Triumph Financial, Inc.
TFIN, TFIN-P · State Commercial Banks · 23.8M shares · -2%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $68M (gross $82M, SBC $13M)
Reference price $66.70 · est. market cap ~$1.6B — last insider sale, 2026-05-22 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C58Triumph Financial — trucking-payments/fintech bank with low current returns.
Strengths
- Differentiated transportation-payments network (TriumphPay)
Risks
- ROE 2.7% (7th), ROA (9th) weak — heavy fintech investment
- Freight-recession and execution exposure
Notable findings
- Material weakness• material weaknesses in our internal control over financial reporting; • system failures and failures to maintain our information technology infrastructure; • cybersecurity risk, including failur
- Strong balance sheetStrong balance sheet — $248M cash & investments
- Insider buyingInsider buying — 2 open-market buy(s) by 2 insider(s) (cluster of 2 insiders, ~$969,051, last 6mo) Form 4 ↗
- Buying back stockNet buyback — share count -2%/yr over 4y
- Insider sellingInsider selling — 2 open-market sale(s) by 2 insider(s) (cluster of 2 insiders, last 6mo) Form 4 ↗
Key metrics
Return on equity
2.7%
Return on assets
0.4%
Tangible book value
$539M
Cash & investments
$248M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-22 | Schreyer Edward Joseph | Sell | 2.9K | $66.70 |
| 2026-05-08 | Ritterbusch Todd | Buy | 7.0K | $67.01 |
| 2026-05-01 | Ritterbusch Todd | Grant | 2.0K | — |
| 2026-05-01 | Ritterbusch Todd | Tax withheld | 1.4K | $67.55 |
| 2026-05-01 | Graft Aaron P | Grant | 9.4K | — |
| 2026-05-01 | Graft Aaron P | Grant | 11K | — |
| 2026-05-01 | Nelson Adam D | Grant | 1.9K | — |
| 2026-05-01 | Nelson Adam D | Grant | 2.0K | — |
| 2026-05-01 | Nelson Adam D | Tax withheld | 1.2K | $67.55 |
| 2026-05-01 | Schreyer Edward Joseph | Grant | 4.2K | — |
| 2026-05-01 | Schreyer Edward Joseph | Grant | 2.7K | — |
| 2026-05-01 | Schreyer Edward Joseph | Tax withheld | 3.4K | $67.55 |
| 2026-05-01 | Voss William B. | Grant | 2.2K | — |
| 2026-05-01 | Voss William B. | Grant | 2.7K | — |
| 2026-05-01 | Voss William B. | Tax withheld | 1.7K | $67.55 |
| 2026-05-01 | Rafferty Michael P | Grant | 1.3K | — |
| 2026-05-01 | Sepulveda Carlos M | Grant | 1.6K | — |
| 2026-05-01 | Nelson Adam D | Grant | 1.9K | — |
| 2026-05-01 | Nelson Adam D | Tax withheld | 1.2K | $67.55 |
| 2026-05-01 | Anderson Charles Albert | Grant | 1.3K | — |
| 2026-05-01 | BRADFORD DEBRA A | Grant | 1.3K | — |
| 2026-05-01 | McSherry Melissa K | Grant | 1.3K | — |
| 2026-05-01 | Sparks C Todd | Grant | 1.3K | — |
| 2026-05-01 | Rafferty Michael P | Grant | 1.5K | — |
| 2026-05-01 | Deadman Davis R | Grant | 1.3K | — |
| 2026-05-01 | Easley Laura | Grant | 1.3K | — |
| 2026-05-01 | Nelson Adam D | Grant | 2.7K | — |
| 2026-05-01 | Ritterbusch Todd | Grant | 2.4K | — |
| 2026-03-10 | Voss William B. | Option exercise | 427 | $15.87 |
| 2026-03-10 | Voss William B. | Sell | 427 | $59.57 |
| 2026-02-27 | Graft Aaron P | Buy | 8.9K | $55.87 |
| 2025-12-18 | Nelson Adam D | Sell | 3.0K | $65.18 |
| 2025-12-16 | Deadman Davis R | Gift | 1.7K | — |
| 2025-12-15 | Anderson Charles Albert | Gift | 5.1K | — |
| 2025-12-11 | Graft Aaron P | Gift | 4.3K | — |
| 2025-09-02 | Schreyer Edward Joseph | Sell | 7.3K | $60.43 |
| 2025-08-25 | Nelson Adam D | Sell | 3.5K | $60.39 |
| 2025-08-22 | Graft Aaron P | Sell | 6.5K | $60.18 |
| 2025-07-01 | McSherry Melissa K | Grant | 613 | — |
| 2025-07-01 | Anderson Charles Albert | Grant | 613 | — |
| 2025-07-01 | Barnes Harrison B. | Grant | 613 | — |
| 2025-07-01 | BRADFORD DEBRA A | Grant | 613 | — |
| 2025-07-01 | Davis Richard Loren | Grant | 613 | — |
| 2025-07-01 | Deadman Davis R | Grant | 613 | — |
| 2025-07-01 | Easley Laura | Grant | 653 | — |
| 2025-07-01 | Miller Maribess L | Grant | 613 | — |
| 2025-07-01 | Rafferty Michael P | Grant | 613 | — |
| 2025-07-01 | Sparks C Todd | Grant | 613 | — |
| 2025-07-01 | Sepulveda Carlos M | Grant | 857 | — |
| 2025-07-01 | Nelson Adam D | Sell | 3.5K | $60.16 |
| 2025-06-09 | Graft Aaron P | Sell | 6.5K | $60.15 |
| 2025-06-09 | Schreyer Edward Joseph | Sell | 7.3K | $60.00 |
| 2025-05-14 | Sparks C Todd | Other | 12K | — |
| 2025-05-05 | Deadman Davis R | Buy | 399 | $21.50 |
| 2025-05-02 | Rafferty Michael P | Buy | 688 | $21.50 |
| 2025-05-02 | Deadman Davis R | Buy | 601 | $21.70 |
| 2025-05-01 | Graft Aaron P | Grant | 12K | — |
| 2025-05-01 | Graft Aaron P | Grant | 3.4K | — |
| 2025-05-01 | Schreyer Edward Joseph | Grant | 5.2K | — |
| 2025-05-01 | Schreyer Edward Joseph | Tax withheld | 6.3K | $54.38 |
| 2025-05-01 | Voss William B. | Grant | 2.8K | — |
| 2025-05-01 | Voss William B. | Grant | 674 | — |
| 2025-05-01 | Voss William B. | Tax withheld | 810 | $54.38 |
| 2025-05-01 | Nelson Adam D | Grant | 2.3K | — |
| 2025-05-01 | Nelson Adam D | Grant | 674 | — |
| 2025-05-01 | Nelson Adam D | Tax withheld | 425 | $54.38 |
| 2025-05-01 | Ritterbusch Todd | Grant | 674 | — |
| 2025-05-01 | Rafferty Michael P | Buy | 650 | $21.27 |
| 2025-05-01 | Ritterbusch Todd | Grant | 2.8K | — |
| 2025-05-01 | Anderson Charles A | Inherited | 10K | — |
| 2025-05-01 | Ritterbusch Todd | Tax withheld | 652 | $54.38 |
| 2025-04-29 | Barnes Harrison B. | Buy | 1.0K | $53.65 |
| 2025-04-25 | Deadman Davis R | Buy | 1.5K | $53.50 |
| 2025-04-24 | Anderson Charles A | Buy | 4.0K | $50.96 |
| 2025-04-23 | BRADFORD DEBRA A | Buy | 1.5K | $49.39 |
| 2025-04-22 | Sepulveda Carlos M | Buy | 6.8K | $47.64 |
| 2025-04-22 | Sepulveda Carlos M | Buy | 265 | $47.86 |
| 2025-02-21 | Graft Aaron P | Sell | 9.0K | $68.96 |
| 2025-02-03 | Sparks C Todd | Grant | 493 | — |
| 2025-02-03 | Sepulveda Carlos M | Grant | 690 | — |
| 2025-02-03 | Rafferty Michael P | Grant | 493 | — |
| 2025-02-03 | Miller Maribess L | Grant | 493 | — |
| 2025-02-03 | Easley Laura | Grant | 525 | — |
| 2025-02-03 | Anderson Charles A | Grant | 493 | — |
| 2025-02-03 | Deadman Davis R | Grant | 493 | — |
| 2025-02-03 | Davis Richard Loren | Grant | 493 | — |
| 2025-02-03 | BRADFORD DEBRA A | Grant | 493 | — |
| 2025-02-03 | Barnes Harrison B. | Grant | 493 | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-29 | 2026-05-29 | 0001539638-26-000022 ↗ |
| 8-K | 2026-04-23 | 2026-04-23 | 0001539638-26-000020 ↗ |
| 10-Q | 2026-04-21 | 2026-03-31 | 0001539638-26-000016 ↗ |
| 8-K | 2026-04-21 | 2026-04-21 | 0001539638-26-000014 ↗ |
| 8-K | 2026-02-27 | 2026-02-27 | 0001539638-26-000009 ↗ |
| 10-K | 2026-02-11 | 2025-12-31 | 0001539638-26-000007 ↗ |
| 8-K | 2026-01-26 | 2026-01-26 | 0001539638-26-000004 ↗ |
| 8-K | 2025-11-28 | 2025-11-28 | 0001539638-25-000022 ↗ |
| 8-K | 2025-10-15 | 2025-10-15 | 0001539638-25-000019 ↗ |
| 10-Q | 2025-10-15 | 2025-09-30 | 0001539638-25-000020 ↗ |
| 8-K | 2025-09-11 | 2025-09-11 | 0001539638-25-000011 ↗ |
| 8-K | 2025-08-29 | 2025-08-29 | 0001539638-25-000009 ↗ |