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Toast, Inc.

TOST · Services-Computer Processing & Data Preparation · 533.0M shares · +29%/yr ↑ dilution · EDGAR filings ↗

Reference price $25.85 · est. market cap ~$13.8B — last insider sale, 2026-05-29 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)

Grade

B74

Restaurant-technology platform (SaaS + payments) — newly profitable and growing with solid returns.

Strengths

Risks

Notable findings

Quarterly revenue

2025-06-30 · $1.6B2025-09-30 · $1.6B2025-12-31 · $1.6B2026-03-31 · $1.6B

Last 4 quarters · from SEC filings.

Key metrics

Gross margin
25.9%
Operating margin
4.7%
Net margin
5.6%
Return on equity
16.1%
Return on assets
10.9%
Revenue growth (QoQ)
-0.2%
Current ratio
2.8×
EBITDA
$356M
Tangible book value
$2.0B
Cash & investments
$1.4B
Stock comp / revenue
3.9%

Insider transactions · last 18 months

DateInsiderTypeSharesPrice
2026-06-12BELL PAUL DOption exercise5.3K
2026-06-12Hawkins Mark JOption exercise5.3K
2026-06-12Koplow Hilarie A.Option exercise5.3K
2026-06-12Bennett Richard KentOption exercise5.3K
2026-06-12Bennett Richard KentOption exercise5.3K
2026-05-29Elworthy Brian RSell15K$26.15
2026-05-29Elworthy Brian ROption exercise54K$2.21
2026-05-29Elworthy Brian RSell93K$25.85
2026-04-02Narang AmanSell13K$26.19
2026-04-02Gomez ElenaSell8.9K$26.19
2026-04-02Fredette StephenSell7.3K$26.19
2026-04-02Elworthy Brian RSell3.7K$26.19
2026-04-02Vassil JonathanSell6.4K$26.19
2026-04-01Narang AmanOption exercise13K
2026-04-01Narang AmanOption exercise8.6K
2026-04-01Elworthy Brian ROption exercise4.0K
2026-04-01Vassil JonathanOption exercise4.7K
2026-04-01Vassil JonathanOption exercise5.0K
2026-04-01Vassil JonathanOption exercise3.4K
2026-04-01Elworthy Brian ROption exercise3.5K
2026-04-01Elworthy Brian ROption exercise2.6K
2026-04-01Fredette StephenOption exercise5.7K
2026-04-01Fredette StephenOption exercise5.7K
2026-04-01Fredette StephenOption exercise3.9K
2026-04-01Gomez ElenaOption exercise6.3K
2026-04-01Gomez ElenaOption exercise6.3K
2026-04-01Gomez ElenaOption exercise4.7K
2026-04-01Narang AmanOption exercise6.3K
2026-03-13Narang AmanGift101K
2026-03-13Narang AmanGift300K
2026-03-13Narang AmanGift200K
2026-03-13Narang AmanGift300K
2026-03-13Narang AmanGift200K
2026-03-13Narang AmanGift101K
2026-03-12Chapman-Hughes SusanSell8.5K$28.97
2026-03-11Narang AmanConversion300K
2026-02-03Fredette StephenSell1.1K$30.34
2026-02-03Vassil JonathanSell1.5K$30.34
2026-02-03Narang AmanSell1.6K$30.34
2026-02-03Gomez ElenaSell1.4K$30.34
2026-02-03Elworthy Brian RSell648$30.34
2026-02-01Gomez ElenaOption exercise3.9K
2026-02-01Narang AmanOption exercise3.5K
2026-02-01Fredette StephenOption exercise3.5K
2026-02-01Elworthy Brian ROption exercise2.2K
2026-02-01Vassil JonathanOption exercise2.9K
2026-01-05Vassil JonathanSell4.8K$34.38
2026-01-05Elworthy Brian RSell3.3K$34.38
2026-01-05Fredette StephenSell4.9K$34.38
2026-01-05Gomez ElenaSell6.7K$34.38
2026-01-05Narang AmanSell8.6K$34.38
2026-01-05Vassil JonathanOption exercise59K$2.21
2026-01-02Vassil JonathanSell66K$35.86
2026-01-02Vassil JonathanOption exercise66K$2.21
2026-01-01Vassil JonathanOption exercise3.4K
2026-01-01Gomez ElenaOption exercise6.3K
2026-01-01Gomez ElenaOption exercise6.3K
2026-01-01Gomez ElenaOption exercise4.7K
2026-01-01Elworthy Brian ROption exercise3.5K
2026-01-01Elworthy Brian ROption exercise4.0K
2026-01-01Elworthy Brian ROption exercise2.6K
2026-01-01Fredette StephenOption exercise5.7K
2026-01-01Fredette StephenOption exercise5.7K
2026-01-01Fredette StephenOption exercise3.9K
2026-01-01Narang AmanOption exercise6.3K
2026-01-01Narang AmanOption exercise13K
2026-01-01Narang AmanOption exercise8.6K
2026-01-01Vassil JonathanOption exercise4.7K
2026-01-01Vassil JonathanOption exercise5.0K
2025-11-04Fredette StephenSell1.7K$35.54
2025-11-04Gomez ElenaSell2.0K$35.54
2025-11-04Vassil JonathanSell1.4K$35.54
2025-11-04Narang AmanSell1.7K$35.54
2025-11-04Elworthy Brian RSell1.1K$35.54
2025-11-01Elworthy Brian ROption exercise2.2K
2025-11-01Vassil JonathanOption exercise2.9K
2025-11-01Gomez ElenaOption exercise3.9K
2025-11-01Fredette StephenOption exercise3.5K
2025-11-01Narang AmanOption exercise3.5K
2025-10-02Narang AmanSell14K$35.56
2025-10-02Elworthy Brian RSell5.0K$35.56
2025-10-02Fredette StephenSell7.5K$35.56
2025-10-02Gomez ElenaSell9.1K$35.56
2025-10-02Vassil JonathanSell6.5K$35.56
2025-10-01Elworthy Brian ROption exercise3.5K
2025-10-01Narang AmanOption exercise6.3K
2025-10-01Narang AmanOption exercise13K
2025-10-01Narang AmanOption exercise8.6K
2025-10-01Elworthy Brian ROption exercise4.0K
2025-10-01Elworthy Brian ROption exercise2.6K
2025-10-01Fredette StephenOption exercise5.7K
2025-10-01Fredette StephenOption exercise5.7K
2025-10-01Fredette StephenOption exercise3.9K
2025-10-01Gomez ElenaOption exercise6.3K
2025-10-01Gomez ElenaOption exercise6.3K
2025-10-01Gomez ElenaOption exercise4.7K
2025-10-01Vassil JonathanOption exercise4.7K
2025-10-01Vassil JonathanOption exercise5.0K
2025-10-01Vassil JonathanOption exercise3.4K
2025-08-21BELL PAUL DSell12K$42.38
2025-08-04Fredette StephenSell1.7K$48.38
2025-08-04Elworthy Brian RSell1.1K$48.38
2025-08-04Gomez ElenaSell2.0K$48.38
2025-08-04Vassil JonathanSell1.4K$48.38
2025-08-04Narang AmanSell1.7K$48.38
2025-08-01Gomez ElenaOption exercise3.9K
2025-08-01Fredette StephenOption exercise3.5K
2025-08-01Elworthy Brian ROption exercise2.2K
2025-08-01Vassil JonathanOption exercise2.9K
2025-08-01Narang AmanOption exercise3.5K
2025-07-02Gomez ElenaSell22K$42.47
2025-07-02Gomez ElenaSell3.4K$43.10
2025-07-02Gomez ElenaSell9.2K$42.59
2025-07-02Narang AmanSell14K$42.59
2025-07-02Vassil JonathanSell6.6K$42.59
2025-07-02Elworthy Brian RSell5.7K$42.59
2025-07-02Fredette StephenSell7.6K$42.59
2025-07-01Narang AmanOption exercise13K
2025-07-01Narang AmanOption exercise8.6K
2025-07-01Vassil JonathanOption exercise4.7K
2025-07-01Vassil JonathanOption exercise3.4K
2025-07-01Elworthy Brian ROption exercise1.2K
2025-07-01Elworthy Brian ROption exercise3.5K
2025-07-01Elworthy Brian ROption exercise4.0K
2025-07-01Elworthy Brian ROption exercise2.6K
2025-07-01Fredette StephenOption exercise5.7K
2025-07-01Fredette StephenOption exercise5.7K
2025-07-01Fredette StephenOption exercise3.9K
2025-07-01Gomez ElenaOption exercise6.3K
2025-07-01Gomez ElenaOption exercise6.3K
2025-07-01Gomez ElenaOption exercise4.7K
2025-07-01Narang AmanOption exercise6.3K
2025-07-01Vassil JonathanOption exercise5.0K
2025-06-13Bennett Richard KentGrant5.3K
2025-06-10Bennett Richard KentSell9.7K$43.14
2025-06-06BELL PAUL DOption exercise9.7K
2025-06-06Hawkins Mark JOption exercise9.7K
2025-06-06Koplow Hilarie A.Option exercise9.7K
2025-06-06Yuan DavidOption exercise9.7K
2025-06-06Chapman-Hughes SusanSell7.5K$44.00
2025-06-06Bennett Richard KentSell0
2025-06-02Vassil JonathanSell61K$42.90
2025-06-02Elworthy Brian RSell180K$42.91
2025-06-02Elworthy Brian RSell16K$42.16
2025-06-02Elworthy Brian RSell24K$42.90
2025-06-02Vassil JonathanSell39K$42.14
2025-06-02Vassil JonathanOption exercise1.0K$2.21
2025-06-02Vassil JonathanOption exercise99K$2.07
2025-06-02Elworthy Brian ROption exercise75K$1.52
2025-06-02Elworthy Brian ROption exercise225K$2.21
2025-06-02Elworthy Brian RSell120K$42.13
2025-05-20Bennett Richard KentConversion0
2025-05-20Bennett Richard KentSell0
2025-05-15BELL PAUL DSell11K$45.13
2025-05-14Comparato Christopher PSell2.5K$45.10
2025-05-14Comparato Christopher POption exercise70K$1.52
2025-05-14Comparato Christopher PSell67K$44.73
2025-05-13Fredette StephenGift65K
2025-05-12Fredette StephenSell33K$42.51
2025-05-12Fredette StephenSell118K$42.52
2025-05-12Fredette StephenGift108K
2025-05-12Fredette StephenSell104K$42.52
2025-05-09Fredette StephenSell60K$42.15
2025-05-09Vassil JonathanOption exercise100K$2.07
2025-05-09Vassil JonathanSell71K$40.90
2025-05-09Vassil JonathanSell26K$41.62
2025-05-09Vassil JonathanSell3.3K$42.43
2025-05-09Fredette StephenSell75K$40.66
2025-05-09Fredette StephenSell125K$41.16
2025-05-09Fredette StephenSell54K$42.15
2025-05-09Fredette StephenSell83K$40.65
2025-05-09Fredette StephenSell142K$41.15
2025-05-09Fredette StephenSell35K$40.72
2025-05-09Fredette StephenSell34K$41.25
2025-05-09Fredette StephenSell33K$42.13
2025-05-02Vassil JonathanSell1.4K$36.09
2025-05-02Elworthy Brian RSell1.0K$36.09
2025-05-02Fredette StephenSell1.7K$36.09
2025-05-02Gomez ElenaSell2.0K$36.09
2025-05-02Narang AmanSell1.7K$36.09
2025-05-01Narang AmanOption exercise3.5K
2025-05-01Gomez ElenaOption exercise3.9K
2025-05-01Comparato Christopher POption exercise7.8K
2025-05-01Elworthy Brian ROption exercise2.2K
2025-05-01Vassil JonathanOption exercise2.9K
2025-05-01Fredette StephenOption exercise3.5K
2025-04-17Comparato Christopher PSell69K$34.20
2025-04-17Comparato Christopher POption exercise70K$1.52
2025-04-17Comparato Christopher PSell700$34.63
2025-04-02Fredette StephenSell3.8K$35.00
2025-04-02Gomez ElenaSell17K$35.00
2025-04-02Gomez ElenaSell25K$35.49
2025-04-02Vassil JonathanSell4.4K$35.00
2025-04-02Narang AmanSell9.4K$35.00
2025-04-02Elworthy Brian RSell2.9K$35.00
2025-04-01Comparato Christopher POption exercise3.1K
2025-04-01Comparato Christopher POption exercise11K
2025-04-01Elworthy Brian ROption exercise1.2K
2025-04-01Elworthy Brian ROption exercise3.5K
2025-04-01Elworthy Brian ROption exercise4.0K
2025-04-01Fredette StephenOption exercise1.6K
2025-04-01Fredette StephenOption exercise5.7K
2025-04-01Fredette StephenOption exercise5.7K
2025-04-01Narang AmanOption exercise1.6K
2025-04-01Narang AmanOption exercise6.3K
2025-04-01Narang AmanOption exercise13K
2025-04-01Vassil JonathanOption exercise4.7K
2025-04-01Vassil JonathanOption exercise5.0K
2025-04-01Gomez ElenaOption exercise23K
2025-04-01Gomez ElenaOption exercise6.3K
2025-04-01Gomez ElenaOption exercise6.3K
2025-03-20Comparato Christopher PSell70K$35.71
2025-03-20Fredette StephenGift46K
2025-03-20Comparato Christopher POption exercise70K$1.52
2025-03-19Fredette StephenSell44K$35.15
2025-03-19Fredette StephenSell50K$35.14
2025-03-19Fredette StephenSell16K$35.14
2025-03-17Fredette StephenSell18K$35.03
2025-03-17Comparato Christopher PGift40K
2025-03-17Fredette StephenSell47K$35.03
2025-03-17Fredette StephenSell53K$35.03
2025-03-13PATRICK DEVAL LSell34K$33.01
2025-03-12Fredette StephenSell400$35.00
2025-03-12Fredette StephenSell300$35.00
2025-03-12Fredette StephenSell100$35.00
2025-03-07Fredette StephenSell9.2K$34.64
2025-03-07Fredette StephenSell13K$32.58
2025-03-07Fredette StephenSell31K$33.78
2025-03-07Fredette StephenSell26K$34.63
2025-03-07Fredette StephenGift35K
2025-03-07Fredette StephenSell15K$32.60
2025-03-07Fredette StephenSell35K$33.78
2025-03-07Fredette StephenSell29K$34.63
2025-03-07Fredette StephenSell5.1K$32.61
2025-03-07Fredette StephenSell12K$33.80
2025-03-04Vassil JonathanGift100
2025-02-04Narang AmanSell1.1K$39.63
2025-02-04Elworthy Brian RSell653$39.63
2025-02-04Fredette StephenSell1.1K$39.63
2025-02-04Gomez ElenaSell2.1K$39.63
2025-02-04Vassil JonathanSell1.0K$39.63
2025-02-01Fredette StephenOption exercise3.5K
2025-02-01Gomez ElenaOption exercise3.9K
2025-02-01Narang AmanOption exercise3.5K
2025-02-01Vassil JonathanOption exercise2.9K
2025-02-01Comparato Christopher POption exercise7.8K
2025-02-01Elworthy Brian ROption exercise2.2K
2025-01-09PATRICK DEVAL LSell1.7K$36.95
2025-01-03Gomez ElenaSell14K$37.11
2025-01-03Elworthy Brian RSell2.7K$37.11
2025-01-03Fredette StephenSell4.0K$37.11
2025-01-03Vassil JonathanSell3.0K$37.11
2025-01-03Narang AmanSell6.1K$37.11
2025-01-02Gomez ElenaSell23K$36.25
2025-01-01Gomez ElenaOption exercise6.3K
2025-01-01Gomez ElenaOption exercise6.3K
2025-01-01Comparato Christopher POption exercise3.1K
2025-01-01Comparato Christopher POption exercise11K
2025-01-01Elworthy Brian ROption exercise1.2K
2025-01-01Elworthy Brian ROption exercise3.5K
2025-01-01Elworthy Brian ROption exercise4.0K
2025-01-01Fredette StephenOption exercise1.6K
2025-01-01Fredette StephenOption exercise5.7K
2025-01-01Fredette StephenOption exercise5.7K
2025-01-01Narang AmanOption exercise1.6K
2025-01-01Narang AmanOption exercise6.3K
2025-01-01Narang AmanOption exercise13K
2025-01-01Vassil JonathanOption exercise4.7K
2025-01-01Vassil JonathanOption exercise5.0K
2025-01-01Gomez ElenaOption exercise23K
2024-12-31Elworthy Brian ROption exercise23K$2.21

All non-derivative Form 4 activity (SEC), newest first.

Notable events (8-K)

DateItems
2026-06-15Shareholder votefiling ↗
2026-05-07ResultsExhibitsfiling ↗
2026-02-12ResultsOtherExhibitsfiling ↗
2026-01-15Exec/director changefiling ↗
2025-11-04ResultsExhibitsfiling ↗
2025-10-27Exec/director changeReg FDExhibitsfiling ↗
2025-08-05ResultsExhibitsfiling ↗
2025-06-17Shareholder votefiling ↗

Recent filings

FormFiledPeriodAccession
8-K2026-06-152026-06-120001650164-26-000130 ↗
10-Q2026-05-082026-03-310001650164-26-000114 ↗
8-K2026-05-072026-05-070001650164-26-000113 ↗
10-K2026-02-182025-12-310001650164-26-000057 ↗
8-K2026-02-122026-02-100001650164-26-000050 ↗
8-K2026-01-152026-01-150001650164-26-000024 ↗
10-Q2025-11-052025-09-300001650164-25-000341 ↗
8-K2025-11-042025-11-040001650164-25-000334 ↗
8-K2025-10-272025-10-240001193125-25-250778 ↗
10-Q2025-08-062025-06-300001650164-25-000290 ↗
8-K2025-08-052025-08-050001650164-25-000288 ↗
8-K2025-06-172025-06-130001650164-25-000230 ↗