9K | — |
| 2025-03-01 | WEINSTOCK DAVID B | Tax withheld | 1.4K | $57.62 |
| 2025-03-01 | Bhasin Vijay | Option exercise | 1.5K | — |
| 2025-03-01 | Bhasin Vijay | Tax withheld | 11K | $57.62 |
| 2025-03-01 | CASALE MARK | Option exercise | 12K | — |
| 2025-03-01 | CASALE MARK | Tax withheld | 90K | $57.62 |
| 2025-02-12 | Bhasin Vijay | Grant | 16K | $57.11 |
| 2025-02-12 | Bhasin Vijay | Grant | 7.9K | $57.11 |
| 2025-02-12 | Bhasin Vijay | Disposition | 3.1K | — |
| 2025-02-12 | CASALE MARK | Grant | 26K | $57.11 |
| 2025-02-12 | CASALE MARK | Grant | 158K | $57.11 |
| 2025-02-12 | CASALE MARK | Disposition | 32K | — |
| 2025-02-12 | Curran Christopher G | Grant | 11K | $57.11 |
| 2025-02-12 | Curran Christopher G | Grant | 23K | $57.11 |
| 2025-02-12 | Curran Christopher G | Disposition | 4.4K | — |
| 2025-02-12 | Gibbons Mary Lourdes | Grant | 18K | $57.11 |
| 2025-02-12 | Gibbons Mary Lourdes | Disposition | 3.4K | — |
| 2025-01-08 | WEINSTOCK DAVID B | Option exercise | 1.0K | — |
| 2025-01-08 | WEINSTOCK DAVID B | Option exercise | 42 | — |
| 2025-01-08 | WEINSTOCK DAVID B | Tax withheld | 343 | $55.05 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-08 | 2026-05-08 | 0001448893-26-000013 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0001448893-26-000016 ↗ |
| 10-K | 2026-02-18 | 2025-12-31 | 0001448893-26-000009 ↗ |
| 8-K | 2026-02-13 | 2026-02-13 | 0001448893-26-000003 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001448893-25-000093 ↗ |
| 8-K | 2025-11-07 | 2025-11-07 | 0001448893-25-000091 ↗ |
| 8-K | 2025-08-08 | 2025-08-08 | 0001448893-25-000078 ↗ |
| 10-Q | 2025-08-08 | 2025-06-30 | 0001448893-25-000081 ↗ |
| 8-K | 2025-05-09 | 2025-05-09 | 0001448893-25-000041 ↗ |
| 10-Q | 2025-05-09 | 2025-03-31 | 0001448893-25-000053 ↗ |
| 8-K | 2025-03-27 | 2025-03-27 | 0001448893-25-000030 ↗ |
| 10-K | 2025-02-19 | 2024-12-31 | 0001448893-25-000009 ↗ |