loanDepot, Inc.
LDI · Finance Services · 156.0M shares · +6%/yr ↑ shares · EDGAR filings ↗
Reference price $2.70 · est. market cap ~$421M — last insider sale, 2026-01-15 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C56loanDepot — retail mortgage lender in a loss year, rate-cycle-exposed.
Strengths
- Strong cash position (80th pct)
Risks
- Net loss; negative reported FCF (warehouse, 8th); ~1.8q runway
- Mortgage-rate-cycle and cost-restructuring risk
Notable findings
- Restatement• Our amended and restated certificate of incorporation and our amended and restated bylaw of financial condition and results of operations—Liquidity and capital resources—Warehouse and Other Lines of 8-K ↗
- Cash burnNegative free cash flow (-734.6M)
- Insider sellingInsider selling — 2 open-market sale(s) by 1 insider(s) (~$3M, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
-5.3%
Return on assets
-0.9%
Revenue growth (QoQ)
-7.7%
Free cash flow
-$735M
Cash & investments
$337M
Cash runway
2q
Stock comp / revenue
1.0%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-04 | PATENAUDE PAMELA H. | Grant | 106K | — |
| 2026-06-04 | PCP MANAGERS GP, LLC | Grant | 212K | — |
| 2026-06-04 | Lee John Hoon | Grant | 106K | — |
| 2026-06-04 | LEPORE DAWN G | Grant | 106K | — |
| 2026-06-04 | OZONIAN STEVEN | Grant | 106K | — |
| 2026-05-29 | PCP MANAGERS GP, LLC | Option exercise | 49K | — |
| 2026-05-29 | PATENAUDE PAMELA H. | Option exercise | 25K | — |
| 2026-05-29 | Hsieh Anthony Li | Option exercise | 25K | — |
| 2026-05-29 | OZONIAN STEVEN | Option exercise | 25K | — |
| 2026-05-29 | LEPORE DAWN G | Option exercise | 25K | — |
| 2026-05-29 | Lee John Hoon | Option exercise | 25K | — |
| 2026-04-15 | Smallwood Gregory | Option exercise | 46K | — |
| 2026-04-15 | Smallwood Gregory | Tax withheld | 11K | $1.55 |
| 2026-04-15 | DerGurahian Jeffrey Michael | Option exercise | 71K | — |
| 2026-04-15 | DerGurahian Jeffrey Michael | Tax withheld | 17K | $1.55 |
| 2026-04-15 | DerGurahian Jeffrey Michael | Option exercise | 71K | — |
| 2026-04-15 | DerGurahian Jeffrey Michael | Tax withheld | 17K | $1.55 |
| 2026-04-15 | Grassi Joseph J III | Option exercise | 46K | — |
| 2026-04-15 | Grassi Joseph J III | Tax withheld | 14K | $1.55 |
| 2026-04-15 | Grassi Joseph J III | Option exercise | 46K | — |
| 2026-04-15 | Grassi Joseph J III | Tax withheld | 14K | $1.55 |
| 2026-04-15 | Graeler Darren | Option exercise | 11K | — |
| 2026-04-15 | Graeler Darren | Tax withheld | 4.9K | $1.55 |
| 2026-04-15 | Graeler Darren | Option exercise | 11K | — |
| 2026-04-15 | Graeler Darren | Tax withheld | 4.9K | $1.55 |
| 2026-04-15 | Hayes David R | Option exercise | 117K | — |
| 2026-04-15 | Hayes David R | Tax withheld | 42K | $1.55 |
| 2026-04-15 | Hayes David R | Option exercise | 117K | — |
| 2026-04-15 | Hayes David R | Tax withheld | 42K | $1.55 |
| 2026-04-15 | Smallwood Gregory | Option exercise | 46K | — |
| 2026-04-15 | Smallwood Gregory | Tax withheld | 11K | $1.55 |
| 2026-03-16 | Graeler Darren | Option exercise | 27K | — |
| 2026-03-16 | Graeler Darren | Tax withheld | 15K | $1.56 |
| 2026-03-16 | Hayes David R | Option exercise | 201K | — |
| 2026-03-16 | Hayes David R | Tax withheld | 75K | $1.56 |
| 2026-03-16 | Hayes David R | Option exercise | 67K | — |
| 2026-03-16 | Hayes David R | Tax withheld | 24K | $1.56 |
| 2026-03-16 | Smallwood Gregory | Option exercise | 119K | — |
| 2026-03-16 | Smallwood Gregory | Tax withheld | 32K | $1.56 |
| 2026-03-16 | DerGurahian Jeffrey Michael | Option exercise | 182K | — |
| 2026-03-16 | DerGurahian Jeffrey Michael | Tax withheld | 47K | $1.56 |
| 2026-03-16 | Grassi Joseph J III | Option exercise | 119K | — |
| 2026-03-16 | Grassi Joseph J III | Tax withheld | 39K | $1.56 |
| 2026-02-27 | OZONIAN STEVEN | Option exercise | 25K | — |
| 2026-02-27 | LEPORE DAWN G | Option exercise | 25K | — |
| 2026-02-27 | PATENAUDE PAMELA H. | Option exercise | 25K | — |
| 2026-02-27 | Lee John Hoon | Option exercise | 25K | — |
| 2026-02-27 | PCP MANAGERS GP, LLC | Option exercise | 49K | — |
| 2026-02-27 | Hsieh Anthony Li | Option exercise | 25K | — |
| 2026-02-11 | LEPORE DAWN G | Conversion | 147K | — |
| 2026-02-11 | Hsieh Anthony Li | Conversion | 66.4M | — |
| 2026-02-11 | Hsieh Anthony Li | Conversion | 66.4M | — |
| 2026-02-11 | Hsieh Anthony Li | Conversion | 3.1M | — |
| 2026-02-11 | Hsieh Anthony Li | Conversion | 3.1M | — |
| 2026-02-11 | Hsieh Anthony Li | Conversion | 24.9M | — |
| 2026-02-11 | Hsieh Anthony Li | Conversion | 24.9M | — |
| 2026-02-11 | Hsieh Anthony Li | Conversion | 4.3M | — |
| 2026-02-11 | Hsieh Anthony Li | Conversion | 4.3M | — |
| 2026-02-11 | DerGurahian Jeffrey Michael | Conversion | 1.6M | — |
| 2026-02-11 | DerGurahian Jeffrey Michael | Conversion | 1.6M | — |
| 2026-02-11 | PCP MANAGERS GP, LLC | Conversion | 97.0M | — |
| 2026-02-11 | LEPORE DAWN G | Conversion | 147K | — |
| 2026-01-15 | Hsieh Anthony Li | Sell | 884K | $2.70 |
| 2026-01-14 | Hsieh Anthony Li | Sell | 416K | $2.66 |
| 2025-12-21 | Hsieh Anthony Li | Other | 1.3M | — |
| 2025-12-21 | Hsieh Anthony Li | Conversion | 1.3M | — |
| 2025-12-19 | Hsieh Anthony Li | Sell | 218K | $2.28 |
| 2025-12-18 | Hsieh Anthony Li | Sell | 223K | $2.32 |
| 2025-12-17 | Hsieh Anthony Li | Sell | 308K | $2.29 |
| 2025-12-16 | Hsieh Anthony Li | Sell | 290K | $2.41 |
| 2025-12-15 | Hsieh Anthony Li | Sell | 260K | $2.49 |
| 2025-12-15 | Graeler Darren | Option exercise | 19K | — |
| 2025-12-15 | Graeler Darren | Tax withheld | 9.1K | $2.46 |
| 2025-12-10 | Hsieh Anthony Li | Sell | 231K | $2.69 |
| 2025-12-09 | Hsieh Anthony Li | Sell | 400K | $2.67 |
| 2025-12-08 | Hsieh Anthony Li | Sell | 369K | $2.81 |
| 2025-12-02 | LEPORE DAWN G | Sell | 9.4K | $2.73 |
| 2025-11-28 | PCP MANAGERS GP, LLC | Option exercise | 49K | — |
| 2025-11-28 | OZONIAN STEVEN | Option exercise | 25K | — |
| 2025-11-28 | Lee John Hoon | Option exercise | 25K | — |
| 2025-11-28 | PATENAUDE PAMELA H. | Option exercise | 25K | — |
| 2025-11-28 | LEPORE DAWN G | Option exercise | 25K | — |
| 2025-11-28 | Hsieh Anthony Li | Option exercise | 25K | — |
| 2025-11-25 | DerGurahian Jeffrey Michael | Sell | 250K | $3.01 |
| 2025-11-19 | Hsieh Anthony Li | Other | 2.3M | — |
| 2025-11-19 | Hsieh Anthony Li | Conversion | 2.3M | — |
| 2025-11-17 | Hsieh Anthony Li | Sell | 179K | $2.50 |
| 2025-11-14 | Hsieh Anthony Li | Sell | 1.1M | $2.50 |
| 2025-11-12 | LEPORE DAWN G | Sell | 31K | $2.89 |
| 2025-11-12 | Hsieh Anthony Li | Sell | 700K | $2.87 |
| 2025-11-10 | LEPORE DAWN G | Sell | 50K | $2.85 |
| 2025-10-20 | Hsieh Anthony Li | Other | 2.0M | — |
| 2025-10-20 | Hsieh Anthony Li | Conversion | 2.0M | — |
| 2025-10-14 | Hsieh Anthony Li | Sell | 1.3M | $2.87 |
| 2025-09-22 | PCP MANAGERS GP, LLC | Other | 3.4M | — |
| 2025-09-22 | PCP MANAGERS GP, LLC | Conversion | 3.4M | — |
| 2025-09-19 | Hsieh Anthony Li | Other | 1.3M | — |
| 2025-09-19 | Hsieh Anthony Li | Conversion | 1.3M | — |
| 2025-09-16 | PCP MANAGERS GP, LLC | Sell | 605K | $4.49 |
| 2025-09-15 | DerGurahian Jeffrey Michael | Tax withheld | 594K | $4.76 |
| 2025-09-15 | PCP MANAGERS GP, LLC | Sell | 717K | $4.53 |
| 2025-09-15 | Smallwood Gregory | Option exercise | 62K | — |
| 2025-09-15 | Smallwood Gregory | Tax withheld | 15K | $4.52 |
| 2025-09-15 | DerGurahian Jeffrey Michael | Option exercise | 1.0M | $1.57 |
| 2025-09-15 | Hsieh Anthony Li | Sell | 1.4M | $4.61 |
| 2025-09-12 | Grassi Joseph J III | Option exercise | 31K | — |
| 2025-09-12 | Hsieh Anthony Li | Sell | 1.3M | $4.10 |
| 2025-09-12 | Grassi Joseph J III | Tax withheld | 9.4K | $4.27 |
| 2025-09-11 | DerGurahian Jeffrey Michael | Option exercise | 1.0M | $1.57 |
| 2025-09-11 | DerGurahian Jeffrey Michael | Tax withheld | 609K | $4.18 |
| 2025-09-11 | Graeler Darren | Sell | 100K | $4.30 |
| 2025-09-09 | Hsieh Anthony Li | Sell | 2.0M | $3.25 |
| 2025-09-05 | Hsieh Anthony Li | Sell | 3.0M | $2.64 |
| 2025-09-05 | Walsh Jeff Alexander | Option exercise | 142K | — |
| 2025-09-05 | Walsh Jeff Alexander | Tax withheld | 70K | $2.89 |
| 2025-09-04 | Hsieh Anthony Li | Sell | 1.1M | $2.17 |
| 2025-09-03 | Hsieh Anthony Li | Sell | 202K | $2.03 |
| 2025-09-02 | Hsieh Anthony Li | Sell | 87K | $2.04 |
| 2025-09-02 | Walsh Jeff Alexander | Sell | 70K | $2.03 |
| 2025-08-29 | Lee John Hoon | Option exercise | 25K | — |
| 2025-08-29 | LEPORE DAWN G | Option exercise | 25K | — |
| 2025-08-29 | PATENAUDE PAMELA H. | Option exercise | 25K | — |
| 2025-08-29 | Hsieh Anthony Li | Option exercise | 25K | — |
| 2025-08-29 | PCP MANAGERS GP, LLC | Grant | 49K | — |
| 2025-08-29 | Walsh Jeff Alexander | Sell | 70K | $2.06 |
| 2025-08-29 | OZONIAN STEVEN | Option exercise | 25K | — |
| 2025-08-29 | Hsieh Anthony Li | Sell | 211K | $2.10 |
| 2025-08-28 | Walsh Jeff Alexander | Sell | 70K | $2.03 |
| 2025-08-28 | Hsieh Anthony Li | Sell | 250K | $2.03 |
| 2025-08-27 | Hsieh Anthony Li | Sell | 807K | $2.06 |
| 2025-08-26 | Hsieh Anthony Li | Sell | 173K | $2.02 |
| 2025-08-25 | Hsieh Anthony Li | Sell | 1.0M | $2.04 |
| 2025-08-22 | Hsieh Anthony Li | Other | 4.0M | — |
| 2025-08-22 | Hsieh Anthony Li | Conversion | 4.0M | — |
| 2025-08-22 | Hsieh Anthony Li | Sell | 1.2M | $2.04 |
| 2025-08-20 | Hsieh Anthony Li | Sell | 243 | $2.00 |
| 2025-08-18 | Graeler Darren | Option exercise | 39K | — |
| 2025-08-18 | Graeler Darren | Tax withheld | 19K | $1.88 |
| 2025-08-15 | Walsh Jeff Alexander | Sell | 12K | $2.00 |
| 2025-08-15 | Hsieh Anthony Li | Sell | 82K | $2.01 |
| 2025-08-14 | Hsieh Anthony Li | Sell | 26K | $2.00 |
| 2025-08-13 | Hsieh Anthony Li | Sell | 183K | $2.01 |
| 2025-08-13 | Walsh Jeff Alexander | Sell | 49K | $2.01 |
| 2025-07-28 | DerGurahian Jeffrey Michael | Option exercise | 17K | — |
| 2025-07-28 | DerGurahian Jeffrey Michael | Tax withheld | 4.1K | $1.69 |
| 2025-07-28 | Walsh Jeff Alexander | Option exercise | 18K | — |
| 2025-07-28 | Walsh Jeff Alexander | Tax withheld | 6.6K | $1.69 |
| 2025-07-24 | Walsh Jeff Alexander | Other | 18K | — |
| 2025-07-24 | Walsh Jeff Alexander | Conversion | 18K | — |
| 2025-07-23 | Hsieh Anthony Li | Sell | 267K | $2.01 |
| 2025-07-22 | Walsh Jeff Alexander | Sell | 38K | $2.00 |
| 2025-07-22 | Hsieh Anthony Li | Sell | 122K | $2.00 |
| 2025-07-21 | Walsh Jeff Alexander | Sell | 70K | $2.01 |
| 2025-07-21 | Hsieh Anthony Li | Sell | 673K | $2.02 |
| 2025-07-18 | Walsh Jeff Alexander | Sell | 4.0K | $2.00 |
| 2025-07-18 | Hsieh Anthony Li | Sell | 9.2K | $2.00 |
| 2025-07-10 | Binowitz Dan | Option exercise | 44K | — |
| 2025-07-10 | Binowitz Dan | Tax withheld | 16K | $1.52 |
| 2025-07-10 | Binowitz Dan | Option exercise | 44K | — |
| 2025-07-10 | Binowitz Dan | Tax withheld | 16K | $1.52 |
| 2025-07-03 | Hayes David R | Tax withheld | 73K | $1.28 |
| 2025-07-03 | Hayes David R | Option exercise | 195K | — |
| 2025-06-04 | Martell Frank | Tax withheld | 317K | $1.27 |
| 2025-06-04 | Martell Frank | Option exercise | 624K | — |
| 2025-06-03 | Walsh Jeff Alexander | Other | 18K | — |
| 2025-06-03 | Walsh Jeff Alexander | Conversion | 18K | — |
| 2025-06-02 | PATENAUDE PAMELA H. | Option exercise | 15K | — |
| 2025-06-02 | PCP MANAGERS GP, LLC | Option exercise | 30K | — |
| 2025-06-02 | LEPORE DAWN G | Option exercise | 15K | — |
| 2025-06-02 | Lee John Hoon | Option exercise | 15K | — |
| 2025-06-02 | Hsieh Anthony Li | Option exercise | 15K | — |
| 2025-06-02 | OZONIAN STEVEN | Option exercise | 15K | — |
| 2025-04-28 | Martell Frank | Option exercise | 250K | — |
| 2025-04-28 | Martell Frank | Tax withheld | 127K | $1.08 |
| 2025-04-17 | Walsh Jeff Alexander | Other | 89K | — |
| 2025-04-17 | Walsh Jeff Alexander | Conversion | 89K | — |
| 2025-04-15 | Graeler Darren | Option exercise | 11K | — |
| 2025-04-15 | Smallwood Gregory | Option exercise | 46K | — |
| 2025-04-15 | Smallwood Gregory | Tax withheld | 11K | $1.12 |
| 2025-04-15 | Binowitz Dan | Option exercise | 71K | — |
| 2025-04-15 | Binowitz Dan | Tax withheld | 25K | $1.12 |
| 2025-04-15 | DerGurahian Jeffrey Michael | Option exercise | 71K | — |
| 2025-04-15 | DerGurahian Jeffrey Michael | Tax withheld | 17K | $1.12 |
| 2025-04-15 | Walsh Jeff Alexander | Option exercise | 71K | — |
| 2025-04-15 | Walsh Jeff Alexander | Tax withheld | 25K | $1.12 |
| 2025-04-15 | Grassi Joseph J III | Option exercise | 46K | — |
| 2025-04-15 | Grassi Joseph J III | Tax withheld | 14K | $1.12 |
| 2025-04-15 | Hayes David R | Option exercise | 117K | — |
| 2025-04-15 | Hayes David R | Tax withheld | 42K | $1.12 |
| 2025-04-15 | Graeler Darren | Tax withheld | 5.2K | $1.12 |
| 2025-04-15 | Martell Frank | Option exercise | 312K | — |
| 2025-04-15 | Martell Frank | Tax withheld | 158K | $1.12 |
| 2025-03-18 | Hsieh Anthony Li | Other | 4.0M | — |
| 2025-03-18 | Hsieh Anthony Li | Conversion | 4.0M | — |
| 2025-03-17 | Hayes David R | Tax withheld | 24K | $1.50 |
| 2025-03-17 | Hayes David R | Option exercise | 67K | — |
| 2025-03-17 | Hsieh Anthony Li | Sell | 436K | $1.50 |
| 2025-03-13 | Binowitz Dan | Other | 93K | — |
| 2025-03-13 | Binowitz Dan | Conversion | 93K | — |
| 2025-02-28 | PATENAUDE PAMELA H. | Option exercise | 15K | — |
| 2025-02-28 | PCP MANAGERS GP, LLC | Option exercise | 30K | — |
| 2025-02-28 | Lee John Hoon | Option exercise | 15K | — |
| 2025-02-28 | LEPORE DAWN G | Option exercise | 15K | — |
| 2025-02-28 | Hsieh Anthony Li | Option exercise | 15K | — |
| 2025-02-28 | OZONIAN STEVEN | Option exercise | 15K | — |
| 2024-12-31 | Martell Frank | Option exercise | 312K | — |
| 2024-12-31 | Martell Frank | Tax withheld | 158K | $2.04 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-08 | Shareholder vote | filing ↗ |
| 2026-05-15 | Material agreementExhibits | filing ↗ |
| 2026-05-05 | ResultsReg FDExhibits | filing ↗ |
| 2026-04-30 | Material agreement1.02Debt obligationExhibits | filing ↗ |
| 2026-03-10 | ResultsReg FDExhibits | filing ↗ |
| 2026-02-12 | Other | filing ↗ |
| 2025-12-29 | Material agreementDebt obligationExhibits | filing ↗ |
| 2025-11-20 | Material agreement1.02Debt obligationExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-08 | 2026-06-04 | 0001831631-26-000065 ↗ |
| 8-K | 2026-05-15 | 2026-05-15 | 0001140361-26-021683 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001831631-26-000061 ↗ |
| 8-K | 2026-05-05 | 2026-05-05 | 0001831631-26-000057 ↗ |
| 8-K | 2026-04-30 | 2026-04-27 | 0001831631-26-000052 ↗ |
| 10-K | 2026-03-12 | 2025-12-31 | 0001831631-26-000028 ↗ |
| 8-K | 2026-03-10 | 2026-03-10 | 0001831631-26-000025 ↗ |
| 8-K | 2026-02-12 | 2026-02-11 | 0001831631-26-000004 ↗ |
| 8-K | 2025-12-29 | 2025-12-19 | 0001831631-25-000264 ↗ |
| 8-K | 2025-11-20 | 2025-11-14 | 0001831631-25-000229 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001831631-25-000221 ↗ |
| 8-K | 2025-11-06 | 2025-11-06 | 0001831631-25-000218 ↗ |