KINGSTONE COMPANIES, INC.
KINS · Fire, Marine & Casualty Insurance · 14.5M shares · +4%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: $289K (gross $2M, SBC $1M)
Reference price $14.99 · est. market cap ~$217M — last insider purchase, 2026-05-29 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B80Kingstone — small regional P&C insurer posting strong returns.
Strengths
- ROE 33% (90th pct), ROA (94th)
- Very low leverage (24th pct)
- Strong operating cash margin (82nd)
Risks
- Geographic concentration (NY coastal auto/home)
- Catastrophe exposure
- Sub-scale balance sheet
Notable findings
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
19.0%
Return on equity
33.2%
Return on assets
9.0%
Revenue growth (QoQ)
5.9%
Net-income growth
122.1%
Debt / equity
0.1×
Free cash flow
$73M
Tangible book value
$122M
Stock comp / revenue
0.7%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-18 | Chen Minlei | Tax withheld | 1.2K | $15.89 |
| 2026-05-29 | Newgarden Thomas | Buy | 8.0K | $14.99 |
| 2026-05-28 | Newgarden Thomas | Buy | 6.0K | $15.50 |
| 2026-05-13 | Newgarden Thomas | Buy | 15K | $14.36 |
| 2026-05-12 | Newgarden Thomas | Buy | 15K | $14.52 |
| 2026-04-16 | Yankus William L | Sell | 14K | $18.00 |
| 2026-04-15 | BRODSKY VICTOR J | Tax withheld | 2.5K | $16.61 |
| 2026-03-03 | Patten Randy L | Tax withheld | 435 | $16.53 |
| 2026-03-03 | BRODSKY VICTOR J | Grant | 6.1K | — |
| 2026-03-03 | Chen Minlei | Grant | 8.6K | — |
| 2026-03-03 | Chen Minlei | Tax withheld | 1.5K | $16.53 |
| 2026-03-03 | Chen Minlei | Option exercise | 3.3K | $2.25 |
| 2026-03-03 | BRODSKY VICTOR J | Tax withheld | 845 | $16.53 |
| 2026-03-03 | Chen Minlei | Grant | 8.6K | — |
| 2026-03-03 | Chen Minlei | Tax withheld | 1.5K | $16.53 |
| 2026-03-03 | Patten Randy L | Grant | 3.1K | — |
| 2026-01-09 | Golden Meryl S. | Grant | 40K | — |
| 2026-01-02 | Newgarden Thomas | Grant | 3.1K | — |
| 2026-01-02 | Singh Manmohan | Grant | 7.0K | — |
| 2026-01-02 | Yankus William L | Grant | 3.1K | — |
| 2026-01-02 | Pasricha Pranav | Grant | 7.0K | — |
| 2026-01-02 | Tupper Floyd R | Grant | 3.1K | — |
| 2026-01-02 | Golden Meryl S. | Tax withheld | 7.7K | $16.83 |
| 2025-12-31 | Golden Meryl S. | Grant | 1.7K | $12.78 |
| 2025-08-25 | Patten Randy L | Grant | 43K | — |
| 2025-08-19 | Pasricha Pranav | Grant | 1.5K | — |
| 2025-06-18 | Chen Minlei | Grant | 10K | — |
| 2025-05-27 | Newgarden Thomas | Buy | 12K | $16.77 |
| 2025-05-22 | Golden Meryl S. | Grant | 5.0K | $15.93 |
| 2025-05-22 | Golden Meryl S. | Buy | 5.0K | $15.93 |
| 2025-05-21 | Newgarden Thomas | Buy | 11K | $16.11 |
| 2025-05-16 | D'Andre Carla | Sell | 5.0K | $17.47 |
| 2025-05-16 | D'Andre Carla | Gift | 2.9K | — |
| 2025-04-15 | BRODSKY VICTOR J | Grant | 15K | — |
| 2025-03-03 | GRAVELLE JENNIFER | Grant | 8.8K | — |
| 2025-03-03 | Chen Minlei | Grant | 11K | — |
| 2025-01-26 | Chen Minlei | Option exercise | 3.3K | $2.25 |
| 2025-01-17 | GRAVELLE JENNIFER | Tax withheld | 2.0K | $15.32 |
| 2025-01-03 | Golden Meryl S. | Tax withheld | 4.8K | $15.03 |
| 2025-01-02 | Newgarden Thomas | Grant | 3.5K | — |
| 2025-01-02 | MCFADDEN TIMOTHY P | Grant | 3.5K | — |
| 2025-01-02 | Tupper Floyd R | Grant | 3.5K | — |
| 2025-01-02 | Singh Manmohan | Grant | 3.5K | — |
| 2025-01-02 | Golden Meryl S. | Tax withheld | 24K | $15.19 |
| 2025-01-02 | Golden Meryl S. | Grant | 40K | — |
| 2025-01-02 | Yankus William L | Grant | 3.5K | — |
| 2025-01-02 | D'Andre Carla | Grant | 3.5K | — |
| 2024-12-31 | Golden Meryl S. | Tax withheld | 18K | $15.57 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-19 | 0001021771-26-000076 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0000033992-26-000020 ↗ |
| 8-K | 2026-05-07 | 2026-05-07 | 0000033992-26-000018 ↗ |
| 8-K | 2026-04-27 | 2026-04-27 | 0001021771-26-000063 ↗ |
| 8-K | 2026-04-20 | 2026-04-17 | 0001021771-26-000053 ↗ |
| 8-K | 2026-04-17 | 2026-04-16 | 0001021771-26-000046 ↗ |
| 8-K | 2026-04-02 | 2026-04-01 | 0001021771-26-000036 ↗ |
| 10-K | 2026-03-16 | 2025-12-31 | 0000033992-26-000013 ↗ |
| 8-K | 2026-03-05 | 2026-03-05 | 0000033992-26-000005 ↗ |
| 8-K | 2026-02-04 | 2026-02-04 | 0001021771-26-000016 ↗ |
| 8-K | 2026-01-30 | 2026-01-30 | 0001021771-26-000014 ↗ |
| 10-Q | 2025-11-12 | 2025-09-30 | 0000033992-25-000027 ↗ |