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CINCINNATI FINANCIAL CORP

CINF · Fire, Marine & Casualty Insurance · 154.7M shares · -1%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $37M (gross $67M, SBC $30M)

Reference price $162.58 · est. market cap ~$25.1B — last insider purchase, 2026-02-11 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)

Grade

B76

Cincinnati Financial — conservative P&C insurer with low leverage and strong cash flow.

Strengths

Risks

Notable findings

Quarterly revenue

2025-06-30 · $3.2B2025-09-30 · $3.7B2025-12-31 · $3.1B2026-03-31 · $2.9B

Last 4 quarters · from SEC filings.

Key metrics

Net margin
18.9%
Return on equity
15.0%
Return on assets
5.8%
Revenue growth (QoQ)
-7.4%
Net-income growth
4.4%
Debt / equity
0.0×
Free cash flow
$3.1B
Tangible book value
$15.9B

Insider transactions · last 18 months

DateInsiderTypeSharesPrice
2026-06-08KELLINGTON JOHN SOption exercise24K$85.67
2026-06-08KELLINGTON JOHN STax withheld18K$163.73
2026-05-28Fu LuyangOption exercise774$85.67
2026-05-28Fu LuyangTax withheld99$161.20
2026-05-11Schiff Charles OdellOther27K
2026-05-07Hogan Thomas ChristopherOption exercise957$71.19
2026-05-07Hogan Thomas ChristopherOption exercise487$70.70
2026-05-07Hogan Thomas ChristopherTax withheld145$160.96
2026-05-07Hogan Thomas ChristopherTax withheld74$160.96
2026-05-05Brown Roger AOption exercise6.9K$71.19
2026-05-05Brown Roger ATax withheld4.7K$159.88
2026-05-05Brown Roger AGift2.5K
2026-05-01Sewell Michael JOption exercise37K$70.70
2026-05-01Sewell Michael JTax withheld8.8K$163.54
2026-04-29Fu LuyangOption exercise957$71.19
2026-04-29Fu LuyangTax withheld147$163.92
2026-04-29Cracas Teresa COption exercise15K$70.70
2026-04-29Cracas Teresa CTax withheld10K$163.92
2026-04-29KELLINGTON JOHN SOption exercise28K$71.19
2026-04-29KELLINGTON JOHN STax withheld19K$163.92
2026-03-02Schuler Scott AlanOption exercise250
2026-03-02Schuler Scott AlanTax withheld72$163.43
2026-03-02Chapel Dawn ShannonOption exercise250
2026-03-02Chapel Dawn ShannonTax withheld72$163.43
2026-03-02Swisher Chet HoganOption exercise282
2026-03-02Swisher Chet HoganTax withheld81$163.43
2026-03-02Swisher Chet HoganOption exercise846$70.70
2026-03-02Swisher Chet HoganTax withheld491$167.16
2026-03-02Hogan Thomas ChristopherOption exercise333
2026-03-02Hogan Thomas ChristopherTax withheld95$163.43
2026-03-02Soloria Steven AnthonyOption exercise7.2K
2026-03-02Soloria Steven AnthonyOption exercise384
2026-03-02Soloria Steven AnthonyOption exercise428
2026-03-02Soloria Steven AnthonyOption exercise319
2026-03-02Soloria Steven AnthonyTax withheld139$163.43
2026-03-02Soloria Steven AnthonyTax withheld168$163.43
2026-03-02Soloria Steven AnthonyTax withheld187$163.43
2026-03-02Soloria Steven AnthonyTax withheld2.4K$163.43
2026-03-02SCHAMBOW MARC JONOption exercise338
2026-03-02SCHAMBOW MARC JONOption exercise326
2026-03-02SCHAMBOW MARC JONOption exercise7.3K
2026-03-02SCHAMBOW MARC JONOption exercise400
2026-03-02SCHAMBOW MARC JONTax withheld147$163.43
2026-03-02SCHAMBOW MARC JONTax withheld142$163.43
2026-03-02SCHAMBOW MARC JONTax withheld175$163.43
2026-03-02SCHAMBOW MARC JONTax withheld2.6K$163.43
2026-03-02Delaney Angela OsselloOption exercise422
2026-03-02Delaney Angela OsselloOption exercise362
2026-03-02Delaney Angela OsselloOption exercise6.5K
2026-03-02Delaney Angela OsselloOption exercise355
2026-03-02Delaney Angela OsselloTax withheld155$163.43
2026-03-02Delaney Angela OsselloTax withheld184$163.43
2026-03-02Delaney Angela OsselloTax withheld158$163.43
2026-03-02Delaney Angela OsselloTax withheld2.6K$163.43
2026-03-02Givler Sean MichaelOption exercise405
2026-03-02Givler Sean MichaelOption exercise413
2026-03-02Givler Sean MichaelOption exercise7.4K
2026-03-02Givler Sean MichaelOption exercise481
2026-03-02Givler Sean MichaelTax withheld177$163.43
2026-03-02Givler Sean MichaelTax withheld210$163.43
2026-03-02Givler Sean MichaelTax withheld180$163.43
2026-03-02Givler Sean MichaelTax withheld2.5K$163.43
2026-03-02Brown Roger AOption exercise327
2026-03-02Brown Roger AOption exercise275
2026-03-02Brown Roger AOption exercise5.1K
2026-03-02Brown Roger AOption exercise281
2026-03-02Brown Roger ATax withheld120$163.43
2026-03-02Brown Roger ATax withheld81$163.43
2026-03-02Brown Roger ATax withheld142$163.43
2026-03-02Brown Roger ATax withheld1.4K$163.43
2026-03-02Van Den Heuvel Will HOption exercise382
2026-03-02Van Den Heuvel Will HOption exercise389
2026-03-02Van Den Heuvel Will HOption exercise7.0K
2026-03-02Van Den Heuvel Will HOption exercise452
2026-03-02Van Den Heuvel Will HTax withheld197$163.43
2026-03-02Van Den Heuvel Will HTax withheld167$163.43
2026-03-02Van Den Heuvel Will HTax withheld170$163.43
2026-03-02Van Den Heuvel Will HTax withheld2.3K$163.43
2026-03-02Spray Stephen MOption exercise778
2026-03-02Spray Stephen MOption exercise605
2026-03-02Spray Stephen MOption exercise14K
2026-03-02Spray Stephen MOption exercise688
2026-03-02Spray Stephen MTax withheld271$163.43
2026-03-02Spray Stephen MTax withheld309$163.43
2026-03-02Spray Stephen MTax withheld349$163.43
2026-03-02Spray Stephen MTax withheld5.8K$163.43
2026-03-02Sewell Michael JOption exercise653
2026-03-02Sewell Michael JOption exercise774
2026-03-02Sewell Michael JOption exercise667
2026-03-02Sewell Michael JOption exercise15K
2026-03-02Sewell Michael JTax withheld281$163.43
2026-03-02Sewell Michael JTax withheld326$163.43
2026-03-02Sewell Michael JTax withheld275$163.43
2026-03-02Sewell Michael JTax withheld5.9K$163.43
2026-03-02Cracas Teresa COption exercise492
2026-03-02Cracas Teresa COption exercise9.5K
2026-03-02Cracas Teresa COption exercise415
2026-03-02Cracas Teresa COption exercise423
2026-03-02Cracas Teresa CTax withheld215$163.43
2026-03-02Cracas Teresa CTax withheld181$163.43
2026-03-02Cracas Teresa CTax withheld184$163.43
2026-03-02Cracas Teresa CTax withheld3.4K$163.43
2026-03-02JOHNSTON STEVEN JOption exercise801
2026-03-02JOHNSTON STEVEN JOption exercise29K
2026-03-02JOHNSTON STEVEN JOption exercise930
2026-03-02JOHNSTON STEVEN JOption exercise313
2026-03-02JOHNSTON STEVEN JTax withheld132$163.43
2026-03-02JOHNSTON STEVEN JTax withheld392$163.43
2026-03-02JOHNSTON STEVEN JTax withheld337$163.43
2026-03-02JOHNSTON STEVEN JTax withheld12K$163.43
2026-03-02KELLINGTON JOHN SOption exercise10K
2026-03-02KELLINGTON JOHN SOption exercise456
2026-03-02KELLINGTON JOHN SOption exercise465
2026-03-02KELLINGTON JOHN SOption exercise541
2026-03-02KELLINGTON JOHN STax withheld203$163.43
2026-03-02KELLINGTON JOHN STax withheld236$163.43
2026-03-02KELLINGTON JOHN STax withheld199$163.43
2026-03-02KELLINGTON JOHN STax withheld3.9K$163.43
2026-02-25Sewell Michael JGift1.1K
2026-02-17Schnell Andrew MichaelOption exercise186$70.70
2026-02-17Schnell Andrew MichaelOption exercise198$85.67
2026-02-17Schnell Andrew MichaelOption exercise245$71.19
2026-02-17Schnell Andrew MichaelTax withheld130$165.24
2026-02-17Schnell Andrew MichaelTax withheld115$165.24
2026-02-17Schnell Andrew MichaelTax withheld152$165.24
2026-02-17Schiff Charles OdellGift114
2026-02-17Schiff Charles OdellGift228
2026-02-17Schiff Charles OdellGift114
2026-02-12Schnell Andrew MichaelOption exercise641
2026-02-12Schnell Andrew MichaelTax withheld224$163.12
2026-02-12Fu LuyangOption exercise313
2026-02-12Fu LuyangTax withheld106$163.12
2026-02-12Sandercox Robert PhilipOption exercise1.8K
2026-02-12Sandercox Robert PhilipTax withheld616$163.12
2026-02-12Schuler Scott AlanOption exercise216
2026-02-12Schuler Scott AlanTax withheld74$163.12
2026-02-12Chapel Dawn ShannonOption exercise252
2026-02-12Chapel Dawn ShannonTax withheld86$163.12
2026-02-12Swisher Chet HoganOption exercise914
2026-02-12Swisher Chet HoganTax withheld304$163.12
2026-02-12Hogan Thomas ChristopherOption exercise1.6K
2026-02-12Hogan Thomas ChristopherTax withheld494$163.12
2026-02-12SCHAMBOW MARC JONOption exercise903$85.67
2026-02-12SCHAMBOW MARC JONOption exercise957$71.19
2026-02-12SCHAMBOW MARC JONTax withheld125$164.01
2026-02-12SCHAMBOW MARC JONTax withheld177$164.01
2026-02-12Delaney Angela OsselloOption exercise7.8K$85.67
2026-02-12Delaney Angela OsselloOption exercise166$71.19
2026-02-12Delaney Angela OsselloTax withheld103$164.01
2026-02-12Delaney Angela OsselloTax withheld5.1K$164.01
2026-02-12Delaney Angela OsselloOption exercise18
2026-02-12Delaney Angela OsselloTax withheld7$163.12
2026-02-11Brown Roger AGift1.8K
2026-02-11Debbink Dirk JBuy1.0K$162.58
2026-01-29WILKINS EDWARD SCOTTGrant625
2026-01-29Wu Cheng-Sheng PeterGrant847
2026-01-29Benacci Nancy CunninghamGrant847
2026-01-29Schiff Charles OdellGrant847
2026-01-29Pratt Jill P. MeyerGrant847
2026-01-29Osborn David PGrant847
2026-01-29Clement-Holmes Linda WGrant847
2026-01-29Steele John F JrGrant847
2026-01-29Debbink Dirk JGrant847
2026-01-29Skidmore Douglas SGrant847
2026-01-29PRICE GRETCHEN WGrant847
2026-01-29WEBB LARRY RGrant847
2025-12-16Hogan Thomas ChristopherGift312
2025-12-03WILKINS EDWARD SCOTTBuy140$163.77
2025-11-21Doyle Donald J JrGift1.5K
2025-11-14Schuler Scott AlanGrant10
2025-11-14Chapel Dawn ShannonGrant10
2025-11-14Swisher Chet HoganGrant9
2025-11-14Hogan Thomas ChristopherGrant10
2025-11-14Soloria Steven AnthonyGrant10
2025-11-14SCHAMBOW MARC JONGrant10
2025-11-14Delaney Angela OsselloGrant10
2025-11-14Delaney Angela OsselloGrant10
2025-11-14Givler Sean MichaelGrant10
2025-11-14Brown Roger AGrant10
2025-11-14Van Den Heuvel Will HGrant10
2025-11-14Spray Stephen MGrant10
2025-11-14Sewell Michael JGrant10
2025-11-14Cracas Teresa CGrant10
2025-11-14Doyle Donald J JrGrant10
2025-11-14JOHNSTON STEVEN JGrant10
2025-11-14KELLINGTON JOHN SGrant10
2025-11-12Van Den Heuvel Will HOption exercise15K$70.70
2025-11-12Van Den Heuvel Will HTax withheld10K$166.85
2025-11-11Soloria Steven AnthonyOption exercise486$96.32
2025-11-11Soloria Steven AnthonyTax withheld369$166.78
2025-11-06Delaney Angela OsselloOption exercise148$61.47
2025-10-29Doyle Donald J JrGift165
2025-10-29JOHNSTON STEVEN JOption exercise12K$61.47
2025-10-29JOHNSTON STEVEN JTax withheld7.8K$151.14
2025-10-28Debbink Dirk JBuy1.0K$153.98
2025-08-27Hogan Thomas ChristopherOption exercise500$70.70
2025-08-27Hogan Thomas ChristopherTax withheld116$153.76
2025-08-15Schiff Charles OdellSell3.5K$153.54
2025-08-15Soloria Steven AnthonyOption exercise774$85.67
2025-08-15Soloria Steven AnthonyTax withheld580$152.99
2025-08-04Sewell Michael JOption exercise6.2K$61.47
2025-08-04Sewell Michael JTax withheld2.1K$148.15
2025-07-31Brown Roger AOption exercise3.1K$71.19
2025-07-31Brown Roger ATax withheld2.2K$148.83
2025-07-31Brown Roger AGift2.0K
2025-06-03Doyle Donald J JrOption exercise19K$71.19
2025-06-03Doyle Donald J JrTax withheld13K$150.34
2025-06-02Schuler Scott AlanOption exercise148$61.47
2025-06-02Schuler Scott AlanOption exercise169$70.70
2025-06-02Schuler Scott AlanTax withheld86$149.88
2025-06-02Schuler Scott AlanTax withheld105$149.88
2025-05-19Spray Stephen MOption exercise2.6K$61.47
2025-05-19Spray Stephen MOption exercise17K$70.70
2025-05-19Spray Stephen MOption exercise20K$71.19
2025-05-19Spray Stephen MTax withheld12K$150.74
2025-05-19Spray Stephen MTax withheld14K$150.74
2025-05-19Spray Stephen MTax withheld1.7K$150.74
2025-05-05Van Den Heuvel Will HOption exercise2.5K$61.47
2025-05-05Van Den Heuvel Will HTax withheld1.7K$143.22
2025-05-02Sewell Michael JGift1.1K
2025-04-30KELLINGTON JOHN SOption exercise4.2K$61.47
2025-04-30KELLINGTON JOHN SOption exercise25K$70.70
2025-04-30KELLINGTON JOHN STax withheld2.9K$137.88
2025-04-30KELLINGTON JOHN STax withheld18K$137.88
2025-03-14Givler Sean MichaelOption exercise11K$96.32
2025-03-14Givler Sean MichaelTax withheld8.9K$143.76
2025-03-03Van Den Heuvel Will HOption exercise453
2025-03-03Van Den Heuvel Will HOption exercise372
2025-03-03Van Den Heuvel Will HOption exercise390
2025-03-03Van Den Heuvel Will HOption exercise1.0K
2025-03-03Van Den Heuvel Will HTax withheld165$146.60
2025-03-03Van Den Heuvel Will HTax withheld201$146.60
2025-03-03Van Den Heuvel Will HTax withheld173$146.60
2025-03-03Van Den Heuvel Will HTax withheld446$146.60
2025-03-03Spray Stephen MOption exercise778
2025-03-03Spray Stephen MOption exercise533
2025-03-03Spray Stephen MOption exercise606
2025-03-03Spray Stephen MOption exercise1.8K
2025-03-03Spray Stephen MTax withheld243$146.60
2025-03-03Spray Stephen MTax withheld276$146.60
2025-03-03Spray Stephen MTax withheld355$146.60
2025-03-03Spray Stephen MTax withheld821$146.60
2025-03-03Soloria Steven AnthonyOption exercise318
2025-03-03Soloria Steven AnthonyOption exercise427
2025-03-03Soloria Steven AnthonyTax withheld141$146.60
2025-03-03Soloria Steven AnthonyTax withheld190$146.60
2025-03-03Sewell Michael JOption exercise637
2025-03-03Sewell Michael JOption exercise666
2025-03-03Sewell Michael JOption exercise775
2025-03-03Sewell Michael JOption exercise2.2K
2025-03-03Sewell Michael JTax withheld332$146.60
2025-03-03Sewell Michael JTax withheld288$146.60
2025-03-03Sewell Michael JTax withheld283$146.60
2025-03-03Sewell Michael JTax withheld954$146.60
2025-03-03SCHAMBOW MARC JONOption exercise287
2025-03-03SCHAMBOW MARC JONOption exercise401
2025-03-03SCHAMBOW MARC JONOption exercise969
2025-03-03SCHAMBOW MARC JONOption exercise326
2025-03-03SCHAMBOW MARC JONTax withheld127$146.60
2025-03-03SCHAMBOW MARC JONTax withheld145$146.60
2025-03-03SCHAMBOW MARC JONTax withheld178$146.60
2025-03-03SCHAMBOW MARC JONTax withheld305$146.60
2025-03-03KELLINGTON JOHN SOption exercise540
2025-03-03KELLINGTON JOHN SOption exercise1.5K
2025-03-03KELLINGTON JOHN SOption exercise465
2025-03-03KELLINGTON JOHN SOption exercise444
2025-03-03KELLINGTON JOHN STax withheld231$146.60
2025-03-03KELLINGTON JOHN STax withheld206$146.60
2025-03-03KELLINGTON JOHN STax withheld197$146.60
2025-03-03KELLINGTON JOHN STax withheld671$146.60
2025-03-03JOHNSTON STEVEN JOption exercise765
2025-03-03JOHNSTON STEVEN JOption exercise4.1K
2025-03-03JOHNSTON STEVEN JOption exercise800
2025-03-03JOHNSTON STEVEN JOption exercise931
2025-03-03JOHNSTON STEVEN JTax withheld343$146.60
2025-03-03JOHNSTON STEVEN JTax withheld399$146.60
2025-03-03JOHNSTON STEVEN JTax withheld328$146.60
2025-03-03JOHNSTON STEVEN JTax withheld1.8K$146.60
2025-03-03Hoffer Theresa AOption exercise670
2025-03-03Hoffer Theresa AOption exercise305
2025-03-03Hoffer Theresa AOption exercise248
2025-03-03Hoffer Theresa AOption exercise259
2025-03-03Hoffer Theresa ATax withheld107$146.60
2025-03-03Hoffer Theresa ATax withheld73$146.60
2025-03-03Hoffer Theresa ATax withheld76$146.60
2025-03-03Hoffer Theresa ATax withheld197$146.60
2025-03-03Givler Sean MichaelOption exercise1.1K
2025-03-03Givler Sean MichaelOption exercise480
2025-03-03Givler Sean MichaelOption exercise395
2025-03-03Givler Sean MichaelOption exercise414
2025-03-03Givler Sean MichaelTax withheld213$146.60
2025-03-03Givler Sean MichaelTax withheld175$146.60
2025-03-03Givler Sean MichaelTax withheld184$146.60
2025-03-03Givler Sean MichaelTax withheld473$146.60
2025-03-03Doyle Donald J JrOption exercise1.1K
2025-03-03Doyle Donald J JrOption exercise394
2025-03-03Doyle Donald J JrOption exercise479
2025-03-03Doyle Donald J JrOption exercise412
2025-03-03Doyle Donald J JrTax withheld175$146.60
2025-03-03Doyle Donald J JrTax withheld212$146.60
2025-03-03Doyle Donald J JrTax withheld183$146.60
2025-03-03Doyle Donald J JrTax withheld472$146.60
2025-03-03Delaney Angela OsselloOption exercise936
2025-03-03Delaney Angela OsselloOption exercise346
2025-03-03Delaney Angela OsselloOption exercise363
2025-03-03Delaney Angela OsselloOption exercise421
2025-03-03Delaney Angela OsselloTax withheld275$146.60
2025-03-03Delaney Angela OsselloTax withheld102$146.60
2025-03-03Delaney Angela OsselloTax withheld106$146.60
2025-03-03Delaney Angela OsselloTax withheld124$146.60
2025-03-03Cracas Teresa COption exercise1.4K
2025-03-03Cracas Teresa COption exercise492
2025-03-03Cracas Teresa COption exercise424
2025-03-03Cracas Teresa COption exercise405
2025-03-03Cracas Teresa CTax withheld180$146.60
2025-03-03Cracas Teresa CTax withheld187$146.60
2025-03-03Cracas Teresa CTax withheld211$146.60
2025-03-03Cracas Teresa CTax withheld611$146.60
2025-03-03Brown Roger AOption exercise725
2025-03-03Brown Roger AOption exercise326
2025-03-03Brown Roger AOption exercise280
2025-03-03Brown Roger AOption exercise268
2025-03-03Brown Roger ATax withheld93$146.60
2025-03-03Brown Roger ATax withheld145$146.60
2025-03-03Brown Roger ATax withheld79$146.60
2025-03-03Brown Roger ATax withheld213$146.60
2025-02-21Benacci Nancy CunninghamBuy1.0K$136.16
2025-02-20SCHAMBOW MARC JONOption exercise987$70.70
2025-02-13Schiff Charles OdellGift138
2025-02-13Schiff Charles OdellGift276
2025-02-13Schiff Charles OdellGift138
2025-02-12Delaney Angela OsselloOption exercise20
2025-02-12Delaney Angela OsselloTax withheld7$141.82
2025-02-12Schuler Scott AlanOption exercise280
2025-02-12Schuler Scott AlanTax withheld97$141.82
2025-02-12Chapel Dawn ShannonOption exercise280
2025-02-12Chapel Dawn ShannonTax withheld98$141.82
2025-02-12Swisher Chet HoganOption exercise942
2025-02-12Swisher Chet HoganTax withheld323$141.82
2025-02-12Soloria Steven AnthonyOption exercise240
2025-02-12Soloria Steven AnthonyTax withheld84$141.82
2025-02-12Hogan Thomas ChristopherOption exercise672
2025-02-12Hogan Thomas ChristopherTax withheld233$141.82
2025-01-30Wu Cheng-Sheng PeterGrant934
2025-01-30WEBB LARRY RGrant971
2025-01-30Steele John F JrGrant971
2025-01-30Skidmore Douglas SGrant971
2025-01-30Schiff Charles OdellGrant971
2025-01-30PRICE GRETCHEN WGrant971
2025-01-30Osborn David PGrant971
2025-01-30Pratt Jill P. MeyerGrant971
2025-01-30Debbink Dirk JGrant971
2025-01-30Clement-Holmes Linda WGrant971
2025-01-30Benacci Nancy CunninghamGrant971

All non-derivative Form 4 activity (SEC), newest first.

Notable events (8-K)

DateItems
2026-06-22Exec/director changeReg FDExhibitsfiling ↗
2026-06-16Exec/director changeReg FDExhibitsfiling ↗
2026-05-19Reg FDExhibitsfiling ↗
2026-05-06Shareholder voteReg FDExhibitsfiling ↗
2026-04-27ResultsExhibitsfiling ↗
2026-02-09ResultsExhibitsfiling ↗
2026-01-30Exec/director changeReg FDExhibitsfiling ↗
2025-11-14Reg FDExhibitsfiling ↗

Recent filings

FormFiledPeriodAccession
8-K2026-06-222026-06-190000020286-26-000038 ↗
8-K2026-06-162026-06-110000020286-26-000034 ↗
8-K2026-05-192026-05-190000020286-26-000032 ↗
8-K2026-05-062026-05-020000020286-26-000030 ↗
10-Q2026-04-272026-03-310000020286-26-000026 ↗
8-K2026-04-272026-04-270000020286-26-000025 ↗
10-K2026-02-232025-12-310000020286-26-000008 ↗
8-K2026-02-092026-02-090000020286-26-000005 ↗
8-K2026-01-302026-01-300000020286-26-000003 ↗
8-K2025-11-142025-11-140000020286-25-000066 ↗
8-K2025-11-072025-11-070000020286-25-000064 ↗
8-K2025-10-272025-10-270000020286-25-000061 ↗