NorthEast Community Bancorp, Inc./MD/
NECB · Savings Institutions, Not Federally Chartered · 13.8M shares · -5%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $3M (gross $3M)
Reference price $22.94 · est. market cap ~$317M — last insider sale, 2026-03-12 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B76NorthEast Community Bancorp — top-ROA construction-lending thrift.
Strengths
- ROA 100th pct, ROE 12.6% (97th), strong FCF (81st)
- High-yield construction-loan niche
Risks
- Construction-lending credit-cycle concentration
- Rate sensitivity
Notable findings
Key metrics
Return on equity
12.6%
Return on assets
2.2%
Net-income growth
-5.7%
Debt / equity
0.2×
Free cash flow
$51M
Tangible book value
$352M
Cash & investments
$81M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-12 | Cirillo Charles Michael | Sell | 3.6K | $22.94 |
| 2026-03-05 | McKenzie John F | Sell | 3.0K | $23.85 |
| 2026-03-04 | Cirillo Charles Michael | Tax withheld | 3.7K | $24.43 |
| 2026-03-04 | Cirillo Charles Michael | Option exercise | 7.2K | $12.40 |
| 2026-02-26 | McKenzie John F | Option exercise | 3.0K | $12.40 |
| 2025-12-12 | Hom Donald S | Sell | 2.0K | $23.76 |
| 2025-12-11 | Martinek Charles A | Sell | 1.1K | $23.23 |
| 2025-12-11 | Cavanaugh Diane B | Sell | 100 | $23.64 |
| 2025-12-11 | Cavanaugh Diane B | Sell | 900 | $23.59 |
| 2025-12-11 | Martinek Charles A | Sell | 940 | $23.73 |
| 2025-11-17 | Collazo Jose M | Tax withheld | 6.0K | $19.51 |
| 2025-11-17 | Martinek Kenneth A | Tax withheld | 8.8K | $19.51 |
| 2025-11-17 | Martinek Kenneth A | Tax withheld | 1.0K | $19.51 |
| 2025-11-17 | Martinek Charles A | Tax withheld | 540 | $19.51 |
| 2025-11-17 | Hom Donald S | Tax withheld | 2.7K | $19.51 |
| 2025-10-28 | Hom Donald S | Sell | 2.0K | $20.23 |
| 2025-10-28 | Hom Donald S | Sell | 2.0K | $20.15 |
| 2025-09-18 | Morgenthau Joel Lee | Grant | 1.4K | — |
| 2025-08-26 | Collazo Jose M | Sell | 5.4K | $22.33 |
| 2025-08-13 | Hom Donald S | Sell | 1.0K | $22.05 |
| 2025-07-29 | Martinek Charles A | Option exercise | 8.0K | $14.08 |
| 2025-07-29 | Martinek Charles A | Tax withheld | 6.6K | $21.55 |
| 2025-05-14 | McKenzie John F | Sell | 2.0K | $23.82 |
| 2025-03-14 | Cirillo Charles Michael | Sell | 2.9K | $22.79 |
| 2025-03-14 | Morgenthau Joel Lee | Buy | 2.0K | $22.88 |
| 2025-02-03 | Magier Eugene M | Option exercise | 7.2K | $12.40 |
| 2025-02-03 | Magier Eugene M | Tax withheld | 3.7K | $24.40 |
| 2025-02-03 | McKenzie John F | Option exercise | 7.2K | $12.40 |
| 2025-02-03 | McKenzie John F | Tax withheld | 3.7K | $24.40 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-26 | 2026-05-21 | 0001104659-26-066282 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0001104659-26-057657 ↗ |
| 8-K | 2026-04-30 | 2026-04-29 | 0001104659-26-053107 ↗ |
| 10-K | 2026-03-13 | 2025-12-31 | 0001104659-26-027566 ↗ |
| 8-K | 2026-01-30 | 2026-01-28 | 0001104659-26-008167 ↗ |
| 8-K | 2026-01-27 | 2026-01-20 | 0001104659-26-006703 ↗ |
| 8-K | 2025-12-09 | 2025-12-08 | 0001104659-25-119517 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001104659-25-108218 ↗ |
| 8-K | 2025-10-24 | 2025-10-23 | 0001104659-25-102108 ↗ |
| 8-K | 2025-08-22 | 2025-08-21 | 0001104659-25-081821 ↗ |
| 10-Q | 2025-08-08 | 2025-06-30 | 0001558370-25-010872 ↗ |
| 8-K | 2025-07-25 | 2025-07-24 | 0001104659-25-070676 ↗ |