ECB Bancorp, Inc. /MD/
ECBK · Savings Institutions, Not Federally Chartered · 8.8M shares · EDGAR filings ↗
Net buyback after stock comp: $1M (gross $3M, SBC $1M)
Reference price $17.85 · est. market cap ~$156M — last insider purchase, 2026-04-30 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C64ECB Bancorp (MD) — over-capitalized thrift with low ROE.
Strengths
- High net margin (100th pct), strong FCF (100th); net income up sharply
Risks
- ROE 4.5% (58th) — excess capital
- Small scale; rate sensitivity
Notable findings
- Insider buyingInsider buying — 5 open-market buy(s) by 2 insider(s) (cluster of 2 insiders, last 6mo) Form 4 ↗
Quarterly revenue
Last 2 quarters · from SEC filings.
Key metrics
Net margin
1299.7%
Return on equity
4.5%
Return on assets
0.5%
Revenue growth (QoQ)
10.7%
Net-income growth
94.7%
Free cash flow
$9M
Tangible book value
$172M
Stock comp / revenue
206.2%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-30 | Lavertu Brandon | Buy | 10 | $17.85 |
| 2026-04-30 | Lavertu Brandon | Buy | 10 | $17.91 |
| 2026-04-30 | Lavertu Brandon | Buy | 10 | $17.92 |
| 2026-04-30 | Lavertu Brandon | Buy | 10 | $17.88 |
| 2026-02-09 | Sullivan Maura Ellen | Buy | 2.2K | $18.50 |
| 2025-12-17 | Sullivan Maura Ellen | Grant | 1.1K | — |
| 2025-12-09 | Sullivan Maura Ellen | Buy | 100 | $17.04 |
| 2025-12-09 | Sullivan Maura Ellen | Buy | 400 | $16.95 |
| 2025-12-09 | Sullivan Maura Ellen | Buy | 63 | $17.05 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 100 | $16.81 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 100 | $16.82 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 100 | $16.83 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 300 | $16.84 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 500 | $16.85 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 700 | $16.86 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 500 | $16.90 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 361 | $16.65 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 200 | $16.78 |
| 2025-12-08 | Sullivan Maura Ellen | Buy | 76 | $16.80 |
| 2025-09-16 | O'Neil Richard J Jr | Buy | 1.2K | $15.85 |
| 2025-02-24 | Lavertu Brandon | Buy | 200 | $14.40 |
| 2025-02-24 | Lavertu Brandon | Buy | 50 | $14.43 |
| 2025-02-24 | Lavertu Brandon | Buy | 250 | $14.43 |
| 2025-02-24 | Lavertu Brandon | Buy | 50 | $14.43 |
| 2025-02-24 | Lavertu Brandon | Buy | 50 | $14.44 |
| 2025-02-24 | Lavertu Brandon | Buy | 100 | $14.44 |
| 2025-02-24 | Lavertu Brandon | Buy | 75 | $14.45 |
| 2025-02-24 | Lavertu Brandon | Buy | 103 | $14.45 |
| 2025-02-24 | Lavertu Brandon | Buy | 200 | $14.45 |
| 2025-02-24 | Lavertu Brandon | Buy | 100 | $14.47 |
| 2025-02-24 | Lavertu Brandon | Buy | 125 | $14.47 |
| 2025-02-24 | Lavertu Brandon | Buy | 200 | $14.48 |
| 2025-02-24 | Lavertu Brandon | Buy | 50 | $14.49 |
| 2025-02-24 | Lavertu Brandon | Buy | 50 | $14.48 |
| 2025-02-24 | Lavertu Brandon | Buy | 225 | $14.49 |
| 2025-02-21 | Lavertu Brandon | Buy | 105 | $14.48 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.28 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.32 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.41 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.46 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.27 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.32 |
| 2025-02-21 | Lavertu Brandon | Buy | 217 | $14.42 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.43 |
| 2025-02-21 | Lavertu Brandon | Buy | 50 | $14.12 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.30 |
| 2025-02-21 | Lavertu Brandon | Buy | 100 | $14.30 |
| 2025-02-21 | Lavertu Brandon | Buy | 50 | $14.39 |
| 2025-02-21 | Lavertu Brandon | Buy | 25 | $14.46 |
| 2025-02-21 | Lavertu Brandon | Buy | 150 | $14.46 |
| 2025-02-21 | Lavertu Brandon | Buy | 75 | $14.46 |
| 2025-02-21 | Lavertu Brandon | Buy | 200 | $14.15 |
| 2025-02-20 | Lavertu Brandon | Buy | 50 | $14.45 |
| 2025-02-20 | Lavertu Brandon | Buy | 75 | $14.30 |
| 2025-02-20 | Lavertu Brandon | Buy | 50 | $14.38 |
| 2025-02-20 | Lavertu Brandon | Buy | 75 | $14.38 |
| 2025-02-20 | Lavertu Brandon | Buy | 700 | $14.40 |
| 2025-02-20 | Lavertu Brandon | Buy | 150 | $14.41 |
| 2025-02-20 | Lavertu Brandon | Buy | 75 | $14.45 |
| 2025-02-20 | Lavertu Brandon | Buy | 75 | $14.46 |
| 2025-02-20 | Lavertu Brandon | Buy | 100 | $14.48 |
| 2025-02-13 | CITRANO John A | Buy | 350 | $14.10 |
| 2025-02-13 | CITRANO John A | Buy | 50 | $14.12 |
| 2025-02-13 | CITRANO John A | Buy | 100 | $14.15 |
| 2025-02-13 | CITRANO John A | Buy | 50 | $14.18 |
| 2025-02-13 | CITRANO John A | Buy | 100 | $14.19 |
| 2025-02-13 | CITRANO John A | Buy | 290 | $14.20 |
| 2025-02-13 | CITRANO John A | Buy | 100 | $14.21 |
| 2025-02-13 | CITRANO John A | Buy | 4 | $14.22 |
| 2025-02-13 | CITRANO John A | Buy | 10 | $14.26 |
| 2025-02-13 | CITRANO John A | Buy | 50 | $14.29 |
| 2025-02-13 | CITRANO John A | Buy | 196 | $14.30 |
| 2025-02-13 | CITRANO John A | Buy | 100 | $14.31 |
| 2025-02-12 | CITRANO John A | Buy | 50 | $14.19 |
| 2025-02-12 | CITRANO John A | Buy | 400 | $14.20 |
| 2025-02-12 | CITRANO John A | Buy | 50 | $14.17 |
| 2025-02-12 | CITRANO John A | Buy | 50 | $13.83 |
| 2025-02-12 | CITRANO John A | Buy | 50 | $13.84 |
| 2025-02-12 | CITRANO John A | Buy | 200 | $13.98 |
| 2025-02-12 | CITRANO John A | Buy | 50 | $14.00 |
| 2025-02-12 | CITRANO John A | Buy | 250 | $14.01 |
| 2025-02-12 | CITRANO John A | Buy | 50 | $14.07 |
| 2025-02-12 | CITRANO John A | Buy | 200 | $14.10 |
| 2025-02-12 | CITRANO John A | Buy | 50 | $14.11 |
| 2025-02-12 | CITRANO John A | Buy | 50 | $14.16 |
| 2025-02-12 | CITRANO John A | Buy | 100 | $13.82 |
| 2025-02-12 | CITRANO John A | Buy | 100 | $14.18 |
| 2025-02-11 | CITRANO John A | Buy | 415 | $14.20 |
| 2025-02-11 | CITRANO John A | Buy | 50 | $14.05 |
| 2025-02-11 | CITRANO John A | Buy | 100 | $14.07 |
| 2025-02-11 | CITRANO John A | Buy | 300 | $14.10 |
| 2025-02-11 | CITRANO John A | Buy | 250 | $14.11 |
| 2025-02-11 | CITRANO John A | Buy | 100 | $14.12 |
| 2025-02-11 | CITRANO John A | Buy | 150 | $14.16 |
| 2025-02-11 | CITRANO John A | Buy | 246 | $14.17 |
| 2025-02-11 | CITRANO John A | Buy | 50 | $14.18 |
| 2025-02-11 | CITRANO John A | Buy | 81 | $14.19 |
| 2025-02-11 | CITRANO John A | Buy | 50 | $14.00 |
| 2025-02-11 | CITRANO John A | Buy | 246 | $14.01 |
| 2025-02-10 | CITRANO John A | Buy | 316 | $14.10 |
| 2025-02-10 | CITRANO John A | Buy | 50 | $14.11 |
| 2025-02-10 | CITRANO John A | Buy | 295 | $14.14 |
| 2025-02-10 | CITRANO John A | Buy | 5 | $14.15 |
| 2025-02-10 | CITRANO John A | Buy | 6 | $14.17 |
| 2025-02-10 | CITRANO John A | Buy | 100 | $14.18 |
| 2025-02-10 | CITRANO John A | Buy | 558 | $14.19 |
| 2025-02-10 | CITRANO John A | Buy | 306 | $14.20 |
| 2025-02-10 | CITRANO John A | Buy | 1 | $14.09 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-21 | 2026-05-20 | 0001437749-26-018093 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0001437749-26-015758 ↗ |
| 8-K | 2026-04-23 | 2026-04-23 | 0001437749-26-013178 ↗ |
| 10-K | 2026-03-25 | 2025-12-31 | 0001437749-26-009778 ↗ |
| 8-K | 2026-02-05 | 2026-02-05 | 0001437749-26-003106 ↗ |
| 8-K | 2026-01-09 | 2026-01-09 | 0001437749-26-000982 ↗ |
| 8-K | 2025-12-22 | 2025-12-17 | 0001437749-25-038545 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001437749-25-033851 ↗ |
| 8-K | 2025-10-22 | 2025-10-22 | 0001437749-25-031528 ↗ |
| 10-Q | 2025-08-08 | 2025-06-30 | 0001437749-25-025715 ↗ |
| 8-K | 2025-07-24 | 2025-07-24 | 0001437749-25-023350 ↗ |
| 8-K | 2025-05-22 | 2025-05-21 | 0001437749-25-018165 ↗ |