Fifth District Bancorp, Inc.
FDSB · Savings Institution, Federally Chartered · 5.3M shares · +0%/yr ↓ buyback · EDGAR filings ↗
Reference price $15.03 · est. market cap ~$79M — last insider sale, 2026-05-21 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C58Fifth District Bancorp — over-capitalized thrift with a weak earnings year.
Strengths
- High net margin (100th pct); strong FCF (75th)
Risks
- Net income down sharply (3rd pct); ROE 3.1% (40th)
- Small scale; rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
Key metrics
Net margin
675.7%
Return on equity
3.2%
Return on assets
0.8%
Revenue growth (QoQ)
-2.3%
Free cash flow
$942K
Tangible book value
$130M
Cash & investments
$34M
Stock comp / revenue
11.2%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-08 | Nolan Gregory P. | Grant | 11K | — |
| 2026-05-21 | Sins Linda A. | Sell | 8 | $15.03 |
| 2026-05-20 | Sins Linda A. | Sell | 1.2K | $15.00 |
| 2026-05-20 | Sins Linda A. | Sell | 1.2K | $15.02 |
| 2026-05-20 | Sins Linda A. | Sell | 300 | $15.09 |
| 2026-02-09 | Gervais Dodie F. | Grant | 31K | — |
| 2026-02-09 | Smith Shane Michael | Grant | 11K | — |
| 2026-02-09 | Smith Shane Michael | Grant | 11K | — |
| 2026-02-09 | Burns Melissa C. | Grant | 31K | — |
| 2026-02-09 | Lyons Amie L. | Grant | 31K | — |
| 2025-09-18 | Sins Linda A. | Sell | 150 | $13.95 |
| 2025-09-16 | Abry Herman Greg | Grant | 11K | — |
| 2025-09-16 | Rittiner Chris M. | Grant | 11K | — |
| 2025-09-16 | Nolan David Charles | Grant | 11K | — |
| 2025-09-16 | Sins Linda A. | Grant | 11K | — |
| 2025-09-16 | Lambert Nolan P. | Grant | 11K | — |
| 2025-08-22 | Smith Shane Michael | Buy | 2.7K | $13.45 |
| 2025-08-22 | Smith Shane Michael | Buy | 2.7K | $13.45 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-09 | Exec/director change | filing ↗ |
| 2026-05-20 | Shareholder vote | filing ↗ |
| 2026-02-09 | Exec/director changeReg FDExhibits | filing ↗ |
| 2025-09-16 | Shareholder vote | filing ↗ |
| 2025-08-25 | OtherExhibits | filing ↗ |
| 2025-07-16 | Exec/director changeExhibits | filing ↗ |
| 2025-06-04 | Exec/director change | filing ↗ |
| 2025-04-04 | Auditor changeExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-09 | 2026-06-08 | 0001104659-26-071915 ↗ |
| 8-K | 2026-05-20 | 2026-05-18 | 0001104659-26-064612 ↗ |
| 10-Q | 2026-05-12 | 2026-03-31 | 0001104659-26-059501 ↗ |
| 10-K | 2026-03-24 | 2025-12-31 | 0001104659-26-033945 ↗ |
| 8-K | 2026-02-09 | 2026-02-09 | 0000943374-26-000070 ↗ |
| 10-Q | 2025-11-10 | 2025-09-30 | 0001104659-25-109288 ↗ |
| 8-K | 2025-09-16 | 2025-09-15 | 0000943374-25-000401 ↗ |
| 8-K | 2025-08-25 | 2025-08-25 | 0001558370-25-011755 ↗ |
| 10-Q | 2025-08-12 | 2025-06-30 | 0001558370-25-011234 ↗ |
| 8-K | 2025-07-16 | 2025-07-14 | 0001558370-25-009263 ↗ |
| 8-K | 2025-06-04 | 2025-06-03 | 0000943374-25-000262 ↗ |
| 10-Q | 2025-05-13 | 2025-03-31 | 0001558370-25-007593 ↗ |