NERDWALLET, INC.
NRDS · Services-Computer Processing & Data Preparation · 74.1M shares · +9%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: -$19M (gross $20M, SBC $39M)
Reference price $10.26 · est. market cap ~$760M — last insider sale, 2026-03-17 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70Profitable, growing personal-finance marketplace with high gross margin and solid FCF.
Strengths
- High gross margin and asset returns — gross margin 92.4% (87th), ROA 10.6% (70th)
- Good growth and momentum — revenue +21.7%, net income +60.2% (74th)
- Solid FCF, strong liquidity — FCF $130.3M, current ratio 3.45 (82nd)
Risks
- Modest net margin — 5.8% (58th)
- Lending/credit-cycle and SEO-traffic dependence — per 10-K
- Comparison-marketplace competition — per 10-K
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Fund exitedNotable fund(s) exited this quarter: VANGUARD GROUP INC
- Notable holderHeld by 5 notable fund(s): RENAISSANCE TECHNOLOGIES LLC, STATE STREET CORP, FMR LLC +2 more (as of 2026-03-31)
- Insider sellingInsider selling — 9 open-market sale(s) by 2 insider(s) (cluster of 2 insiders, ~$901,173, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Gross margin
92.4%
Operating margin
7.8%
Net margin
5.8%
Return on equity
13.0%
Return on assets
10.6%
Revenue growth (QoQ)
-1.4%
Net-income growth
60.2%
Current ratio
3.5×
Free cash flow
$130M
EBITDA
$112M
Tangible book value
$230M
Cash & investments
$98M
Stock comp / revenue
3.4%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-01 | Mischner Sam Brian | Tax withheld | 1.6K | $8.75 |
| 2026-06-01 | Tatum Nicholas | Tax withheld | 3.3K | $8.75 |
| 2026-06-01 | Lee Jun Hyung | Tax withheld | 48K | $8.75 |
| 2026-06-01 | Chen Tim Chao-Ming | Tax withheld | 15K | $8.75 |
| 2026-05-22 | Chia Teresa | Grant | 20K | — |
| 2026-05-22 | Chia Teresa | Grant | 20K | — |
| 2026-05-21 | MCBRIDE KENNETH THOMAS | Grant | 19K | — |
| 2026-05-21 | Ling Anthony | Grant | 19K | — |
| 2026-05-21 | Laube Lynne Marie | Grant | 19K | — |
| 2026-05-20 | Ling Anthony | Grant | 18K | — |
| 2026-03-18 | Tatum Nicholas | Grant | 29K | — |
| 2026-03-18 | Lee Jun Hyung | Grant | 128K | — |
| 2026-03-17 | YOUNT SAMUEL | Sell | 35K | $10.33 |
| 2026-03-17 | YOUNT SAMUEL | Sell | 6.2K | $10.26 |
| 2026-03-17 | YOUNT SAMUEL | Sell | 6.2K | $10.26 |
| 2026-03-17 | YOUNT SAMUEL | Sell | 24K | $10.33 |
| 2026-03-12 | YOUNT SAMUEL | Sell | 211 | $10.60 |
| 2026-03-12 | YOUNT SAMUEL | Sell | 2.8K | $10.61 |
| 2026-03-05 | Tatum Nicholas | Sell | 10K | $11.45 |
| 2026-03-04 | Tatum Nicholas | Sell | 298 | $11.45 |
| 2026-03-04 | Tatum Nicholas | Gift | 595 | — |
| 2026-03-04 | Tatum Nicholas | Sell | 595 | $11.45 |
| 2026-03-02 | YOUNT SAMUEL | Tax withheld | 3.8K | $11.08 |
| 2026-03-02 | Chen Tim Chao-Ming | Tax withheld | 11K | $11.08 |
| 2026-03-02 | Tatum Nicholas | Tax withheld | 2.8K | $11.08 |
| 2025-12-03 | Tatum Nicholas | Sell | 596 | $15.93 |
| 2025-12-03 | Tatum Nicholas | Sell | 1.2K | $15.93 |
| 2025-12-02 | YOUNT SAMUEL | Sell | 16K | $16.04 |
| 2025-12-02 | Tatum Nicholas | Tax withheld | 2.5K | $15.41 |
| 2025-12-02 | Chen Tim Chao-Ming | Tax withheld | 15K | $15.41 |
| 2025-12-02 | YOUNT SAMUEL | Tax withheld | 4.9K | $15.41 |
| 2025-11-26 | YOUNT SAMUEL | Sell | 10K | $15.07 |
| 2025-11-24 | YOUNT SAMUEL | Sell | 5.0K | $14.28 |
| 2025-11-14 | YOUNT SAMUEL | Sell | 521 | $14.25 |
| 2025-11-13 | YOUNT SAMUEL | Sell | 14K | $14.34 |
| 2025-11-13 | YOUNT SAMUEL | Sell | 12K | $14.34 |
| 2025-10-02 | Tatum Nicholas | Sell | 4.3K | $10.76 |
| 2025-10-02 | Tatum Nicholas | Gift | 2.1K | — |
| 2025-09-02 | Tatum Nicholas | Tax withheld | 2.5K | $10.26 |
| 2025-09-02 | YOUNT SAMUEL | Tax withheld | 4.9K | $10.26 |
| 2025-09-02 | Chen Tim Chao-Ming | Tax withheld | 15K | $10.26 |
| 2025-07-11 | YOUNT SAMUEL | Tax withheld | 202K | $10.59 |
| 2025-06-03 | YOUNT SAMUEL | Grant | 63K | — |
| 2025-06-02 | YOUNT SAMUEL | Tax withheld | 2.1K | $10.52 |
| 2025-06-02 | Tatum Nicholas | Tax withheld | 2.0K | $10.52 |
| 2025-06-02 | Chen Tim Chao-Ming | Tax withheld | 15K | $10.52 |
| 2025-05-22 | Ling Anthony | Grant | 18K | — |
| 2025-05-21 | Laube Lynne Marie | Grant | 18K | — |
| 2025-05-21 | Ceran Jennifer | Grant | 18K | — |
| 2025-05-21 | MCBRIDE KENNETH THOMAS | Grant | 18K | — |
| 2025-03-21 | Tatum Nicholas | Grant | 26K | — |
| 2025-03-18 | YOUNT SAMUEL | Grant | 66K | — |
| 2025-03-17 | Lee Jun Hyung | Grant | 120K | — |
| 2025-03-17 | Lee Jun Hyung | Grant | 168K | — |
| 2025-03-03 | Chen Tim Chao-Ming | Tax withheld | 11K | $10.09 |
| 2025-03-03 | StClair Lauren | Tax withheld | 5.5K | $10.09 |
| 2025-01-03 | YOUNT SAMUEL | Sell | 106K | $13.46 |
| 2025-01-03 | YOUNT SAMUEL | Sell | 53K | $13.46 |
| 2025-01-02 | YOUNT SAMUEL | Sell | 293K | $13.49 |
| 2025-01-02 | YOUNT SAMUEL | Sell | 147K | $13.49 |
| 2024-12-30 | YOUNT SAMUEL | Sell | 2.0K | $13.45 |
| 2024-12-30 | YOUNT SAMUEL | Sell | 1.0K | $13.45 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-21 | Exec/director changeShareholder voteExhibits | filing ↗ |
| 2026-05-06 | ResultsReg FDExhibits | filing ↗ |
| 2026-03-26 | 5.05Exhibits | filing ↗ |
| 2026-02-25 | ResultsReg FDExhibits | filing ↗ |
| 2025-12-17 | Reg FDExhibits | filing ↗ |
| 2025-11-06 | ResultsReg FDExhibits | filing ↗ |
| 2025-09-15 | OtherExhibits | filing ↗ |
| 2025-08-07 | ResultsReg FDExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-21 | 2026-05-21 | 0001625278-26-000048 ↗ |
| 8-K | 2026-05-06 | 2026-05-06 | 0001625278-26-000045 ↗ |
| 10-Q | 2026-05-06 | 2026-03-31 | 0001625278-26-000046 ↗ |
| 8-K | 2026-03-26 | 2026-03-19 | 0001625278-26-000019 ↗ |
| 10-K | 2026-02-25 | 2025-12-31 | 0001625278-26-000014 ↗ |
| 8-K | 2026-02-25 | 2026-02-25 | 0001625278-26-000012 ↗ |
| 8-K | 2025-12-17 | 2025-12-16 | 0001625278-25-000134 ↗ |
| 10-Q | 2025-11-06 | 2025-09-30 | 0001625278-25-000130 ↗ |
| 8-K | 2025-11-06 | 2025-11-06 | 0001625278-25-000129 ↗ |
| 8-K | 2025-09-15 | 2025-09-13 | 0001625278-25-000119 ↗ |
| 8-K | 2025-08-07 | 2025-08-07 | 0001625278-25-000111 ↗ |
| 10-Q | 2025-08-07 | 2025-06-30 | 0001625278-25-000114 ↗ |