Sezzle Inc.

SEZL · Services-Business Services, NEC · 33.6M shares · -34%/yr ↓ buyback · EDGAR filings ↗

Net buyback after stock comp: $18M (gross $24M, SBC $5M)

Reference price $165.00 · est. market cap ~$5.5B — last insider sale, 2026-06-26 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)

Grade

B83

gen composite 85pct→87; size cap 83 (scale $209M)

Notable findings

RestatementRecent 8-K item 4.02 8-K ↗
Auditor changeRecent 8-K item 4.01 8-K ↗
Exec changeRecent 8-K item 5.02 8-K ↗
Fund exitedNotable fund(s) exited this quarter: VANGUARD GROUP INC
Buying back stockNet buyback — share count -34%/yr over 4y
Notable holderHeld by 4 notable fund(s): STATE STREET CORP, CITADEL ADVISORS LLC, GOLDMAN SACHS GROUP INC +1 more (as of 2026-03-31)

Quarterly revenue

2025-06-30 · $99M2025-09-30 · $117M2025-12-31 · $130M2026-03-31 · $136M

Last 4 quarters · from SEC filings.

Key metrics

Operating margin

39.3%

Net margin

29.6%

Return on equity

78.4%

Return on assets

33.3%

ROIC

45.1%

Revenue growth (QoQ)

29.2%

Net-income growth

69.5%

Debt / equity

0.8×

Net debt / EBITDA

0.4×

Current ratio

3.9×

Free cash flow

$209M

EBITDA

$178M

Tangible book value

$166M

Cash & investments

$64M

Stock comp / revenue

1.4%

Leadership & compensation

Name	Role	Latest total comp
Charles Youakim	Executive Chairman and Chief Executive Officer	$2M FY2024
Brading Lee Dickson	Chief Financial Officer	—
Karen Hartje	Chief Financial Officer	$1M FY2024
Khurana Rajeev	General Counsel	—
Krause Justin	SVP FINANCE AND CONTROLLER	—
Sabzivand Amin	Chief Operating Officer	—
Paul Paradis	Executive Director and President	$2M FY2024
Hunt Bryan Cecil	Director	—
Karen Webster	Director	$162K FY2024
Kyle Brehm	Director	$82K FY2024
Mike Cutter	Director	$135K FY2024
Paul Lahiff	Director	$173K FY2024
Paul Purcell	Director	$114K FY2024
Stephen East	Director	$88K FY2024

Officers & directors from SEC filings (Form 4 + DEF 14A proxy); compensation is the latest reported fiscal year.

Insider transactions · last 6 months

Date	Insider	Type	Shares	Price
2026-06-26	Brading Lee Dickson	Sell	5.0K	$170.07
2026-06-26	Brading Lee Dickson	Sell	574	$165.00
2026-06-25	Brading Lee Dickson	Sell	4.4K	$165.19
2026-06-20	Khurana Rajeev	Grant	3.5K	—
2026-06-20	Krause Justin	Tax withheld	45	$163.28
2026-06-20	Sabzivand Amin	Tax withheld	342	$163.28
2026-06-18	Paradis Paul	Sell	190	$164.11
2026-06-18	Brading Lee Dickson	Sell	2.0K	$160.31
2026-06-18	Brading Lee Dickson	Sell	1.9K	$161.00
2026-06-18	Paradis Paul	Sell	16K	$160.26
2026-06-18	Paradis Paul	Sell	1.6K	$161.22
2026-06-18	Paradis Paul	Sell	3.2K	$162.76
2026-06-18	Paradis Paul	Sell	5.8K	$163.43
2026-06-12	Paradis Paul	Sell	2.9K	$130.33
2026-06-12	Paradis Paul	Sell	1.5K	$131.54
2026-06-12	Paradis Paul	Sell	4.2K	$132.82
2026-06-12	Paradis Paul	Sell	8.2K	$133.72
2026-06-12	Paradis Paul	Sell	7.4K	$134.55
2026-06-12	Paradis Paul	Sell	2.2K	$135.62
2026-05-27	Krause Justin	Sell	178	$113.00
2026-05-27	Krause Justin	Sell	3.0K	$118.00
2026-05-15	Hunt Bryan Cecil	Grant	935	—
2026-05-15	Sabzivand Amin	Grant	45K	—
2026-05-15	Brehm Kyle M.	Grant	725	—
2026-05-15	Youakim Charles	Grant	28K	—
2026-05-15	Krause Justin	Grant	8.0K	—
2026-05-15	East Stephen F.	Grant	725	—
2026-05-15	Paradis Paul	Grant	20K	—
2026-05-11	Paradis Paul	Sell	729	$100.08
2026-05-11	Paradis Paul	Sell	39	$101.19
2026-05-08	Paradis Paul	Sell	5	$101.51
2026-05-08	Paradis Paul	Sell	188	$100.25
2026-05-07	Paradis Paul	Sell	1.7K	$105.32
2026-05-07	Paradis Paul	Sell	5.9K	$100.40
2026-05-07	Paradis Paul	Sell	4.5K	$101.37
2026-05-07	Paradis Paul	Sell	2.7K	$102.46
2026-05-07	Paradis Paul	Sell	4.2K	$103.63
2026-05-07	Paradis Paul	Sell	1.8K	$104.26
2026-05-07	Paradis Paul	Sell	1.8K	$106.47
2026-05-07	Paradis Paul	Sell	1.6K	$107.65
2026-05-07	Paradis Paul	Sell	423	$109.02
2026-05-07	Paradis Paul	Sell	504	$110.48
2026-05-07	Paradis Paul	Sell	73	$111.00
2026-05-07	Paradis Paul	Sell	201	$113.10
2026-05-07	Krause Justin	Sell	718	$98.91
2026-05-07	Krause Justin	Sell	1.7K	$100.60
2026-05-07	Krause Justin	Sell	600	$101.03
2026-05-07	Krause Justin	Sell	2.4K	$103.14
2026-05-07	Krause Justin	Sell	560	$104.78
2026-05-07	Krause Justin	Sell	1.7K	$108.59
2026-05-07	Krause Justin	Sell	721	$109.51
2026-05-07	Krause Justin	Sell	586	$110.20
2026-05-07	Krause Justin	Sell	2.3K	$113.28
2026-05-07	Krause Justin	Sell	497	$114.00
2026-04-02	Brading Lee Dickson	Tax withheld	701	$63.76
2026-04-02	Krause Justin	Tax withheld	754	$63.76
2026-04-01	Youakim Charles	Tax withheld	7.0K	$63.70
2026-04-01	Brading Lee Dickson	Tax withheld	426	$63.70
2026-04-01	Sabzivand Amin	Tax withheld	7.0K	$63.70
2026-04-01	Paradis Paul	Tax withheld	7.1K	$63.70
2026-04-01	Krause Justin	Tax withheld	515	$63.70
2026-04-01	Hollis Kerissa	Tax withheld	185	$63.70
2026-03-20	Hollis Kerissa	Tax withheld	266	$66.15
2026-03-20	Krause Justin	Tax withheld	183	$66.15
2026-03-20	Sabzivand Amin	Tax withheld	1.4K	$66.15
2026-03-03	Krause Justin	Sell	159	$71.41
2026-03-03	Krause Justin	Sell	228	$73.38
2026-03-03	Sabzivand Amin	Sell	3.7K	$70.93
2026-03-03	Sabzivand Amin	Sell	576	$71.41
2026-03-03	Sabzivand Amin	Sell	832	$73.38
2026-03-03	Hollis Kerissa	Sell	169	$70.93
2026-03-03	Hollis Kerissa	Sell	26	$71.41
2026-03-03	Hollis Kerissa	Sell	38	$73.38
2026-03-03	Brading Lee Dickson	Sell	201	$73.38
2026-03-03	Paradis Paul	Sell	3.8K	$70.93
2026-03-03	Paradis Paul	Sell	590	$71.41
2026-03-03	Paradis Paul	Sell	856	$73.38
2026-03-03	Youakim Charles	Sell	5.2K	$70.93
2026-03-03	Youakim Charles	Sell	808	$71.41
2026-03-03	Youakim Charles	Sell	1.2K	$73.38
2026-03-03	Brading Lee Dickson	Sell	896	$70.93
2026-03-03	Brading Lee Dickson	Sell	143	$71.41
2026-03-03	Brading Lee Dickson	Grant	30K	—
2026-03-03	Krause Justin	Sell	1.0K	$70.93
2026-02-26	Paradis Paul	Sell	3.6K	$78.86
2026-02-26	Paradis Paul	Sell	4.8K	$79.73
2026-02-26	Paradis Paul	Sell	6.6K	$80.91
2026-02-26	Paradis Paul	Sell	2.9K	$81.85
2026-02-26	Paradis Paul	Sell	2.6K	$82.79
2026-02-26	Paradis Paul	Sell	889	$84.00
2026-02-26	Paradis Paul	Sell	2.7K	$85.13
2026-02-26	Paradis Paul	Sell	2.3K	$86.10

All non-derivative Form 4 activity (SEC), newest first.

Notable events (8-K)

Date	Items
2026-05-13	Reg FDExhibits	filing ↗
2026-05-12	Material agreementDebt obligationReg FDExhibits	filing ↗
2026-05-06	ResultsExhibits	filing ↗
2026-04-15	ResultsExhibits	filing ↗
2026-04-09	Exec/director changeExhibits	filing ↗
2026-03-20	Auditor changeExhibits	filing ↗
2026-03-06	Reg FDExhibits	filing ↗
2026-02-25	ResultsNon-reliance/restatementExhibits	filing ↗

Recent filings

Form	Filed	Period	Accession
8-K	2026-05-13	2026-05-13	0001662991-26-000075 ↗
8-K	2026-05-12	2026-05-07	0001662991-26-000071 ↗
10-Q	2026-05-07	2026-03-31	0001662991-26-000065 ↗
8-K	2026-05-06	2026-05-06	0001662991-26-000064 ↗
10-K/A	2026-04-30	2025-12-31	0001662991-26-000061 ↗
8-K	2026-04-15	2026-04-15	0001662991-26-000058 ↗
8-K	2026-04-09	2026-04-03	0001662991-26-000056 ↗
8-K	2026-03-20	2026-03-16	0001662991-26-000036 ↗
8-K	2026-03-06	2026-03-06	0001662991-26-000032 ↗
10-K	2026-02-26	2025-12-31	0001662991-26-000016 ↗
8-K	2026-02-25	2026-02-19	0001662991-26-000014 ↗
8-K	2026-02-02	2026-02-02	0001662991-26-000008 ↗