Pinnacle Financial Partners, Inc.
PNFP, PNFP-PA, PNFP-PB, PNFP-PC · National Commercial Banks · 151.1M shares · EDGAR filings ↗
Reference price $94.52 · est. market cap ~$14.3B — last insider purchase, 2026-02-12 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70Pinnacle Financial Partners — high-growth Tennessee/Southeast commercial bank.
Strengths
- Strong free cash flow (92nd pct); fast organic growth and talent-driven model
- Attractive high-growth Southeast markets
Risks
- ROE 9.1% (38th) muted by goodwill/acquisitions
- CRE/credit and rate sensitivity; BHG (consumer-lending JV) exposure
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Pending merger, a Tennessee corporation and its subsidiaries, including Pinnacle Bank, which we sometimes refer to as "our bank subsidiary" or "our bank" and its other subsidiaries, and does not give effect to the
Key metrics
Return on equity
9.1%
Return on assets
1.1%
Net-income growth
35.1%
Free cash flow
$679M
Tangible book value
$5.2B
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-27 | MCCABE ROBERT A JR | Gift | 775 | — |
| 2026-05-21 | Cherry Pedro P. | Grant | 1.5K | $97.33 |
| 2026-05-21 | Jenkins Decosta | Grant | 1.5K | $97.33 |
| 2026-05-21 | Irby John H. | Grant | 1.5K | $97.33 |
| 2026-05-21 | Bentsen Tim E | Grant | 1.5K | $97.33 |
| 2026-05-21 | Farnsworth Thomas C III | Grant | 1.5K | $97.33 |
| 2026-05-21 | THOMPSON G KENNEDY | Grant | 1.5K | $97.33 |
| 2026-05-21 | BOXLEY ABNEY S III | Grant | 1.5K | $97.33 |
| 2026-05-21 | INGRAM DAVID B | Grant | 1.5K | $97.33 |
| 2026-05-21 | BURNS GREGORY L | Grant | 1.5K | $97.33 |
| 2026-05-21 | WHITE TERESA L | Grant | 1.5K | $97.33 |
| 2026-05-21 | Montana Gregory G | Grant | 1.5K | $97.33 |
| 2026-05-21 | Storey Barry L. | Grant | 1.5K | $97.33 |
| 2026-05-07 | TURNER M TERRY | Gift | 27K | — |
| 2026-03-30 | Hurley Jill K | Tax withheld | 3 | $83.55 |
| 2026-03-30 | Upshaw Jennifer Spinks | Tax withheld | 3 | $83.55 |
| 2026-03-30 | Creson Shellie | Tax withheld | 4 | $83.55 |
| 2026-03-30 | Bishop Daniel Zachary | Tax withheld | 7 | $83.55 |
| 2026-03-30 | GREGORY ANDREW J. JR. | Tax withheld | 5 | $83.55 |
| 2026-02-16 | KAMENSKY ALLAN E | Option exercise | 807 | — |
| 2026-02-16 | KAMENSKY ALLAN E | Disposition | 807 | $95.12 |
| 2026-02-16 | Blair Kevin S. | Disposition | 4.8K | $95.12 |
| 2026-02-16 | Blair Kevin S. | Option exercise | 4.8K | — |
| 2026-02-16 | GREGORY ANDREW J. JR. | Disposition | 1.3K | $95.12 |
| 2026-02-16 | GREGORY ANDREW J. JR. | Option exercise | 1.3K | — |
| 2026-02-15 | Blair Kevin S. | Disposition | 6.3K | $95.12 |
| 2026-02-15 | KAMENSKY ALLAN E | Option exercise | 1.1K | — |
| 2026-02-15 | KAMENSKY ALLAN E | Disposition | 1.1K | $95.12 |
| 2026-02-15 | Blair Kevin S. | Option exercise | 6.3K | — |
| 2026-02-13 | Creson Shellie | Tax withheld | 830 | $95.12 |
| 2026-02-13 | Creson Shellie | Disposition | 706 | $95.12 |
| 2026-02-13 | Creson Shellie | Option exercise | 706 | — |
| 2026-02-13 | Upshaw Jennifer Spinks | Tax withheld | 593 | $95.12 |
| 2026-02-13 | Blair Kevin S. | Disposition | 4.7K | $95.12 |
| 2026-02-13 | KAMENSKY ALLAN E | Option exercise | 738 | — |
| 2026-02-13 | KAMENSKY ALLAN E | Disposition | 738 | $95.12 |
| 2026-02-13 | Blair Kevin S. | Option exercise | 4.7K | — |
| 2026-02-13 | Hurley Jill K | Tax withheld | 630 | $95.12 |
| 2026-02-13 | GREGORY ANDREW J. JR. | Disposition | 1.3K | $95.12 |
| 2026-02-13 | GREGORY ANDREW J. JR. | Option exercise | 1.3K | — |
| 2026-02-13 | GREGORY ANDREW J. JR. | Tax withheld | 859 | $95.12 |
| 2026-02-13 | Bishop Daniel Zachary | Tax withheld | 1.4K | $95.12 |
| 2026-02-12 | GREGORY ANDREW J. JR. | Buy | 1.0K | $94.52 |
| 2026-01-01 | INGRAM DAVID B | Grant | 2.0K | — |
| 2026-01-01 | INGRAM DAVID B | Grant | 120K | — |
| 2026-01-01 | BOXLEY ABNEY S III | Grant | 22K | — |
| 2026-01-01 | BOXLEY ABNEY S III | Grant | 13K | — |
| 2026-01-01 | BOXLEY ABNEY S III | Grant | 3.5K | — |
| 2026-01-01 | THOMPSON G KENNEDY | Grant | 33K | — |
| 2026-01-01 | THOMPSON G KENNEDY | Grant | 2.0K | — |
| 2026-01-01 | THOMPSON G KENNEDY | Grant | 20K | — |
| 2026-01-01 | MCCABE ROBERT A JR | Grant | 395K | — |
| 2026-01-01 | MCCABE ROBERT A JR | Tax withheld | 80K | $95.41 |
| 2026-01-01 | MCCABE ROBERT A JR | Grant | 5.0K | — |
| 2026-01-01 | MCCABE ROBERT A JR | Grant | 83K | — |
| 2026-01-01 | MCCABE ROBERT A JR | Grant | 20K | — |
| 2026-01-01 | Irby John H. | Grant | 2.2K | — |
| 2026-01-01 | MCCABE ROBERT A JR | Grant | 10K | — |
| 2026-01-01 | Irby John H. | Grant | 5.2K | — |
| 2026-01-01 | Upshaw Jennifer Spinks | Grant | 17K | — |
| 2026-01-01 | Upshaw Jennifer Spinks | Tax withheld | 4.0K | $95.41 |
| 2026-01-01 | Upshaw Jennifer Spinks | Grant | 1.7K | — |
| 2026-01-01 | Sumerlin Charissa D | Grant | 21K | — |
| 2026-01-01 | Sumerlin Charissa D | Tax withheld | 3.7K | $95.41 |
| 2026-01-01 | Creson Shellie | Grant | 32K | — |
| 2026-01-01 | Creson Shellie | Tax withheld | 7.8K | $95.41 |
| 2026-01-01 | Irby John H. | Grant | 11K | — |
| 2026-01-01 | Irby John H. | Grant | 2.2K | — |
| 2026-01-01 | Irby John H. | Grant | 20K | — |
| 2026-01-01 | Bishop Daniel Zachary | Grant | 44K | — |
| 2026-01-01 | Bishop Daniel Zachary | Tax withheld | 9.3K | $95.41 |
| 2026-01-01 | Jenkins Decosta | Grant | 3.9K | — |
| 2026-01-01 | GREGORY ANDREW J. JR. | Grant | 63K | — |
| 2026-01-01 | GREGORY ANDREW J. JR. | Tax withheld | 14K | $95.41 |
| 2026-01-01 | SANDERS DANA M. | Grant | 16K | — |
| 2026-01-01 | SANDERS DANA M. | Tax withheld | 545 | $95.41 |
| 2026-01-01 | Hurley Jill K | Grant | 3.2K | — |
| 2026-01-01 | Cherry Pedro P. | Grant | 9.8K | — |
| 2026-01-01 | Blair Kevin S. | Grant | 201K | — |
| 2026-01-01 | Blair Kevin S. | Tax withheld | 51K | $95.41 |
| 2026-01-01 | Blair Kevin S. | Grant | 2.0K | — |
| 2026-01-01 | Farnsworth Thomas C III | Grant | 28K | — |
| 2026-01-01 | Farnsworth Thomas C III | Grant | 2.0K | — |
| 2026-01-01 | Bentsen Tim E | Grant | 22K | — |
| 2026-01-01 | Bentsen Tim E | Grant | 8.0K | — |
| 2026-01-01 | KAMENSKY ALLAN E | Grant | 57K | — |
| 2026-01-01 | KAMENSKY ALLAN E | Tax withheld | 8.5K | $95.41 |
| 2026-01-01 | KAMENSKY ALLAN E | Grant | 2.7K | — |
| 2026-01-01 | Storey Barry L. | Grant | 27K | — |
| 2026-01-01 | Storey Barry L. | Grant | 7.5K | — |
| 2026-01-01 | Storey Barry L. | Grant | 4.4K | — |
| 2026-01-01 | Storey Barry L. | Grant | 1.0K | — |
| 2026-01-01 | Montana Gregory G | Grant | 3.0K | — |
| 2026-01-01 | WHITE TERESA L | Grant | 12K | — |
| 2026-01-01 | TURNER M TERRY | Grant | 537K | — |
| 2026-01-01 | TURNER M TERRY | Tax withheld | 84K | $95.41 |
| 2026-01-01 | BURNS GREGORY L | Grant | 21K | — |
| 2026-01-01 | BURNS GREGORY L | Grant | 174 | — |
| 2026-01-01 | INGRAM DAVID B | Grant | 64K | — |
| 2026-01-01 | INGRAM DAVID B | Grant | 80K | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-08 | Reg FDExhibits | filing ↗ |
| 2026-05-22 | Shareholder vote | filing ↗ |
| 2026-05-19 | Debt obligationExhibits | filing ↗ |
| 2026-05-14 | Material agreementExhibits | filing ↗ |
| 2026-05-12 | OtherExhibits | filing ↗ |
| 2026-04-22 | ResultsReg FDExhibits | filing ↗ |
| 2026-03-02 | OtherExhibits | filing ↗ |
| 2026-01-21 | ResultsReg FDExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-08 | 2026-06-08 | 0002082866-26-000059 ↗ |
| 8-K | 2026-05-22 | 2026-05-21 | 0002082866-26-000056 ↗ |
| 8-K | 2026-05-19 | 2026-05-19 | 0001628280-26-036507 ↗ |
| 8-K | 2026-05-14 | 2026-05-12 | 0001628280-26-035160 ↗ |
| 8-K | 2026-05-12 | 2026-05-12 | 0002082866-26-000047 ↗ |
| 10-Q | 2026-05-06 | 2026-03-31 | 0002082866-26-000043 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0002082866-26-000039 ↗ |
| 8-K | 2026-03-02 | 2026-03-02 | 0002082866-26-000020 ↗ |
| 10-K | 2026-03-02 | 2025-12-31 | 0002082866-26-000018 ↗ |
| 8-K | 2026-01-21 | 2026-01-21 | 0002082866-26-000008 ↗ |
| 8-K | 2026-01-15 | 2026-01-14 | 0002082866-26-000004 ↗ |