Pioneer Bancorp, Inc./MD
PBFS · Savings Institutions, Not Federally Chartered · 25.1M shares · +0%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: $921K (gross $1M, SBC $154K)
Reference price $14.60 · est. market cap ~$366M — last insider sale, 2025-12-12 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C68Pioneer Bancorp (MD) — small thrift with strong growth metrics.
Strengths
- High net margin (96th pct), revenue +88% (90th), net income up sharply (76th)
Risks
- ROE 6.3% (67th) modest; very small scale
- Rate sensitivity
Notable findings
- Revenue declineRevenue -15.7% YoY
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
128.3%
Return on equity
6.3%
Return on assets
0.9%
Revenue growth (QoQ)
-15.7%
Tangible book value
$312M
Stock comp / revenue
8.0%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-01 | Hollister Susan M | I | 22K | $16.09 |
| 2025-12-12 | Tomczak Jesse | Sell | 156 | $14.60 |
| 2025-12-12 | Tomczak Jesse | Sell | 96 | $14.61 |
| 2025-12-12 | Tomczak Jesse | Sell | 128 | $14.61 |
| 2025-12-12 | Tomczak Jesse | Sell | 339 | $14.62 |
| 2025-12-12 | Tomczak Jesse | Sell | 2 | $14.63 |
| 2025-12-12 | Tomczak Jesse | Sell | 62 | $14.64 |
| 2025-12-12 | Tomczak Jesse | Sell | 889 | $14.65 |
| 2025-12-12 | Tomczak Jesse | Sell | 277 | $14.66 |
| 2025-12-12 | Tomczak Jesse | Sell | 27 | $14.67 |
| 2025-12-12 | Tomczak Jesse | Sell | 624 | $14.68 |
| 2025-12-12 | Tomczak Jesse | Sell | 748 | $14.69 |
| 2025-12-12 | Tomczak Jesse | Sell | 401 | $14.70 |
| 2025-12-12 | Tomczak Jesse | Sell | 83 | $14.71 |
| 2025-12-12 | Tomczak Jesse | Sell | 294 | $14.72 |
| 2025-12-12 | Tomczak Jesse | Sell | 4 | $14.72 |
| 2025-12-12 | Tomczak Jesse | Sell | 128 | $14.73 |
| 2025-12-12 | Tomczak Jesse | Sell | 318 | $14.75 |
| 2025-12-12 | Tomczak Jesse | Sell | 548 | $14.76 |
| 2025-12-12 | Tomczak Jesse | Sell | 36 | $14.77 |
| 2025-12-12 | Tomczak Jesse | Sell | 200 | $14.78 |
| 2025-12-12 | Tomczak Jesse | Sell | 3 | $14.79 |
| 2025-12-12 | Tomczak Jesse | Sell | 32 | $14.79 |
| 2025-12-11 | Ratsep Thomas E. | Grant | 20K | — |
| 2025-05-21 | Signor Thomas | Tax withheld | 1.4K | $11.78 |
| 2025-05-21 | Hollister Susan M | Tax withheld | 2.5K | $11.78 |
| 2025-05-21 | Arnold Kelli | Tax withheld | 1.4K | $11.78 |
| 2025-05-21 | Tomczak Jesse | Tax withheld | 3.6K | $11.78 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-20 | Shareholder vote | filing ↗ |
| 2026-04-30 | ResultsExhibits | filing ↗ |
| 2026-04-28 | Acquisition/dispositionOtherExhibits | filing ↗ |
| 2026-04-22 | OtherExhibits | filing ↗ |
| 2026-01-30 | ResultsExhibits | filing ↗ |
| 2025-12-22 | Exec/director changeExhibits | filing ↗ |
| 2025-12-17 | OtherExhibits | filing ↗ |
| 2025-12-11 | OtherExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-19 | 0000943374-26-000201 ↗ |
| 10-Q | 2026-05-11 | 2026-03-31 | 0001104659-26-058663 ↗ |
| 8-K | 2026-04-30 | 2026-04-30 | 0001104659-26-053068 ↗ |
| 8-K | 2026-04-28 | 2026-04-24 | 0001104659-26-049906 ↗ |
| 8-K | 2026-04-22 | 2026-04-20 | 0000943374-26-000161 ↗ |
| 10-K | 2026-03-12 | 2025-12-31 | 0001104659-26-027092 ↗ |
| 8-K | 2026-01-30 | 2026-01-30 | 0001104659-26-008652 ↗ |
| 8-K | 2025-12-22 | 2025-12-16 | 0000943374-25-000525 ↗ |
| 8-K | 2025-12-17 | 2025-12-17 | 0000943374-25-000519 ↗ |
| 8-K | 2025-12-11 | 2025-12-11 | 0000943374-25-000511 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001104659-25-108497 ↗ |
| 8-K | 2025-10-30 | 2025-10-30 | 0001104659-25-104486 ↗ |