NSTS Bancorp, Inc.
NSTS · Savings Institution, Federally Chartered · 5.3M shares · +1%/yr ↑ dilution · EDGAR filings ↗
Net buyback after stock comp: $203K (gross $970K, SBC $767K)
Grade
D50NSTS Bancorp — tiny thrift with a loss/near-zero returns.
Strengths
- Well-capitalized post-conversion
Risks
- Net income down 51%; negative ROE/ROA (22nd-25th pct)
- Very small scale; rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
Key metrics
Return on equity
-0.5%
Return on assets
-0.1%
Free cash flow
$4M
Tangible book value
$80M
Cash & investments
$34M
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-04 | Other | filing ↗ |
| 2026-06-01 | Shareholder vote | filing ↗ |
| 2026-05-12 | Material agreementReg FDExhibits | filing ↗ |
| 2026-04-09 | Exec/director changeOtherExhibits | filing ↗ |
| 2025-06-18 | Exec/director changeExhibits | filing ↗ |
| 2025-05-22 | Shareholder vote | filing ↗ |
| 2025-02-10 | Delisting notice | filing ↗ |
| 2024-05-24 | Shareholder vote | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-04 | 2026-06-01 | 0001437749-26-019566 ↗ |
| 8-K | 2026-06-01 | 2026-05-27 | 0001437749-26-019044 ↗ |
| 10-Q | 2026-05-14 | 2026-03-31 | 0001437749-26-017061 ↗ |
| 8-K | 2026-05-12 | 2026-05-12 | 0001437749-26-016470 ↗ |
| 8-K | 2026-04-09 | 2026-04-04 | 0001437749-26-011896 ↗ |
| 10-K | 2026-03-27 | 2025-12-31 | 0001437749-26-010098 ↗ |
| 10-Q | 2025-11-13 | 2025-09-30 | 0001437749-25-034806 ↗ |
| 10-Q | 2025-08-14 | 2025-06-30 | 0001437749-25-026943 ↗ |
| 8-K | 2025-06-18 | 2025-06-18 | 0001437749-25-020779 ↗ |
| 8-K | 2025-05-22 | 2025-05-21 | 0001437749-25-018146 ↗ |
| 10-Q | 2025-05-14 | 2025-03-31 | 0001437749-25-016849 ↗ |
| 10-K | 2025-03-28 | 2024-12-31 | 0001437749-25-009831 ↗ |