Enact Holdings, Inc.
ACT · Insurance Agents, Brokers & Service · 139.6M shares · -0%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $72M (gross $88M, SBC $15M)
Reference price $41.18 · est. market cap ~$5.7B — last insider sale, 2026-06-01 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B76Enact Holdings — leading mortgage insurer (Genworth-majority-owned).
Strengths
- Net margin 55% (95th pct), ROA (78th), operating cash margin (100th)
- Strong capital and reinsurance program
Risks
- Housing/credit-cycle and counter-cyclical loss exposure
- Parent-control/overhang
Notable findings
- Strong balance sheetStrong balance sheet — $582M cash & investments
- Insider sellingInsider selling — 10 open-market sale(s) by 5 insider(s) (cluster of 5 insiders, ~$163M, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
54.6%
Return on equity
12.6%
Return on assets
9.8%
Revenue growth (QoQ)
-0.2%
Net-income growth
-2.0%
Debt / equity
0.1×
Tangible book value
$5.4B
Cash & investments
$582M
Stock comp / revenue
1.5%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-01 | Gould Brian | Sell | 23K | $41.18 |
| 2026-05-29 | Genworth Holdings, Inc. | Sell | 602K | $42.91 |
| 2026-04-30 | Genworth Holdings, Inc. | Sell | 560K | $42.55 |
| 2026-04-01 | McMullen James | Option exercise | 594 | — |
| 2026-04-01 | McMullen James | Tax withheld | 169 | $40.57 |
| 2026-03-31 | Genworth Holdings, Inc. | Sell | 821K | $40.92 |
| 2026-03-06 | McMullen James | Sell | 2.5K | $41.64 |
| 2026-03-02 | Derstine Michael | Sell | 9.0K | $42.21 |
| 2026-02-27 | Genworth Holdings, Inc. | Sell | 399K | $42.19 |
| 2026-02-24 | Stolove Evan | Tax withheld | 5.9K | $41.46 |
| 2026-02-24 | Stolove Evan | Option exercise | 19K | — |
| 2026-02-24 | Gould Brian | Option exercise | 16K | — |
| 2026-02-24 | Gould Brian | Tax withheld | 4.5K | $41.46 |
| 2026-02-24 | Gupta Rohit | Option exercise | 191K | — |
| 2026-02-24 | Gupta Rohit | Tax withheld | 83K | $41.46 |
| 2026-02-24 | Derstine Michael | Option exercise | 18K | — |
| 2026-02-24 | Derstine Michael | Tax withheld | 5.3K | $41.46 |
| 2026-02-24 | Mitchell Hardin Dean | Option exercise | 43K | — |
| 2026-02-24 | Mitchell Hardin Dean | Tax withheld | 18K | $41.46 |
| 2026-02-20 | Gould Brian | Option exercise | 1.6K | — |
| 2026-02-20 | Gupta Rohit | Option exercise | 15K | — |
| 2026-02-20 | Gupta Rohit | Tax withheld | 6.6K | $41.43 |
| 2026-02-20 | McMullen James | Option exercise | 690 | — |
| 2026-02-20 | McMullen James | Tax withheld | 233 | $41.43 |
| 2026-02-20 | Stolove Evan | Option exercise | 2.0K | — |
| 2026-02-20 | Stolove Evan | Tax withheld | 578 | $41.43 |
| 2026-02-20 | Mitchell Hardin Dean | Option exercise | 5.1K | — |
| 2026-02-20 | Mitchell Hardin Dean | Tax withheld | 1.4K | $41.43 |
| 2026-02-20 | Derstine Michael | Option exercise | 2.0K | — |
| 2026-02-20 | Derstine Michael | Tax withheld | 578 | $41.43 |
| 2026-02-20 | Gould Brian | Tax withheld | 462 | $41.43 |
| 2026-02-17 | McMullen James | Option exercise | 820 | — |
| 2026-02-17 | Gupta Rohit | Option exercise | 19K | — |
| 2026-02-17 | Gupta Rohit | Tax withheld | 8.2K | $43.29 |
| 2026-02-17 | Stolove Evan | Option exercise | 2.5K | — |
| 2026-02-17 | Stolove Evan | Tax withheld | 714 | $43.29 |
| 2026-02-17 | Derstine Michael | Option exercise | 2.5K | — |
| 2026-02-17 | Derstine Michael | Tax withheld | 712 | $43.29 |
| 2026-02-17 | Gould Brian | Option exercise | 2.0K | — |
| 2026-02-17 | Gould Brian | Tax withheld | 595 | $43.29 |
| 2026-02-17 | Mitchell Hardin Dean | Option exercise | 6.3K | — |
| 2026-02-17 | Mitchell Hardin Dean | Tax withheld | 1.8K | $43.29 |
| 2026-02-17 | McMullen James | Tax withheld | 277 | $43.29 |
| 2026-02-11 | RESTREPO ROBERT P JR | Sell | 5.0K | $42.95 |
| 2026-02-09 | Stolove Evan | Option exercise | 3.2K | — |
| 2026-02-09 | Stolove Evan | Tax withheld | 1.1K | $42.39 |
| 2026-02-09 | Mitchell Hardin Dean | Option exercise | 7.1K | — |
| 2026-02-09 | Mitchell Hardin Dean | Tax withheld | 2.2K | $42.39 |
| 2026-02-09 | Gould Brian | Option exercise | 2.6K | — |
| 2026-02-09 | Gould Brian | Tax withheld | 881 | $42.39 |
| 2026-02-09 | Derstine Michael | Option exercise | 3.0K | — |
| 2026-02-09 | Derstine Michael | Tax withheld | 1.0K | $42.39 |
| 2026-02-09 | Gupta Rohit | Option exercise | 32K | — |
| 2026-02-09 | Gupta Rohit | Tax withheld | 10K | $42.39 |
| 2026-02-09 | McMullen James | Option exercise | 967 | — |
| 2026-02-09 | McMullen James | Tax withheld | 327 | $42.39 |
| 2026-01-30 | Genworth Holdings, Inc. | Sell | 635K | $39.37 |
| 2025-12-31 | Genworth Holdings, Inc. | Sell | 909K | $39.47 |
| 2025-11-28 | Genworth Holdings, Inc. | Sell | 878K | $37.36 |
| 2025-11-19 | RESTREPO ROBERT P JR | Sell | 7.4K | $37.39 |
| 2025-11-18 | RESTREPO ROBERT P JR | Sell | 2.6K | $37.41 |
| 2025-10-31 | Genworth Holdings, Inc. | Sell | 941K | $36.19 |
| 2025-09-30 | Genworth Holdings, Inc. | Sell | 922K | $38.35 |
| 2025-08-29 | Gupta Rohit | Sell | 4.0K | $37.73 |
| 2025-08-29 | Genworth Holdings, Inc. | Sell | 648K | $37.18 |
| 2025-08-28 | Gupta Rohit | Sell | 18K | $37.59 |
| 2025-08-27 | Gupta Rohit | Sell | 11K | $38.18 |
| 2025-08-19 | Derstine Michael | Gift | 3.5K | — |
| 2025-07-31 | Genworth Holdings, Inc. | Sell | 722K | $35.83 |
| 2025-06-30 | Genworth Holdings, Inc. | Sell | 691K | $35.49 |
| 2025-06-04 | RESTREPO ROBERT P JR | Sell | 10K | $34.72 |
| 2025-05-30 | Genworth Holdings, Inc. | Sell | 677K | $36.11 |
| 2025-05-06 | McMullen James | Sell | 4.0K | $36.45 |
| 2025-04-30 | Genworth Holdings, Inc. | Sell | 562K | $34.59 |
| 2025-04-01 | McMullen James | Option exercise | 578 | — |
| 2025-04-01 | McMullen James | Tax withheld | 166 | $35.20 |
| 2025-03-31 | Genworth Holdings, Inc. | Sell | 577K | $33.87 |
| 2025-03-14 | Derstine Michael | Tax withheld | 42 | $33.40 |
| 2025-03-14 | Gupta Rohit | Tax withheld | 514 | $33.40 |
| 2025-03-14 | Gupta Rohit | Option exercise | 1.2K | — |
| 2025-03-14 | Stolove Evan | Option exercise | 118 | — |
| 2025-03-14 | Stolove Evan | Tax withheld | 52 | $33.40 |
| 2025-03-14 | Mitchell Hardin Dean | Option exercise | 250 | — |
| 2025-03-14 | Mitchell Hardin Dean | Tax withheld | 110 | $33.40 |
| 2025-03-14 | Gould Brian | Option exercise | 96 | — |
| 2025-03-14 | Gould Brian | Tax withheld | 42 | $33.40 |
| 2025-03-14 | Derstine Michael | Option exercise | 96 | — |
| 2025-03-06 | Gould Brian | Sell | 15K | $33.60 |
| 2025-03-04 | Stolove Evan | Sell | 7.2K | $33.96 |
| 2025-02-28 | Genworth Holdings, Inc. | Sell | 534K | $33.55 |
| 2025-02-25 | Derstine Michael | Sell | 7.0K | $33.77 |
| 2025-02-24 | Derstine Michael | Tax withheld | 4.9K | $33.23 |
| 2025-02-24 | Gupta Rohit | Option exercise | 212K | — |
| 2025-02-24 | Gupta Rohit | Tax withheld | 93K | $33.23 |
| 2025-02-24 | Stolove Evan | Option exercise | 21K | — |
| 2025-02-24 | Stolove Evan | Tax withheld | 6.1K | $33.23 |
| 2025-02-24 | Gould Brian | Option exercise | 17K | — |
| 2025-02-24 | Gould Brian | Tax withheld | 4.9K | $33.23 |
| 2025-02-24 | Mitchell Hardin Dean | Option exercise | 45K | — |
| 2025-02-24 | Mitchell Hardin Dean | Tax withheld | 18K | $33.23 |
| 2025-02-24 | Derstine Michael | Option exercise | 17K | — |
| 2025-02-20 | Derstine Michael | Gift | 3.8K | — |
| 2025-02-18 | Stolove Evan | Tax withheld | 703 | $33.60 |
| 2025-02-18 | McMullen James | Option exercise | 799 | — |
| 2025-02-18 | McMullen James | Tax withheld | 272 | $33.60 |
| 2025-02-18 | Mitchell Hardin Dean | Option exercise | 6.1K | — |
| 2025-02-18 | Mitchell Hardin Dean | Tax withheld | 1.8K | $33.60 |
| 2025-02-18 | Gupta Rohit | Option exercise | 18K | — |
| 2025-02-18 | Gupta Rohit | Tax withheld | 8.0K | $33.60 |
| 2025-02-18 | Gould Brian | Option exercise | 2.0K | — |
| 2025-02-18 | Gould Brian | Tax withheld | 563 | $33.60 |
| 2025-02-18 | Stolove Evan | Option exercise | 2.4K | — |
| 2025-02-18 | Derstine Michael | Option exercise | 2.4K | — |
| 2025-02-18 | Derstine Michael | Tax withheld | 703 | $33.60 |
| 2025-02-11 | Gupta Rohit | Tax withheld | 15K | $33.79 |
| 2025-02-11 | Mitchell Hardin Dean | Option exercise | 7.5K | — |
| 2025-02-11 | Mitchell Hardin Dean | Tax withheld | 2.2K | $33.79 |
| 2025-02-11 | Gould Brian | Option exercise | 2.9K | — |
| 2025-02-11 | Gould Brian | Tax withheld | 894 | $33.79 |
| 2025-02-11 | Stolove Evan | Option exercise | 3.5K | — |
| 2025-02-11 | Stolove Evan | Sell | 1.0K | $33.79 |
| 2025-02-11 | Derstine Michael | Option exercise | 2.9K | — |
| 2025-02-11 | Derstine Michael | Tax withheld | 862 | $33.79 |
| 2025-02-11 | McMullen James | Option exercise | 879 | — |
| 2025-02-11 | McMullen James | Tax withheld | 299 | $33.79 |
| 2025-02-11 | Gupta Rohit | Option exercise | 35K | — |
| 2025-02-07 | Derstine Michael | Tax withheld | 998 | $33.91 |
| 2025-02-07 | Stolove Evan | Option exercise | 3.1K | — |
| 2025-02-07 | Stolove Evan | Tax withheld | 1.1K | $33.91 |
| 2025-02-07 | McMullen James | Option exercise | 958 | — |
| 2025-02-07 | Mitchell Hardin Dean | Option exercise | 7.0K | — |
| 2025-02-07 | Mitchell Hardin Dean | Tax withheld | 2.2K | $33.91 |
| 2025-02-07 | Gould Brian | Option exercise | 2.6K | — |
| 2025-02-07 | Gould Brian | Tax withheld | 874 | $33.91 |
| 2025-02-07 | Gupta Rohit | Option exercise | 31K | — |
| 2025-02-07 | Gupta Rohit | Tax withheld | 9.2K | $33.91 |
| 2025-02-07 | Derstine Michael | Option exercise | 2.9K | — |
| 2025-02-07 | McMullen James | Tax withheld | 326 | $33.91 |
| 2025-01-31 | Genworth Holdings, Inc. | Sell | 477K | $32.59 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-15 | Shareholder vote | filing ↗ |
| 2026-05-05 | ResultsExhibits | filing ↗ |
| 2026-02-03 | ResultsOtherExhibits | filing ↗ |
| 2025-11-05 | ResultsExhibits | filing ↗ |
| 2025-10-01 | Material agreement1.02Debt obligationExhibits | filing ↗ |
| 2025-07-30 | ResultsExhibits | filing ↗ |
| 2025-05-19 | Shareholder vote | filing ↗ |
| 2025-04-30 | ResultsOtherExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-15 | 2026-05-13 | 0001823529-26-000127 ↗ |
| 10-Q | 2026-05-06 | 2026-03-31 | 0001823529-26-000109 ↗ |
| 8-K | 2026-05-05 | 2026-05-05 | 0001823529-26-000106 ↗ |
| 10-K | 2026-02-27 | 2025-12-31 | 0001823529-26-000060 ↗ |
| 8-K | 2026-02-03 | 2026-02-03 | 0001823529-26-000003 ↗ |
| 10-Q | 2025-11-06 | 2025-09-30 | 0001823529-25-000227 ↗ |
| 8-K | 2025-11-05 | 2025-11-05 | 0001823529-25-000225 ↗ |
| 8-K | 2025-10-01 | 2025-09-30 | 0001823529-25-000219 ↗ |
| 10-Q | 2025-08-01 | 2025-06-30 | 0001823529-25-000187 ↗ |
| 8-K | 2025-07-30 | 2025-07-30 | 0001823529-25-000184 ↗ |
| 8-K | 2025-05-19 | 2025-05-14 | 0001823529-25-000146 ↗ |
| 10-Q | 2025-05-02 | 2025-03-31 | 0001823529-25-000124 ↗ |