Cullman Bancorp, Inc. /MD/
CULL · Savings Institutions, Not Federally Chartered · 7.2M shares · +2%/yr ↑ dilution · EDGAR filings ↗
Net buyback after stock comp: -$429K (gross $127K, SBC $556K)
Grade
C60Cullman Bancorp (MD) — small thrift (FY2023 data) with low ROE, high ROA.
Strengths
- ROA 76th pct; well-capitalized
Risks
- ROE 3.9% (48th) — excess capital; small scale
- Rate sensitivity; stale data
Key metrics
Return on equity
3.9%
Return on assets
1.0%
Net-income growth
-5.5%
Free cash flow
$2M
Tangible book value
$102M
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2024-07-08 | 2024-07-08 | 0000943374-24-000312 ↗ |
| 8-K | 2024-05-23 | 2024-05-21 | 0000943374-24-000199 ↗ |
| 10-Q | 2024-05-14 | 2024-03-31 | 0000950170-24-059158 ↗ |
| 10-K | 2024-03-22 | 2023-12-31 | 0000950170-24-035099 ↗ |
| 8-K | 2024-01-19 | 2024-01-18 | 0000943374-24-000004 ↗ |
| 10-Q | 2023-11-14 | 2023-09-30 | 0000950170-23-063392 ↗ |
| 10-Q | 2023-08-14 | 2023-06-30 | 0000950170-23-042110 ↗ |
| 8-K | 2023-05-18 | 2023-05-16 | 0000943374-23-000198 ↗ |
| 10-Q | 2023-05-12 | 2023-03-31 | 0000950170-23-021529 ↗ |
| 10-K | 2023-03-27 | 2022-12-31 | 0000950170-23-009870 ↗ |
| 8-K | 2023-01-23 | 2023-01-17 | 0000943374-23-000030 ↗ |
| 10-Q | 2022-11-10 | 2022-09-30 | 0000950170-22-024221 ↗ |