American Integrity Insurance Group, Inc.
AII · Fire, Marine & Casualty Insurance · 19.6M shares · EDGAR filings ↗
Reference price $16.85 · est. market cap ~$330M — last insider purchase, 2026-06-09 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B74American Integrity Insurance — Florida homeowners insurer with very high returns.
Strengths
- ROE 29.6% (86th pct), net margin 36% (89th); revenue and income up sharply; no debt (3rd)
Risks
- Heavy Florida hurricane/catastrophe concentration
- Reinsurance-cost and reserve sensitivity; newly public
Notable findings
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
36.0%
Return on equity
29.6%
Return on assets
8.1%
Revenue growth (QoQ)
33.6%
Debt / equity
0.0×
Free cash flow
$133M
Tangible book value
$337M
Cash & investments
$222M
Stock comp / revenue
3.8%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-09 | SOWELL JAMES E | Buy | 79K | $16.85 |
| 2026-06-08 | SOWELL JAMES E | Buy | 34K | $16.91 |
| 2026-06-05 | SOWELL JAMES E | Buy | 23K | $16.92 |
| 2026-05-26 | MATHIS STEVEN B | Buy | 3.0K | $16.82 |
| 2026-05-22 | Clark David Lewis | Buy | 5.8K | $17.15 |
| 2026-05-22 | Smathers Steven E | Buy | 2.9K | $16.99 |
| 2026-05-07 | Ritchie Robert C | Tax withheld | 2.9K | $19.67 |
| 2026-05-07 | Ritchie Jon P | Tax withheld | 1.5K | $19.67 |
| 2026-05-07 | Clark David Lewis | Tax withheld | 1.2K | $19.67 |
| 2026-04-06 | Foley Brian | Grant | 4.3K | — |
| 2026-03-31 | Smathers Steven E | Grant | 778 | — |
| 2026-03-31 | Csiszar Ernest N | Grant | 778 | — |
| 2026-03-31 | MATHIS STEVEN B | Grant | 778 | — |
| 2026-03-02 | Lurie Benjamin A | Grant | 3.2K | — |
| 2026-03-02 | Ritchie Jon P | Grant | 12K | — |
| 2026-03-02 | Ritchie Robert C | Grant | 20K | — |
| 2026-03-02 | Clark David Lewis | Grant | 9.5K | — |
| 2025-12-31 | Smathers Steven E | Grant | 735 | — |
| 2025-12-31 | Csiszar Ernest N | Grant | 735 | — |
| 2025-12-31 | MATHIS STEVEN B | Grant | 735 | — |
| 2025-12-05 | SOWELL JAMES E | Sell | 295K | $19.00 |
| 2025-12-05 | Ritchie Robert C | Sell | 60K | $19.00 |
| 2025-12-04 | Ritchie Robert C | Grant | 22K | — |
| 2025-12-04 | Ritchie Jon P | Grant | 12K | — |
| 2025-12-04 | Clark David Lewis | Grant | 9.4K | — |
| 2025-12-04 | Lurie Benjamin A | Grant | 3.5K | — |
| 2025-11-21 | SOWELL JAMES E | Sell | 2.4M | $19.00 |
| 2025-11-21 | Smathers Steven E | Sell | 172K | $19.00 |
| 2025-11-21 | Ritchie Robert C | Sell | 475K | $19.00 |
| 2025-09-30 | Csiszar Ernest N | Grant | 727 | — |
| 2025-09-30 | MATHIS STEVEN B | Grant | 727 | — |
| 2025-09-30 | Smathers Steven E | Grant | 727 | — |
| 2025-09-09 | Smathers Steven E | Grant | 886 | — |
| 2025-09-09 | MATHIS STEVEN B | Grant | 886 | — |
| 2025-09-09 | Csiszar Ernest N | Grant | 886 | — |
| 2025-05-13 | SOWELL JAMES E | Sell | 524K | $16.00 |
| 2025-05-13 | Smathers Steven E | Sell | 98K | $16.00 |
| 2025-05-09 | Smathers Steven E | Sell | 245K | $16.00 |
| 2025-05-07 | Lurie Benjamin A | Tax withheld | 51K | $16.00 |
| 2025-05-07 | Ritchie Jon P | Tax withheld | 102K | $16.00 |
| 2025-05-07 | Ritchie Jon P | Grant | 260K | — |
| 2025-05-07 | Lurie Benjamin A | Grant | 130K | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-12 | 2026-06-11 | 0002007587-26-000076 ↗ |
| 8-K | 2026-06-01 | 2026-06-01 | 0002007587-26-000071 ↗ |
| 8-K | 2026-05-20 | 2026-05-20 | 0002007587-26-000068 ↗ |
| 10-Q | 2026-05-14 | 2026-03-31 | 0002007587-26-000063 ↗ |
| 8-K | 2026-05-12 | 2026-05-12 | 0002007587-26-000056 ↗ |
| 8-K | 2026-04-06 | 2026-03-31 | 0002007587-26-000031 ↗ |
| 8-K | 2026-03-03 | 2026-03-03 | 0002007587-26-000026 ↗ |
| 10-K | 2026-02-27 | 2025-12-31 | 0002007587-26-000016 ↗ |
| 8-K | 2026-02-27 | 2026-02-27 | 0002007587-26-000024 ↗ |
| 8-K | 2026-02-24 | 2026-02-24 | 0002007587-26-000007 ↗ |
| 8-K | 2025-12-05 | 2025-12-04 | 0001193125-25-308576 ↗ |
| 10-Q | 2025-11-13 | 2025-09-30 | 0002007587-25-000013 ↗ |