Rocket Companies, Inc.
RKT · Mortgage Bankers & Loan Correspondents · 1.98B shares · +103%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: -$2M (gross $178M, SBC $180M)
Reference price $22.99 · est. market cap ~$45.5B — last insider sale, 2026-01-12 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C60Rocket Companies — mortgage/fintech giant near breakeven in a rate trough.
Strengths
- Very large cash/liquidity (93rd pct); dominant retail-origination brand and tech platform
Risks
- Near-zero profitability; negative reported FCF (warehouse, 0 pct)
- Mortgage-rate-cycle sensitivity; acquisition integration (Mr. Cooper/Redfin)
Notable findings
- Cash burnNegative free cash flow (-4018.0M)
- Chronic dilutionShare count +103%/yr over 4y (dilution)
- Insider sellingInsider selling — 8 open-market sale(s) by 1 insider(s) (~$423,728, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
-1.0%
Return on assets
-0.1%
Revenue growth (QoQ)
9.2%
Net-income growth
-334.5%
Free cash flow
-$4.0B
Cash & investments
$2.7B
Cash runway
3q
Stock comp / revenue
5.1%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-10 | MARINER JONATHAN D | Grant | 16K | — |
| 2026-06-10 | Rampell Alastair | Grant | 16K | — |
| 2026-06-10 | SHANK SUZANNE F. | Grant | 16K | — |
| 2026-06-10 | Olson Tagar | Grant | 11K | — |
| 2026-06-07 | Rizik Matthew | Option exercise | 12K | — |
| 2026-06-07 | Rizik Matthew | Other | 12K | $12.65 |
| 2026-05-06 | Malhotra Shawn | Tax withheld | 52K | $14.09 |
| 2026-04-07 | Brown Brian Nicholas | Tax withheld | 16K | $15.03 |
| 2026-04-07 | Edwards Noah A. | Tax withheld | 2.3K | $15.03 |
| 2026-04-07 | Malhotra Shawn | Tax withheld | 14K | $15.03 |
| 2026-04-07 | Mildenhall Jonathan | Tax withheld | 13K | $15.03 |
| 2026-04-07 | Banfield William D. | Tax withheld | 8.1K | $15.03 |
| 2026-04-07 | Lovier Heather M. | Tax withheld | 8.1K | $15.03 |
| 2026-04-01 | Bray Jesse K | Tax withheld | 57K | $14.25 |
| 2026-03-11 | Bray Jesse K | Gift | 30K | — |
| 2026-03-11 | Bray Jesse K | Gift | 63K | — |
| 2026-03-08 | Krishna Varun | Tax withheld | 58K | $14.95 |
| 2026-03-08 | Brown Brian Nicholas | Tax withheld | 15K | $14.95 |
| 2026-03-07 | Edwards Noah A. | Tax withheld | 7.9K | $14.95 |
| 2026-03-07 | Lovier Heather M. | Tax withheld | 43K | $14.95 |
| 2026-03-07 | Rizik Matthew | Option exercise | 15K | — |
| 2026-03-07 | Rizik Matthew | Other | 15K | $14.95 |
| 2026-03-07 | Malhotra Shawn | Grant | 251K | — |
| 2026-03-07 | Malhotra Shawn | Tax withheld | 16K | $14.95 |
| 2026-03-07 | Brown Brian Nicholas | Grant | 368K | — |
| 2026-03-07 | Brown Brian Nicholas | Tax withheld | 17K | $14.95 |
| 2026-03-07 | Krishna Varun | Grant | 1.0M | — |
| 2026-03-07 | Krishna Varun | Tax withheld | 52K | $14.95 |
| 2026-03-07 | Banfield William D. | Grant | 234K | — |
| 2026-03-07 | Banfield William D. | Tax withheld | 44K | $14.95 |
| 2026-03-07 | Mildenhall Jonathan | Grant | 234K | — |
| 2026-03-07 | Mildenhall Jonathan | Tax withheld | 61K | $14.95 |
| 2026-03-07 | Bray Jesse K | Grant | 418K | — |
| 2026-03-07 | Edwards Noah A. | Grant | 60K | — |
| 2026-03-07 | Lovier Heather M. | Grant | 251K | — |
| 2026-03-03 | Brown Brian Nicholas | Tax withheld | 39K | $16.79 |
| 2026-03-01 | Bray Jesse K | Tax withheld | 1.2M | $18.19 |
| 2026-01-12 | Rizik Matthew | Sell | 2.5K | $22.99 |
| 2026-01-09 | Rizik Matthew | Sell | 2.5K | $22.78 |
| 2026-01-08 | Rizik Matthew | Sell | 2.5K | $21.29 |
| 2026-01-07 | Rizik Matthew | Sell | 2.5K | $21.26 |
| 2026-01-06 | Rizik Matthew | Sell | 2.5K | $20.98 |
| 2026-01-05 | Rizik Matthew | Sell | 2.5K | $21.04 |
| 2026-01-02 | Rizik Matthew | Sell | 2.5K | $19.70 |
| 2025-12-31 | Rizik Matthew | Sell | 2.5K | $19.45 |
| 2025-12-30 | Rizik Matthew | Sell | 2.5K | $19.88 |
| 2025-12-29 | Rizik Matthew | Sell | 2.5K | $19.25 |
| 2025-12-26 | Rizik Matthew | Sell | 2.5K | $19.38 |
| 2025-12-24 | Rizik Matthew | Sell | 2.5K | $19.44 |
| 2025-12-23 | Rizik Matthew | Sell | 2.5K | $18.92 |
| 2025-12-22 | Rizik Matthew | Sell | 2.5K | $18.99 |
| 2025-12-19 | Rizik Matthew | Sell | 2.5K | $19.21 |
| 2025-12-18 | Rizik Matthew | Sell | 2.5K | $18.83 |
| 2025-12-17 | Rizik Matthew | Sell | 2.5K | $18.21 |
| 2025-12-16 | Rizik Matthew | Sell | 2.5K | $18.08 |
| 2025-12-15 | Rizik Matthew | Sell | 2.5K | $17.97 |
| 2025-12-12 | Rizik Matthew | Sell | 2.5K | $18.99 |
| 2025-12-11 | Rizik Matthew | Sell | 2.5K | $19.47 |
| 2025-12-10 | Rizik Matthew | Sell | 2.5K | $19.17 |
| 2025-12-09 | Rizik Matthew | Sell | 2.5K | $18.81 |
| 2025-12-08 | Rizik Matthew | Sell | 2.5K | $18.78 |
| 2025-12-07 | Rizik Matthew | Grant | 110K | — |
| 2025-12-05 | Rizik Matthew | Sell | 2.5K | $19.34 |
| 2025-12-04 | Rizik Matthew | Sell | 2.5K | $19.86 |
| 2025-12-03 | Rizik Matthew | Sell | 2.5K | $19.98 |
| 2025-12-02 | Rizik Matthew | Sell | 2.5K | $20.21 |
| 2025-12-01 | Rizik Matthew | Sell | 2.5K | $19.81 |
| 2025-11-28 | Rizik Matthew | Sell | 2.5K | $19.89 |
| 2025-11-26 | Rizik Matthew | Sell | 2.5K | $19.85 |
| 2025-11-25 | Rizik Matthew | Sell | 2.5K | $19.29 |
| 2025-11-24 | Rizik Matthew | Sell | 2.5K | $17.77 |
| 2025-11-21 | Rizik Matthew | Sell | 2.5K | $17.03 |
| 2025-11-20 | Rizik Matthew | Sell | 2.5K | $16.91 |
| 2025-11-19 | Rizik Matthew | Sell | 2.5K | $17.04 |
| 2025-11-18 | Rizik Matthew | Sell | 2.5K | $16.78 |
| 2025-11-17 | Rizik Matthew | Sell | 2.5K | $16.70 |
| 2025-11-14 | Rizik Matthew | Sell | 2.5K | $17.17 |
| 2025-11-13 | Rizik Matthew | Sell | 2.5K | $17.47 |
| 2025-11-12 | Rizik Matthew | Sell | 2.5K | $17.69 |
| 2025-11-11 | Rizik Matthew | Sell | 2.5K | $17.46 |
| 2025-11-06 | Malhotra Shawn | Tax withheld | 52K | $16.30 |
| 2025-10-08 | Mildenhall Jonathan | Grant | 154K | — |
| 2025-10-08 | Brown Brian Nicholas | Grant | 216K | — |
| 2025-10-08 | Malhotra Shawn | Grant | 154K | — |
| 2025-10-08 | Lovier Heather M. | Grant | 108K | — |
| 2025-10-08 | Edwards Noah A. | Grant | 31K | — |
| 2025-10-08 | Banfield William D. | Grant | 108K | — |
| 2025-10-01 | Bray Jesse K | Grant | 2.2M | — |
| 2025-10-01 | Gilbert Daniel B | Grant | 90K | — |
| 2025-10-01 | Bray Jesse K | Grant | 9.2M | — |
| 2025-10-01 | Bray Jesse K | Grant | 817K | — |
| 2025-10-01 | Bray Jesse K | Grant | 7.0M | — |
| 2025-10-01 | Olson Tagar | Grant | 267K | — |
| 2025-10-01 | Olson Tagar | Grant | 11K | — |
| 2025-10-01 | Bray Jesse K | Grant | 9.7M | — |
| 2025-10-01 | Bray Jesse K | Grant | 817K | — |
| 2025-10-01 | Bray Jesse K | Grant | 7.0M | — |
| 2025-09-08 | Krishna Varun | Tax withheld | 58K | $20.48 |
| 2025-09-08 | Brown Brian Nicholas | Tax withheld | 15K | $20.48 |
| 2025-09-07 | Lovier Heather M. | Tax withheld | 43K | $20.26 |
| 2025-09-07 | Edwards Noah A. | Tax withheld | 6.3K | $20.26 |
| 2025-09-07 | Banfield William D. | Tax withheld | 44K | $20.26 |
| 2025-09-07 | Emerson William C. | Tax withheld | 17K | $20.26 |
| 2025-09-07 | Malhotra Shawn | Tax withheld | 16K | $20.26 |
| 2025-09-07 | Rizik Matthew | Option exercise | 15K | — |
| 2025-09-07 | Brown Brian Nicholas | Tax withheld | 17K | $20.26 |
| 2025-09-07 | Mildenhall Jonathan | Tax withheld | 61K | $20.26 |
| 2025-09-07 | Krishna Varun | Tax withheld | 52K | $20.26 |
| 2025-09-07 | Rizik Matthew | Other | 15K | $20.26 |
| 2025-06-30 | Emerson William C. | Grant | 1.4M | — |
| 2025-06-30 | Rock Holdings Inc. | Disposition | 1.85B | — |
| 2025-06-30 | Rock Holdings Inc. | Disposition | 800K | — |
| 2025-06-30 | Rizik Matthew | Grant | 3.2M | — |
| 2025-06-30 | Rizik Matthew | Grant | 3.2M | — |
| 2025-06-30 | Lovier Heather M. | Grant | 1.4M | — |
| 2025-06-30 | Lovier Heather M. | Grant | 1.4M | — |
| 2025-06-30 | Gilbert Jennifer L. | Grant | 157.0M | — |
| 2025-06-30 | Gilbert Jennifer L. | Grant | 157.0M | — |
| 2025-06-30 | Gilbert Jennifer L. | Disposition | 1.1M | — |
| 2025-06-30 | Gilbert Jennifer L. | Disposition | 1.85B | — |
| 2025-06-30 | Gilbert Jennifer L. | Disposition | 800K | — |
| 2025-06-30 | Gilbert Daniel B | Grant | 498.4M | — |
| 2025-06-30 | Gilbert Daniel B | Grant | 498.4M | — |
| 2025-06-30 | Gilbert Daniel B | Grant | 70.1M | — |
| 2025-06-30 | Gilbert Daniel B | Grant | 70.1M | — |
| 2025-06-30 | Gilbert Daniel B | Disposition | 1.1M | — |
| 2025-06-30 | Gilbert Daniel B | Disposition | 1.85B | — |
| 2025-06-30 | Gilbert Daniel B | Disposition | 800K | — |
| 2025-06-30 | Emerson William C. | Grant | 14.1M | — |
| 2025-06-30 | Emerson William C. | Grant | 14.1M | — |
| 2025-06-30 | Emerson William C. | Grant | 1.4M | — |
| 2025-06-30 | Emerson William C. | Grant | 1.4M | — |
| 2025-06-30 | Emerson William C. | Grant | 1.4M | — |
| 2025-06-30 | Brown Brian Nicholas | Grant | 396K | — |
| 2025-06-30 | Brown Brian Nicholas | Grant | 396K | — |
| 2025-06-30 | Banfield William D. | Grant | 2.8M | — |
| 2025-06-30 | Banfield William D. | Grant | 2.8M | — |
| 2025-06-11 | MARINER JONATHAN D | Grant | 16K | $13.69 |
| 2025-06-11 | Rampell Alastair | Grant | 16K | $13.69 |
| 2025-06-11 | SHANK SUZANNE F. | Grant | 16K | $13.69 |
| 2025-05-06 | Malhotra Shawn | Tax withheld | 52K | $11.53 |
| 2025-03-07 | Mildenhall Jonathan | Grant | 174K | — |
| 2025-03-07 | Mildenhall Jonathan | Tax withheld | 46K | $15.77 |
| 2025-03-07 | Emerson William C. | Grant | 222K | — |
| 2025-03-07 | Emerson William C. | Tax withheld | 2.7K | $15.77 |
| 2025-03-07 | Edwards Noah A. | Grant | 51K | — |
| 2025-03-07 | Edwards Noah A. | Tax withheld | 3.2K | $15.77 |
| 2025-03-07 | John Tina V. | Grant | 95K | — |
| 2025-03-07 | John Tina V. | Tax withheld | 5.9K | $15.77 |
| 2025-03-07 | Krishna Varun | Grant | 698K | — |
| 2025-03-07 | Krishna Varun | Tax withheld | 58K | $15.77 |
| 2025-03-07 | Banfield William D. | Grant | 168K | — |
| 2025-03-07 | Banfield William D. | Tax withheld | 48K | $15.77 |
| 2025-03-07 | Brown Brian Nicholas | Grant | 222K | — |
| 2025-03-07 | Brown Brian Nicholas | Tax withheld | 39K | $15.77 |
| 2025-03-07 | Lovier Heather M. | Grant | 174K | — |
| 2025-03-07 | Lovier Heather M. | Tax withheld | 35K | $15.77 |
| 2025-03-07 | Rizik Matthew | Grant | 133K | — |
| 2025-03-07 | Malhotra Shawn | Grant | 174K | — |
| 2025-03-03 | John Tina V. | Tax withheld | 31K | $14.06 |
| 2025-03-03 | Emerson William C. | Tax withheld | 104K | $14.06 |
| 2025-03-03 | Brown Brian Nicholas | Tax withheld | 39K | $14.06 |
All non-derivative Form 4 activity (SEC), newest first.
Supply chain
Customers (1)
Suppliers (0)
Named in the 10-K; linked when we track them.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-16 | Material agreement | filing ↗ |
| 2026-06-10 | OtherExhibits | filing ↗ |
| 2026-06-10 | Shareholder vote | filing ↗ |
| 2026-06-09 | OtherExhibits | filing ↗ |
| 2026-05-07 | ResultsReg FDExhibits | filing ↗ |
| 2026-02-26 | ResultsReg FDExhibits | filing ↗ |
| 2026-02-03 | Results | filing ↗ |
| 2025-12-22 | Material agreementDebt obligationOther | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-16 | 2026-06-16 | 0000950142-26-001804 ↗ |
| 8-K | 2026-06-10 | 2026-06-09 | 0000950142-26-001715 ↗ |
| 8-K | 2026-06-10 | 2026-06-10 | 0001805284-26-000070 ↗ |
| 8-K | 2026-06-09 | 2026-06-09 | 0001104659-26-071607 ↗ |
| 10-Q | 2026-05-12 | 2026-03-31 | 0001628280-26-033694 ↗ |
| 8-K | 2026-05-07 | 2026-05-07 | 0001805284-26-000064 ↗ |
| 10-K | 2026-03-02 | 2025-12-31 | 0001628280-26-013283 ↗ |
| 8-K | 2026-02-26 | 2026-02-26 | 0001805284-26-000012 ↗ |
| 8-K | 2026-02-03 | 2026-02-03 | 0001805284-26-000010 ↗ |
| 8-K | 2025-12-22 | 2025-12-22 | 0001805284-25-000168 ↗ |
| 8-K | 2025-11-26 | 2025-11-26 | 0001805284-25-000151 ↗ |
| 10-Q | 2025-11-06 | 2025-09-30 | 0001805284-25-000136 ↗ |