EVERTEC, Inc.
EVTC · Services-Computer Processing & Data Preparation · 61.6M shares · -3%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $10M (gross $36M, SBC $26M)
Reference price $26.42 · est. market cap ~$1.6B — last insider purchase, 2026-06-12 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B74Highly profitable LatAm payments processor with strong FCF, offset by elevated leverage.
Strengths
- Strong profitability — operating margin 20.0% (89th), net margin 15.2% (75th), ROE 22.8% (60th)
- Strong free cash flow — FCF $203.7M (68th), FCF margin 21.9%
- Steady growth — revenue +10.2%, net income +25.7%
Risks
- Elevated leverage — D/E 1.69 (92nd)
- Geographic concentration (Puerto Rico/LatAm) — per 10-K
- Acquisition-dependent growth — per 10-K
Notable findings
- Fund exitedNotable fund(s) exited this quarter: VANGUARD GROUP INC
- Insider buyingInsider buying — 7 open-market buy(s) by 5 insider(s) (cluster of 5 insiders, ~$2M, last 6mo) Form 4 ↗
- Buying back stockNet buyback — share count -3%/yr over 4y
- Notable holderHeld by 6 notable fund(s): FMR LLC, STATE STREET CORP, GOLDMAN SACHS GROUP INC +3 more (as of 2026-03-31)
- New fund positionNotable fund(s) opened this quarter: Bridgewater Associates, LP
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Operating margin
20.0%
Net margin
15.2%
Return on equity
22.8%
Return on assets
6.3%
ROIC
8.8%
Revenue growth (QoQ)
1.3%
Net-income growth
25.7%
Debt / equity
1.7×
Net debt / EBITDA
3.6×
Current ratio
2.1×
Free cash flow
$204M
EBITDA
$209M
Tangible book value
-$823M
Cash & investments
$306M
Stock comp / revenue
3.2%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-12 | SMITH BRIAN JOHN | Buy | 16K | $26.42 |
| 2026-06-03 | Pagan Ivan | Tax withheld | 822 | $25.11 |
| 2026-05-21 | Botero Olga Margarita | Grant | 7.0K | $24.65 |
| 2026-05-21 | SMITH BRIAN JOHN | Grant | 10K | $24.65 |
| 2026-05-21 | BARRETT KELLY HEFNER | Grant | 7.0K | $24.65 |
| 2026-05-21 | D'ANGELO FRANK G. | Grant | 9.0K | $24.65 |
| 2026-05-21 | Gambale Virginia | Grant | 7.0K | $24.65 |
| 2026-05-21 | SCHUMACHER ALAN H | Grant | 7.0K | $24.65 |
| 2026-05-21 | JUNQUERA JORGE A | Grant | 10K | $24.65 |
| 2026-05-21 | Polak Aldo J. | Grant | 7.0K | $24.65 |
| 2026-05-21 | Pagan Ivan | Grant | 7.0K | $24.65 |
| 2026-05-11 | Vizcarrondo Miguel | Buy | 21K | $23.37 |
| 2026-05-08 | Castrillo-Salgado Joaquin A. | Buy | 1.7K | $22.95 |
| 2026-05-08 | D'ANGELO FRANK G. | Buy | 20K | $23.40 |
| 2026-05-08 | Castrillo-Salgado Joaquin A. | Buy | 13K | $22.03 |
| 2026-05-08 | Castrillo-Salgado Joaquin A. | Buy | 5.5K | $24.33 |
| 2026-05-07 | Rodriguez-Gonzalez Luis A | Buy | 17K | $24.10 |
| 2026-03-05 | Lopez Gaffney Alberto | Grant | 14K | $28.70 |
| 2026-03-05 | Almeida Prado Claudio | Grant | 14K | $28.70 |
| 2026-03-05 | Cruz-Jusino Karla | Grant | 30K | $28.70 |
| 2026-03-05 | Brignardello Daniel | Grant | 14K | $28.70 |
| 2026-03-05 | Viglianco Diego | Grant | 27K | $28.70 |
| 2026-03-05 | Castrillo-Salgado Joaquin A. | Grant | 30K | $28.70 |
| 2026-03-05 | Perez-Surillo Paola | Grant | 18K | $28.70 |
| 2026-03-05 | Rodriguez-Gonzalez Luis A | Grant | 18K | $28.70 |
| 2026-03-05 | Vizcarrondo Miguel | Grant | 18K | $28.70 |
| 2026-03-05 | Schuessler Morgan M | Grant | 86K | $28.70 |
| 2026-03-05 | Almeida Prado Claudio | Tax withheld | 2.8K | $28.35 |
| 2026-03-05 | Brignardello Daniel | Tax withheld | 6.1K | $28.35 |
| 2026-03-03 | Viglianco Diego | Tax withheld | 18K | $28.35 |
| 2026-03-03 | Cruz-Jusino Karla | Tax withheld | 3.1K | $28.35 |
| 2026-03-03 | Cruz-Jusino Karla | Tax withheld | 3.1K | $28.35 |
| 2026-03-03 | Viglianco Diego | Grant | 31K | $28.35 |
| 2026-03-03 | Viglianco Diego | Tax withheld | 18K | $28.35 |
| 2026-03-03 | Viglianco Diego | Grant | 31K | $28.35 |
| 2026-03-03 | Castrillo-Salgado Joaquin A. | Grant | 31K | $28.35 |
| 2026-03-03 | Castrillo-Salgado Joaquin A. | Tax withheld | 18K | $28.35 |
| 2026-03-03 | Castrillo-Salgado Joaquin A. | Grant | 31K | $28.35 |
| 2026-03-03 | Castrillo-Salgado Joaquin A. | Tax withheld | 18K | $28.35 |
| 2026-03-03 | Perez-Surillo Paola | Grant | 24K | $28.35 |
| 2026-03-03 | Perez-Surillo Paola | Tax withheld | 14K | $28.35 |
| 2026-03-03 | Rodriguez-Gonzalez Luis A | Grant | 24K | $28.35 |
| 2026-03-03 | Rodriguez-Gonzalez Luis A | Tax withheld | 14K | $28.35 |
| 2026-03-03 | Vizcarrondo Miguel | Grant | 24K | $28.35 |
| 2026-03-03 | Vizcarrondo Miguel | Tax withheld | 14K | $28.35 |
| 2026-03-03 | Schuessler Morgan M | Grant | 124K | $28.35 |
| 2026-03-03 | Schuessler Morgan M | Tax withheld | 42K | $28.35 |
| 2025-06-20 | Polak Aldo J. | Sell | 2.2K | $35.72 |
| 2025-06-04 | Pagan Ivan | Tax withheld | 870 | $35.96 |
| 2025-05-23 | Pagan Ivan | Sell | 6.9K | $36.65 |
| 2025-05-22 | SMITH BRIAN JOHN | Grant | 6.3K | $37.07 |
| 2025-05-22 | SCHUMACHER ALAN H | Grant | 4.1K | $37.07 |
| 2025-05-22 | Botero Olga Margarita | Grant | 4.1K | $37.07 |
| 2025-05-22 | BARRETT KELLY HEFNER | Grant | 4.1K | $37.07 |
| 2025-05-22 | JUNQUERA JORGE A | Grant | 4.1K | $37.07 |
| 2025-05-22 | D'ANGELO FRANK G. | Grant | 5.3K | $37.07 |
| 2025-05-22 | Pagan Ivan | Grant | 4.1K | $37.07 |
| 2025-05-22 | Gambale Virginia | Grant | 4.1K | $37.07 |
| 2025-05-22 | Polak Aldo J. | Grant | 4.1K | $37.07 |
| 2025-05-14 | Brignardello Daniel | Sell | 7.6K | $36.60 |
| 2025-05-12 | Vizcarrondo Miguel | Sell | 40K | $36.44 |
| 2025-05-09 | Rodriguez-Gonzalez Luis A | Sell | 19K | $35.69 |
| 2025-03-07 | Viglianco Diego | Sell | 24K | $36.98 |
| 2025-03-07 | Brignardello Daniel | Tax withheld | 4.3K | $37.92 |
| 2025-03-07 | Almeida Prado Claudio | Tax withheld | 1.8K | $37.92 |
| 2025-03-07 | Cruz Karla | Sell | 2.0K | $36.77 |
| 2025-03-07 | Perez-Surillo Paola | Sell | 15K | $37.15 |
| 2025-03-06 | Schuessler Morgan M | Sell | 80K | $37.45 |
| 2025-03-06 | Viglianco Diego | Sell | 2.2K | $37.54 |
| 2025-03-05 | Cruz Karla | Tax withheld | 2.9K | $37.92 |
| 2025-03-05 | Schuessler Morgan M | Tax withheld | 20K | $37.92 |
| 2025-03-05 | Castrillo-Salgado Joaquin A. | Tax withheld | 6.1K | $37.92 |
| 2025-03-05 | Perez-Surillo Paola | Tax withheld | 5.8K | $37.92 |
| 2025-03-05 | Viglianco Diego | Tax withheld | 5.8K | $37.92 |
| 2025-03-05 | Rodriguez-Gonzalez Luis A | Tax withheld | 5.4K | $37.92 |
| 2025-03-05 | Vizcarrondo Miguel | Tax withheld | 4.8K | $37.92 |
| 2025-03-04 | Perez-Surillo Paola | Grant | 5.1K | $37.92 |
| 2025-03-04 | Vizcarrondo Miguel | Grant | 9.5K | $37.92 |
| 2025-03-04 | Rodriguez-Gonzalez Luis A | Grant | 6.2K | $37.92 |
| 2025-03-04 | Castrillo-Salgado Joaquin A. | Grant | 11K | $37.92 |
| 2025-03-04 | Viglianco Diego | Grant | 9.5K | $37.92 |
| 2025-03-04 | Schuessler Morgan M | Grant | 46K | $37.92 |
| 2025-02-28 | Brignardello Daniel | Grant | 11K | $37.34 |
| 2025-02-28 | Almeida Prado Claudio | Grant | 11K | $37.34 |
| 2025-02-28 | Schuessler Morgan M | Grant | 64K | $37.34 |
| 2025-02-28 | Cruz Karla | Grant | 5.9K | $37.34 |
| 2025-02-28 | Castrillo-Salgado Joaquin A. | Grant | 21K | $37.34 |
| 2025-02-28 | Vizcarrondo Miguel | Grant | 14K | $37.34 |
| 2025-02-28 | Viglianco Diego | Grant | 21K | $37.34 |
| 2025-02-28 | Perez-Surillo Paola | Grant | 14K | $37.34 |
| 2025-02-28 | Rodriguez-Gonzalez Luis A | Grant | 14K | $37.34 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-09 | 2026-06-09 | 0001559865-26-000039 ↗ |
| 8-K | 2026-05-21 | 2026-05-21 | 0001559865-26-000035 ↗ |
| 8-K | 2026-05-20 | 2026-05-18 | 0001559865-26-000033 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001559865-26-000030 ↗ |
| 8-K | 2026-05-06 | 2026-05-06 | 0001559865-26-000027 ↗ |
| 8-K | 2026-04-30 | 2026-04-30 | 0001559865-26-000023 ↗ |
| 8-K | 2026-04-30 | 2026-04-30 | 0001559865-26-000024 ↗ |
| 10-K | 2026-03-02 | 2025-12-31 | 0001559865-26-000012 ↗ |
| 8-K | 2026-02-26 | 2026-02-25 | 0001559865-26-000008 ↗ |
| 8-K | 2026-02-19 | 2026-02-19 | 0001559865-26-000006 ↗ |
| 8-K | 2026-02-02 | 2026-02-02 | 0001559865-26-000004 ↗ |
| 8-K | 2025-12-02 | 2025-11-25 | 0001559865-25-000059 ↗ |