Paysafe Ltd
PSFE · Services-Business Services, NEC · EDGAR filings ↗
Reference price $7.69 — last insider sale, 2026-05-15 (estimated from the dated SEC Form 4 price — not a live quote)
Grade
D51gen composite 20pct→51
Notable findings
- No interest coverageInterest coverage 0.53 (cannot cover interest)
- High leverageHigh leverage (debt/equity 3.99)
- Net lossNet loss (net margin -10.6%)
Key metrics
Gross margin
56.9%
Operating margin
4.2%
Net margin
-10.6%
Return on equity
-27.9%
Return on assets
-3.8%
ROIC
1.7%
Revenue growth (QoQ)
-0.2%
Net-income growth
-923.6%
Debt / equity
4.0×
Net debt / EBITDA
6.8×
Interest coverage
0.5×
Current ratio
1.2×
Free cash flow
$224M
EBITDA
$348M
Tangible book value
-$2.3B
Cash & investments
$250M
Stock comp / revenue
1.9%
Leadership & compensation
| Name | Role | Latest total comp |
|---|---|---|
| LOWTHERS BRUCE F JR | Chief Executive Officer | — |
| Aston Roy | Chief Operating Officer | — |
| Crawford John Harland | Chief Financial Officer | — |
| Gatto Robert | Chief Revenue Officer | — |
| Lee Chi Eun | Chief Transformation Officer | — |
| Nahlous Nicole Yvette | Chief Accounting Officer | — |
| Swales Richard | Chief Risk & Compliance Ofcr. | — |
| Wiseman Elliott | Chief Legal & People Officer | — |
| Brooker Mark | Director | — |
| Caride Ignacio | Director | — |
| Heiss Marianne | Director | — |
| Henson Daniel S | Director | — |
| Jabbour Anthony M | Director | — |
| KEELEY RUPERT | Director | — |
| Kollmann Dagmar | Director | — |
| Thompson Peter Benjamin | Director | — |
| Timpone Karin Mullane | Director | — |
Officers & directors from SEC filings (Form 4 + DEF 14A proxy); compensation is the latest reported fiscal year.
Insider transactions · last 6 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-26 | Henson Daniel S | Grant | 46K | $7.56 |
| 2026-05-26 | Henson Daniel S | Tax withheld | 17K | $7.56 |
| 2026-05-26 | Caride Ignacio | Grant | 22K | $7.56 |
| 2026-05-26 | Caride Ignacio | Tax withheld | 10K | $7.56 |
| 2026-05-26 | Thompson Peter Benjamin | Grant | 22K | $7.56 |
| 2026-05-26 | Thompson Peter Benjamin | Tax withheld | 9.7K | $7.56 |
| 2026-05-26 | Heiss Marianne | Grant | 22K | $7.56 |
| 2026-05-26 | Heiss Marianne | Tax withheld | 1.2K | $7.56 |
| 2026-05-26 | Kollmann Dagmar | Grant | 22K | $7.56 |
| 2026-05-26 | Kollmann Dagmar | Tax withheld | 355 | $7.56 |
| 2026-05-26 | Brooker Mark | Grant | 22K | $7.56 |
| 2026-05-26 | Brooker Mark | Tax withheld | 10K | $7.56 |
| 2026-05-26 | Timpone Karin Mullane | Grant | 22K | $7.56 |
| 2026-05-26 | Timpone Karin Mullane | Tax withheld | 9.7K | $7.56 |
| 2026-05-26 | Jabbour Anthony M | Grant | 22K | $7.56 |
| 2026-05-26 | Jabbour Anthony M | Tax withheld | 9.1K | $7.56 |
| 2026-05-26 | KEELEY RUPERT | Grant | 22K | $7.56 |
| 2026-05-26 | KEELEY RUPERT | Tax withheld | 10K | $7.56 |
| 2026-05-15 | Swales Richard | Sell | 10K | $7.69 |
| 2026-04-01 | Aston Roy | Option exercise | 132K | — |
| 2026-04-01 | Aston Roy | Tax withheld | 12K | $7.41 |
| 2026-04-01 | Aston Roy | Tax withheld | 64K | $6.71 |
| 2026-04-01 | Crawford John Harland | Option exercise | 41K | — |
| 2026-04-01 | Crawford John Harland | Tax withheld | 10K | $6.71 |
| 2026-04-01 | Crawford John Harland | Tax withheld | 5.7K | $7.41 |
| 2026-04-01 | Gatto Robert | Option exercise | 122K | — |
| 2026-04-01 | Gatto Robert | Tax withheld | 24K | $6.71 |
| 2026-04-01 | Gatto Robert | Tax withheld | 5.0K | $7.41 |
| 2026-04-01 | Gatto Robert | Tax withheld | 9.8K | $8.09 |
| 2026-04-01 | Lee Chi Eun | Option exercise | 32K | — |
| 2026-04-01 | Lee Chi Eun | Tax withheld | 15K | $6.71 |
| 2026-04-01 | Lee Chi Eun | Tax withheld | 5.3K | $7.41 |
| 2026-04-01 | Nahlous Nicole Yvette | Option exercise | 15K | — |
| 2026-04-01 | Nahlous Nicole Yvette | Tax withheld | 4.4K | $6.71 |
| 2026-04-01 | LOWTHERS BRUCE F JR | Option exercise | 438K | — |
| 2026-04-01 | LOWTHERS BRUCE F JR | Tax withheld | 163K | $6.71 |
| 2026-04-01 | Swales Richard | Option exercise | 90K | — |
| 2026-04-01 | Swales Richard | Tax withheld | 47K | $6.71 |
| 2026-04-01 | Swales Richard | Tax withheld | 13K | $7.41 |
| 2026-04-01 | Wiseman Elliott | Option exercise | 86K | — |
| 2026-04-01 | Wiseman Elliott | Tax withheld | 42K | $6.71 |
| 2026-04-01 | Wiseman Elliott | Tax withheld | 9.8K | $7.41 |
| 2026-03-19 | Swales Richard | Sell | 19K | $6.87 |
All non-derivative Form 4 activity (SEC), newest first.
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 20-F | 2026-03-03 | 2025-12-31 | 0001193125-26-088095 ↗ |
| 20-F | 2025-03-04 | 2024-12-31 | 0000950170-25-032340 ↗ |
| 20-F | 2024-03-20 | 2023-12-31 | 0000950170-24-033944 ↗ |
| 20-F | 2023-03-15 | 2022-12-31 | 0000950170-23-008186 ↗ |
| 20-F | 2022-03-28 | 2021-12-31 | 0000950170-22-004762 ↗ |
| 20-F | 2021-04-01 | 2021-03-30 | 0001193125-21-104105 ↗ |