Lake Shore Bancorp, Inc. /MD/
LSBK · Savings Institution, Federally Chartered · 7.9M shares · EDGAR filings ↗
Net buyback after stock comp: $20K (gross $20K)
Grade
C64Lake Shore Bancorp — small New York thrift with solid ROA, low ROE.
Strengths
- ROA 80th pct; no debt (13th)
Risks
- ROE 5.1% (58th) — excess capital; small scale
- Rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
Key metrics
Return on equity
5.1%
Return on assets
1.0%
Net-income growth
47.4%
Debt / equity
0.0×
Tangible book value
$142M
Cash & investments
$64M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-04 | Brautigam Sharon E | Option exercise | 1.0K | $7.89 |
| 2026-04-23 | LIDDELL KIM C | Tax withheld | 631 | $15.85 |
| 2026-04-23 | Werdein Jeffrey M. | Tax withheld | 302 | $15.85 |
| 2026-03-18 | LIDDELL KIM C | Grant | 6.3K | — |
| 2026-03-18 | Werdein Jeffrey M. | Grant | 3.0K | — |
| 2026-03-18 | Mehltretter John L | Grant | 667 | — |
| 2026-03-18 | Brautigam Sharon E | Grant | 527 | — |
| 2026-03-18 | McGrath John P | Grant | 589 | — |
| 2026-03-18 | Sanvidge Kevin M. | Grant | 893 | — |
| 2026-03-18 | Segarra Ann M | Grant | 620 | — |
| 2026-03-18 | DeBergalis Michelle M | Grant | 480 | — |
| 2026-03-18 | Passafaro Ronald J | Grant | 573 | — |
| 2026-03-18 | Gilden Taylor M | Grant | 3.0K | — |
| 2026-03-12 | LIDDELL KIM C | Tax withheld | 765 | $15.43 |
| 2026-03-12 | Werdein Jeffrey M. | Tax withheld | 368 | $15.43 |
| 2025-12-10 | Sanvidge Kevin M. | Gift | 1.4K | — |
| 2025-12-10 | Sanvidge Kevin M. | Gift | 1.4K | — |
| 2025-12-10 | Sanvidge Kevin M. | Gift | 1.4K | — |
| 2025-12-10 | Sanvidge Kevin M. | Gift | 1.4K | — |
| 2025-12-09 | DeBergalis Michelle M | Grant | 3.9K | — |
| 2025-12-09 | Sanvidge Kevin M. | Grant | 893 | — |
| 2025-12-09 | Segarra Ann M | Grant | 5.1K | — |
| 2025-12-09 | Brautigam Sharon E | Grant | 893 | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-20 | Reg FDExhibits | filing ↗ |
| 2026-05-20 | Shareholder voteExhibits | filing ↗ |
| 2026-04-24 | OtherExhibits | filing ↗ |
| 2026-04-22 | ResultsExhibits | filing ↗ |
| 2026-03-18 | Material agreementExec/director change5.03OtherExhibits | filing ↗ |
| 2026-01-23 | OtherExhibits | filing ↗ |
| 2026-01-21 | ResultsExhibits | filing ↗ |
| 2025-10-24 | OtherExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-20 | 0001193125-26-232690 ↗ |
| 8-K | 2026-05-20 | 2026-05-20 | 0001193125-26-231802 ↗ |
| 10-Q | 2026-05-12 | 2026-03-31 | 0001193125-26-219601 ↗ |
| 8-K | 2026-04-24 | 2026-04-22 | 0001193125-26-177398 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0001193125-26-170558 ↗ |
| 8-K | 2026-03-18 | 2026-03-17 | 0001193125-26-114148 ↗ |
| 10-K | 2026-03-17 | 2025-12-31 | 0001193125-26-109481 ↗ |
| 8-K | 2026-01-23 | 2026-01-21 | 0001193125-26-021063 ↗ |
| 8-K | 2026-01-21 | 2026-01-21 | 0001193125-26-018018 ↗ |
| 10-Q | 2025-11-12 | 2025-09-30 | 0001193125-25-277623 ↗ |
| 8-K | 2025-10-24 | 2025-10-22 | 0001193125-25-249423 ↗ |
| 8-K | 2025-10-23 | 2025-10-22 | 0001193125-25-248738 ↗ |