Embassy Bancorp, Inc.
EMYB · State Commercial Banks · 7.4M shares · +0%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: $33K (gross $72K, SBC $39K)
Reference price $21.45 · est. market cap ~$159M — last insider purchase, 2026-06-15 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C66Embassy Bancorp — small Pennsylvania bank with solid ROE.
Strengths
- ROE 10.7% (60th pct); net income +31%
Risks
- Low ROA (24th); weak FCF (17th)
- Very small scale
Notable findings
- Insider buyingInsider buying — 20 open-market buy(s) by 6 insider(s) (cluster of 6 insiders, ~$127,455, last 6mo) Form 4 ↗
Key metrics
Return on equity
10.7%
Return on assets
0.8%
Net-income growth
31.2%
Free cash flow
$12M
Tangible book value
$128M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-15 | Macy Michael B | Buy | 1.0K | $21.45 |
| 2026-06-15 | Neel Lynne Marie | Buy | 350 | $21.45 |
| 2026-06-15 | Skumin Jeffrey C. | Buy | 50 | $21.45 |
| 2026-06-15 | Lesavoy Bernard M | Buy | 100 | $21.45 |
| 2026-06-15 | Lobach David M Jr | Buy | 500 | $21.45 |
| 2026-06-15 | Yurconic John T | Buy | 500 | $21.45 |
| 2026-06-08 | Lobach David M Jr | Buy | 400 | $21.00 |
| 2026-06-08 | Lobach David M Jr | Buy | 100 | $21.15 |
| 2026-06-04 | Lobach David M Jr | Buy | 100 | $20.61 |
| 2026-05-18 | Lobach David M Jr | Buy | 106 | $20.30 |
| 2026-03-23 | Lobach David M Jr | Buy | 100 | $19.65 |
| 2026-03-23 | Lobach David M Jr | Buy | 100 | $19.58 |
| 2026-03-19 | Lesavoy Bernard M | Buy | 1.0K | $19.64 |
| 2026-03-19 | Lesavoy Bernard M | Buy | 750 | $19.70 |
| 2026-03-19 | Lobach David M Jr | Buy | 200 | $19.80 |
| 2026-03-19 | Lobach David M Jr | Buy | 150 | $19.70 |
| 2026-03-19 | Lobach David M Jr | Buy | 300 | $19.80 |
| 2026-03-19 | Lobach David M Jr | Buy | 100 | $19.79 |
| 2026-03-19 | Lobach David M Jr | Buy | 200 | $19.80 |
| 2026-03-19 | Lobach David M Jr | Buy | 100 | $19.70 |
| 2026-02-10 | Boyer Geoffrey F | Grant | 1.8K | — |
| 2026-02-10 | Smith Patti Gates | Grant | 1.8K | — |
| 2026-02-10 | BANKO FRANK III | Grant | 3.3K | — |
| 2026-02-10 | Lesavoy Bernard M | Grant | 1.8K | — |
| 2026-02-10 | Pittman John C | Grant | 1.8K | — |
| 2026-02-10 | Yurconic John T | Grant | 3.6K | — |
| 2026-02-10 | ENGLESSON JOHN G | Grant | 1.8K | — |
| 2025-12-29 | Hunsicker Judith A | Tax withheld | 615 | $18.34 |
| 2025-12-15 | Tropeano Jennifer | Grant | 338 | — |
| 2025-12-15 | Stefanov Brandi | Grant | 303 | — |
| 2025-12-15 | Macy Michael B | Grant | 459 | — |
| 2025-12-15 | Skumin Jeffrey C. | Grant | 442 | — |
| 2025-12-15 | Neel Lynne Marie | Grant | 838 | — |
| 2025-12-15 | Cunningham Diane Maria | Grant | 838 | — |
| 2025-12-15 | Lobach David M Jr | Grant | 3.4K | — |
| 2025-12-15 | Hunsicker Judith A | Grant | 2.4K | — |
| 2025-12-08 | Lobach David M Jr | Buy | 25 | $17.80 |
| 2025-12-08 | Lesavoy Bernard M | Buy | 100 | $17.95 |
| 2025-12-08 | Lesavoy Bernard M | Buy | 100 | $17.90 |
| 2025-12-08 | Lesavoy Bernard M | Buy | 100 | $17.82 |
| 2025-12-08 | Lobach David M Jr | Buy | 1.0K | $17.80 |
| 2025-12-08 | Lobach David M Jr | Buy | 145 | $17.80 |
| 2025-12-08 | Lobach David M Jr | Buy | 100 | $17.80 |
| 2025-12-05 | Lobach David M Jr | Buy | 1.0K | $17.70 |
| 2025-12-03 | Macy Michael B | Buy | 1.0K | $17.73 |
| 2025-12-03 | Stefanov Brandi | Buy | 56 | $17.73 |
| 2025-12-03 | Skumin Jeffrey C. | Buy | 250 | $17.73 |
| 2025-12-03 | Neel Lynne Marie | Buy | 300 | $17.73 |
| 2025-12-03 | Lesavoy Bernard M | Buy | 500 | $17.73 |
| 2025-12-03 | Lobach David M Jr | Buy | 1.4K | $17.73 |
| 2025-12-03 | Smith Patti Gates | Sell | 3.0K | $17.73 |
| 2025-12-03 | Yurconic John T | Buy | 2.0K | $17.73 |
| 2025-12-03 | ENGLESSON JOHN G | Sell | 3.0K | $17.73 |
| 2025-09-16 | Lobach David M Jr | Buy | 100 | $17.25 |
| 2025-09-16 | Lobach David M Jr | Buy | 300 | $17.40 |
| 2025-09-16 | Lobach David M Jr | Buy | 400 | $17.40 |
| 2025-09-16 | Lobach David M Jr | Buy | 100 | $17.25 |
| 2025-09-16 | Lobach David M Jr | Buy | 100 | $17.25 |
| 2025-09-11 | Lesavoy Bernard M | Buy | 1.2K | $17.00 |
| 2025-09-11 | Lobach David M Jr | Buy | 300 | $17.40 |
| 2025-09-11 | Lobach David M Jr | Buy | 500 | $17.39 |
| 2025-09-08 | Lobach David M Jr | Buy | 600 | $17.37 |
| 2025-09-08 | Lobach David M Jr | Buy | 400 | $17.42 |
| 2025-09-02 | Lobach David M Jr | Buy | 100 | $17.50 |
| 2025-09-02 | Lobach David M Jr | Buy | 100 | $17.50 |
| 2025-08-22 | Lobach David M Jr | Buy | 150 | $16.38 |
| 2025-08-22 | Lobach David M Jr | Buy | 200 | $16.38 |
| 2025-08-18 | Lobach David M Jr | Buy | 500 | $15.80 |
| 2025-08-18 | Lobach David M Jr | Buy | 500 | $15.90 |
| 2025-07-30 | BANKO FRANK III | Other | 1.2K | — |
| 2025-07-30 | Lesavoy Bernard M | Other | 192 | — |
| 2025-06-04 | Lobach David M Jr | Buy | 250 | $15.41 |
| 2025-05-29 | Lobach David M Jr | Buy | 200 | $15.44 |
| 2025-05-19 | Lobach David M Jr | Buy | 500 | $14.99 |
| 2025-03-20 | BANKO FRANK III | Buy | 4.1K | $15.74 |
| 2025-03-20 | Lesavoy Bernard M | Buy | 1.0K | $15.74 |
| 2025-03-20 | Lesavoy Bernard M | Buy | 659 | $15.74 |
| 2025-03-20 | BANKO FRANK III | Buy | 4.1K | $15.74 |
| 2025-03-20 | Lesavoy Bernard M | Buy | 1.0K | $15.74 |
| 2025-03-20 | Lesavoy Bernard M | Buy | 657 | $15.74 |
| 2025-03-20 | Pittman John C | Sell | 10K | $15.74 |
| 2025-03-20 | Lobach David M Jr | Buy | 1.3K | $15.74 |
| 2025-02-03 | Boyer Geoffrey F | Grant | 1.9K | — |
| 2025-02-03 | Smith Patti Gates | Grant | 1.9K | — |
| 2025-02-03 | BANKO FRANK III | Grant | 1.7K | — |
| 2025-02-03 | Boyer Geoffrey F | Grant | 1.9K | — |
| 2025-02-03 | Lesavoy Bernard M | Grant | 3.8K | — |
| 2025-02-03 | Pittman John C | Grant | 1.9K | — |
| 2025-02-03 | Yurconic John T | Grant | 3.8K | — |
| 2025-02-03 | ENGLESSON JOHN G | Grant | 1.9K | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-18 | 2026-06-17 | 0001449794-26-000021 ↗ |
| 8-K | 2026-06-17 | 2026-06-17 | 0001449794-26-000019 ↗ |
| 8-K | 2026-06-17 | 2026-06-17 | 0001449794-26-000016 ↗ |
| 8-K | 2026-06-01 | 2026-06-01 | 0001449794-26-000012 ↗ |
| 10-Q | 2026-05-13 | 2026-03-31 | 0001449794-26-000009 ↗ |
| 10-K | 2026-03-16 | 2025-12-31 | 0001449794-26-000003 ↗ |
| 8-K | 2025-12-05 | 2025-12-05 | 0001449794-25-000037 ↗ |
| 10-Q | 2025-11-13 | 2025-09-30 | 0001449794-25-000035 ↗ |
| 8-K | 2025-11-06 | 2025-11-06 | 0001449794-25-000032 ↗ |
| 8-K/A | 2025-10-31 | 2025-06-18 | 0001449794-25-000029 ↗ |
| 8-K | 2025-10-27 | 2025-10-27 | 0001449794-25-000027 ↗ |
| 10-Q | 2025-08-13 | 2025-06-30 | 0001449794-25-000020 ↗ |