BARCLAYS PLC
BCS, BCLYF · Commercial Banks, NEC · EDGAR filings ↗
Grade
C68Barclays is a large, diversified global bank but its mediocre returns keep it mid-pack despite scale and high accounting margins.
Strengths
- Massive scaled balance sheet (cash & investments 99.7th pct) and diversified retail + investment-banking franchise
- Net income growth of ~13.5% (80th pct) and net margin ~65% (96th pct) point to solid earnings momentum
Risks
- ROE only ~9.2% (67th pct) and ROA just 0.47% (33rd pct) — returns are unremarkable for a bank of this scale, the classic regional-bank over-grade trap
- Revenue growth a soft 3.7% (42nd pct); high ocf/net margins are partly bank-accounting artifacts and should be down-weighted
Notable findings
- Strong balance sheetStrong balance sheet — $345.2B cash & investments
Key metrics
Net margin
64.9%
Return on equity
9.2%
Return on assets
0.5%
Revenue growth (QoQ)
11.3%
Net-income growth
21.7%
Tangible book value
$99.4B
Cash & investments
$345.2B
Supply chain
Customers (1)
Suppliers (0)
Named in the 10-K; linked when we track them.
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 20-F | 2026-02-10 | 2025-12-31 | 0000312069-26-000004 ↗ |
| 20-F | 2025-02-13 | 2024-12-31 | 0000312069-25-000114 ↗ |
| 20-F | 2024-02-20 | 2023-12-31 | 0000312069-24-000026 ↗ |
| 20-F | 2023-02-15 | 2022-12-31 | 0000312069-23-000046 ↗ |
| 20-F | 2022-02-23 | 2021-12-31 | 0000312069-22-000059 ↗ |
| 20-F | 2021-02-18 | 2020-12-31 | 0001562762-21-000043 ↗ |