Regional Management Corp.
RM · Personal Credit Institutions · 9.2M shares · -5%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: -$8M (gross $4M, SBC $12M)
Reference price $36.00 · est. market cap ~$331M — last insider sale, 2026-05-26 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C66Regional Management — branch-based subprime installment lender.
Strengths
- Strong free cash flow (93rd pct); ROE 11.9% (50th)
Risks
- High leverage (D/E 4.4, 90th); subprime credit-cycle exposure
- Regulatory (CFPB) and funding sensitivity
Notable findings
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
6.9%
Return on equity
11.9%
Return on assets
2.1%
Revenue growth (QoQ)
-1.4%
Net-income growth
7.7%
Debt / equity
4.4×
Free cash flow
$304M
Tangible book value
$341M
Stock comp / revenue
1.8%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-01 | Johnson Sandra K. | Gift | 1.4K | — |
| 2026-05-26 | Johnson Sandra K. | Sell | 1.0K | $36.00 |
| 2026-05-21 | Johnson Sandra K. | Grant | 3.6K | — |
| 2026-05-21 | Booth Julie | Grant | 3.8K | — |
| 2026-05-21 | Palomares Carlos | Grant | 4.3K | — |
| 2026-05-21 | Freiberg Steven J | Grant | 3.8K | — |
| 2026-05-21 | Dunn Michael R | Grant | 3.6K | — |
| 2026-05-21 | Brown Jonathan David | Grant | 3.3K | — |
| 2026-05-21 | Campos Roel C | Grant | 3.6K | — |
| 2026-05-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Grant | 3.3K | — |
| 2026-05-21 | Contreras-Sweet Maria | Grant | 3.8K | — |
| 2026-05-13 | Rana Harpreet | Grant | 15K | — |
| 2026-05-13 | Lamba Lakhbir S. | Grant | 37K | — |
| 2026-05-13 | Atwood Catherine R | Grant | 6.4K | — |
| 2026-05-13 | Parmar Manish | Grant | 5.1K | — |
| 2026-05-13 | Fisher Brian J. | Grant | 5.1K | — |
| 2026-05-11 | Atwood Catherine R | Sell | 3.0K | $35.06 |
| 2026-04-29 | Forager Fund, L.P. | Sell | 2.9K | $38.50 |
| 2026-04-28 | Forager Fund, L.P. | Sell | 2.1K | $39.59 |
| 2026-04-21 | Forager Fund, L.P. | Sell | 5.8K | $40.18 |
| 2026-04-20 | Forager Fund, L.P. | Sell | 15K | $39.68 |
| 2026-04-17 | Forager Fund, L.P. | Sell | 7.2K | $38.56 |
| 2026-04-17 | Barnette Steven B | Sell | 1.6K | $40.00 |
| 2026-04-17 | Fisher Brian J. | Sell | 3.0K | $38.95 |
| 2026-04-16 | Forager Fund, L.P. | Sell | 13K | $38.48 |
| 2026-04-15 | Fisher Brian J. | Option exercise | 8.9K | $19.99 |
| 2026-04-15 | Fisher Brian J. | Tax withheld | 6.0K | $38.22 |
| 2026-04-15 | Rana Harpreet | Sell | 15K | $38.09 |
| 2026-04-15 | Fisher Brian J. | Sell | 5.5K | $38.09 |
| 2026-04-15 | Forager Fund, L.P. | Sell | 18K | $38.06 |
| 2026-04-14 | Rana Harpreet | Sell | 3.0K | $38.06 |
| 2026-04-14 | Fisher Brian J. | Sell | 3.0K | $38.07 |
| 2026-04-14 | Forager Fund, L.P. | Sell | 7.4K | $38.02 |
| 2026-03-12 | Campos Roel C | Other | 0 | — |
| 2026-03-12 | Campos Roel C | Buy | 953 | $32.07 |
| 2026-02-27 | Palomares Carlos | Option exercise | 9.2K | $15.89 |
| 2026-02-27 | Palomares Carlos | Tax withheld | 4.6K | $31.82 |
| 2026-02-23 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 22 | $34.05 |
| 2026-02-23 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 259 | $34.05 |
| 2026-02-23 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 1.3K | $34.05 |
| 2026-02-23 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 57 | $34.05 |
| 2026-02-23 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 980 | $34.05 |
| 2026-02-20 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 3.2K | $34.51 |
| 2026-02-20 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 138 | $34.51 |
| 2026-02-20 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 2.4K | $34.51 |
| 2026-02-20 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 54 | $34.51 |
| 2026-02-20 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 632 | $34.51 |
| 2026-02-17 | Atwood Catherine R | Sell | 2.6K | $35.02 |
| 2026-02-13 | Atwood Catherine R | Sell | 400 | $35.04 |
| 2026-01-13 | Forager Fund, L.P. | Sell | 809 | $38.62 |
| 2026-01-12 | Forager Fund, L.P. | Sell | 500 | $39.25 |
| 2026-01-09 | Forager Fund, L.P. | Sell | 724 | $39.64 |
| 2026-01-09 | Forager Fund, L.P. | Sell | 21K | $38.94 |
| 2026-01-08 | Forager Fund, L.P. | Sell | 18K | $38.79 |
| 2026-01-07 | Forager Fund, L.P. | Sell | 300 | $39.05 |
| 2026-01-06 | Forager Fund, L.P. | Sell | 7.6K | $38.88 |
| 2026-01-05 | Forager Fund, L.P. | Sell | 8.8K | $40.09 |
| 2026-01-02 | Forager Fund, L.P. | Sell | 8.0K | $38.93 |
| 2025-12-31 | Fisher Brian J. | Tax withheld | 1.6K | $38.75 |
| 2025-12-31 | Fisher Brian J. | Tax withheld | 3.7K | $38.75 |
| 2025-12-31 | Atwood Catherine R | Tax withheld | 703 | $38.75 |
| 2025-12-31 | Atwood Catherine R | Tax withheld | 2.2K | $38.75 |
| 2025-12-31 | Rana Harpreet | Tax withheld | 2.0K | $38.75 |
| 2025-12-31 | Rana Harpreet | Tax withheld | 6.5K | $38.75 |
| 2025-12-31 | Parmar Manish | Tax withheld | 816 | $38.75 |
| 2025-12-31 | Parmar Manish | Tax withheld | 2.1K | $38.75 |
| 2025-12-31 | Barnette Steven B | Tax withheld | 1.4K | $38.75 |
| 2025-12-10 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 17K | $37.80 |
| 2025-12-10 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 26K | $37.80 |
| 2025-12-10 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 1.6K | $37.80 |
| 2025-12-10 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 316 | $37.80 |
| 2025-12-10 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 6.6K | $37.80 |
| 2025-12-09 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 7.8K | $36.68 |
| 2025-12-09 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 3.1K | $36.68 |
| 2025-12-09 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 138 | $36.68 |
| 2025-12-03 | Dunn Michael R | Sell | 5.6K | $37.46 |
| 2025-12-02 | Dunn Michael R | Sell | 4.4K | $37.44 |
| 2025-12-01 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 307 | $37.59 |
| 2025-12-01 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 739 | $37.59 |
| 2025-12-01 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 63 | $37.59 |
| 2025-12-01 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 778 | $37.59 |
| 2025-12-01 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 15 | $37.59 |
| 2025-11-26 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 778 | $39.53 |
| 2025-11-26 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 63 | $39.53 |
| 2025-11-26 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 740 | $39.53 |
| 2025-11-26 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 14 | $39.53 |
| 2025-11-26 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 307 | $39.53 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 234 | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 12K | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 1.0K | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 4.9K | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 234 | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 12K | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 1.0K | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 12K | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 4.9K | $37.48 |
| 2025-11-25 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 12K | $37.48 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 4.3K | $36.89 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 5.2K | $36.89 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 823 | $36.89 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 11K | $36.89 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 203 | $36.89 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 4.3K | $36.89 |
| 2025-11-24 | Barnette Steven B | Sell | 1.6K | $37.00 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 5.2K | $36.89 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 823 | $36.89 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 11K | $36.89 |
| 2025-11-24 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 203 | $36.89 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 252 | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 374 | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 5.2K | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 35K | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 252 | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 374 | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 5.2K | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 5.0K | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 5.0K | $37.05 |
| 2025-11-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | 35K | $37.05 |
| 2025-11-12 | Fisher Brian J. | Sell | 1.6K | $39.27 |
| 2025-11-12 | Fisher Brian J. | Sell | 6.5K | $38.65 |
| 2025-11-11 | Fisher Brian J. | Sell | 5.5K | $38.24 |
| 2025-11-10 | Fisher Brian J. | Option exercise | 12K | $17.08 |
| 2025-11-10 | Lamba Lakhbir S. | Grant | 9.1K | — |
| 2025-11-10 | Fisher Brian J. | Tax withheld | 7.6K | $38.37 |
| 2025-09-02 | Parmar Manish | Sell | 1.3K | $43.89 |
| 2025-08-29 | Parmar Manish | Option exercise | 5.0K | $29.18 |
| 2025-08-29 | Parmar Manish | Tax withheld | 3.7K | $43.84 |
| 2025-08-11 | Beck Robert William | Sell | 5.7K | $35.32 |
| 2025-08-11 | Beck Robert William | Sell | 4.3K | $35.82 |
| 2025-07-01 | Beck Robert William | Sell | 6.2K | $30.39 |
| 2025-06-16 | Forager Fund, L.P. | Buy | 3.0K | $28.20 |
| 2025-06-16 | Forager Fund, L.P. | Buy | 300 | $29.13 |
| 2025-06-13 | Forager Fund, L.P. | Buy | 29K | $28.59 |
| 2025-06-12 | Forager Fund, L.P. | Buy | 12K | $29.05 |
| 2025-06-11 | Forager Fund, L.P. | Buy | 24 | $29.05 |
| 2025-06-10 | Forager Fund, L.P. | Buy | 13K | $28.20 |
| 2025-06-09 | Forager Fund, L.P. | Buy | 11K | $27.73 |
| 2025-05-22 | Brown Jonathan David | Grant | 4.5K | — |
| 2025-05-22 | Booth Julie | Grant | 4.5K | — |
| 2025-05-22 | Dunn Michael R | Grant | 4.8K | — |
| 2025-05-22 | Contreras-Sweet Maria | Grant | 5.2K | — |
| 2025-05-22 | Freiberg Steven J | Grant | 5.2K | — |
| 2025-05-22 | Palomares Carlos | Grant | 5.8K | — |
| 2025-05-22 | Campos Roel C | Grant | 5.2K | — |
| 2025-05-22 | Johnson Sandra K. | Grant | 4.8K | — |
| 2025-05-22 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Grant | 4.5K | — |
| 2025-05-14 | Beck Robert William | Sell | 1.3K | $30.02 |
| 2025-05-13 | Beck Robert William | Sell | 2.8K | $30.03 |
| 2025-05-12 | Beck Robert William | Sell | 1.7K | $30.13 |
| 2025-03-20 | Booth Julie | Grant | 668 | — |
| 2025-03-17 | Atwood Catherine R | Grant | 7.4K | — |
| 2025-03-17 | Rana Harpreet | Grant | 17K | — |
| 2025-03-17 | Parmar Manish | Grant | 7.6K | — |
| 2025-03-17 | Fisher Brian J. | Grant | 5.6K | — |
| 2025-03-17 | Barnette Steven B | Grant | 5.0K | — |
| 2025-02-14 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Buy | 968 | $36.31 |
| 2025-02-11 | Palomares Carlos | Option exercise | 9.5K | $16.30 |
| 2025-02-11 | Palomares Carlos | Tax withheld | 4.3K | $35.77 |
| 2025-02-05 | Beck Robert William | Sell | 13K | $36.71 |
| 2025-01-29 | Rana Harpreet | Grant | 4.9K | — |
| 2025-01-29 | Parmar Manish | Grant | 3.4K | — |
| 2025-01-29 | Beck Robert William | Grant | 18K | — |
| 2025-01-29 | Fisher Brian J. | Grant | 4.2K | — |
| 2025-01-29 | Atwood Catherine R | Grant | 2.3K | — |
| 2025-01-15 | Forager Fund, L.P. | Sell | 16K | $34.21 |
| 2025-01-14 | Forager Fund, L.P. | Sell | 14K | $32.78 |
| 2025-01-13 | Forager Fund, L.P. | Sell | 22K | $32.17 |
| 2025-01-10 | Forager Fund, L.P. | Sell | 597 | $32.23 |
| 2025-01-08 | Forager Fund, L.P. | Sell | 7.6K | $32.80 |
| 2025-01-07 | Forager Fund, L.P. | Sell | 3.0K | $33.04 |
| 2025-01-06 | Forager Fund, L.P. | Sell | 6.3K | $33.46 |
| 2025-01-03 | Forager Fund, L.P. | Sell | 20K | $33.71 |
| 2025-01-02 | Forager Fund, L.P. | Sell | 501 | $34.15 |
| 2025-01-02 | Forager Fund, L.P. | Sell | 4.8K | $33.43 |
| 2024-12-31 | Rana Harpreet | Tax withheld | 5.1K | $33.98 |
| 2024-12-31 | Barnette Steven B | Tax withheld | 872 | $33.98 |
| 2024-12-31 | Parmar Manish | Tax withheld | 1.9K | $33.98 |
| 2024-12-31 | Beck Robert William | Option exercise | 18K | — |
| 2024-12-31 | Atwood Catherine R | Tax withheld | 1.8K | $33.98 |
| 2024-12-31 | Fisher Brian J. | Tax withheld | 3.0K | $33.98 |
| 2024-12-31 | Beck Robert William | Tax withheld | 21K | $33.98 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-19 | Exec/director changeShareholder voteExhibits | filing ↗ |
| 2026-05-04 | Material agreementExhibits | filing ↗ |
| 2026-04-29 | ResultsOtherExhibits | filing ↗ |
| 2026-03-05 | Material agreement | filing ↗ |
| 2026-02-20 | Reg FDExhibits | filing ↗ |
| 2026-02-04 | ResultsOtherExhibits | filing ↗ |
| 2025-11-17 | Reg FDExhibits | filing ↗ |
| 2025-11-05 | ResultsExec/director changeOtherExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-19 | 2026-05-13 | 0001193125-26-230932 ↗ |
| 8-K | 2026-05-04 | 2026-04-28 | 0001193125-26-204309 ↗ |
| 10-Q | 2026-05-01 | 2026-03-31 | 0001519401-26-000009 ↗ |
| 8-K | 2026-04-29 | 2026-04-29 | 0001519401-26-000007 ↗ |
| 8-K | 2026-03-05 | 2026-03-02 | 0001193125-26-093989 ↗ |
| 8-K | 2026-02-20 | 2026-02-20 | 0001193125-26-061609 ↗ |
| 10-K | 2026-02-20 | 2025-12-31 | 0001193125-26-061549 ↗ |
| 8-K | 2026-02-04 | 2026-02-04 | 0001193125-26-037735 ↗ |
| 8-K | 2025-11-17 | 2025-11-17 | 0001193125-25-284761 ↗ |
| 10-Q | 2025-11-06 | 2025-09-30 | 0001193125-25-269725 ↗ |
| 8-K | 2025-11-05 | 2025-10-30 | 0001193125-25-267026 ↗ |
| 8-K | 2025-10-29 | 2025-10-23 | 0001193125-25-256443 ↗ |